40068 ZIP Code — Smithfield, KY

Henry County, Kentucky

ZIP code 40068 is located in Smithfield, Kentucky, within Henry County. It covers approximately 43.23 square miles and serves a population of 2,537 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.

About ZIP code 40068

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $254,500. Owner-occupancy is high at 80%, well above the national average.

The gap between median ($73,929) and mean household income suggests income inequality — a small number of higher earners pull the average up. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. The average commute of 31 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Overall, ZIP code 40068 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

2,537

population

43.23

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40068 ZIP code map

Cities in ZIP code 40068

Below are the cities the US Postal Service accepts for ZIP code 40068. Using any city not on this list may result in mail delivery delays.

City	Status
Smithfield	Preferred

Nearby ZIP codes

40019 Eminence (5.3 mi) 40050 New Castle (5.6 mi) 40032 La Grange (6 mi) 40070 Sulphur (6.2 mi) 40031 La Grange (7 mi) 40055 Pendleton (7.4 mi) 40055 Pendleton (7.4 mi) 40014 Crestwood (9.4 mi) 40010 Buckner (10.1 mi) 40077 Westport (11.2 mi) 40011 Campbellsburg (12.4 mi) 40067 Simpsonville (13 mi)

Demographics updated 05/2026

Population
Total population	2,537
Population density	59 / sq mi
State FIPS	21
County FIPS	103

Geography
Land area	43.23 sq mi
Water area	0.64 sq mi
Latitude	38.3977
Longitude	-85.2694
Timezone	Eastern (ET)
Area code	502

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.0%	46.9%	47.9%
$50k – $100k	34.2%	34.7%	30.3%
$100k – $200k	27.4%	16.9%	17.6%
Over $200k	4.4%	1.5%	4.2%

Demographics & statistics

2,537

Population

People per sq mi

43.9

Median age

$73,929

Median household income

$44,438

Per capita income

$254,500

Median home value

$1,061

Median monthly rent

79.9%

Home ownership

11.1%

Poverty rate

0.9%

Unemployment

793

Housing units

28.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

104

15–19

20–24

109

25–34

254

35–44

192

225

45–54

169

55–59

129

60–64

138

65–74

104

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	468	18.4%
18 and over	2,069	81.6%
65 and over	433	17.1%
Median age	43.9 years

Race & ethnicity

White 96.3%

Black or African American 3.2%

Two or more races 0.5%

Group	Count	%
White	2,444	96.3%
Black or African American	81	3.2%
Two or more races	12	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.0%	46.9%	47.9%
$50k – $100k	34.2%	34.7%	30.3%
$100k – $200k	27.4%	16.9%	17.6%
Over $200k	4.4%	1.5%	4.2%

Under $10k 3.5%

$10k–$15k 2.3%

$15k–$25k 8.8%

$25k–$35k 5.2%

$35k–$50k 7.8%

$50k–$75k 23.4%

$75k–$100k 11.0%

$100k–$150k 14.8%

$150k–$200k 10.2%

$200k+ 13.0%

Range	% of households
Under $10k	3.5%
$10k–$15k	2.3%
$15k–$25k	8.8%
$25k–$35k	5.2%
$35k–$50k	7.8%
$50k–$75k	23.4%
$75k–$100k	11.0%
$100k–$150k	14.8%
$150k–$200k	10.2%
$200k+	13.0%
Median income	$73,929

Housing

Home values

Under $50k 1.9%

$50k–$100k 5.3%

$100k–$150k 9.7%

$150k–$200k 21.8%

$200k–$300k 15.2%

$300k–$500k 29.1%

$500k–$1M 17.0%

Housing overview

Metric	Value
Median home value	$254,500
Median rent / month	$1,061
Owner occupied	79.9%
Renter occupied	20.1%
Vacant	2.1%
Single-family detached	85.2%
Large apartment buildings	0.0%
Mobile homes	12.6%
Median rooms	6.7
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	0.1%
2010–2019	16.0%
2000–2009	20.0%
1990–1999	18.5%
1980–1989	10.6%
1970–1979	13.6%
1960–1969	8.3%
1950–1959	5.7%
1940–1949	0.2%
1939 or earlier	7.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	0.4%
2 bedrooms	9.4%
3 bedrooms	57.4%
4 bedrooms	23.2%
5+ bedrooms	8.1%

Vehicles per household

Vehicles	% of households
No vehicle	1.7%
1 vehicle	20.1%
2 vehicles	36.2%
3 or more	42.0%

Heating fuel

Fuel type	%
Utility gas	32.3%
Electricity	50.3%
Propane / LP gas	12.3%
Fuel oil	0.5%
Wood	3.6%
Solar	0.9%

Households & families

Household type	Count	%
Married-couple family	601	62.2%
Cohabiting couple	32	3.3%
Male householder, no spouse	127	13.1%
Female householder, no spouse	206	21.3%
Households with children under 18	276	28.6%
Households with seniors (65+)	319	33.0%
Average household size	2.63

Marital status

Status	Male	Female
Never married	31.5%	15.2%
Married	55.3%	64.1%
Separated	0.8%	2.7%
Widowed	0.5%	8.3%
Divorced	11.9%	9.8%

Education

Less than 9th grade 4.3%

Some HS, no diploma 5.9%

HS graduate 38.0%

Some college, no degree 16.1%

Associate's degree 7.3%

Bachelor's degree 20.8%

Graduate / professional 7.5%

Metric	%
HS diploma or higher	89.8%
Bachelor's or higher	28.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	46	9.5%
Kindergarten	4	0.8%
Elementary school	222	45.9%
High school	148	30.6%
College / grad school	64	13.2%

Employment

Industry of employment

Retail trade 17.8%

Education & healthcare 15.2%

Manufacturing 12.9%

Other services 10.7%

Professional & management 8.4%

Transportation & utilities 8.1%

Construction 6.6%

Public administration 6.1%

Finance & real estate 5.0%

Information 3.9%

Arts, food & hospitality 3.7%

Agriculture & mining 0.8%

Wholesale trade 0.6%

Occupation

Category	%
Management, business & arts	36.3%
Service	14.9%
Sales & office	10.5%
Natural resources & construction	13.5%
Production & transportation	24.8%

Employment type

Type	%
Private sector	72.7%
Government	14.5%
Self-employed	12.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	68.0%
Carpool	7.6%
Public transit	0.0%
Walk	0.5%
Work from home	21.9%
Other means	2.0%
Avg commute (minutes)	30.7

Poverty

All people 11.1%

Under 18 years 20.7%

18 and over 8.9%

Married-couple families 3.5%

Female-led households 37.0%

Income support

Source	% of households
Social Security	35.3%
Retirement income	33.3%
Supplemental Security	3.8%
Cash public assistance	0.0%
Food stamps / SNAP	6.9%

Health indicators

Condition	%
Obesity	41.2%
High blood pressure	42.2%
High cholesterol	38.3%
Diabetes	12.5%
Heart disease	7.8%
Stroke	3.6%
Asthma	11.3%
Arthritis	32.5%
Kidney disease	3.2%
Pulmonary disease	11.1%
Cancer	6.7%

Behavior / access	%
Smoking	25.0%
Binge drinking	15.5%
No physical activity	31.7%
Less than 7 hrs sleep	37.8%
Depression	26.1%
Fair or poor health	21.1%
Poor mental health	18.3%
Poor physical health	14.9%
No health insurance	10.7%
Visited doctor (checkup)	76.5%
Visited dentist	54.3%
Cholesterol screening	90.5%
Teeth loss	18.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	142	6.9%

Disability	%
Any disability	13.1%
Under 18	0.9%
18–64 years	9.7%
65 and over	39.3%

Health insurance coverage

Type	%
Private insurance	72.4%
Public insurance	30.3%
No insurance	6.8%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,476	97.6%
Spanish	47	1.9%
Other Indo-European	47	1.9%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,489	98.1%
Born in same state	2,480	97.8%
Born in different state	1,517	59.8%
Foreign born	9	0.4%
Naturalized citizen	48	1.9%
Not a US citizen	1	2.1%

Ancestry

Ancestry	Count	%
Arab	256	10.1%
Italian	255	10.1%
French	254	10%
Polish	87	3.4%

Ancestry	Count	%
Norwegian	9	0.4%
English	8	0.3%
Dutch	7	0.3%

Technology access

Metric	% of households
Computer access	38.1%
Internet access	89.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40068

What city is ZIP code 40068 in?

ZIP code 40068 is primarily assigned to Smithfield, Kentucky.

What county is ZIP code 40068 in?

ZIP code 40068 falls within Henry County, Kentucky.

Does ZIP code 40068 have a large retiree population?

35% of households in ZIP code 40068 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 40068?

ZIP code 40068 has an estimated population of 2,537 residents, with a density of 59 people per square mile.

What is the median household income in ZIP code 40068?

The median household income in ZIP code 40068 is $73,929, below the national median of ~$75,000.

What is the typical home value in ZIP code 40068?

The median home value in ZIP code 40068 is $254,500.

What timezone is ZIP code 40068 in?

ZIP code 40068 observes the EST timezone.