40055 ZIP Code — Pendleton, KY

Henry County, Kentucky

ZIP code 40055 is located in Pendleton, Kentucky, within Henry County. It covers approximately 23.58 square miles and serves a population of 2,310 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.

About ZIP code 40055

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $215,500. Owner-occupancy is high at 83%, well above the national average.

Median household income is $81,366. Poverty affects 18% of residents, above the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 40055 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

2,310

population

23.58

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40055 ZIP code map

Cities in ZIP code 40055

Below are the cities the US Postal Service accepts for ZIP code 40055. Using any city not on this list may result in mail delivery delays.

City	Status
Pendleton	Preferred

Nearby ZIP codes

40031 La Grange (5.2 mi) 40031 La Grange (5.2 mi) 40070 Sulphur (5.2 mi) 40070 Sulphur (5.2 mi) 40077 Westport (5.4 mi) 40077 Westport (5.4 mi) 40032 La Grange (6.1 mi) 40032 La Grange (6.1 mi) 40006 Bedford (7.2 mi) 40006 Bedford (7.2 mi) 40068 Smithfield (7.4 mi) 40068 Smithfield (7.4 mi)

Demographics updated 05/2026

Population
Total population	2,310
Population density	98 / sq mi
State FIPS	21
County FIPS	103

Geography
Land area	23.58 sq mi
Water area	0.13 sq mi
Latitude	38.4902
Longitude	-85.3380
Timezone	Eastern (ET)
Area code	502

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.7%	46.9%	47.9%
$50k – $100k	49.9%	34.7%	30.3%
$100k – $200k	20.6%	16.9%	17.6%
Over $200k	0.8%	1.5%	4.2%

Demographics & statistics

2,310

Population

People per sq mi

43.8

Median age

$81,366

Median household income

$31,896

Per capita income

$215,500

Median home value

$1,107

Median monthly rent

82.6%

Home ownership

17.8%

Poverty rate

15.3%

Unemployment

806

Housing units

15.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

108

10–14

111

15–19

150

20–24

154

25–34

111

35–44

114

188

45–54

193

114

55–59

116

60–64

133

65–74

136

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	482	20.9%
18 and over	1,828	79.1%
65 and over	319	13.8%
Median age	43.8 years

Race & ethnicity

White 94.7%

Two or more races 2.7%

Hispanic or Latino 1.7%

Black or African American 0.9%

Group	Count	%
White	2,226	94.7%
Two or more races	64	2.7%
Hispanic or Latino	41	1.7%
Black or African American	20	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.7%	46.9%	47.9%
$50k – $100k	49.9%	34.7%	30.3%
$100k – $200k	20.6%	16.9%	17.6%
Over $200k	0.8%	1.5%	4.2%

Under $10k 0.7%

$10k–$15k 0.7%

$15k–$25k 6.7%

$25k–$35k 3.1%

$35k–$50k 7.1%

$50k–$75k 17.9%

$75k–$100k 30.9%

$100k–$150k 24.4%

$150k–$200k 5.2%

$200k+ 3.1%

Range	% of households
Under $10k	0.7%
$10k–$15k	0.7%
$15k–$25k	6.7%
$25k–$35k	3.1%
$35k–$50k	7.1%
$50k–$75k	17.9%
$75k–$100k	30.9%
$100k–$150k	24.4%
$150k–$200k	5.2%
$200k+	3.1%
Median income	$81,366

Housing

Home values

Under $50k 6.2%

$50k–$100k 4.5%

$100k–$150k 19.5%

$150k–$200k 15.5%

$200k–$300k 26.1%

$300k–$500k 26.2%

$500k–$1M 1.5%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$215,500
Median rent / month	$1,107
Owner occupied	82.6%
Renter occupied	17.4%
Vacant	15.1%
Single-family detached	98.2%
Large apartment buildings	0.0%
Mobile homes	1.8%
Median rooms	6.1
Avg household size (owned)	2.81

Year built

Era	%
2020 or later	0.5%
2010–2019	13.4%
2000–2009	29.2%
1990–1999	27.7%
1980–1989	5.1%
1970–1979	11.3%
1960–1969	5.2%
1950–1959	0.0%
1940–1949	0.6%
1939 or earlier	7.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	2.3%
2 bedrooms	10.9%
3 bedrooms	65.8%
4 bedrooms	16.0%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	1.0%
1 vehicle	21.8%
2 vehicles	32.0%
3 or more	45.2%

Heating fuel

Fuel type	%
Utility gas	2.1%
Electricity	82.8%
Propane / LP gas	12.6%
Wood	1.7%

Households & families

Household type	Count	%
Married-couple family	435	54.2%
Cohabiting couple	33	4.1%
Male householder, no spouse	192	23.9%
Female householder, no spouse	143	17.8%
Households with children under 18	265	33.0%
Households with seniors (65+)	221	27.5%
Average household size	2.88

Marital status

Status	Male	Female
Never married	18.4%	31.3%
Married	66.4%	55.3%
Separated	2.4%	0.7%
Widowed	0.8%	6.3%
Divorced	11.9%	6.5%

Education

Less than 9th grade 0.5%

Some HS, no diploma 9.2%

HS graduate 41.4%

Some college, no degree 21.1%

Associate's degree 11.9%

Bachelor's degree 10.6%

Graduate / professional 5.3%

Metric	%
HS diploma or higher	90.3%
Bachelor's or higher	15.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	1.3%
Kindergarten	8	2.2%
Elementary school	291	78.4%
High school	44	11.9%
College / grad school	23	6.2%

Employment

Industry of employment

Professional & management 20.8%

Manufacturing 16.9%

Transportation & utilities 12.2%

Education & healthcare 11.6%

Retail trade 10.7%

Construction 6.8%

Finance & real estate 6.2%

Other services 4.6%

Public administration 4.0%

Arts, food & hospitality 2.5%

Agriculture & mining 1.9%

Wholesale trade 1.0%

Information 0.8%

Occupation

Category	%
Management, business & arts	26.5%
Service	19.8%
Sales & office	19.1%
Natural resources & construction	24.7%
Production & transportation	9.8%

Employment type

Type	%
Private sector	72.4%
Government	10.1%
Self-employed	17.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	63.0%
Carpool	25.4%
Public transit	0.0%
Walk	0.9%
Work from home	10.7%
Other means	0.0%
Avg commute (minutes)	31.1

Poverty

All people 17.8%

Under 18 years 19.3%

18 and over 17.4%

Married-couple families 6.9%

Female-led households 4.5%

Income support

Source	% of households
Social Security	31.0%
Retirement income	21.5%
Supplemental Security	11.1%
Cash public assistance	1.1%
Food stamps / SNAP	6.6%

Health indicators

Condition	%
Obesity	40.3%
High blood pressure	40.6%
High cholesterol	37.3%
Diabetes	11.7%
Heart disease	7.3%
Stroke	3.3%
Asthma	11.1%
Arthritis	31.0%
Kidney disease	3.0%
Pulmonary disease	10.3%
Cancer	6.4%

Behavior / access	%
Smoking	24.9%
Binge drinking	16.1%
No physical activity	30.7%
Less than 7 hrs sleep	37.9%
Depression	25.8%
Fair or poor health	20.0%
Poor mental health	18.1%
Poor physical health	14.2%
No health insurance	10.3%
Visited doctor (checkup)	75.8%
Visited dentist	55.4%
Cholesterol screening	90.5%
Teeth loss	18.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	260	14.2%

Disability	%
Any disability	17.9%
Under 18	1.5%
18–64 years	19.4%
65 and over	35.7%

Health insurance coverage

Type	%
Private insurance	65.6%
Public insurance	37.5%
No insurance	8.8%
Uninsured under 19	7.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,207	95.5%
Spanish	21	1.0%
Other Indo-European	14	0.6%
Asian & Pacific Islander	7	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,280	98.7%
Born in same state	2,272	98.4%
Born in different state	1,689	73.1%
Foreign born	8	0.3%
Naturalized citizen	30	1.3%
Not a US citizen	14	46.7%

Ancestry

Ancestry	Count	%
Arab	410	17.7%
French	367	15.9%
Italian	331	14.3%

Ancestry	Count	%
English	57	2.5%
Irish	13	0.6%

Technology access

Metric	% of households
Computer access	34.8%
Internet access	93.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40055

What city is ZIP code 40055 in?

ZIP code 40055 is primarily assigned to Pendleton, Kentucky.

What county is ZIP code 40055 in?

ZIP code 40055 falls within Henry County, Kentucky.

What is the poverty rate in ZIP code 40055?

18% of residents in ZIP code 40055 live below the poverty line, above the national average.

Is ZIP code 40055 mostly owner-occupied?

83% of occupied units in ZIP code 40055 are owner-occupied, well above the national average.

Does ZIP code 40055 have a large veteran population?

14% of civilians in ZIP code 40055 are veterans, above the national average of ~7%.

What is the population of ZIP code 40055?

ZIP code 40055 has an estimated population of 2,310 residents, with a density of 98 people per square mile.

What timezone is ZIP code 40055 in?

ZIP code 40055 observes the EST timezone.