40003 ZIP Code — Bagdad, KY

Shelby County, Kentucky

ZIP code 40003 is located in Bagdad, Kentucky, within Shelby County. It covers approximately 43.31 square miles and serves a population of 2,035 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.

About ZIP code 40003

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $269,800. Owner-occupancy is high at 84%, well above the national average.

Median household income is $78,125. SNAP benefit usage at 19% of households reflects economic stress in the area. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 40003 reflects a community defined by high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

2,035

population

43.31

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40003 ZIP code map

Cities in ZIP code 40003

Below are the cities the US Postal Service accepts for ZIP code 40003. Using any city not on this list may result in mail delivery delays.

City	Status
Bagdad	Preferred

Nearby ZIP codes

40065 Shelbyville (8.1 mi) 40057 Pleasureville (8.6 mi) 40601 Frankfort (8.9 mi) 40019 Eminence (9.5 mi) 40619 Frankfort (11 mi) 40620 Frankfort (11 mi) 40618 Frankfort (11 mi) 40622 Frankfort (11 mi) 40621 Frankfort (11 mi) 40076 Waddy (11.8 mi) 40007 Bethlehem (12.2 mi) 40050 New Castle (14 mi)

Demographics updated 06/2026

Population
Total population	2,035
Population density	47 / sq mi
State FIPS	21
County FIPS	211

Geography
Land area	43.31 sq mi
Water area	0.45 sq mi
Latitude	38.2782
Longitude	-85.0508
Timezone	Eastern (ET)
Area code	502

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.4%	35.4%	47.9%
$50k – $100k	45.7%	32.8%	30.3%
$100k – $200k	20.0%	25.0%	17.6%
Over $200k	5.9%	6.8%	4.2%

Demographics & statistics

2,035

Population

People per sq mi

49.8

Median age

$78,125

Median household income

$32,972

Per capita income

$269,800

Median home value

$1,088

Median monthly rent

83.7%

Home ownership

13.4%

Poverty rate

2.4%

Unemployment

613

Housing units

22.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

253

45–54

242

55–59

60–64

131

65–74

126

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	385	18.9%
18 and over	1,650	81.1%
65 and over	406	20.0%
Median age	49.8 years

Race & ethnicity

White 92.2%

Black or African American 4.5%

Two or more races 1.9%

Hispanic or Latino 0.7%

Other race 0.7%

Group	Count	%
White	1,890	92.2%
Black or African American	93	4.5%
Two or more races	38	1.9%
Hispanic or Latino	14	0.7%
Other race	14	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.4%	35.4%	47.9%
$50k – $100k	45.7%	32.8%	30.3%
$100k – $200k	20.0%	25.0%	17.6%
Over $200k	5.9%	6.8%	4.2%

Under $10k 8.4%

$10k–$15k 1.6%

$15k–$25k 3.6%

$25k–$35k 3.0%

$35k–$50k 10.3%

$50k–$75k 22.8%

$75k–$100k 12.4%

$100k–$150k 21.4%

$150k–$200k 6.4%

$200k+ 10.1%

Range	% of households
Under $10k	8.4%
$10k–$15k	1.6%
$15k–$25k	3.6%
$25k–$35k	3.0%
$35k–$50k	10.3%
$50k–$75k	22.8%
$75k–$100k	12.4%
$100k–$150k	21.4%
$150k–$200k	6.4%
$200k+	10.1%
Median income	$78,125

Housing

Home values

Under $50k 1.4%

$50k–$100k 7.6%

$100k–$150k 13.3%

$150k–$200k 15.5%

$200k–$300k 18.7%

$300k–$500k 37.0%

$500k–$1M 6.6%

Housing overview

Metric	Value
Median home value	$269,800
Median rent / month	$1,088
Owner occupied	83.7%
Renter occupied	16.3%
Vacant	4.7%
Single-family detached	99.3%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.5
Avg household size (owned)	2.83

Year built

Era	%
2020 or later	0.0%
2010–2019	11.3%
2000–2009	16.3%
1990–1999	31.3%
1980–1989	15.6%
1970–1979	4.1%
1960–1969	2.1%
1950–1959	1.1%
1940–1949	4.3%
1939 or earlier	14.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	14.3%
3 bedrooms	65.8%
4 bedrooms	11.0%
5+ bedrooms	8.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	6.2%
2 vehicles	38.7%
3 or more	55.1%

Heating fuel

Fuel type	%
Utility gas	2.3%
Electricity	69.2%
Propane / LP gas	22.1%
Wood	6.4%

Households & families

Household type	Count	%
Married-couple family	545	78.8%
Cohabiting couple	26	3.8%
Male householder, no spouse	44	6.4%
Female householder, no spouse	77	11.1%
Households with children under 18	235	34.0%
Households with seniors (65+)	246	35.5%
Average household size	2.94

Marital status

Status	Male	Female
Never married	17.7%	16.6%
Married	72.7%	65.9%
Separated	0.0%	4.4%
Widowed	3.4%	6.2%
Divorced	6.2%	6.9%

Education

Less than 9th grade 2.8%

Some HS, no diploma 5.8%

HS graduate 40.9%

Some college, no degree 14.1%

Associate's degree 13.7%

Bachelor's degree 15.2%

Graduate / professional 7.4%

Metric	%
HS diploma or higher	91.3%
Bachelor's or higher	22.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	10	2.8%
Kindergarten	29	8.0%
Elementary school	150	41.4%
High school	123	34.0%
College / grad school	50	13.8%

Employment

Industry of employment

Education & healthcare 27.9%

Manufacturing 21.8%

Retail trade 11.0%

Professional & management 10.7%

Finance & real estate 6.8%

Public administration 6.7%

Transportation & utilities 3.7%

Arts, food & hospitality 3.6%

Other services 2.8%

Agriculture & mining 2.7%

Construction 2.3%

Occupation

Category	%
Management, business & arts	36.6%
Service	20.4%
Sales & office	22.2%
Natural resources & construction	2.5%
Production & transportation	18.3%

Employment type

Type	%
Private sector	70.5%
Government	21.7%
Self-employed	7.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.4%
Carpool	6.9%
Public transit	0.0%
Walk	0.0%
Work from home	11.7%
Other means	0.0%
Avg commute (minutes)	40.1

Poverty

All people 13.4%

Under 18 years 22.5%

18 and over 11.5%

Married-couple families 1.5%

Female-led households 83.3%

Income support

Source	% of households
Social Security	52.0%
Retirement income	36.1%
Supplemental Security	5.3%
Cash public assistance	3.0%
Food stamps / SNAP	19.2%

Health indicators

Condition	%
Obesity	38.0%
High blood pressure	39.7%
High cholesterol	37.4%
Diabetes	10.7%
Heart disease	6.9%
Stroke	3.0%
Asthma	10.7%
Arthritis	29.4%
Kidney disease	2.8%
Pulmonary disease	9.3%
Cancer	6.5%

Behavior / access	%
Smoking	22.5%
Binge drinking	16.3%
No physical activity	28.3%
Less than 7 hrs sleep	38.7%
Depression	24.4%
Fair or poor health	17.9%
Poor mental health	17.4%
Poor physical health	12.8%
No health insurance	9.8%
Visited doctor (checkup)	75.9%
Visited dentist	59.0%
Cholesterol screening	90.8%
Teeth loss	16.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	152	9.2%

Disability	%
Any disability	19.3%
Under 18	18.2%
18–64 years	10.8%
65 and over	46.6%

Health insurance coverage

Type	%
Private insurance	60.0%
Public insurance	47.1%
No insurance	6.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,950	95.8%
Spanish	7	0.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	7	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,006	98.6%
Born in same state	2,006	98.6%
Born in different state	1,390	68.3%
Foreign born	0	0.0%
Naturalized citizen	29	1.4%
Not a US citizen	29	100.0%

Ancestry

Ancestry	Count	%
Arab	324	15.9%
French	293	14.4%
Italian	225	11.1%

Ancestry	Count	%
English	70	3.4%
Irish	20	1%
Dutch	8	0.4%

Technology access

Metric	% of households
Computer access	34.0%
Internet access	96.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40003

What city is ZIP code 40003 in?

ZIP code 40003 is primarily assigned to Bagdad, Kentucky.

What county is ZIP code 40003 in?

ZIP code 40003 falls within Shelby County, Kentucky.

Does ZIP code 40003 have a large retiree population?

52% of households in ZIP code 40003 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 40003 mostly owner-occupied?

84% of occupied units in ZIP code 40003 are owner-occupied, well above the national average.

Does ZIP code 40003 have a large veteran population?

9% of civilians in ZIP code 40003 are veterans, above the national average of ~7%.

What is the population of ZIP code 40003?

ZIP code 40003 has an estimated population of 2,035 residents, with a density of 47 people per square mile.

What timezone is ZIP code 40003 in?

ZIP code 40003 observes the EST timezone.