06704 ZIP Code — Waterbury, CT

New Haven County, Connecticut

ZIP code 06704 is located in Waterbury, Connecticut, within New Haven County. It covers approximately 8.08 square miles and serves a population of 30,124 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 203/475.

About ZIP code 06704

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $157,800. Renters make up the majority at 55%, typical of denser urban areas.

Median household income is $47,736. Poverty affects 25% of residents, above the national average. SNAP benefit usage at 27% of households reflects economic stress in the area. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 06704 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

30,124

population

8.08

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

06704 ZIP code map

Cities in ZIP code 06704

Below are the cities the US Postal Service accepts for ZIP code 06704. Using any city not on this list may result in mail delivery delays.

City	Status
Waterbury	Acceptable
Waterbury	Preferred

Nearby ZIP codes

06710 Waterbury (1.1 mi) 06702 Waterbury (1.9 mi) 06749 Waterbury (2 mi) 06701 Waterbury (2 mi) 06779 Oakville (2.5 mi) 06708 Waterbury (2.8 mi) 06716 Wolcott (3.1 mi) 06705 Waterbury (3.1 mi) 06706 Waterbury (3.5 mi) 06795 Watertown (4.7 mi) 06782 Plymouth (5.1 mi) 06786 Terryville (5.5 mi)

Demographics updated 05/2026

Population
Total population	30,124
Population density	3,728 / sq mi
State FIPS	09
County FIPS	009

Geography
Land area	8.08 sq mi
Water area	0.19 sq mi
Latitude	41.5845
Longitude	-73.0339
Timezone	Eastern (ET)
Area code	203/475

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.3%	35.9%	32.0%
$50k – $100k	26.7%	28.9%	27.7%
$100k – $200k	11.9%	25.5%	27.1%
Over $200k	3.0%	9.7%	13.2%

Demographics & statistics

30,124

Population

3,728

People per sq mi

36.4

Median age

$47,736

Median household income

$26,888

Per capita income

$157,800

Median home value

$1,119

Median monthly rent

44.8%

Home ownership

25.2%

Poverty rate

12.6%

Unemployment

6,622

Housing units

12.4%

Bachelor's or higher

Age distribution

Male Female

819

Under 5

882

935

5–9

1,008

1,049

10–14

1,131

1,104

15–19

1,190

1,092

20–24

1,177

2,057

25–34

2,216

1,861

35–44

2,006

1,939

45–54

2,089

706

55–59

760

983

60–64

1,060

1,258

65–74

1,356

465

75–84

501

231

85+

249

← Male

Female →

Age summary

Group	Count	%
Under 18	7,097	23.6%
18 and over	23,027	76.4%
65 and over	4,060	13.5%
Median age	36.4 years

Race & ethnicity

Black or African American 30.7%

White 29.3%

Hispanic or Latino 17.6%

Two or more races 12.4%

Other race 8.8%

Asian 1%

American Indian / Alaska Native 0.2%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
Black or African American	11,227	30.7%
White	10,699	29.3%
Hispanic or Latino	6,430	17.6%
Two or more races	4,515	12.4%
Other race	3,222	8.8%
Asian	356	1%
American Indian / Alaska Native	71	0.2%
Native Hawaiian / Pacific Islander	34	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.3%	35.9%	32.0%
$50k – $100k	26.7%	28.9%	27.7%
$100k – $200k	11.9%	25.5%	27.1%
Over $200k	3.0%	9.7%	13.2%

Under $10k 8.1%

$10k–$15k 6.7%

$15k–$25k 13.6%

$25k–$35k 9.7%

$35k–$50k 14.6%

$50k–$75k 19.7%

$75k–$100k 7.0%

$100k–$150k 14.9%

$150k–$200k 2.5%

$200k+ 3.3%

Range	% of households
Under $10k	8.1%
$10k–$15k	6.7%
$15k–$25k	13.6%
$25k–$35k	9.7%
$35k–$50k	14.6%
$50k–$75k	19.7%
$75k–$100k	7.0%
$100k–$150k	14.9%
$150k–$200k	2.5%
$200k+	3.3%
Median income	$47,736

Housing

Home values

Under $50k 4.0%

$50k–$100k 15.9%

$100k–$150k 26.3%

$150k–$200k 28.2%

$200k–$300k 20.6%

$300k–$500k 2.5%

$500k–$1M 2.2%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$157,800
Median rent / month	$1,119
Owner occupied	44.8%
Renter occupied	55.2%
Vacant	9.6%
Single-family detached	38.2%
Large apartment buildings	6.0%
Mobile homes	0.0%
Median rooms	4.9
Avg household size (owned)	2.70

Year built

Era	%
2020 or later	0.0%
2010–2019	1.9%
2000–2009	2.7%
1990–1999	5.2%
1980–1989	14.7%
1970–1979	11.9%
1960–1969	9.8%
1950–1959	12.8%
1940–1949	7.7%
1939 or earlier	33.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.5%
1 bedroom	9.4%
2 bedrooms	36.9%
3 bedrooms	39.4%
4 bedrooms	8.8%
5+ bedrooms	3.0%

Vehicles per household

Vehicles	% of households
No vehicle	19.1%
1 vehicle	46.8%
2 vehicles	25.6%
3 or more	8.5%

Heating fuel

Fuel type	%
Utility gas	40.2%
Electricity	31.3%
Propane / LP gas	2.5%
Fuel oil	23.9%
Wood	0.3%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	3,306	27.7%
Cohabiting couple	880	7.4%
Male householder, no spouse	2,656	22.3%
Female householder, no spouse	5,091	42.7%
Households with children under 18	4,627	38.8%
Households with seniors (65+)	3,159	26.5%
Average household size	2.51

Marital status

Status	Male	Female
Never married	47.9%	42.8%
Married	34.6%	29.9%
Separated	4.0%	4.0%
Widowed	1.3%	9.5%
Divorced	12.2%	13.8%

Education

Less than 9th grade 8.2%

Some HS, no diploma 10.1%

HS graduate 38.9%

Some college, no degree 22.0%

Associate's degree 8.5%

Bachelor's degree 7.8%

Graduate / professional 4.6%

Metric	%
HS diploma or higher	81.8%
Bachelor's or higher	12.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	471	5.6%
Kindergarten	480	5.7%
Elementary school	3,352	39.8%
High school	2,117	25.2%
College / grad school	1,994	23.7%

Employment

Industry of employment

Education & healthcare 29.7%

Retail trade 17.0%

Manufacturing 16.0%

Professional & management 6.2%

Finance & real estate 6.0%

Arts, food & hospitality 6.0%

Transportation & utilities 5.0%

Construction 4.9%

Other services 4.1%

Public administration 2.9%

Wholesale trade 1.1%

Information 0.9%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	23.0%
Service	22.3%
Sales & office	25.9%
Natural resources & construction	7.0%
Production & transportation	21.8%

Employment type

Type	%
Private sector	80.9%
Government	11.1%
Self-employed	7.6%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	71.7%
Carpool	11.5%
Public transit	4.9%
Walk	2.2%
Work from home	6.9%
Other means	2.8%
Avg commute (minutes)	26.6

Poverty

All people 25.2%

Under 18 years 38.0%

18 and over 21.4%

Married-couple families 8.1%

Female-led households 37.9%

Income support

Source	% of households
Social Security	31.7%
Retirement income	16.9%
Supplemental Security	6.7%
Cash public assistance	6.6%
Food stamps / SNAP	27.2%

Health indicators

Condition	%
Obesity	42.2%
High blood pressure	36.5%
High cholesterol	31.5%
Diabetes	14.4%
Heart disease	6.9%
Stroke	4.1%
Asthma	13.2%
Arthritis	25.5%
Kidney disease	3.5%
Pulmonary disease	8.5%
Cancer	5.3%

Behavior / access	%
Smoking	23.7%
Binge drinking	13.4%
No physical activity	34.0%
Less than 7 hrs sleep	41.9%
Depression	21.4%
Fair or poor health	22.1%
Poor mental health	18.0%
Poor physical health	13.9%
No health insurance	18.7%
Visited doctor (checkup)	76.7%
Visited dentist	53.9%
Cholesterol screening	87.5%
Teeth loss	21.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	778	3.4%

Disability	%
Any disability	13.0%
Under 18	1.9%
18–64 years	12.2%
65 and over	36.7%

Health insurance coverage

Type	%
Private insurance	43.1%
Public insurance	57.4%
No insurance	8.2%
Uninsured under 19	3.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	28,423	94.4%
Spanish	3,884	13.7%
Other Indo-European	3,338	11.7%
Asian & Pacific Islander	393	1.4%
Other languages	42	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	24,989	83.0%
Born in same state	20,946	69.5%
Born in different state	14,775	49.0%
Foreign born	4,043	13.4%
Naturalized citizen	5,135	17.0%
Not a US citizen	2,623	51.1%

Ancestry

Ancestry	Count	%
Italian	831	2.8%
French	462	1.5%
Arab	268	0.9%
German	191	0.6%

Ancestry	Count	%
Norwegian	135	0.4%
English	85	0.3%
Polish	12	0%
Irish	4	0%

Technology access

Metric	% of households
Computer access	39.6%
Internet access	90.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 06704

What city is ZIP code 06704 in?

ZIP code 06704 is primarily assigned to Waterbury, Connecticut.

What county is ZIP code 06704 in?

ZIP code 06704 falls within New Haven County, Connecticut.

What is the poverty rate in ZIP code 06704?

25% of residents in ZIP code 06704 live below the poverty line, above the national average.

How educated is the population of ZIP code 06704?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 06704 mostly rentals?

55% of occupied units in ZIP code 06704 are renter-occupied.

What is the typical home value in ZIP code 06704?

The median home value in ZIP code 06704 is $157,800.

What timezone is ZIP code 06704 in?

ZIP code 06704 observes the EST timezone.