40065 ZIP Code — Shelbyville, KY
Shelby County, Kentucky
ZIP code 40065 is located in Shelbyville, Kentucky, within Shelby County. It covers approximately 167.49 square miles and serves a population of 31,439 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.
About ZIP code 40065
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $234,300. Owner-occupancy sits near the national average at 68%.
Median household income is $76,617. The poverty rate of 7% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks.
31,439
population
167.49
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
40065 ZIP code map
Cities in ZIP code 40065
Below are the cities the US Postal Service accepts for ZIP code 40065. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Shelbyville | Preferred |
Nearby ZIP codes
40076 Waddy (8 mi)
40003 Bagdad (8.1 mi)
40022 Finchville (9.6 mi)
40067 Simpsonville (9.9 mi)
40019 Eminence (11.1 mi)
40023 Fisherville (13.2 mi)
40068 Smithfield (13.6 mi)
40601 Frankfort (15.2 mi)
40057 Pleasureville (15.6 mi)
40245 Louisville (15.7 mi)
40071 Taylorsville (15.9 mi)
40050 New Castle (16.2 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 31,439 |
| Population density | 188 / sq mi |
| State FIPS | 21 |
| County FIPS | 211 |
| Geography | |
|---|---|
| Land area | 167.49 sq mi |
| Water area | 3.19 sq mi |
| Latitude | 38.2144 |
| Longitude | -85.1768 |
| Timezone | Eastern (ET) |
| Area code | 502 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 37.7% | 35.4% | 47.9% |
| $50k – $100k | 33.1% | 32.8% | 30.3% |
| $100k – $200k | 23.9% | 25.0% | 17.6% |
| Over $200k | 5.3% | 6.8% | 4.2% |
Demographics & statistics
31,439
Population
188
People per sq mi
40.4
Median age
$76,617
Median household income
$37,274
Per capita income
$234,300
Median home value
$944
Median monthly rent
67.9%
Home ownership
7.4%
Poverty rate
2.6%
Unemployment
9,061
Housing units
27.9%
Bachelor's or higher
Age distribution
Male
Female
951
Under 5
978
918
5–9
944
1,036
10–14
1,064
801
15–19
824
1,045
20–24
1,074
1,839
25–34
1,891
2,254
35–44
2,317
2,171
45–54
2,231
968
55–59
994
981
60–64
1,009
1,609
65–74
1,654
650
75–84
668
280
85+
288
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 6,995 | 22.2% |
| 18 and over | 24,444 | 77.8% |
| 65 and over | 5,149 | 16.4% |
| Median age | 40.4 years | |
Race & ethnicity
White
73.2%
Two or more races
8%
Hispanic or Latino
7.6%
Black or African American
6.1%
Other race
3.5%
Asian
1.4%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 24,916 | 73.2% |
| Two or more races | 2,725 | 8% |
| Hispanic or Latino | 2,600 | 7.6% |
| Black or African American | 2,089 | 6.1% |
| Other race | 1,176 | 3.5% |
| Asian | 484 | 1.4% |
| American Indian / Alaska Native | 49 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 37.7% | 35.4% | 47.9% |
| $50k – $100k | 33.1% | 32.8% | 30.3% |
| $100k – $200k | 23.9% | 25.0% | 17.6% |
| Over $200k | 5.3% | 6.8% | 4.2% |
Under $10k
4.5%
$10k–$15k
2.0%
$15k–$25k
8.2%
$25k–$35k
5.4%
$35k–$50k
12.2%
$50k–$75k
16.5%
$75k–$100k
14.0%
$100k–$150k
20.2%
$150k–$200k
9.6%
$200k+
7.2%
| Range | % of households |
|---|---|
| Under $10k | 4.5% |
| $10k–$15k | 2.0% |
| $15k–$25k | 8.2% |
| $25k–$35k | 5.4% |
| $35k–$50k | 12.2% |
| $50k–$75k | 16.5% |
| $75k–$100k | 14.0% |
| $100k–$150k | 20.2% |
| $150k–$200k | 9.6% |
| $200k+ | 7.2% |
| Median income | $76,617 |
Housing
Home values
Under $50k
4.0%
$50k–$100k
6.2%
$100k–$150k
10.4%
$150k–$200k
12.5%
$200k–$300k
37.0%
$300k–$500k
20.5%
$500k–$1M
8.1%
$1M+
1.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $234,300 |
| Median rent / month | $944 |
| Owner occupied | 67.9% |
| Renter occupied | 32.1% |
| Vacant | 7.1% |
| Single-family detached | 73.8% |
| Large apartment buildings | 2.2% |
| Mobile homes | 1.1% |
| Median rooms | 5.8 |
| Avg household size (owned) | 2.65 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.7% |
| 2010–2019 | 12.5% |
| 2000–2009 | 20.5% |
| 1990–1999 | 15.6% |
| 1980–1989 | 11.8% |
| 1970–1979 | 14.1% |
| 1960–1969 | 8.5% |
| 1950–1959 | 4.3% |
| 1940–1949 | 3.1% |
| 1939 or earlier | 8.8% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.4% |
| 1 bedroom | 4.4% |
| 2 bedrooms | 23.7% |
| 3 bedrooms | 48.4% |
| 4 bedrooms | 16.9% |
| 5+ bedrooms | 4.2% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 2.9% |
| 1 vehicle | 27.8% |
| 2 vehicles | 42.5% |
| 3 or more | 26.8% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 44.0% |
| Electricity | 48.2% |
| Propane / LP gas | 5.6% |
| Fuel oil | 0.8% |
| Wood | 0.6% |
| No fuel used | 0.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 6,598 | 55.1% |
| Cohabiting couple | 854 | 7.1% |
| Male householder, no spouse | 1,852 | 15.5% |
| Female householder, no spouse | 2,679 | 22.4% |
| Households with children under 18 | 4,084 | 34.1% |
| Households with seniors (65+) | 3,592 | 30.0% |
| Average household size | 2.58 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 27.8% | 22.4% |
| Married | 58.4% | 52.2% |
| Separated | 1.8% | 2.6% |
| Widowed | 1.6% | 8.4% |
| Divorced | 10.3% | 14.4% |
Education
Less than 9th grade
4.7%
Some HS, no diploma
9.1%
HS graduate
30.4%
Some college, no degree
18.3%
Associate's degree
9.6%
Bachelor's degree
17.0%
Graduate / professional
10.9%
| Metric | % |
|---|---|
| HS diploma or higher | 86.2% |
| Bachelor's or higher | 27.9% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 495 | 7.2% |
| Kindergarten | 478 | 6.9% |
| Elementary school | 2,972 | 43.2% |
| High school | 1,532 | 22.3% |
| College / grad school | 1,408 | 20.5% |
Employment
Industry of employment
Manufacturing
19.9%
Education & healthcare
19.2%
Retail trade
11.9%
Finance & real estate
8.3%
Construction
7.9%
Arts, food & hospitality
7.4%
Professional & management
6.6%
Transportation & utilities
5.9%
Other services
3.8%
Public administration
3.4%
Agriculture & mining
2.4%
Wholesale trade
2.0%
Information
1.5%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 32.9% |
| Service | 15.7% |
| Sales & office | 19.5% |
| Natural resources & construction | 8.1% |
| Production & transportation | 23.8% |
Employment type
| Type | % |
|---|---|
| Private sector | 82.3% |
| Government | 11.4% |
| Self-employed | 5.9% |
| Unpaid family workers | 0.4% |
Commute
| Method | % |
|---|---|
| Drive alone | 75.3% |
| Carpool | 12.9% |
| Public transit | 0.2% |
| Walk | 0.4% |
| Work from home | 10.0% |
| Other means | 1.1% |
| Avg commute (minutes) | 25.1 |
Poverty
All people
7.4%
Under 18 years
8.9%
18 and over
7.0%
Married-couple families
2.6%
Female-led households
14.4%
Income support
| Source | % of households |
|---|---|
| Social Security | 31.6% |
| Retirement income | 24.5% |
| Supplemental Security | 5.4% |
| Cash public assistance | 0.8% |
| Food stamps / SNAP | 8.8% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 38.9% |
| High blood pressure | 39.0% |
| High cholesterol | 35.2% |
| Diabetes | 11.0% |
| Heart disease | 6.5% |
| Stroke | 3.1% |
| Asthma | 11.1% |
| Arthritis | 28.2% |
| Kidney disease | 2.9% |
| Pulmonary disease | 8.9% |
| Cancer | 6.2% |
| Behavior / access | % |
|---|---|
| Smoking | 21.9% |
| Binge drinking | 15.6% |
| No physical activity | 30.0% |
| Less than 7 hrs sleep | 39.4% |
| Depression | 24.2% |
| Fair or poor health | 19.3% |
| Poor mental health | 17.9% |
| Poor physical health | 13.0% |
| No health insurance | 12.5% |
| Visited doctor (checkup) | 76.2% |
| Visited dentist | 56.7% |
| Cholesterol screening | 89.7% |
| Teeth loss | 17.6% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,020 | 8.3% |
| Disability | % |
|---|---|
| Any disability | 11.9% |
| Under 18 | 3.5% |
| 18–64 years | 10.6% |
| 65 and over | 29.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 69.1% |
| Public insurance | 34.5% |
| No insurance | 7.8% |
| Uninsured under 19 | 5.9% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 29,510 | 93.9% |
| Spanish | 1,759 | 6.0% |
| Other Indo-European | 1,405 | 4.8% |
| Asian & Pacific Islander | 2 | 0.0% |
| Other languages | 156 | 0.5% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 28,981 | 92.2% |
| Born in same state | 28,524 | 90.7% |
| Born in different state | 20,716 | 65.9% |
| Foreign born | 457 | 1.5% |
| Naturalized citizen | 2,458 | 7.8% |
| Not a US citizen | 724 | 29.5% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 4,465 | 14.2% |
| Italian | 3,907 | 12.4% |
| Arab | 3,374 | 10.7% |
| English | 272 | 0.9% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 180 | 0.6% |
| Irish | 28 | 0.1% |
| German | 11 | 0% |
| Dutch | 8 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 38.1% |
| Internet access | 94.3% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 40065
What city is ZIP code 40065 in?
ZIP code 40065 is primarily assigned to Shelbyville, Kentucky.
What county is ZIP code 40065 in?
ZIP code 40065 falls within Shelby County, Kentucky.
What is the population of ZIP code 40065?
ZIP code 40065 has an estimated population of 31,439 residents, with a density of 188 people per square mile.
What is the typical home value in ZIP code 40065?
The median home value in ZIP code 40065 is $234,300.
What is the median household income in ZIP code 40065?
The median household income in ZIP code 40065 is $76,617, above the national median of ~$75,000.
What timezone is ZIP code 40065 in?
ZIP code 40065 observes the EST timezone.