06706 ZIP Code — Waterbury, CT

New Haven County, Connecticut

ZIP code 06706 is located in Waterbury, Connecticut, within New Haven County. It covers approximately 3.84 square miles and serves a population of 15,459 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 203.

About ZIP code 06706

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $148,100. Owner-occupancy sits near the national average at 46%.

Median household income is $54,075. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 37% of households reflects economic stress in the area. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 06706 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

15,459

population

3.84

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

06706 ZIP code map

Cities in ZIP code 06706

Below are the cities the US Postal Service accepts for ZIP code 06706. Using any city not on this list may result in mail delivery delays.

City	Status
Waterbury	Acceptable
Waterbury	Preferred

Nearby ZIP codes

06702 Waterbury (1.8 mi) 06705 Waterbury (2 mi) 06701 Waterbury (2.2 mi) 06749 Waterbury (2.2 mi) 06708 Waterbury (2.5 mi) 06710 Waterbury (2.8 mi) 06712 Prospect (3.4 mi) 06704 Waterbury (3.5 mi) 06770 Naugatuck (3.6 mi) 06762 Middlebury (4.8 mi) 06716 Wolcott (5 mi) 06779 Oakville (5.1 mi)

Demographics updated 05/2026

Population
Total population	15,459
Population density	4,026 / sq mi
State FIPS	09
County FIPS	009

Geography
Land area	3.84 sq mi
Water area	0.12 sq mi
Latitude	41.5348
Longitude	-73.0228
Timezone	Eastern (ET)
Area code	203

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.4%	35.9%	32.0%
$50k – $100k	32.5%	28.9%	27.7%
$100k – $200k	14.6%	25.5%	27.1%
Over $200k	1.5%	9.7%	13.2%

Demographics & statistics

15,459

Population

4,026

People per sq mi

36.5

Median age

$54,075

Median household income

$25,423

Per capita income

$148,100

Median home value

$1,161

Median monthly rent

46.1%

Home ownership

20.8%

Poverty rate

9.2%

Unemployment

3,023

Housing units

14.2%

Bachelor's or higher

Age distribution

Male Female

453

Under 5

455

552

5–9

556

482

10–14

484

476

15–19

479

420

20–24

422

1,369

25–34

1,377

869

35–44

874

1,024

45–54

1,030

431

55–59

434

558

60–64

561

744

65–74

748

248

75–84

249

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	3,525	22.8%
18 and over	11,934	77.2%
65 and over	2,153	13.9%
Median age	36.5 years

Race & ethnicity

White 33.6%

Hispanic or Latino 21.4%

Black or African American 18.6%

Other race 14.2%

Two or more races 8.9%

Asian 3.1%

American Indian / Alaska Native 0.2%

Group	Count	%
White	6,604	33.6%
Hispanic or Latino	4,217	21.4%
Black or African American	3,666	18.6%
Other race	2,795	14.2%
Two or more races	1,745	8.9%
Asian	603	3.1%
American Indian / Alaska Native	46	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.4%	35.9%	32.0%
$50k – $100k	32.5%	28.9%	27.7%
$100k – $200k	14.6%	25.5%	27.1%
Over $200k	1.5%	9.7%	13.2%

Under $10k 4.3%

$10k–$15k 8.3%

$15k–$25k 9.8%

$25k–$35k 9.6%

$35k–$50k 12.8%

$50k–$75k 20.5%

$75k–$100k 11.2%

$100k–$150k 14.8%

$150k–$200k 5.6%

$200k+ 3.1%

Range	% of households
Under $10k	4.3%
$10k–$15k	8.3%
$15k–$25k	9.8%
$25k–$35k	9.6%
$35k–$50k	12.8%
$50k–$75k	20.5%
$75k–$100k	11.2%
$100k–$150k	14.8%
$150k–$200k	5.6%
$200k+	3.1%
Median income	$54,075

Housing

Home values

Under $50k 2.3%

$50k–$100k 14.6%

$100k–$150k 34.5%

$150k–$200k 28.9%

$200k–$300k 16.6%

$300k–$500k 1.5%

$500k–$1M 1.6%

Housing overview

Metric	Value
Median home value	$148,100
Median rent / month	$1,161
Owner occupied	46.1%
Renter occupied	53.9%
Vacant	8.9%
Single-family detached	40.9%
Large apartment buildings	5.3%
Mobile homes	0.0%
Median rooms	5.1
Avg household size (owned)	2.66

Year built

Era	%
2020 or later	0.0%
2010–2019	1.5%
2000–2009	1.3%
1990–1999	3.6%
1980–1989	6.6%
1970–1979	5.2%
1960–1969	8.2%
1950–1959	18.2%
1940–1949	12.6%
1939 or earlier	42.8%

Bedrooms

Size	% of units
No bedroom (studio)	3.0%
1 bedroom	10.3%
2 bedrooms	31.9%
3 bedrooms	43.4%
4 bedrooms	10.6%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	18.9%
1 vehicle	35.6%
2 vehicles	32.3%
3 or more	13.2%

Heating fuel

Fuel type	%
Utility gas	50.2%
Electricity	24.5%
Propane / LP gas	2.5%
Fuel oil	22.1%
Wood	0.4%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	2,041	37.7%
Cohabiting couple	565	10.4%
Male householder, no spouse	1,119	20.7%
Female householder, no spouse	1,692	31.2%
Households with children under 18	1,958	36.1%
Households with seniors (65+)	1,595	29.4%
Average household size	2.83

Marital status

Status	Male	Female
Never married	41.6%	41.1%
Married	43.1%	35.8%
Separated	3.2%	2.8%
Widowed	2.6%	8.0%
Divorced	9.6%	12.3%

Education

Less than 9th grade 12.2%

Some HS, no diploma 11.1%

HS graduate 39.3%

Some college, no degree 16.7%

Associate's degree 6.6%

Bachelor's degree 7.1%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	76.7%
Bachelor's or higher	14.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	195	5.5%
Kindergarten	302	8.5%
Elementary school	1,549	43.4%
High school	724	20.3%
College / grad school	799	22.4%

Employment

Industry of employment

Education & healthcare 23.6%

Retail trade 16.7%

Professional & management 14.3%

Finance & real estate 9.1%

Arts, food & hospitality 8.7%

Manufacturing 8.5%

Construction 6.3%

Other services 6.1%

Transportation & utilities 3.9%

Information 1.1%

Wholesale trade 0.9%

Public administration 0.7%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	25.2%
Service	26.4%
Sales & office	21.3%
Natural resources & construction	10.1%
Production & transportation	17.0%

Employment type

Type	%
Private sector	88.5%
Government	5.2%
Self-employed	6.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	64.6%
Carpool	17.9%
Public transit	3.8%
Walk	2.7%
Work from home	6.2%
Other means	4.9%
Avg commute (minutes)	27.5

Poverty

All people 20.8%

Under 18 years 35.3%

18 and over 16.6%

Married-couple families 12.8%

Female-led households 30.9%

Income support

Source	% of households
Social Security	36.6%
Retirement income	26.4%
Supplemental Security	10.1%
Cash public assistance	6.2%
Food stamps / SNAP	37.1%

Health indicators

Condition	%
Obesity	40.5%
High blood pressure	36.0%
High cholesterol	33.9%
Diabetes	14.4%
Heart disease	7.6%
Stroke	4.0%
Asthma	12.5%
Arthritis	26.6%
Kidney disease	3.6%
Pulmonary disease	9.3%
Cancer	5.8%

Behavior / access	%
Smoking	23.9%
Binge drinking	13.5%
No physical activity	33.9%
Less than 7 hrs sleep	40.1%
Depression	21.9%
Fair or poor health	22.3%
Poor mental health	17.7%
Poor physical health	14.4%
No health insurance	18.7%
Visited doctor (checkup)	75.7%
Visited dentist	54.2%
Cholesterol screening	87.3%
Teeth loss	20.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	603	5.1%

Disability	%
Any disability	19.5%
Under 18	8.4%
18–64 years	18.3%
65 and over	43.1%

Health insurance coverage

Type	%
Private insurance	36.1%
Public insurance	61.0%
No insurance	11.0%
Uninsured under 19	7.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,551	94.1%
Spanish	2,821	19.4%
Other Indo-European	2,195	15.1%
Asian & Pacific Islander	605	4.2%
Other languages	11	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	12,140	78.5%
Born in same state	10,123	65.5%
Born in different state	7,613	49.2%
Foreign born	2,017	13.0%
Naturalized citizen	3,319	21.5%
Not a US citizen	1,608	48.4%

Ancestry

Ancestry	Count	%
Italian	1,184	7.7%
Arab	460	3%
French	391	2.5%
Norwegian	165	1.1%

Ancestry	Count	%
German	50	0.3%
Dutch	16	0.1%
Irish	10	0.1%

Technology access

Metric	% of households
Computer access	35.0%
Internet access	90.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 06706

What city is ZIP code 06706 in?

ZIP code 06706 is primarily assigned to Waterbury, Connecticut.

What county is ZIP code 06706 in?

ZIP code 06706 falls within New Haven County, Connecticut.

What is the poverty rate in ZIP code 06706?

21% of residents in ZIP code 06706 live below the poverty line, above the national average.

How educated is the population of ZIP code 06706?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 06706 have a large retiree population?

37% of households in ZIP code 06706 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 06706?

The median home value in ZIP code 06706 is $148,100.

What timezone is ZIP code 06706 in?

ZIP code 06706 observes the EST timezone.