40144 ZIP Code — Harned, KY

Breckinridge County, Kentucky

ZIP code 40144 is located in Harned, Kentucky, within Breckinridge County. It covers approximately 56.75 square miles and serves a population of 1,049 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 40144

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $179,000.

Median household income is $28,889. Poverty affects 36% of residents, above the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%; and disability rates above the national average at 30%.

Overall, ZIP code 40144 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,049

population

56.75

sq mi land

Standard

ZIP type

Central (CT)

timezone

40144 ZIP code map

Cities in ZIP code 40144

Below are the cities the US Postal Service accepts for ZIP code 40144. Using any city not on this list may result in mail delivery delays.

City	Status
Harned	Acceptable
Harned	Preferred

Nearby ZIP codes

40115 Custer (3.5 mi) 40115 Custer (3.5 mi) 40145 Hudson (6.1 mi) 40140 Garfield (7.6 mi) 40143 Hardinsburg (8 mi) 40146 Irvington (8.8 mi) 40152 Mc Daniels (9.4 mi) 40142 Guston (13.1 mi) 40119 Falls Of Rough (13.3 mi) 40111 Cloverport (13.4 mi) 40176 Webster (14.5 mi) 42712 Big Clifty (15 mi)

Demographics updated 05/2026

Population
Total population	1,049
Population density	18 / sq mi
State FIPS	21
County FIPS	027

Geography
Land area	56.75 sq mi
Water area	0.31 sq mi
Latitude	37.7287
Longitude	-86.3435
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.4%	52.7%	47.9%
$50k – $100k	34.6%	29.8%	30.3%
$100k – $200k	14.9%	15.3%	17.6%
Over $200k	0.0%	2.2%	4.2%

Demographics & statistics

1,049

Population

People per sq mi

52.3

Median age

$28,889

Median household income

$26,420

Per capita income

$179,000

Median home value

Median monthly rent

100.0%

Home ownership

36.2%

Poverty rate

8.3%

Unemployment

688

Housing units

16.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

147

65–74

157

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	111	10.6%
18 and over	938	89.4%
65 and over	372	35.5%
Median age	52.3 years

Race & ethnicity

White 97.7%

Two or more races 2.3%

Group	Count	%
White	1,025	97.7%
Two or more races	24	2.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.4%	52.7%	47.9%
$50k – $100k	34.6%	29.8%	30.3%
$100k – $200k	14.9%	15.3%	17.6%
Over $200k	0.0%	2.2%	4.2%

$10k–$15k 27.0%

$15k–$25k 22.1%

$25k–$35k 7.5%

$35k–$50k 11.2%

$50k–$75k 15.4%

$75k–$100k 1.9%

$100k–$150k 12.9%

$200k+ 2.1%

Range	% of households
$10k–$15k	27.0%
$15k–$25k	22.1%
$25k–$35k	7.5%
$35k–$50k	11.2%
$50k–$75k	15.4%
$75k–$100k	1.9%
$100k–$150k	12.9%
$200k+	2.1%
Median income	$28,889

Housing

Home values

Under $50k 4.9%

$50k–$100k 36.9%

$100k–$150k 7.3%

$150k–$200k 5.8%

$200k–$300k 41.8%

$300k–$500k 1.3%

$500k–$1M 2.1%

Housing overview

Metric	Value
Median home value	$179,000
Median rent / month	$0
Owner occupied	100.0%
Renter occupied	0.0%
Vacant	22.4%
Single-family detached	58.0%
Large apartment buildings	0.0%
Mobile homes	42.0%
Median rooms	5.8
Avg household size (owned)	1.96

Year built

Era	%
2020 or later	13.4%
2010–2019	17.4%
2000–2009	9.3%
1990–1999	37.1%
1980–1989	0.0%
1970–1979	0.4%
1960–1969	14.8%
1950–1959	7.1%
1940–1949	0.4%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.4%
2 bedrooms	15.0%
3 bedrooms	82.4%
4 bedrooms	0.6%
5+ bedrooms	1.6%

Vehicles per household

Vehicles	% of households
No vehicle	5.2%
1 vehicle	22.5%
2 vehicles	43.8%
3 or more	28.5%

Heating fuel

Fuel type	%
Utility gas	7.3%
Electricity	88.4%
Propane / LP gas	0.6%
Wood	3.7%

Households & families

Household type	Count	%
Married-couple family	228	42.7%
Cohabiting couple	0	0.0%
Male householder, no spouse	114	21.3%
Female householder, no spouse	192	36.0%
Households with children under 18	70	13.1%
Households with seniors (65+)	276	51.7%
Average household size	1.96

Marital status

Status	Male	Female
Never married	35.1%	28.5%
Married	46.1%	46.1%
Separated	0.0%	0.0%
Widowed	18.0%	14.1%
Divorced	0.8%	11.3%

Education

Less than 9th grade 3.1%

Some HS, no diploma 6.6%

HS graduate 43.7%

Some college, no degree 24.6%

Associate's degree 6.0%

Bachelor's degree 10.3%

Graduate / professional 5.8%

Metric	%
HS diploma or higher	90.4%
Bachelor's or higher	16.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	2.8%
Kindergarten	0	0.0%
Elementary school	38	21.6%
High school	115	65.3%
College / grad school	18	10.2%

Employment

Industry of employment

Education & healthcare 32.1%

Manufacturing 18.4%

Retail trade 11.3%

Information 10.5%

Construction 5.8%

Transportation & utilities 5.8%

Arts, food & hospitality 5.1%

Wholesale trade 3.6%

Other services 3.6%

Public administration 3.6%

Occupation

Category	%
Management, business & arts	30.6%
Service	0.0%
Sales & office	25.9%
Natural resources & construction	18.8%
Production & transportation	24.6%

Employment type

Type	%
Private sector	79.9%
Government	20.1%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	97.0%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	3.0%
Avg commute (minutes)	28.5

Poverty

All people 36.2%

Under 18 years 67.6%

18 and over 32.5%

Married-couple families 49.1%

Female-led households 82.1%

Income support

Source	% of households
Social Security	42.5%
Retirement income	27.5%
Supplemental Security	2.4%
Cash public assistance	2.4%
Food stamps / SNAP	3.9%

Health indicators

Condition	%
Obesity	40.1%
High blood pressure	44.1%
High cholesterol	40.0%
Diabetes	13.6%
Heart disease	8.7%
Stroke	4.1%
Asthma	11.6%
Arthritis	34.9%
Kidney disease	3.5%
Pulmonary disease	12.6%
Cancer	7.1%

Behavior / access	%
Smoking	26.7%
Binge drinking	14.8%
No physical activity	34.6%
Less than 7 hrs sleep	38.6%
Depression	26.8%
Fair or poor health	23.6%
Poor mental health	18.7%
Poor physical health	16.2%
No health insurance	11.1%
Visited doctor (checkup)	77.1%
Visited dentist	51.3%
Cholesterol screening	89.9%
Teeth loss	21.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	135	14.4%

Disability	%
Any disability	29.8%
Under 18	29.7%
18–64 years	13.4%
65 and over	54.8%

Health insurance coverage

Type	%
Private insurance	74.8%
Public insurance	42.5%
No insurance	12.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,044	99.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,049	100.0%
Born in same state	1,049	100.0%
Born in different state	923	88.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	288	27.5%
French	164	15.6%

Ancestry	Count	%
English	90	8.6%
Italian	90	8.6%

Technology access

Metric	% of households
Computer access	50.9%
Internet access	71.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40144

What city is ZIP code 40144 in?

ZIP code 40144 is primarily assigned to Harned, Kentucky.

What county is ZIP code 40144 in?

ZIP code 40144 falls within Breckinridge County, Kentucky.

What is the poverty rate in ZIP code 40144?

36% of residents in ZIP code 40144 live below the poverty line, above the national average.

Does ZIP code 40144 have an older population?

36% of residents in ZIP code 40144 are 65 or older, above the national average of ~17%.

Does ZIP code 40144 have a large retiree population?

43% of households in ZIP code 40144 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 40144 have a large veteran population?

14% of civilians in ZIP code 40144 are veterans, above the national average of ~7%.

What timezone is ZIP code 40144 in?

ZIP code 40144 observes the CST timezone.