06786 ZIP Code — Terryville, CT
Litchfield County, Connecticut
ZIP code 06786 is located in Terryville, Connecticut, within Litchfield County. It covers approximately 14.34 square miles and serves a population of 9,398 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 860/959.
About ZIP code 06786
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $227,800. Owner-occupancy sits near the national average at 74%.
Median household income is $93,110. 34% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.
Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.
9,398
population
14.34
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
06786 ZIP code map
Cities in ZIP code 06786
Below are the cities the US Postal Service accepts for ZIP code 06786. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Terryville | Preferred |
Nearby ZIP codes
06782 Plymouth (1.1 mi)
06787 Thomaston (3.6 mi)
06010 Bristol (4.6 mi)
06778 Northfield (5 mi)
06716 Wolcott (5.2 mi)
06779 Oakville (5.5 mi)
06704 Waterbury (5.5 mi)
06795 Watertown (5.7 mi)
06791 Harwinton (6.4 mi)
06710 Waterbury (6.5 mi)
06702 Waterbury (7.4 mi)
06749 Waterbury (7.4 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 9,398 |
| Population density | 655 / sq mi |
| State FIPS | 09 |
| County FIPS | 005 |
| Geography | |
|---|---|
| Land area | 14.34 sq mi |
| Water area | 0.21 sq mi |
| Latitude | 41.6643 |
| Longitude | -73.0260 |
| Timezone | Eastern (ET) |
| Area code | 860/959 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 35.3% | 30.2% | 32.0% |
| $50k – $100k | 26.3% | 29.4% | 27.7% |
| $100k – $200k | 32.2% | 30.1% | 27.1% |
| Over $200k | 6.3% | 10.3% | 13.2% |
Demographics & statistics
9,398
Population
655
People per sq mi
42.1
Median age
$93,110
Median household income
$41,191
Per capita income
$227,800
Median home value
$1,160
Median monthly rent
74.2%
Home ownership
8.5%
Poverty rate
7.0%
Unemployment
3,261
Housing units
25.5%
Bachelor's or higher
Age distribution
Male
Female
161
Under 5
188
259
5–9
303
247
10–14
290
279
15–19
326
379
20–24
443
461
25–34
540
593
35–44
695
531
45–54
621
316
55–59
371
406
60–64
475
479
65–74
561
158
75–84
185
60
85+
71
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 1,843 | 19.6% |
| 18 and over | 7,555 | 80.4% |
| 65 and over | 1,514 | 16.1% |
| Median age | 42.1 years | |
Race & ethnicity
White
83.7%
Two or more races
9.4%
Hispanic or Latino
5.3%
Other race
1.4%
Asian
0.1%
| Group | Count | % |
|---|---|---|
| White | 8,312 | 83.7% |
| Two or more races | 938 | 9.4% |
| Hispanic or Latino | 529 | 5.3% |
| Other race | 141 | 1.4% |
| Asian | 6 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 35.3% | 30.2% | 32.0% |
| $50k – $100k | 26.3% | 29.4% | 27.7% |
| $100k – $200k | 32.2% | 30.1% | 27.1% |
| Over $200k | 6.3% | 10.3% | 13.2% |
Under $10k
5.0%
$10k–$15k
2.2%
$15k–$25k
6.6%
$25k–$35k
6.6%
$35k–$50k
7.6%
$50k–$75k
14.2%
$75k–$100k
10.9%
$100k–$150k
23.4%
$150k–$200k
12.8%
$200k+
10.8%
| Range | % of households |
|---|---|
| Under $10k | 5.0% |
| $10k–$15k | 2.2% |
| $15k–$25k | 6.6% |
| $25k–$35k | 6.6% |
| $35k–$50k | 7.6% |
| $50k–$75k | 14.2% |
| $75k–$100k | 10.9% |
| $100k–$150k | 23.4% |
| $150k–$200k | 12.8% |
| $200k+ | 10.8% |
| Median income | $93,110 |
Housing
Home values
Under $50k
3.8%
$50k–$100k
2.8%
$100k–$150k
3.8%
$150k–$200k
23.2%
$200k–$300k
39.8%
$300k–$500k
24.0%
$500k–$1M
1.9%
$1M+
0.6%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $227,800 |
| Median rent / month | $1,160 |
| Owner occupied | 74.2% |
| Renter occupied | 25.8% |
| Vacant | 12.9% |
| Single-family detached | 70.7% |
| Large apartment buildings | 0.9% |
| Mobile homes | 2.4% |
| Median rooms | 5.7 |
| Avg household size (owned) | 2.71 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.3% |
| 2010–2019 | 4.5% |
| 2000–2009 | 6.4% |
| 1990–1999 | 7.4% |
| 1980–1989 | 15.8% |
| 1970–1979 | 15.0% |
| 1960–1969 | 10.6% |
| 1950–1959 | 11.7% |
| 1940–1949 | 7.4% |
| 1939 or earlier | 20.8% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.2% |
| 1 bedroom | 10.7% |
| 2 bedrooms | 24.5% |
| 3 bedrooms | 46.6% |
| 4 bedrooms | 16.0% |
| 5+ bedrooms | 2.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.8% |
| 1 vehicle | 30.0% |
| 2 vehicles | 37.6% |
| 3 or more | 27.7% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 18.9% |
| Electricity | 14.7% |
| Propane / LP gas | 6.6% |
| Fuel oil | 55.7% |
| Wood | 3.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 1,865 | 50.9% |
| Cohabiting couple | 278 | 7.6% |
| Male householder, no spouse | 571 | 15.6% |
| Female householder, no spouse | 948 | 25.9% |
| Households with children under 18 | 844 | 23.0% |
| Households with seniors (65+) | 1,133 | 30.9% |
| Average household size | 2.56 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 35.2% | 34.9% |
| Married | 52.7% | 44.0% |
| Separated | 0.8% | 3.0% |
| Widowed | 2.4% | 9.3% |
| Divorced | 8.9% | 8.8% |
Education
Less than 9th grade
2.0%
Some HS, no diploma
3.9%
HS graduate
34.7%
Some college, no degree
22.4%
Associate's degree
11.6%
Bachelor's degree
17.3%
Graduate / professional
8.1%
| Metric | % |
|---|---|
| HS diploma or higher | 94.1% |
| Bachelor's or higher | 25.5% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 111 | 5.5% |
| Kindergarten | 89 | 4.4% |
| Elementary school | 807 | 40.2% |
| High school | 543 | 27.1% |
| College / grad school | 456 | 22.7% |
Employment
Industry of employment
Education & healthcare
29.1%
Manufacturing
18.0%
Arts, food & hospitality
10.2%
Retail trade
9.4%
Professional & management
9.3%
Construction
7.8%
Finance & real estate
4.7%
Transportation & utilities
4.0%
Wholesale trade
2.2%
Public administration
2.1%
Other services
1.7%
Information
1.4%
Agriculture & mining
0.1%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 34.6% |
| Service | 20.2% |
| Sales & office | 19.9% |
| Natural resources & construction | 11.0% |
| Production & transportation | 14.4% |
Employment type
| Type | % |
|---|---|
| Private sector | 80.7% |
| Government | 14.2% |
| Self-employed | 5.1% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 76.7% |
| Carpool | 7.1% |
| Public transit | 0.0% |
| Walk | 3.3% |
| Work from home | 11.0% |
| Other means | 1.9% |
| Avg commute (minutes) | 29.0 |
Poverty
All people
8.5%
Under 18 years
15.1%
18 and over
6.9%
Married-couple families
2.9%
Female-led households
12.1%
Income support
| Source | % of households |
|---|---|
| Social Security | 33.9% |
| Retirement income | 24.8% |
| Supplemental Security | 3.7% |
| Cash public assistance | 1.4% |
| Food stamps / SNAP | 9.9% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.1% |
| High blood pressure | 26.8% |
| High cholesterol | 31.8% |
| Diabetes | 7.6% |
| Heart disease | 5.5% |
| Stroke | 2.5% |
| Asthma | 10.9% |
| Arthritis | 24.0% |
| Kidney disease | 2.4% |
| Pulmonary disease | 6.0% |
| Cancer | 6.6% |
| Behavior / access | % |
|---|---|
| Smoking | 17.6% |
| Binge drinking | 18.4% |
| No physical activity | 19.1% |
| Less than 7 hrs sleep | 33.4% |
| Depression | 21.2% |
| Fair or poor health | 10.7% |
| Poor mental health | 14.6% |
| Poor physical health | 9.0% |
| No health insurance | 8.3% |
| Visited doctor (checkup) | 74.2% |
| Visited dentist | 70.9% |
| Cholesterol screening | 91.4% |
| Teeth loss | 9.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 569 | 7.5% |
| Disability | % |
|---|---|
| Any disability | 14.1% |
| Under 18 | 2.0% |
| 18–64 years | 11.4% |
| 65 and over | 39.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 67.4% |
| Public insurance | 41.0% |
| No insurance | 4.6% |
| Uninsured under 19 | 7.5% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 9,049 | 96.3% |
| Spanish | 194 | 2.1% |
| Other Indo-European | 130 | 1.4% |
| Asian & Pacific Islander | 47 | 0.5% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 9,156 | 97.4% |
| Born in same state | 8,963 | 95.4% |
| Born in different state | 7,452 | 79.3% |
| Foreign born | 193 | 2.1% |
| Naturalized citizen | 242 | 2.6% |
| Not a US citizen | 194 | 80.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 1,194 | 12.7% |
| French | 782 | 8.3% |
| German | 597 | 6.4% |
| Arab | 584 | 6.2% |
| Norwegian | 65 | 0.7% |
| Ancestry | Count | % |
|---|---|---|
| English | 51 | 0.5% |
| Dutch | 37 | 0.4% |
| Polish | 35 | 0.4% |
| Irish | 15 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 39.0% |
| Internet access | 92.1% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 06786
What city is ZIP code 06786 in?
ZIP code 06786 is primarily assigned to Terryville, Connecticut.
What county is ZIP code 06786 in?
ZIP code 06786 falls within Litchfield County, Connecticut.
What is the population of ZIP code 06786?
ZIP code 06786 has an estimated population of 9,398 residents, with a density of 656 people per square mile.
What is the median household income in ZIP code 06786?
The median household income in ZIP code 06786 is $93,110, above the national median of ~$75,000.
What is the typical home value in ZIP code 06786?
The median home value in ZIP code 06786 is $227,800.
What timezone is ZIP code 06786 in?
ZIP code 06786 observes the EST timezone.