40601 ZIP Code — Frankfort, KY
Franklin County, Kentucky
ZIP code 40601 is located in Frankfort, Kentucky, within Franklin County. It covers approximately 217.54 square miles and serves a population of 51,579 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 502.
About ZIP code 40601
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $185,000. Owner-occupancy sits near the national average at 64%.
Median household income is $63,296. 34% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.
Educational attainment is near the national average, with 31% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (20%) compared to national benchmarks.
51,579
population
217.54
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
40601 ZIP code map
Cities in ZIP code 40601
Below are the cities the US Postal Service accepts for ZIP code 40601. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Frankfort | Acceptable |
| Frankfort | Preferred |
Nearby ZIP codes
40622 Frankfort (2.6 mi)
40621 Frankfort (2.6 mi)
40618 Frankfort (2.6 mi)
40619 Frankfort (2.6 mi)
40620 Frankfort (2.6 mi)
40003 Bagdad (8.9 mi)
40347 Midway (11.1 mi)
40057 Pleasureville (13 mi)
40379 Stamping Ground (13.2 mi)
40076 Waddy (13.9 mi)
40065 Shelbyville (15.2 mi)
40384 Versailles (15.4 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 51,579 |
| Population density | 237 / sq mi |
| State FIPS | 21 |
| County FIPS | 073 |
| Geography | |
|---|---|
| Land area | 217.54 sq mi |
| Water area | 4.07 sq mi |
| Latitude | 38.2326 |
| Longitude | -84.8983 |
| Timezone | Eastern (ET) |
| Area code | 502 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 41.3% | 41.3% | 47.9% |
| $50k – $100k | 36.8% | 36.8% | 30.3% |
| $100k – $200k | 18.0% | 18.0% | 17.6% |
| Over $200k | 4.0% | 4.0% | 4.2% |
Demographics & statistics
51,579
Population
237
People per sq mi
40.2
Median age
$63,296
Median household income
$38,293
Per capita income
$185,000
Median home value
$901
Median monthly rent
63.5%
Home ownership
13.1%
Poverty rate
4.8%
Unemployment
15,892
Housing units
31.0%
Bachelor's or higher
Age distribution
Male
Female
1,336
Under 5
1,432
1,310
5–9
1,404
1,609
10–14
1,725
1,713
15–19
1,835
1,410
20–24
1,512
3,406
25–34
3,651
3,071
35–44
3,292
3,159
45–54
3,385
1,845
55–59
1,977
1,434
60–64
1,538
2,880
65–74
3,087
1,430
75–84
1,533
292
85+
313
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 10,760 | 20.9% |
| 18 and over | 40,819 | 79.1% |
| 65 and over | 9,535 | 18.5% |
| Median age | 40.2 years | |
Race & ethnicity
White
79.2%
Black or African American
8.5%
Two or more races
5.2%
Hispanic or Latino
3.4%
Other race
1.8%
Asian
1.7%
Native Hawaiian / Pacific Islander
0.2%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 42,286 | 79.2% |
| Black or African American | 4,530 | 8.5% |
| Two or more races | 2,797 | 5.2% |
| Hispanic or Latino | 1,804 | 3.4% |
| Other race | 938 | 1.8% |
| Asian | 882 | 1.7% |
| Native Hawaiian / Pacific Islander | 115 | 0.2% |
| American Indian / Alaska Native | 31 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 41.3% | 41.3% | 47.9% |
| $50k – $100k | 36.8% | 36.8% | 30.3% |
| $100k – $200k | 18.0% | 18.0% | 17.6% |
| Over $200k | 4.0% | 4.0% | 4.2% |
Under $10k
3.3%
$10k–$15k
4.2%
$15k–$25k
8.6%
$25k–$35k
8.8%
$35k–$50k
12.8%
$50k–$75k
18.7%
$75k–$100k
15.2%
$100k–$150k
17.3%
$150k–$200k
5.4%
$200k+
5.6%
| Range | % of households |
|---|---|
| Under $10k | 3.3% |
| $10k–$15k | 4.2% |
| $15k–$25k | 8.6% |
| $25k–$35k | 8.8% |
| $35k–$50k | 12.8% |
| $50k–$75k | 18.7% |
| $75k–$100k | 15.2% |
| $100k–$150k | 17.3% |
| $150k–$200k | 5.4% |
| $200k+ | 5.6% |
| Median income | $63,296 |
Housing
Home values
Under $50k
6.4%
$50k–$100k
11.6%
$100k–$150k
16.6%
$150k–$200k
20.8%
$200k–$300k
24.6%
$300k–$500k
15.5%
$500k–$1M
3.6%
$1M+
1.1%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $185,000 |
| Median rent / month | $901 |
| Owner occupied | 63.5% |
| Renter occupied | 36.5% |
| Vacant | 6.1% |
| Single-family detached | 66.5% |
| Large apartment buildings | 3.8% |
| Mobile homes | 5.3% |
| Median rooms | 5.5 |
| Avg household size (owned) | 2.23 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 3.6% |
| 2000–2009 | 12.3% |
| 1990–1999 | 16.1% |
| 1980–1989 | 12.4% |
| 1970–1979 | 18.4% |
| 1960–1969 | 11.3% |
| 1950–1959 | 12.3% |
| 1940–1949 | 4.3% |
| 1939 or earlier | 9.1% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.5% |
| 1 bedroom | 8.6% |
| 2 bedrooms | 27.8% |
| 3 bedrooms | 45.4% |
| 4 bedrooms | 12.3% |
| 5+ bedrooms | 3.4% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 5.8% |
| 1 vehicle | 33.9% |
| 2 vehicles | 41.0% |
| 3 or more | 19.3% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 41.7% |
| Electricity | 51.1% |
| Propane / LP gas | 4.9% |
| Fuel oil | 0.3% |
| Wood | 1.6% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 9,260 | 40.8% |
| Cohabiting couple | 1,958 | 8.6% |
| Male householder, no spouse | 4,531 | 20.0% |
| Female householder, no spouse | 6,942 | 30.6% |
| Households with children under 18 | 6,538 | 28.8% |
| Households with seniors (65+) | 7,269 | 32.0% |
| Average household size | 2.19 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 32.9% | 27.9% |
| Married | 48.1% | 44.2% |
| Separated | 1.4% | 1.7% |
| Widowed | 3.0% | 10.3% |
| Divorced | 14.7% | 15.9% |
Education
Less than 9th grade
3.5%
Some HS, no diploma
4.5%
HS graduate
30.1%
Some college, no degree
22.4%
Associate's degree
8.4%
Bachelor's degree
18.3%
Graduate / professional
12.8%
| Metric | % |
|---|---|
| HS diploma or higher | 91.9% |
| Bachelor's or higher | 31.0% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 790 | 6.9% |
| Kindergarten | 526 | 4.6% |
| Elementary school | 4,804 | 42.0% |
| High school | 2,597 | 22.7% |
| College / grad school | 2,723 | 23.8% |
Employment
Industry of employment
Education & healthcare
17.6%
Public administration
17.3%
Retail trade
11.1%
Manufacturing
11.0%
Professional & management
10.9%
Arts, food & hospitality
10.0%
Construction
6.6%
Finance & real estate
4.1%
Transportation & utilities
3.9%
Other services
3.0%
Agriculture & mining
1.8%
Wholesale trade
1.4%
Information
1.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 41.5% |
| Service | 16.7% |
| Sales & office | 19.5% |
| Natural resources & construction | 6.9% |
| Production & transportation | 15.4% |
Employment type
| Type | % |
|---|---|
| Private sector | 65.6% |
| Government | 29.1% |
| Self-employed | 5.2% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 74.8% |
| Carpool | 10.2% |
| Public transit | 1.2% |
| Walk | 1.9% |
| Work from home | 11.1% |
| Other means | 0.8% |
| Avg commute (minutes) | 19.9 |
Poverty
All people
13.1%
Under 18 years
20.1%
18 and over
11.3%
Married-couple families
4.1%
Female-led households
22.9%
Income support
| Source | % of households |
|---|---|
| Social Security | 33.6% |
| Retirement income | 31.1% |
| Supplemental Security | 6.3% |
| Cash public assistance | 1.1% |
| Food stamps / SNAP | 12.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 36.9% |
| High blood pressure | 40.6% |
| High cholesterol | 36.7% |
| Diabetes | 10.9% |
| Heart disease | 6.7% |
| Stroke | 3.1% |
| Asthma | 11.1% |
| Arthritis | 30.2% |
| Kidney disease | 2.9% |
| Pulmonary disease | 8.9% |
| Cancer | 6.6% |
| Behavior / access | % |
|---|---|
| Smoking | 20.2% |
| Binge drinking | 15.2% |
| No physical activity | 28.8% |
| Less than 7 hrs sleep | 38.0% |
| Depression | 25.0% |
| Fair or poor health | 18.0% |
| Poor mental health | 17.3% |
| Poor physical health | 12.4% |
| No health insurance | 9.7% |
| Visited doctor (checkup) | 76.4% |
| Visited dentist | 59.2% |
| Cholesterol screening | 90.6% |
| Teeth loss | 15.3% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,709 | 6.6% |
| Disability | % |
|---|---|
| Any disability | 17.5% |
| Under 18 | 7.0% |
| 18–64 years | 14.4% |
| 65 and over | 39.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 69.9% |
| Public insurance | 38.9% |
| No insurance | 6.6% |
| Uninsured under 19 | 3.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 48,811 | 94.6% |
| Spanish | 1,302 | 2.7% |
| Other Indo-European | 842 | 1.7% |
| Asian & Pacific Islander | 134 | 0.3% |
| Other languages | 238 | 0.5% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 49,512 | 96.0% |
| Born in same state | 49,195 | 95.4% |
| Born in different state | 36,772 | 71.3% |
| Foreign born | 317 | 0.6% |
| Naturalized citizen | 2,067 | 4.0% |
| Not a US citizen | 479 | 23.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 9,175 | 17.8% |
| French | 8,107 | 15.7% |
| Italian | 7,412 | 14.4% |
| English | 408 | 0.8% |
| Ancestry | Count | % |
|---|---|---|
| Polish | 133 | 0.3% |
| Irish | 78 | 0.2% |
| Dutch | 67 | 0.1% |
| German | 49 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 44.0% |
| Internet access | 94.6% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 40601
What part of Frankfort is ZIP code 40601?
ZIP code 40601 covers a portion of Frankfort, Kentucky, within Franklin County.
What county is ZIP code 40601 in?
ZIP code 40601 falls within Franklin County, Kentucky.
What is the typical home value in ZIP code 40601?
The median home value in ZIP code 40601 is $185,000.
What is the population of ZIP code 40601?
ZIP code 40601 has an estimated population of 51,579 residents, with a density of 237 people per square mile.
What is the median household income in ZIP code 40601?
The median household income in ZIP code 40601 is $63,296, below the national median of ~$75,000.
What timezone is ZIP code 40601 in?
ZIP code 40601 observes the EST timezone.