12182 ZIP Code — Troy, NY

Rensselaer County, New York

ZIP code 12182 is located in Troy, New York, within Rensselaer County. It covers approximately 13.66 square miles and serves a population of 14,790 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12182

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $180,000. Owner-occupancy sits near the national average at 49%.

Median household income is $54,190. Poverty affects 22% of residents, above the national average. SNAP benefit usage at 23% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 12182 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

14,790

population

13.66

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12182 ZIP code map

Cities in ZIP code 12182

Below are the cities the US Postal Service accepts for ZIP code 12182. Using any city not on this list may result in mail delivery delays.

City	Status
Troy	Acceptable
Troy	Preferred

Nearby ZIP codes

12180 Troy (3.5 mi) 12121 Melrose (4.2 mi) 12188 Waterford (4.5 mi) 12183 Troy (4.8 mi) 12047 Cohoes (5.3 mi) 12189 Watervliet (6.5 mi) 12052 Cropseyville (7 mi) 12198 Wynantskill (7.6 mi) 12140 Poestenkill (7.6 mi) 12110 Latham (8.5 mi) 12094 Johnsonville (9.1 mi) 12185 Valley Falls (9.1 mi)

Demographics updated 05/2026

Population
Total population	14,790
Population density	1,083 / sq mi
State FIPS	36
County FIPS	083

Geography
Land area	13.66 sq mi
Water area	0.55 sq mi
Latitude	42.7926
Longitude	-73.6201
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.3%	35.2%	37.0%
$50k – $100k	29.1%	31.4%	27.0%
$100k – $200k	20.5%	27.6%	24.4%
Over $200k	4.1%	5.8%	11.5%

Demographics & statistics

14,790

Population

1,083

People per sq mi

40.4

Median age

$54,190

Median household income

$34,595

Per capita income

$180,000

Median home value

$961

Median monthly rent

48.8%

Home ownership

22.1%

Poverty rate

7.8%

Unemployment

3,942

Housing units

26.7%

Bachelor's or higher

Age distribution

Male Female

300

Under 5

335

455

5–9

510

651

10–14

729

311

15–19

348

332

20–24

371

977

25–34

1,095

845

35–44

946

861

45–54

964

441

55–59

494

514

60–64

575

738

65–74

827

350

75–84

392

202

85+

227

← Male

Female →

Age summary

Group	Count	%
Under 18	3,328	22.5%
18 and over	11,462	77.5%
65 and over	2,736	18.5%
Median age	40.4 years

Race & ethnicity

White 71.2%

Black or African American 11.5%

Two or more races 9%

Hispanic or Latino 6.2%

Other race 1.4%

Asian 0.7%

Group	Count	%
White	11,230	71.2%
Black or African American	1,807	11.5%
Two or more races	1,425	9%
Hispanic or Latino	982	6.2%
Other race	215	1.4%
Asian	113	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.3%	35.2%	37.0%
$50k – $100k	29.1%	31.4%	27.0%
$100k – $200k	20.5%	27.6%	24.4%
Over $200k	4.1%	5.8%	11.5%

Under $10k 5.6%

$10k–$15k 6.6%

$15k–$25k 16.3%

$25k–$35k 8.1%

$35k–$50k 9.1%

$50k–$75k 16.8%

$75k–$100k 12.6%

$100k–$150k 14.3%

$150k–$200k 6.7%

$200k+ 3.8%

Range	% of households
Under $10k	5.6%
$10k–$15k	6.6%
$15k–$25k	16.3%
$25k–$35k	8.1%
$35k–$50k	9.1%
$50k–$75k	16.8%
$75k–$100k	12.6%
$100k–$150k	14.3%
$150k–$200k	6.7%
$200k+	3.8%
Median income	$54,190

Housing

Home values

Under $50k 6.0%

$50k–$100k 8.5%

$100k–$150k 25.0%

$150k–$200k 18.4%

$200k–$300k 27.0%

$300k–$500k 11.0%

$500k–$1M 3.7%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$180,000
Median rent / month	$961
Owner occupied	48.8%
Renter occupied	51.2%
Vacant	8.9%
Single-family detached	38.7%
Large apartment buildings	8.3%
Mobile homes	2.6%
Median rooms	5.3
Avg household size (owned)	2.21

Year built

Era	%
2020 or later	0.0%
2010–2019	5.2%
2000–2009	5.9%
1990–1999	8.5%
1980–1989	2.7%
1970–1979	8.8%
1960–1969	5.7%
1950–1959	11.3%
1940–1949	4.5%
1939 or earlier	47.3%

Bedrooms

Size	% of units
No bedroom (studio)	4.5%
1 bedroom	15.4%
2 bedrooms	33.2%
3 bedrooms	30.2%
4 bedrooms	13.3%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	22.7%
1 vehicle	39.8%
2 vehicles	29.1%
3 or more	8.4%

Heating fuel

Fuel type	%
Utility gas	73.7%
Electricity	12.8%
Propane / LP gas	2.8%
Fuel oil	8.3%
Wood	1.3%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	2,060	30.6%
Cohabiting couple	594	8.8%
Male householder, no spouse	1,426	21.2%
Female householder, no spouse	2,657	39.4%
Households with children under 18	1,904	28.3%
Households with seniors (65+)	2,136	31.7%
Average household size	2.17

Marital status

Status	Male	Female
Never married	42.5%	40.1%
Married	39.7%	34.8%
Separated	1.4%	4.0%
Widowed	5.5%	8.3%
Divorced	10.9%	12.9%

Education

Less than 9th grade 3.7%

Some HS, no diploma 8.0%

HS graduate 30.7%

Some college, no degree 17.8%

Associate's degree 13.2%

Bachelor's degree 17.6%

Graduate / professional 9.1%

Metric	%
HS diploma or higher	88.3%
Bachelor's or higher	26.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	167	4.8%
Kindergarten	41	1.2%
Elementary school	2,046	58.2%
High school	617	17.6%
College / grad school	642	18.3%

Employment

Industry of employment

Education & healthcare 21.0%

Professional & management 16.7%

Retail trade 13.1%

Public administration 9.7%

Arts, food & hospitality 8.1%

Finance & real estate 6.9%

Construction 5.8%

Transportation & utilities 5.2%

Manufacturing 4.7%

Other services 4.4%

Wholesale trade 1.7%

Agriculture & mining 1.4%

Information 1.4%

Occupation

Category	%
Management, business & arts	34.6%
Service	14.7%
Sales & office	31.3%
Natural resources & construction	8.7%
Production & transportation	10.7%

Employment type

Type	%
Private sector	72.3%
Government	24.2%
Self-employed	3.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.6%
Carpool	7.7%
Public transit	2.6%
Walk	2.8%
Work from home	8.7%
Other means	1.8%
Avg commute (minutes)	26.5

Poverty

All people 22.1%

Under 18 years 35.1%

18 and over 18.3%

Married-couple families 8.3%

Female-led households 44.3%

Income support

Source	% of households
Social Security	40.8%
Retirement income	28.4%
Supplemental Security	8.7%
Cash public assistance	6.1%
Food stamps / SNAP	22.8%

Health indicators

Condition	%
Obesity	29.7%
High blood pressure	33.3%
High cholesterol	32.3%
Diabetes	10.5%
Heart disease	7.2%
Stroke	3.6%
Asthma	11.4%
Arthritis	26.2%
Kidney disease	3.3%
Pulmonary disease	8.7%
Cancer	7.0%

Behavior / access	%
Smoking	21.2%
Binge drinking	18.6%
No physical activity	27.7%
Less than 7 hrs sleep	37.0%
Depression	23.3%
Fair or poor health	15.8%
Poor mental health	15.9%
Poor physical health	11.8%
No health insurance	12.5%
Visited doctor (checkup)	79.8%
Visited dentist	58.5%
Cholesterol screening	89.4%
Teeth loss	17.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	600	5.2%

Disability	%
Any disability	19.8%
Under 18	10.4%
18–64 years	16.3%
65 and over	42.9%

Health insurance coverage

Type	%
Private insurance	60.0%
Public insurance	50.3%
No insurance	3.5%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,155	95.7%
Spanish	103	0.7%
Other Indo-European	66	0.5%
Asian & Pacific Islander	7	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,388	97.3%
Born in same state	14,078	95.2%
Born in different state	12,669	85.7%
Foreign born	310	2.1%
Naturalized citizen	402	2.7%
Not a US citizen	359	89.3%

Ancestry

Ancestry	Count	%
Italian	4,258	28.8%
French	1,727	11.7%
Arab	517	3.5%
German	257	1.7%
English	245	1.7%

Ancestry	Count	%
Dutch	139	0.9%
Irish	62	0.4%
Norwegian	22	0.1%
Polish	18	0.1%

Technology access

Metric	% of households
Computer access	45.6%
Internet access	89.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12182

What city is ZIP code 12182 in?

ZIP code 12182 is primarily assigned to Troy, New York.

What county is ZIP code 12182 in?

ZIP code 12182 falls within Rensselaer County, New York.

What is the poverty rate in ZIP code 12182?

22% of residents in ZIP code 12182 live below the poverty line, above the national average.

Does ZIP code 12182 have a large retiree population?

41% of households in ZIP code 12182 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 12182?

The median home value in ZIP code 12182 is $180,000.

What is the population of ZIP code 12182?

ZIP code 12182 has an estimated population of 14,790 residents, with a density of 1,083 people per square mile.

What timezone is ZIP code 12182 in?

ZIP code 12182 observes the EST timezone.