40014 ZIP Code — Crestwood, KY

Oldham County, Kentucky

ZIP code 40014 is located in Crestwood, Kentucky, within Oldham County. It covers approximately 52.07 square miles and serves a population of 23,009 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.

About ZIP code 40014

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $368,600. Owner-occupancy is high at 88%, well above the national average.

The gap between median ($116,176) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is high — 46% of residents hold a bachelor's degree or higher, well above the national average of 33%.

23,009

population

52.07

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40014 ZIP code map

Cities in ZIP code 40014

Below are the cities the US Postal Service accepts for ZIP code 40014. Using any city not on this list may result in mail delivery delays.

City	Status
Crestwood	Acceptable
Crestwood	Preferred

Nearby ZIP codes

40010 Buckner (2.3 mi) 40056 Pewee Valley (4.4 mi) 40032 La Grange (5 mi) 40031 La Grange (6 mi) 40245 Louisville (6.3 mi) 40026 Goshen (7.9 mi) 40059 Prospect (8.6 mi) 40223 Louisville (8.6 mi) 40241 Louisville (8.9 mi) 40243 Louisville (9.2 mi) 40067 Simpsonville (9.4 mi) 40068 Smithfield (9.4 mi)

Demographics updated 05/2026

Population
Total population	23,009
Population density	442 / sq mi
State FIPS	21
County FIPS	185

Geography
Land area	52.07 sq mi
Water area	0.76 sq mi
Latitude	38.3464
Longitude	-85.4297
Timezone	Eastern (ET)
Area code	502

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.7%	23.9%	47.9%
$50k – $100k	28.3%	28.8%	30.3%
$100k – $200k	34.6%	33.8%	17.6%
Over $200k	19.4%	13.5%	4.2%

Demographics & statistics

23,009

Population

442

People per sq mi

39.2

Median age

$116,176

Median household income

$50,323

Per capita income

$368,600

Median home value

$1,152

Median monthly rent

88.4%

Home ownership

4.4%

Poverty rate

4.9%

Unemployment

6,992

Housing units

45.7%

Bachelor's or higher

Age distribution

Male Female

517

Under 5

530

934

5–9

958

1,033

10–14

1,060

944

15–19

969

744

20–24

764

977

25–34

1,003

1,521

35–44

1,561

1,752

45–54

1,796

813

55–59

833

644

60–64

660

957

65–74

982

456

75–84

467

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	6,279	27.3%
18 and over	16,730	72.7%
65 and over	2,996	13.0%
Median age	39.2 years

Race & ethnicity

White 89.1%

Two or more races 4.2%

Hispanic or Latino 2.9%

Black or African American 1.6%

Other race 1%

Asian 1%

American Indian / Alaska Native 0.2%

Group	Count	%
White	21,104	89.1%
Two or more races	998	4.2%
Hispanic or Latino	690	2.9%
Black or African American	386	1.6%
Other race	233	1%
Asian	231	1%
American Indian / Alaska Native	57	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.7%	23.9%	47.9%
$50k – $100k	28.3%	28.8%	30.3%
$100k – $200k	34.6%	33.8%	17.6%
Over $200k	19.4%	13.5%	4.2%

Under $10k 1.0%

$10k–$15k 1.1%

$15k–$25k 5.0%

$25k–$35k 4.1%

$35k–$50k 6.0%

$50k–$75k 10.0%

$75k–$100k 13.2%

$100k–$150k 21.5%

$150k–$200k 13.2%

$200k+ 24.9%

Range	% of households
Under $10k	1.0%
$10k–$15k	1.1%
$15k–$25k	5.0%
$25k–$35k	4.1%
$35k–$50k	6.0%
$50k–$75k	10.0%
$75k–$100k	13.2%
$100k–$150k	21.5%
$150k–$200k	13.2%
$200k+	24.9%
Median income	$116,176

Housing

Home values

Under $50k 1.0%

$50k–$100k 1.1%

$100k–$150k 3.9%

$150k–$200k 7.3%

$200k–$300k 18.8%

$300k–$500k 43.8%

$500k–$1M 23.0%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$368,600
Median rent / month	$1,152
Owner occupied	88.4%
Renter occupied	11.6%
Vacant	3.6%
Single-family detached	89.0%
Large apartment buildings	0.9%
Mobile homes	0.9%
Median rooms	7.8
Avg household size (owned)	3.07

Year built

Era	%
2020 or later	1.7%
2010–2019	8.9%
2000–2009	22.1%
1990–1999	25.3%
1980–1989	13.0%
1970–1979	20.2%
1960–1969	4.5%
1950–1959	1.9%
1940–1949	0.4%
1939 or earlier	1.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	1.6%
2 bedrooms	10.6%
3 bedrooms	36.7%
4 bedrooms	36.4%
5+ bedrooms	14.5%

Vehicles per household

Vehicles	% of households
No vehicle	0.8%
1 vehicle	17.3%
2 vehicles	42.7%
3 or more	39.3%

Heating fuel

Fuel type	%
Utility gas	54.8%
Electricity	42.0%
Propane / LP gas	2.6%
Wood	0.3%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	5,262	69.3%
Cohabiting couple	313	4.1%
Male householder, no spouse	832	11.0%
Female householder, no spouse	1,181	15.6%
Households with children under 18	3,632	47.9%
Households with seniors (65+)	1,976	26.0%
Average household size	3.03

Marital status

Status	Male	Female
Never married	28.1%	24.4%
Married	61.2%	60.3%
Separated	0.2%	1.3%
Widowed	1.8%	5.6%
Divorced	8.7%	8.5%

Education

Less than 9th grade 1.4%

Some HS, no diploma 2.0%

HS graduate 20.2%

Some college, no degree 21.2%

Associate's degree 9.4%

Bachelor's degree 25.1%

Graduate / professional 20.6%

Metric	%
HS diploma or higher	96.5%
Bachelor's or higher	45.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	294	4.2%
Kindergarten	325	4.7%
Elementary school	3,270	47.0%
High school	1,673	24.0%
College / grad school	1,397	20.1%

Employment

Industry of employment

Education & healthcare 25.1%

Manufacturing 14.9%

Professional & management 12.2%

Finance & real estate 9.6%

Retail trade 9.3%

Construction 7.4%

Arts, food & hospitality 6.0%

Transportation & utilities 4.3%

Other services 4.1%

Wholesale trade 3.0%

Public administration 2.5%

Information 1.2%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	51.9%
Service	9.7%
Sales & office	20.6%
Natural resources & construction	7.1%
Production & transportation	10.7%

Employment type

Type	%
Private sector	85.0%
Government	10.7%
Self-employed	4.2%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	76.5%
Carpool	6.7%
Public transit	0.0%
Walk	0.4%
Work from home	15.6%
Other means	0.8%
Avg commute (minutes)	26.4

Poverty

All people 4.4%

Under 18 years 5.4%

18 and over 4.1%

Married-couple families 1.3%

Female-led households 19.7%

Income support

Source	% of households
Social Security	27.2%
Retirement income	24.3%
Supplemental Security	2.5%
Cash public assistance	1.1%
Food stamps / SNAP	3.4%

Health indicators

Condition	%
Obesity	36.4%
High blood pressure	34.3%
High cholesterol	35.7%
Diabetes	8.7%
Heart disease	5.1%
Stroke	2.2%
Asthma	10.0%
Arthritis	25.6%
Kidney disease	2.2%
Pulmonary disease	6.3%
Cancer	6.1%

Behavior / access	%
Smoking	16.0%
Binge drinking	17.3%
No physical activity	21.6%
Less than 7 hrs sleep	34.5%
Depression	22.5%
Fair or poor health	12.4%
Poor mental health	15.2%
Poor physical health	9.8%
No health insurance	7.2%
Visited doctor (checkup)	76.4%
Visited dentist	68.9%
Cholesterol screening	92.8%
Teeth loss	9.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,073	6.4%

Disability	%
Any disability	7.9%
Under 18	2.9%
18–64 years	6.8%
65 and over	23.2%

Health insurance coverage

Type	%
Private insurance	83.4%
Public insurance	24.3%
No insurance	3.8%
Uninsured under 19	6.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	21,962	95.4%
Spanish	324	1.5%
Other Indo-European	264	1.2%
Asian & Pacific Islander	8	0.0%
Other languages	52	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	22,141	96.2%
Born in same state	22,056	95.9%
Born in different state	13,932	60.6%
Foreign born	85	0.4%
Naturalized citizen	868	3.8%
Not a US citizen	602	69.4%

Ancestry

Ancestry	Count	%
French	3,492	15.2%
Italian	3,158	13.7%
Arab	2,234	9.7%
English	209	0.9%
Polish	99	0.4%

Ancestry	Count	%
Norwegian	92	0.4%
German	53	0.2%
Irish	41	0.2%
Dutch	34	0.1%

Technology access

Metric	% of households
Computer access	33.0%
Internet access	98.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40014

What city is ZIP code 40014 in?

ZIP code 40014 is primarily assigned to Crestwood, Kentucky.

What county is ZIP code 40014 in?

ZIP code 40014 falls within Oldham County, Kentucky.

Is ZIP code 40014 mostly owner-occupied?

88% of occupied units in ZIP code 40014 are owner-occupied, well above the national average.

How educated is the population of ZIP code 40014?

46% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 40014?

The median home value in ZIP code 40014 is $368,600.

What is the median household income in ZIP code 40014?

The median household income in ZIP code 40014 is $116,176, above the national median of ~$75,000.

What timezone is ZIP code 40014 in?

ZIP code 40014 observes the EST timezone.