46176 ZIP Code — Shelbyville, IN

Shelby County, Indiana

ZIP code 46176 is located in Shelbyville, Indiana, within Shelby County. It covers approximately 169.46 square miles and serves a population of 28,727 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 317.

About ZIP code 46176

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $156,300. Owner-occupancy sits near the national average at 65%.

Median household income is $62,222. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 46176 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

28,727

population

169.46

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46176 ZIP code map

Cities in ZIP code 46176

Below are the cities the US Postal Service accepts for ZIP code 46176. Using any city not on this list may result in mail delivery delays.

City	Status
Shelbyville	Preferred

Nearby ZIP codes

46110 Boggstown (7.2 mi) 46182 Waldron (7.5 mi) 46126 Fairland (8.9 mi) 47234 Flat Rock (10.3 mi) 46150 Manilla (10.5 mi) 46161 Morristown (10.5 mi) 46130 Fountaintown (10.9 mi) 47272 Saint Paul (11.6 mi) 46124 Edinburgh (12.2 mi) 46259 Indianapolis (13.8 mi) 46131 Franklin (14.5 mi) 46104 Arlington (14.8 mi)

Demographics updated 06/2026

Population
Total population	28,727
Population density	170 / sq mi
State FIPS	18
County FIPS	145

Geography
Land area	169.46 sq mi
Water area	0.89 sq mi
Latitude	39.5239
Longitude	-85.7909
Timezone	Eastern (ET)
Area code	317

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.9%	40.8%	42.9%
$50k – $100k	37.4%	37.8%	32.7%
$100k – $200k	16.2%	18.3%	19.8%
Over $200k	2.6%	3.1%	4.5%

Demographics & statistics

28,727

Population

170

People per sq mi

38.8

Median age

$62,222

Median household income

$32,150

Per capita income

$156,300

Median home value

$917

Median monthly rent

65.3%

Home ownership

15.1%

Poverty rate

2.9%

Unemployment

8,766

Housing units

19.3%

Bachelor's or higher

Age distribution

Male Female

1,004

Under 5

1,067

711

5–9

755

908

10–14

964

770

15–19

818

775

20–24

823

2,097

25–34

2,229

1,626

35–44

1,727

1,613

45–54

1,715

1,019

55–59

1,083

984

60–64

1,046

1,423

65–74

1,512

666

75–84

707

332

85+

353

← Male

Female →

Age summary

Group	Count	%
Under 18	6,536	22.8%
18 and over	22,191	77.2%
65 and over	4,993	17.4%
Median age	38.8 years

Race & ethnicity

White 87.9%

Hispanic or Latino 3.9%

Other race 2.7%

Two or more races 2.3%

Black or African American 1.8%

Asian 1.2%

Group	Count	%
White	26,286	87.9%
Hispanic or Latino	1,177	3.9%
Other race	821	2.7%
Two or more races	694	2.3%
Black or African American	553	1.8%
Asian	373	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.9%	40.8%	42.9%
$50k – $100k	37.4%	37.8%	32.7%
$100k – $200k	16.2%	18.3%	19.8%
Over $200k	2.6%	3.1%	4.5%

Under $10k 5.0%

$10k–$15k 3.2%

$15k–$25k 8.8%

$25k–$35k 10.6%

$35k–$50k 12.3%

$50k–$75k 20.4%

$75k–$100k 14.0%

$100k–$150k 15.7%

$150k–$200k 5.5%

$200k+ 4.6%

Range	% of households
Under $10k	5.0%
$10k–$15k	3.2%
$15k–$25k	8.8%
$25k–$35k	10.6%
$35k–$50k	12.3%
$50k–$75k	20.4%
$75k–$100k	14.0%
$100k–$150k	15.7%
$150k–$200k	5.5%
$200k+	4.6%
Median income	$62,222

Housing

Home values

Under $50k 8.6%

$50k–$100k 15.5%

$100k–$150k 21.9%

$150k–$200k 19.5%

$200k–$300k 21.5%

$300k–$500k 9.5%

$500k–$1M 2.6%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$156,300
Median rent / month	$917
Owner occupied	65.3%
Renter occupied	34.7%
Vacant	8.7%
Single-family detached	71.2%
Large apartment buildings	3.7%
Mobile homes	5.2%
Median rooms	5.8
Avg household size (owned)	2.44

Year built

Era	%
2020 or later	0.5%
2010–2019	5.1%
2000–2009	7.8%
1990–1999	15.7%
1980–1989	7.7%
1970–1979	15.2%
1960–1969	9.3%
1950–1959	12.2%
1940–1949	5.5%
1939 or earlier	21.0%

Bedrooms

Size	% of units
No bedroom (studio)	2.1%
1 bedroom	10.0%
2 bedrooms	28.7%
3 bedrooms	43.4%
4 bedrooms	12.7%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	7.2%
1 vehicle	30.3%
2 vehicles	42.2%
3 or more	20.2%

Heating fuel

Fuel type	%
Utility gas	48.6%
Electricity	37.8%
Propane / LP gas	10.2%
Fuel oil	0.7%
Wood	1.0%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	5,943	50.7%
Cohabiting couple	980	8.4%
Male householder, no spouse	2,004	17.1%
Female householder, no spouse	2,790	23.8%
Households with children under 18	3,425	29.2%
Households with seniors (65+)	3,658	31.2%
Average household size	2.40

Marital status

Status	Male	Female
Never married	27.5%	19.6%
Married	54.1%	54.0%
Separated	2.7%	1.4%
Widowed	3.3%	8.5%
Divorced	12.4%	16.5%

Education

Less than 9th grade 4.2%

Some HS, no diploma 7.2%

HS graduate 43.2%

Some college, no degree 18.3%

Associate's degree 7.8%

Bachelor's degree 12.8%

Graduate / professional 6.5%

Metric	%
HS diploma or higher	88.6%
Bachelor's or higher	19.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	482	7.9%
Kindergarten	255	4.2%
Elementary school	2,832	46.2%
High school	1,428	23.3%
College / grad school	1,129	18.4%

Employment

Industry of employment

Manufacturing 24.6%

Education & healthcare 19.2%

Arts, food & hospitality 10.5%

Retail trade 9.7%

Construction 7.2%

Professional & management 7.2%

Other services 6.5%

Transportation & utilities 5.7%

Finance & real estate 3.2%

Public administration 2.3%

Wholesale trade 1.9%

Agriculture & mining 1.1%

Information 0.8%

Occupation

Category	%
Management, business & arts	29.8%
Service	19.9%
Sales & office	18.9%
Natural resources & construction	8.7%
Production & transportation	22.7%

Employment type

Type	%
Private sector	84.5%
Government	9.4%
Self-employed	5.9%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	79.8%
Carpool	8.4%
Public transit	0.0%
Walk	2.4%
Work from home	7.6%
Other means	1.8%
Avg commute (minutes)	22.2

Poverty

All people 15.1%

Under 18 years 27.2%

18 and over 11.5%

Married-couple families 7.8%

Female-led households 36.3%

Income support

Source	% of households
Social Security	35.1%
Retirement income	23.0%
Supplemental Security	5.2%
Cash public assistance	1.8%
Food stamps / SNAP	6.3%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	34.7%
High cholesterol	35.1%
Diabetes	11.2%
Heart disease	6.9%
Stroke	3.2%
Asthma	10.3%
Arthritis	27.5%
Kidney disease	3.0%
Pulmonary disease	8.7%
Cancer	6.6%

Behavior / access	%
Smoking	23.7%
Binge drinking	16.3%
No physical activity	27.7%
Less than 7 hrs sleep	34.5%
Depression	24.6%
Fair or poor health	17.1%
Poor mental health	16.3%
Poor physical health	11.9%
No health insurance	15.1%
Visited doctor (checkup)	74.1%
Visited dentist	59.5%
Cholesterol screening	87.6%
Teeth loss	18.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,579	7.1%

Disability	%
Any disability	15.5%
Under 18	4.8%
18–64 years	13.2%
65 and over	37.6%

Health insurance coverage

Type	%
Private insurance	66.7%
Public insurance	39.2%
No insurance	6.5%
Uninsured under 19	5.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	26,656	92.8%
Spanish	888	3.3%
Other Indo-European	574	2.2%
Asian & Pacific Islander	17	0.1%
Other languages	210	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,341	95.2%
Born in same state	27,212	94.7%
Born in different state	21,979	76.5%
Foreign born	129	0.4%
Naturalized citizen	1,386	4.8%
Not a US citizen	351	25.3%

Ancestry

Ancestry	Count	%
Arab	4,018	14%
French	2,129	7.4%
Italian	1,984	6.9%
English	157	0.5%

Ancestry	Count	%
Irish	43	0.1%
Polish	38	0.1%
Norwegian	11	0%

Technology access

Metric	% of households
Computer access	40.8%
Internet access	90.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46176

What city is ZIP code 46176 in?

ZIP code 46176 is primarily assigned to Shelbyville, Indiana.

What county is ZIP code 46176 in?

ZIP code 46176 falls within Shelby County, Indiana.

What is the poverty rate in ZIP code 46176?

15% of residents in ZIP code 46176 live below the poverty line, above the national average.

Does ZIP code 46176 have a large retiree population?

35% of households in ZIP code 46176 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 46176?

The median home value in ZIP code 46176 is $156,300.

What is the population of ZIP code 46176?

ZIP code 46176 has an estimated population of 28,727 residents, with a density of 170 people per square mile.

What timezone is ZIP code 46176 in?

ZIP code 46176 observes the EST timezone.