40006 ZIP Code — Bedford, KY

Trimble County, Kentucky

ZIP code 40006 is located in Bedford, Kentucky, within Trimble County. It covers approximately 90.99 square miles and serves a population of 5,092 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.

About ZIP code 40006

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $149,700. Owner-occupancy is high at 82%, well above the national average.

Median household income is $50,982. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 17% of households reflects economic stress in the area. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 40006 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

5,092

population

90.99

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40006 ZIP code map

Cities in ZIP code 40006

Below are the cities the US Postal Service accepts for ZIP code 40006. Using any city not on this list may result in mail delivery delays.

City	Status
Bedford	Preferred

Nearby ZIP codes

40045 Milton (5.4 mi) 40055 Pendleton (7.2 mi) 40055 Pendleton (7.2 mi) 41008 Carrollton (8.5 mi) 47162 New Washington (8.6 mi) 40070 Sulphur (9 mi) 40077 Westport (9 mi) 47243 Hanover (9.5 mi) 40011 Campbellsburg (11.1 mi) 47147 Nabb (11.6 mi) 40031 La Grange (11.9 mi) 40050 New Castle (12.6 mi)

Demographics updated 05/2026

Population
Total population	5,092
Population density	56 / sq mi
State FIPS	21
County FIPS	223

Geography
Land area	90.99 sq mi
Water area	0.38 sq mi
Latitude	38.5941
Longitude	-85.3316
Timezone	Eastern (ET)
Area code	502

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.0%	48.5%	47.9%
$50k – $100k	37.1%	29.8%	30.3%
$100k – $200k	17.5%	18.7%	17.6%
Over $200k	3.3%	3.0%	4.2%

Demographics & statistics

5,092

Population

People per sq mi

44.2

Median age

$50,982

Median household income

$25,612

Per capita income

$149,700

Median home value

$645

Median monthly rent

81.6%

Home ownership

20.9%

Poverty rate

7.2%

Unemployment

1,798

Housing units

14.7%

Bachelor's or higher

Age distribution

Male Female

140

Under 5

143

5–9

159

10–14

162

202

15–19

206

20–24

402

25–34

409

219

35–44

223

318

45–54

323

176

55–59

178

223

60–64

226

302

65–74

306

187

75–84

191

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,011	19.9%
18 and over	4,081	80.1%
65 and over	1,050	20.6%
Median age	44.2 years

Race & ethnicity

White 89%

Hispanic or Latino 4.1%

Two or more races 3.2%

Other race 2.4%

Asian 0.9%

Black or African American 0.4%

Group	Count	%
White	4,728	89%
Hispanic or Latino	220	4.1%
Two or more races	169	3.2%
Other race	126	2.4%
Asian	47	0.9%
Black or African American	22	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.0%	48.5%	47.9%
$50k – $100k	37.1%	29.8%	30.3%
$100k – $200k	17.5%	18.7%	17.6%
Over $200k	3.3%	3.0%	4.2%

Under $10k 8.4%

$10k–$15k 8.5%

$15k–$25k 11.7%

$25k–$35k 11.5%

$35k–$50k 9.7%

$50k–$75k 11.9%

$75k–$100k 16.2%

$100k–$150k 12.7%

$150k–$200k 6.9%

$200k+ 2.6%

Range	% of households
Under $10k	8.4%
$10k–$15k	8.5%
$15k–$25k	11.7%
$25k–$35k	11.5%
$35k–$50k	9.7%
$50k–$75k	11.9%
$75k–$100k	16.2%
$100k–$150k	12.7%
$150k–$200k	6.9%
$200k+	2.6%
Median income	$50,982

Housing

Home values

Under $50k 11.7%

$50k–$100k 28.6%

$100k–$150k 9.8%

$150k–$200k 11.7%

$200k–$300k 25.6%

$300k–$500k 12.7%

Housing overview

Metric	Value
Median home value	$149,700
Median rent / month	$645
Owner occupied	81.6%
Renter occupied	18.4%
Vacant	12.7%
Single-family detached	63.1%
Large apartment buildings	0.0%
Mobile homes	30.7%
Median rooms	5.9
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.0%
2010–2019	7.1%
2000–2009	9.7%
1990–1999	22.1%
1980–1989	18.3%
1970–1979	13.9%
1960–1969	9.9%
1950–1959	8.7%
1940–1949	0.7%
1939 or earlier	9.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	4.6%
2 bedrooms	23.2%
3 bedrooms	54.5%
4 bedrooms	11.3%
5+ bedrooms	4.8%

Vehicles per household

Vehicles	% of households
No vehicle	7.3%
1 vehicle	24.4%
2 vehicles	38.3%
3 or more	30.0%

Heating fuel

Fuel type	%
Utility gas	15.0%
Electricity	55.1%
Propane / LP gas	12.1%
Fuel oil	5.4%
Wood	9.3%
No fuel used	2.0%

Households & families

Household type	Count	%
Married-couple family	940	50.2%
Cohabiting couple	176	9.4%
Male householder, no spouse	133	7.1%
Female householder, no spouse	622	33.2%
Households with children under 18	621	33.2%
Households with seniors (65+)	804	43.0%
Average household size	2.70

Marital status

Status	Male	Female
Never married	28.4%	14.8%
Married	51.0%	47.9%
Separated	2.7%	5.9%
Widowed	3.8%	14.9%
Divorced	14.1%	16.6%

Education

Less than 9th grade 2.6%

Some HS, no diploma 14.5%

HS graduate 42.1%

Some college, no degree 19.4%

Associate's degree 6.6%

Bachelor's degree 9.7%

Graduate / professional 5.0%

Metric	%
HS diploma or higher	82.9%
Bachelor's or higher	14.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	39	4.6%
Kindergarten	0	0.0%
Elementary school	445	51.9%
High school	249	29.1%
College / grad school	124	14.5%

Employment

Industry of employment

Manufacturing 22.3%

Transportation & utilities 14.4%

Retail trade 13.0%

Professional & management 12.6%

Education & healthcare 10.6%

Other services 8.6%

Arts, food & hospitality 6.0%

Agriculture & mining 4.9%

Public administration 2.8%

Construction 2.1%

Information 0.9%

Finance & real estate 0.9%

Wholesale trade 0.8%

Occupation

Category	%
Management, business & arts	24.1%
Service	18.2%
Sales & office	12.1%
Natural resources & construction	13.0%
Production & transportation	32.6%

Employment type

Type	%
Private sector	81.2%
Government	11.8%
Self-employed	7.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.1%
Carpool	15.7%
Public transit	0.0%
Walk	3.9%
Work from home	0.7%
Other means	0.6%
Avg commute (minutes)	32.9

Poverty

All people 20.9%

Under 18 years 11.7%

18 and over 22.9%

Married-couple families 6.5%

Female-led households 47.4%

Income support

Source	% of households
Social Security	48.6%
Retirement income	29.6%
Supplemental Security	11.5%
Cash public assistance	2.9%
Food stamps / SNAP	17.3%

Health indicators

Condition	%
Obesity	39.0%
High blood pressure	41.2%
High cholesterol	36.7%
Diabetes	12.2%
Heart disease	7.8%
Stroke	3.6%
Asthma	11.5%
Arthritis	31.7%
Kidney disease	3.2%
Pulmonary disease	11.4%
Cancer	6.4%

Behavior / access	%
Smoking	26.9%
Binge drinking	15.6%
No physical activity	33.8%
Less than 7 hrs sleep	38.9%
Depression	26.5%
Fair or poor health	22.4%
Poor mental health	18.9%
Poor physical health	15.2%
No health insurance	12.0%
Visited doctor (checkup)	75.4%
Visited dentist	51.2%
Cholesterol screening	88.8%
Teeth loss	22.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	529	13.0%

Disability	%
Any disability	20.9%
Under 18	4.2%
18–64 years	19.2%
65 and over	43.1%

Health insurance coverage

Type	%
Private insurance	62.6%
Public insurance	52.4%
No insurance	2.9%
Uninsured under 19	6.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,809	94.4%
Spanish	114	2.4%
Other Indo-European	114	2.4%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,990	98.0%
Born in same state	4,913	96.5%
Born in different state	3,088	60.6%
Foreign born	77	1.5%
Naturalized citizen	102	2.0%
Not a US citizen	51	50.0%

Ancestry

Ancestry	Count	%
Arab	1,016	20%
French	846	16.6%
Italian	649	12.7%

Ancestry	Count	%
English	154	3%
Polish	2	0%

Technology access

Metric	% of households
Computer access	36.7%
Internet access	87.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40006

What city is ZIP code 40006 in?

ZIP code 40006 is primarily assigned to Bedford, Kentucky.

What county is ZIP code 40006 in?

ZIP code 40006 falls within Trimble County, Kentucky.

Does ZIP code 40006 have a large retiree population?

49% of households in ZIP code 40006 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 40006?

21% of residents in ZIP code 40006 live below the poverty line, above the national average.

How educated is the population of ZIP code 40006?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 40006 mostly owner-occupied?

82% of occupied units in ZIP code 40006 are owner-occupied, well above the national average.

What timezone is ZIP code 40006 in?

ZIP code 40006 observes the EST timezone.