04650 ZIP Code — Little Deer Isle, ME

Hancock County, Maine

ZIP code 04650 is located in Little Deer Isle, Maine, within Hancock County. It covers approximately 3.39 square miles and serves a population of 280 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04650

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $277,300. Owner-occupancy is high at 92%, well above the national average.

Median household income is $108,661. The poverty rate of 6% is below the national average. 62% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with agriculture and mining as the leading industry. The average commute of 15 minutes is near the national average.

Educational attainment is high — 58% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 17% of civilians, above the national average of 7%.

Overall, ZIP code 04650 reflects a community defined by a highly educated population, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

280

population

3.39

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04650 ZIP code map

Cities in ZIP code 04650

Below are the cities the US Postal Service accepts for ZIP code 04650. Using any city not on this list may result in mail delivery delays.

City	Status
Little Deer Isle	Acceptable
Little Deer Isle	Preferred

Nearby ZIP codes

04627 Deer Isle (5.3 mi) 04617 Brooksville (5.4 mi) 04683 Sunset (5.4 mi) 04676 Sedgwick (5.6 mi) 04616 Brooklin (7.1 mi) 04420 Castine (7.9 mi) 04681 Stonington (8.5 mi) 04421 Castine (9.4 mi) 04848 Islesboro (9.9 mi) 04614 Blue Hill (10.4 mi) 04476 Penobscot (12.4 mi) 04853 North Haven (12.6 mi)

Demographics updated 05/2026

Population
Total population	280
Population density	83 / sq mi
State FIPS	23
County FIPS	009

Geography
Land area	3.39 sq mi
Water area	1.71 sq mi
Latitude	44.2899
Longitude	-68.7161
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.9%	42.0%	42.3%
$50k – $100k	18.6%	34.2%	32.3%
$100k – $200k	25.7%	18.8%	20.6%
Over $200k	27.9%	5.0%	4.9%

Demographics & statistics

280

Population

People per sq mi

65.3

Median age

$108,661

Median household income

$63,180

Per capita income

$277,300

Median home value

Median monthly rent

91.7%

Home ownership

6.4%

Poverty rate

0.0%

Unemployment

347

Housing units

57.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

25–34

35–44

45–54

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	51	18.2%
18 and over	229	81.8%
65 and over	141	50.4%
Median age	65.3 years

Race & ethnicity

White 94.3%

American Indian / Alaska Native 5.7%

Group	Count	%
White	264	94.3%
American Indian / Alaska Native	16	5.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.9%	42.0%	42.3%
$50k – $100k	18.6%	34.2%	32.3%
$100k – $200k	25.7%	18.8%	20.6%
Over $200k	27.9%	5.0%	4.9%

Under $10k 3.2%

$10k–$15k 5.7%

$15k–$25k 26.1%

$35k–$50k 2.5%

$50k–$75k 5.1%

$75k–$100k 3.2%

$100k–$150k 28.0%

$150k–$200k 14.6%

$200k+ 11.5%

Range	% of households
Under $10k	3.2%
$10k–$15k	5.7%
$15k–$25k	26.1%
$35k–$50k	2.5%
$50k–$75k	5.1%
$75k–$100k	3.2%
$100k–$150k	28.0%
$150k–$200k	14.6%
$200k+	11.5%
Median income	$108,661

Housing

Home values

$50k–$100k 5.6%

$100k–$150k 6.9%

$150k–$200k 19.4%

$200k–$300k 25.0%

$300k–$500k 26.4%

$500k–$1M 11.1%

$1M+ 5.6%

Housing overview

Metric	Value
Median home value	$277,300
Median rent / month	$0
Owner occupied	91.7%
Renter occupied	8.3%
Vacant	56.4%
Single-family detached	95.3%
Large apartment buildings	0.0%
Mobile homes	4.7%
Median rooms	5.4
Avg household size (owned)	1.85

Year built

Era	%
2020 or later	0.0%
2010–2019	11.7%
2000–2009	16.1%
1990–1999	15.3%
1980–1989	16.9%
1970–1979	6.1%
1960–1969	0.0%
1950–1959	3.3%
1940–1949	4.4%
1939 or earlier	26.1%

Bedrooms

Size	% of units
No bedroom (studio)	4.2%
1 bedroom	4.4%
2 bedrooms	46.7%
3 bedrooms	41.7%
4 bedrooms	0.0%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	44.6%
2 vehicles	44.6%
3 or more	10.8%

Heating fuel

Fuel type	%
Electricity	3.2%
Propane / LP gas	5.7%
Fuel oil	54.8%
Wood	36.3%

Households & families

Household type	Count	%
Married-couple family	63	40.1%
Cohabiting couple	4	2.5%
Male householder, no spouse	51	32.5%
Female householder, no spouse	39	24.8%
Households with children under 18	23	14.6%
Households with seniors (65+)	108	68.8%
Average household size	1.78

Marital status

Status	Male	Female
Never married	0.0%	0.0%
Married	67.2%	58.7%
Separated	0.0%	0.0%
Widowed	20.8%	25.0%
Divorced	12.0%	16.3%

Education

Less than 9th grade 3.9%

Some HS, no diploma 0.0%

HS graduate 24.5%

Some college, no degree 14.0%

Associate's degree 0.0%

Bachelor's degree 23.6%

Graduate / professional 34.1%

Metric	%
HS diploma or higher	96.1%
Bachelor's or higher	57.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	31	54.4%
Kindergarten	0	0.0%
Elementary school	12	21.1%
High school	0	0.0%
College / grad school	14	24.6%

Employment

Industry of employment

Agriculture & mining 28.7%

Finance & real estate 13.9%

Construction 8.9%

Professional & management 8.9%

Education & healthcare 8.9%

Retail trade 7.9%

Other services 7.9%

Transportation & utilities 5.9%

Arts, food & hospitality 5.0%

Manufacturing 4.0%

Occupation

Category	%
Management, business & arts	22.8%
Service	7.9%
Sales & office	13.9%
Natural resources & construction	41.6%
Production & transportation	13.9%

Employment type

Type	%
Private sector	49.5%
Government	5.0%
Self-employed	45.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.3%
Carpool	14.9%
Public transit	0.0%
Walk	7.9%
Work from home	4.0%
Other means	0.0%
Avg commute (minutes)	15.2

Poverty

All people 6.4%

Under 18 years 0.0%

18 and over 7.9%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	62.4%
Retirement income	36.9%
Supplemental Security	5.7%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	30.7%
High blood pressure	39.4%
High cholesterol	40.1%
Diabetes	11.5%
Heart disease	9.7%
Stroke	4.2%
Asthma	10.4%
Arthritis	34.0%
Kidney disease	4.0%
Pulmonary disease	10.6%
Cancer	9.7%

Behavior / access	%
Smoking	16.8%
Binge drinking	12.2%
No physical activity	21.3%
Less than 7 hrs sleep	29.7%
Depression	21.3%
Fair or poor health	15.3%
Poor mental health	12.2%
Poor physical health	11.9%
No health insurance	11.5%
Visited doctor (checkup)	79.6%
Visited dentist	66.6%
Cholesterol screening	92.5%
Teeth loss	15.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	39	17.0%

Disability	%
Any disability	13.9%
Under 18	0.0%
18–64 years	4.5%
65 and over	24.8%

Health insurance coverage

Type	%
Private insurance	69.3%
Public insurance	61.4%
No insurance	3.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	250	89.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	254	90.7%
Born in same state	254	90.7%
Born in different state	167	59.6%
Foreign born	0	0.0%
Naturalized citizen	26	9.3%
Not a US citizen	26	100.0%

Ancestry

Ancestry	Count	%
French	122	43.6%
Italian	27	9.6%

Ancestry	Count	%
Polish	4	1.4%
Arab	4	1.4%

Technology access

Metric	% of households
Computer access	56.1%
Internet access	78.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04650

What city is ZIP code 04650 in?

ZIP code 04650 is primarily assigned to Little Deer Isle, Maine.

What county is ZIP code 04650 in?

ZIP code 04650 falls within Hancock County, Maine.

Does ZIP code 04650 have an older population?

50% of residents in ZIP code 04650 are 65 or older, above the national average of ~17%.

Does ZIP code 04650 have a large retiree population?

62% of households in ZIP code 04650 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 04650 mostly owner-occupied?

92% of occupied units in ZIP code 04650 are owner-occupied, well above the national average.

How educated is the population of ZIP code 04650?

58% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What timezone is ZIP code 04650 in?

ZIP code 04650 observes the EST timezone.