04681 ZIP Code — Stonington, ME

Hancock County, Maine

ZIP code 04681 is located in Stonington, Maine, within Hancock County. It covers approximately 9.81 square miles and serves a population of 826 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04681

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $215,600. Owner-occupancy sits near the national average at 74%.

Median household income is $65,417. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with agriculture and mining as the leading industry. The average commute of 18 minutes is near the national average. Remote work is prevalent — 28% of workers work from home.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

28% of residents lack health insurance, above the national average.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 04681 reflects a community defined by a high rate of remote workers and a significant Social Security-dependent population.

826

population

9.81

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04681 ZIP code map

Cities in ZIP code 04681

Below are the cities the US Postal Service accepts for ZIP code 04681. Using any city not on this list may result in mail delivery delays.

City	Status
Stonington	Preferred

Nearby ZIP codes

04683 Sunset (4.5 mi) 04627 Deer Isle (4.7 mi) 04650 Little Deer Isle (8.5 mi) 04616 Brooklin (10.1 mi) 04853 North Haven (10.5 mi) 04863 Vinalhaven (10.7 mi) 04685 Swans Island (11.1 mi) 04676 Sedgwick (12.4 mi) 04617 Brooksville (14 mi) 04848 Islesboro (15.6 mi) 04674 Seal Cove (15.7 mi) 04420 Castine (16.4 mi)

Demographics updated 05/2026

Population
Total population	826
Population density	84 / sq mi
State FIPS	23
County FIPS	009

Geography
Land area	9.81 sq mi
Water area	28.03 sq mi
Latitude	44.1712
Longitude	-68.6674
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.5%	42.0%	42.3%
$50k – $100k	33.1%	34.2%	32.3%
$100k – $200k	17.2%	18.8%	20.6%
Over $200k	4.1%	5.0%	4.9%

Demographics & statistics

826

Population

People per sq mi

56.0

Median age

$65,417

Median household income

$44,020

Per capita income

$215,600

Median home value

$825

Median monthly rent

74.3%

Home ownership

10.3%

Poverty rate

12.4%

Unemployment

775

Housing units

26.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	96	11.6%
18 and over	730	88.4%
65 and over	253	30.6%
Median age	56.0 years

Race & ethnicity

White 98.6%

Black or African American 0.7%

Hispanic or Latino 0.4%

Other race 0.4%

Group	Count	%
White	817	98.6%
Black or African American	6	0.7%
Hispanic or Latino	3	0.4%
Other race	3	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.5%	42.0%	42.3%
$50k – $100k	33.1%	34.2%	32.3%
$100k – $200k	17.2%	18.8%	20.6%
Over $200k	4.1%	5.0%	4.9%

Under $10k 4.4%

$10k–$15k 7.7%

$15k–$25k 8.6%

$25k–$35k 11.4%

$35k–$50k 6.4%

$50k–$75k 21.3%

$75k–$100k 9.2%

$100k–$150k 20.7%

$150k–$200k 3.1%

$200k+ 7.3%

Range	% of households
Under $10k	4.4%
$10k–$15k	7.7%
$15k–$25k	8.6%
$25k–$35k	11.4%
$35k–$50k	6.4%
$50k–$75k	21.3%
$75k–$100k	9.2%
$100k–$150k	20.7%
$150k–$200k	3.1%
$200k+	7.3%
Median income	$65,417

Housing

Home values

Under $50k 11.2%

$50k–$100k 13.3%

$100k–$150k 9.8%

$150k–$200k 14.2%

$200k–$300k 9.2%

$300k–$500k 24.0%

$500k–$1M 11.5%

$1M+ 6.8%

Housing overview

Metric	Value
Median home value	$215,600
Median rent / month	$825
Owner occupied	74.3%
Renter occupied	25.7%
Vacant	49.0%
Single-family detached	78.7%
Large apartment buildings	0.4%
Mobile homes	13.6%
Median rooms	5.6
Avg household size (owned)	1.88

Year built

Era	%
2020 or later	0.0%
2010–2019	3.0%
2000–2009	15.8%
1990–1999	5.8%
1980–1989	14.9%
1970–1979	12.6%
1960–1969	7.2%
1950–1959	3.0%
1940–1949	8.0%
1939 or earlier	29.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	15.7%
2 bedrooms	25.0%
3 bedrooms	43.2%
4 bedrooms	10.9%
5+ bedrooms	4.3%

Vehicles per household

Vehicles	% of households
No vehicle	6.2%
1 vehicle	39.6%
2 vehicles	35.4%
3 or more	18.9%

Heating fuel

Fuel type	%
Utility gas	1.5%
Electricity	11.6%
Propane / LP gas	17.1%
Fuel oil	63.3%
Wood	6.4%

Households & families

Household type	Count	%
Married-couple family	164	36.0%
Cohabiting couple	81	17.8%
Male householder, no spouse	84	18.5%
Female householder, no spouse	126	27.7%
Households with children under 18	57	12.5%
Households with seniors (65+)	186	40.9%
Average household size	1.82

Marital status

Status	Male	Female
Never married	24.6%	27.6%
Married	47.7%	42.4%
Separated	5.1%	0.0%
Widowed	5.9%	11.7%
Divorced	16.7%	18.2%

Education

Less than 9th grade 1.8%

Some HS, no diploma 3.2%

HS graduate 39.2%

Some college, no degree 23.3%

Associate's degree 5.9%

Bachelor's degree 14.0%

Graduate / professional 12.6%

Metric	%
HS diploma or higher	95.0%
Bachelor's or higher	26.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	8	11.1%
Kindergarten	14	19.4%
Elementary school	37	51.4%
High school	8	11.1%
College / grad school	5	6.9%

Employment

Industry of employment

Agriculture & mining 37.0%

Education & healthcare 15.1%

Professional & management 11.6%

Arts, food & hospitality 9.6%

Retail trade 7.8%

Wholesale trade 6.8%

Transportation & utilities 3.5%

Other services 3.3%

Construction 2.3%

Manufacturing 2.3%

Information 0.8%

Occupation

Category	%
Management, business & arts	27.7%
Service	18.9%
Sales & office	12.6%
Natural resources & construction	33.8%
Production & transportation	7.1%

Employment type

Type	%
Private sector	49.9%
Government	3.0%
Self-employed	47.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	55.4%
Carpool	8.8%
Public transit	0.0%
Walk	7.0%
Work from home	27.8%
Other means	1.0%
Avg commute (minutes)	18.4

Poverty

All people 10.3%

Under 18 years 13.5%

18 and over 9.9%

Married-couple families 0.0%

Female-led households 27.6%

Income support

Source	% of households
Social Security	41.5%
Retirement income	30.1%
Supplemental Security	7.0%
Cash public assistance	7.7%
Food stamps / SNAP	13.6%

Health indicators

Condition	%
Obesity	30.9%
High blood pressure	36.1%
High cholesterol	37.3%
Diabetes	10.4%
Heart disease	8.7%
Stroke	3.8%
Asthma	10.5%
Arthritis	30.9%
Kidney disease	3.6%
Pulmonary disease	9.7%
Cancer	8.6%

Behavior / access	%
Smoking	17.8%
Binge drinking	13.8%
No physical activity	20.7%
Less than 7 hrs sleep	30.6%
Depression	21.8%
Fair or poor health	14.6%
Poor mental health	13.0%
Poor physical health	11.4%
No health insurance	12.0%
Visited doctor (checkup)	77.8%
Visited dentist	65.8%
Cholesterol screening	91.0%
Teeth loss	15.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	50	6.8%

Disability	%
Any disability	23.7%
Under 18	3.1%
18–64 years	21.8%
65 and over	35.2%

Health insurance coverage

Type	%
Private insurance	42.0%
Public insurance	46.7%
No insurance	27.5%
Uninsured under 19	54.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	794	96.1%
Spanish	3	0.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	3	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	806	97.6%
Born in same state	806	97.6%
Born in different state	614	74.3%
Foreign born	0	0.0%
Naturalized citizen	20	2.4%
Not a US citizen	6	30.0%

Ancestry

Ancestry	Count	%
French	250	30.3%
Arab	95	11.5%
Italian	43	5.2%

Ancestry	Count	%
German	24	2.9%
Polish	11	1.3%
English	5	0.6%

Technology access

Metric	% of households
Computer access	55.1%
Internet access	87.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04681

What city is ZIP code 04681 in?

ZIP code 04681 is primarily assigned to Stonington, Maine.

What county is ZIP code 04681 in?

ZIP code 04681 falls within Hancock County, Maine.

Does ZIP code 04681 have an older population?

31% of residents in ZIP code 04681 are 65 or older, above the national average of ~17%.

Does ZIP code 04681 have a large retiree population?

42% of households in ZIP code 04681 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 04681?

ZIP code 04681 has an estimated population of 826 residents, with a density of 84 people per square mile.

What is the typical home value in ZIP code 04681?

The median home value in ZIP code 04681 is $215,600.

What timezone is ZIP code 04681 in?

ZIP code 04681 observes the EST timezone.