06795 ZIP Code — Watertown, CT

Litchfield County, Connecticut

ZIP code 06795 is located in Watertown, Connecticut, within Litchfield County. It covers approximately 25.92 square miles and serves a population of 14,190 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 860/959.

About ZIP code 06795

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $310,700. Owner-occupancy is high at 81%, well above the national average.

The gap between median ($86,104) and mean household income suggests income inequality — a small number of higher earners pull the average up. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.

Overall, ZIP code 06795 reflects a community defined by high homeownership and a significant Social Security-dependent population.

14,190

population

25.92

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

06795 ZIP code map

Cities in ZIP code 06795

Below are the cities the US Postal Service accepts for ZIP code 06795. Using any city not on this list may result in mail delivery delays.

City	Status
Watertown	Acceptable
Watertown	Preferred

Nearby ZIP codes

06779 Oakville (2.2 mi) 06787 Thomaston (3 mi) 06782 Plymouth (4.6 mi) 06710 Waterbury (4.7 mi) 06704 Waterbury (4.7 mi) 06749 Waterbury (5.1 mi) 06701 Waterbury (5.1 mi) 06708 Waterbury (5.1 mi) 06751 Bethlehem (5.2 mi) 06702 Waterbury (5.6 mi) 06786 Terryville (5.7 mi) 06762 Middlebury (6 mi)

Demographics updated 06/2026

Population
Total population	14,190
Population density	547 / sq mi
State FIPS	09
County FIPS	005

Geography
Land area	25.92 sq mi
Water area	0.46 sq mi
Latitude	41.6152
Longitude	-73.1141
Timezone	Eastern (ET)
Area code	860/959

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.4%	30.2%	32.0%
$50k – $100k	33.5%	29.4%	27.7%
$100k – $200k	31.3%	30.1%	27.1%
Over $200k	9.8%	10.3%	13.2%

Demographics & statistics

14,190

Population

547

People per sq mi

44.2

Median age

$86,104

Median household income

$44,647

Per capita income

$310,700

Median home value

$1,132

Median monthly rent

80.9%

Home ownership

8.8%

Poverty rate

6.2%

Unemployment

4,702

Housing units

39.9%

Bachelor's or higher

Age distribution

Male Female

281

Under 5

296

367

5–9

387

412

10–14

436

331

15–19

350

324

20–24

343

806

25–34

851

974

35–44

1,028

850

45–54

897

523

55–59

553

444

60–64

468

889

65–74

938

423

75–84

447

278

85+

294

← Male

Female →

Age summary

Group	Count	%
Under 18	2,570	18.1%
18 and over	11,620	81.9%
65 and over	3,269	23.0%
Median age	44.2 years

Race & ethnicity

White 79.6%

Asian 5.9%

Two or more races 5.6%

Hispanic or Latino 4.6%

Other race 2.2%

Black or African American 2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	11,828	79.6%
Asian	881	5.9%
Two or more races	836	5.6%
Hispanic or Latino	678	4.6%
Other race	331	2.2%
Black or African American	298	2%
American Indian / Alaska Native	16	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.4%	30.2%	32.0%
$50k – $100k	33.5%	29.4%	27.7%
$100k – $200k	31.3%	30.1%	27.1%
Over $200k	9.8%	10.3%	13.2%

Under $10k 3.7%

$10k–$15k 1.7%

$15k–$25k 4.0%

$25k–$35k 4.0%

$35k–$50k 9.5%

$50k–$75k 17.6%

$75k–$100k 15.7%

$100k–$150k 20.2%

$150k–$200k 11.5%

$200k+ 12.1%

Range	% of households
Under $10k	3.7%
$10k–$15k	1.7%
$15k–$25k	4.0%
$25k–$35k	4.0%
$35k–$50k	9.5%
$50k–$75k	17.6%
$75k–$100k	15.7%
$100k–$150k	20.2%
$150k–$200k	11.5%
$200k+	12.1%
Median income	$86,104

Housing

Home values

Under $50k 3.4%

$50k–$100k 0.7%

$100k–$150k 2.3%

$150k–$200k 6.8%

$200k–$300k 34.1%

$300k–$500k 42.5%

$500k–$1M 9.0%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$310,700
Median rent / month	$1,132
Owner occupied	80.9%
Renter occupied	19.1%
Vacant	6.0%
Single-family detached	80.3%
Large apartment buildings	0.2%
Mobile homes	0.0%
Median rooms	6.4
Avg household size (owned)	2.69

Year built

Era	%
2020 or later	0.4%
2010–2019	2.9%
2000–2009	6.0%
1990–1999	11.2%
1980–1989	12.5%
1970–1979	19.7%
1960–1969	9.4%
1950–1959	16.7%
1940–1949	6.0%
1939 or earlier	15.2%

Bedrooms

Size	% of units
No bedroom (studio)	2.3%
1 bedroom	5.5%
2 bedrooms	15.2%
3 bedrooms	51.0%
4 bedrooms	21.0%
5+ bedrooms	4.9%

Vehicles per household

Vehicles	% of households
No vehicle	3.4%
1 vehicle	30.2%
2 vehicles	42.9%
3 or more	23.6%

Heating fuel

Fuel type	%
Utility gas	24.1%
Electricity	15.0%
Propane / LP gas	5.8%
Fuel oil	51.8%
Wood	2.3%

Households & families

Household type	Count	%
Married-couple family	2,990	55.5%
Cohabiting couple	475	8.8%
Male householder, no spouse	733	13.6%
Female householder, no spouse	1,192	22.1%
Households with children under 18	1,560	28.9%
Households with seniors (65+)	2,320	43.0%
Average household size	2.58

Marital status

Status	Male	Female
Never married	29.7%	27.9%
Married	56.7%	48.5%
Separated	0.8%	0.0%
Widowed	3.8%	16.3%
Divorced	9.0%	7.3%

Education

Less than 9th grade 2.1%

Some HS, no diploma 2.9%

HS graduate 26.9%

Some college, no degree 20.2%

Associate's degree 7.9%

Bachelor's degree 23.5%

Graduate / professional 16.4%

Metric	%
HS diploma or higher	95.0%
Bachelor's or higher	39.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	171	6.0%
Kindergarten	234	8.2%
Elementary school	1,160	40.9%
High school	659	23.2%
College / grad school	613	21.6%

Employment

Industry of employment

Education & healthcare 31.7%

Professional & management 14.0%

Retail trade 12.3%

Arts, food & hospitality 8.2%

Finance & real estate 7.2%

Manufacturing 6.6%

Transportation & utilities 5.7%

Construction 4.6%

Public administration 3.5%

Other services 3.3%

Information 1.5%

Wholesale trade 1.1%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	49.4%
Service	19.7%
Sales & office	16.5%
Natural resources & construction	7.5%
Production & transportation	7.0%

Employment type

Type	%
Private sector	77.6%
Government	14.5%
Self-employed	7.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.2%
Carpool	6.0%
Public transit	0.9%
Walk	4.3%
Work from home	15.9%
Other means	0.7%
Avg commute (minutes)	24.4

Poverty

All people 8.8%

Under 18 years 15.4%

18 and over 7.4%

Married-couple families 7.4%

Female-led households 11.2%

Income support

Source	% of households
Social Security	41.2%
Retirement income	29.8%
Supplemental Security	7.7%
Cash public assistance	1.6%
Food stamps / SNAP	11.4%

Health indicators

Condition	%
Obesity	28.9%
High blood pressure	28.4%
High cholesterol	34.4%
Diabetes	8.1%
Heart disease	6.0%
Stroke	2.6%
Asthma	10.6%
Arthritis	25.8%
Kidney disease	2.6%
Pulmonary disease	6.0%
Cancer	7.6%

Behavior / access	%
Smoking	14.8%
Binge drinking	16.9%
No physical activity	18.0%
Less than 7 hrs sleep	31.5%
Depression	19.9%
Fair or poor health	10.3%
Poor mental health	13.2%
Poor physical health	8.8%
No health insurance	7.1%
Visited doctor (checkup)	76.1%
Visited dentist	73.8%
Cholesterol screening	93.0%
Teeth loss	8.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	814	7.0%

Disability	%
Any disability	16.4%
Under 18	4.7%
18–64 years	13.8%
65 and over	32.7%

Health insurance coverage

Type	%
Private insurance	72.6%
Public insurance	36.8%
No insurance	4.8%
Uninsured under 19	5.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,613	95.9%
Spanish	776	5.7%
Other Indo-European	233	1.7%
Asian & Pacific Islander	417	3.1%
Other languages	126	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,251	86.3%
Born in same state	11,845	83.5%
Born in different state	9,613	67.7%
Foreign born	406	2.9%
Naturalized citizen	1,939	13.7%
Not a US citizen	1,191	61.4%

Ancestry

Ancestry	Count	%
Italian	2,504	17.6%
French	822	5.8%
Norwegian	358	2.5%
German	323	2.3%

Ancestry	Count	%
Arab	248	1.7%
Irish	70	0.5%
Polish	38	0.3%
English	31	0.2%

Technology access

Metric	% of households
Computer access	38.0%
Internet access	94.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 06795

What city is ZIP code 06795 in?

ZIP code 06795 is primarily assigned to Watertown, Connecticut.

What county is ZIP code 06795 in?

ZIP code 06795 falls within Litchfield County, Connecticut.

Is ZIP code 06795 mostly owner-occupied?

81% of occupied units in ZIP code 06795 are owner-occupied, well above the national average.

Does ZIP code 06795 have a large retiree population?

41% of households in ZIP code 06795 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 06795?

The median home value in ZIP code 06795 is $310,700.

What is the population of ZIP code 06795?

ZIP code 06795 has an estimated population of 14,190 residents, with a density of 548 people per square mile.

What timezone is ZIP code 06795 in?

ZIP code 06795 observes the EST timezone.