40111 ZIP Code — Cloverport, KY

Breckinridge County, Kentucky

ZIP code 40111 is located in Cloverport, Kentucky, within Breckinridge County. It covers approximately 33.97 square miles and serves a population of 1,982 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 40111

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $96,700. Owner-occupancy sits near the national average at 74%.

Median household income is $38,438. Poverty affects 25% of residents, above the national average. SNAP benefit usage at 22% of households reflects economic stress in the area. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 40111 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,982

population

33.97

sq mi land

Standard

ZIP type

Central (CT)

timezone

40111 ZIP code map

Cities in ZIP code 40111

Below are the cities the US Postal Service accepts for ZIP code 40111. Using any city not on this list may result in mail delivery delays.

City	Status
Cloverport	Preferred

Nearby ZIP codes

40143 Hardinsburg (6.2 mi) 40170 Stephensport (7.2 mi) 47520 Cannelton (9.8 mi) 42348 Hawesville (11.6 mi) 42368 Reynolds Station (11.6 mi) 40119 Falls Of Rough (12.9 mi) 40144 Harned (13.4 mi) 40146 Irvington (13.4 mi) 42343 Fordsville (13.8 mi) 40152 Mc Daniels (14.1 mi) 40176 Webster (14.4 mi) 40161 Rhodelia (16.1 mi)

Demographics updated 05/2026

Population
Total population	1,982
Population density	58 / sq mi
State FIPS	21
County FIPS	027

Geography
Land area	33.97 sq mi
Water area	0.61 sq mi
Latitude	37.7994
Longitude	-86.5722
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.3%	52.7%	47.9%
$50k – $100k	31.5%	29.8%	30.3%
$100k – $200k	6.4%	15.3%	17.6%
Over $200k	0.9%	2.2%	4.2%

Demographics & statistics

1,982

Population

People per sq mi

38.6

Median age

$38,438

Median household income

$19,473

Per capita income

$96,700

Median home value

$325

Median monthly rent

73.9%

Home ownership

25.3%

Poverty rate

17.4%

Unemployment

629

Housing units

9.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

127

25–34

139

35–44

120

45–54

132

55–59

60–64

112

65–74

122

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	515	26.0%
18 and over	1,467	74.0%
65 and over	386	19.5%
Median age	38.6 years

Race & ethnicity

White 97.5%

Two or more races 1.9%

Hispanic or Latino 0.7%

Group	Count	%
White	1,945	97.5%
Two or more races	37	1.9%
Hispanic or Latino	13	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	61.3%	52.7%	47.9%
$50k – $100k	31.5%	29.8%	30.3%
$100k – $200k	6.4%	15.3%	17.6%
Over $200k	0.9%	2.2%	4.2%

Under $10k 11.9%

$10k–$15k 11.9%

$15k–$25k 12.3%

$25k–$35k 7.7%

$35k–$50k 13.8%

$50k–$75k 16.5%

$75k–$100k 14.8%

$100k–$150k 9.3%

$150k–$200k 0.3%

$200k+ 1.5%

Range	% of households
Under $10k	11.9%
$10k–$15k	11.9%
$15k–$25k	12.3%
$25k–$35k	7.7%
$35k–$50k	13.8%
$50k–$75k	16.5%
$75k–$100k	14.8%
$100k–$150k	9.3%
$150k–$200k	0.3%
$200k+	1.5%
Median income	$38,438

Housing

Home values

Under $50k 26.5%

$50k–$100k 26.1%

$100k–$150k 25.3%

$150k–$200k 13.2%

$200k–$300k 6.3%

$300k–$500k 2.6%

Housing overview

Metric	Value
Median home value	$96,700
Median rent / month	$325
Owner occupied	73.9%
Renter occupied	26.1%
Vacant	14.8%
Single-family detached	68.5%
Large apartment buildings	6.9%
Mobile homes	17.6%
Median rooms	5.6
Avg household size (owned)	3.12

Year built

Era	%
2020 or later	0.0%
2010–2019	3.0%
2000–2009	8.3%
1990–1999	12.0%
1980–1989	10.9%
1970–1979	25.6%
1960–1969	18.3%
1950–1959	5.4%
1940–1949	1.4%
1939 or earlier	15.2%

Bedrooms

Size	% of units
No bedroom (studio)	3.0%
1 bedroom	15.5%
2 bedrooms	21.3%
3 bedrooms	49.2%
4 bedrooms	9.5%
5+ bedrooms	1.6%

Vehicles per household

Vehicles	% of households
No vehicle	8.1%
1 vehicle	26.9%
2 vehicles	33.5%
3 or more	31.5%

Heating fuel

Fuel type	%
Utility gas	36.6%
Electricity	47.0%
Propane / LP gas	12.3%
Fuel oil	0.4%
Wood	3.6%

Households & families

Household type	Count	%
Married-couple family	321	46.6%
Cohabiting couple	57	8.3%
Male householder, no spouse	107	15.5%
Female householder, no spouse	204	29.6%
Households with children under 18	189	27.4%
Households with seniors (65+)	280	40.6%
Average household size	2.88

Marital status

Status	Male	Female
Never married	34.5%	17.0%
Married	47.6%	41.8%
Separated	0.3%	1.6%
Widowed	4.4%	15.1%
Divorced	13.2%	24.5%

Education

Less than 9th grade 5.6%

Some HS, no diploma 11.0%

HS graduate 45.0%

Some college, no degree 21.8%

Associate's degree 7.4%

Bachelor's degree 6.3%

Graduate / professional 3.0%

Metric	%
HS diploma or higher	83.4%
Bachelor's or higher	9.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	37	8.7%
Kindergarten	26	6.1%
Elementary school	273	64.4%
High school	44	10.4%
College / grad school	44	10.4%

Employment

Industry of employment

Manufacturing 31.5%

Education & healthcare 28.2%

Retail trade 9.9%

Arts, food & hospitality 9.0%

Transportation & utilities 5.0%

Finance & real estate 3.6%

Other services 3.6%

Professional & management 2.8%

Agriculture & mining 2.2%

Wholesale trade 2.2%

Construction 0.9%

Information 0.9%

Occupation

Category	%
Management, business & arts	26.9%
Service	16.5%
Sales & office	18.1%
Natural resources & construction	7.7%
Production & transportation	30.7%

Employment type

Type	%
Private sector	86.6%
Government	9.9%
Self-employed	3.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.6%
Carpool	10.5%
Public transit	0.0%
Walk	0.0%
Work from home	3.5%
Other means	0.4%
Avg commute (minutes)	26.0

Poverty

All people 25.3%

Under 18 years 17.6%

18 and over 28.0%

Married-couple families 15.3%

Female-led households 35.9%

Income support

Source	% of households
Social Security	45.0%
Retirement income	30.9%
Supplemental Security	12.0%
Cash public assistance	1.5%
Food stamps / SNAP	21.6%

Health indicators

Condition	%
Obesity	38.7%
High blood pressure	43.9%
High cholesterol	40.5%
Diabetes	13.3%
Heart disease	8.8%
Stroke	4.0%
Asthma	11.1%
Arthritis	35.0%
Kidney disease	3.5%
Pulmonary disease	12.0%
Cancer	7.6%

Behavior / access	%
Smoking	24.2%
Binge drinking	14.8%
No physical activity	33.0%
Less than 7 hrs sleep	37.7%
Depression	25.9%
Fair or poor health	21.9%
Poor mental health	17.8%
Poor physical health	15.2%
No health insurance	10.5%
Visited doctor (checkup)	77.6%
Visited dentist	54.0%
Cholesterol screening	90.5%
Teeth loss	19.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	76	5.2%

Disability	%
Any disability	19.7%
Under 18	1.9%
18–64 years	24.0%
65 and over	31.3%

Health insurance coverage

Type	%
Private insurance	50.4%
Public insurance	65.3%
No insurance	3.6%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,800	90.8%
Spanish	3	0.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	3	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,982	100.0%
Born in same state	1,973	99.5%
Born in different state	1,629	82.2%
Foreign born	9	0.5%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	390	19.7%
Arab	251	12.7%

Ancestry	Count	%
Italian	230	11.6%
German	4	0.2%

Technology access

Metric	% of households
Computer access	34.8%
Internet access	80.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40111

What city is ZIP code 40111 in?

ZIP code 40111 is primarily assigned to Cloverport, Kentucky.

What county is ZIP code 40111 in?

ZIP code 40111 falls within Breckinridge County, Kentucky.

What is the poverty rate in ZIP code 40111?

25% of residents in ZIP code 40111 live below the poverty line, above the national average.

How educated is the population of ZIP code 40111?

9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 40111 have a large retiree population?

45% of households in ZIP code 40111 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 40111?

The median home value in ZIP code 40111 is $96,700.

What timezone is ZIP code 40111 in?

ZIP code 40111 observes the CST timezone.