46131 ZIP Code — Franklin, IN
Johnson County, Indiana
ZIP code 46131 is located in Franklin, Indiana, within Johnson County. It covers approximately 125.98 square miles and serves a population of 34,801 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 317.
About ZIP code 46131
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $209,700. Owner-occupancy sits near the national average at 74%.
Median household income is $79,234. 31% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.
Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.
34,801
population
125.98
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
46131 ZIP code map
Cities in ZIP code 46131
Below are the cities the US Postal Service accepts for ZIP code 46131. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Franklin | Acceptable |
| Franklin | Preferred |
Nearby ZIP codes
46184 Whiteland (5.5 mi)
46106 Bargersville (7.5 mi)
46143 Greenwood (8 mi)
46181 Trafalgar (9.4 mi)
46124 Edinburgh (9.5 mi)
46110 Boggstown (9.6 mi)
46142 Greenwood (10.9 mi)
46164 Nineveh (11.6 mi)
46259 Indianapolis (12 mi)
46237 Indianapolis (13.7 mi)
46126 Fairland (14 mi)
46227 Indianapolis (14.1 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 34,801 |
| Population density | 276 / sq mi |
| State FIPS | 18 |
| County FIPS | 081 |
| Geography | |
|---|---|
| Land area | 125.98 sq mi |
| Water area | 0.26 sq mi |
| Latitude | 39.4828 |
| Longitude | -86.0578 |
| Timezone | Eastern (ET) |
| Area code | 317 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 36.5% | 31.9% | 42.9% |
| $50k – $100k | 34.2% | 35.5% | 32.7% |
| $100k – $200k | 25.5% | 26.1% | 19.8% |
| Over $200k | 3.8% | 6.5% | 4.5% |
Demographics & statistics
34,801
Population
276
People per sq mi
35.9
Median age
$79,234
Median household income
$34,862
Per capita income
$209,700
Median home value
$1,034
Median monthly rent
73.8%
Home ownership
9.7%
Poverty rate
3.6%
Unemployment
9,721
Housing units
23.6%
Bachelor's or higher
Age distribution
Male
Female
915
Under 5
1,015
1,112
5–9
1,235
1,372
10–14
1,522
1,082
15–19
1,200
1,385
20–24
1,538
2,142
25–34
2,377
2,025
35–44
2,248
2,147
45–54
2,383
1,032
55–59
1,146
852
60–64
946
1,275
65–74
1,416
752
75–84
835
402
85+
447
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 8,534 | 24.5% |
| 18 and over | 26,267 | 75.5% |
| 65 and over | 5,127 | 14.7% |
| Median age | 35.9 years | |
Race & ethnicity
White
89.9%
Two or more races
4.1%
Black or African American
3.1%
Hispanic or Latino
1.4%
Asian
1.2%
Other race
0.4%
| Group | Count | % |
|---|---|---|
| White | 31,727 | 89.9% |
| Two or more races | 1,459 | 4.1% |
| Black or African American | 1,078 | 3.1% |
| Hispanic or Latino | 488 | 1.4% |
| Asian | 406 | 1.2% |
| Other race | 125 | 0.4% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 36.5% | 31.9% | 42.9% |
| $50k – $100k | 34.2% | 35.5% | 32.7% |
| $100k – $200k | 25.5% | 26.1% | 19.8% |
| Over $200k | 3.8% | 6.5% | 4.5% |
Under $10k
5.0%
$10k–$15k
2.5%
$15k–$25k
5.2%
$25k–$35k
7.7%
$35k–$50k
11.2%
$50k–$75k
15.5%
$75k–$100k
17.1%
$100k–$150k
17.8%
$150k–$200k
10.5%
$200k+
7.6%
| Range | % of households |
|---|---|
| Under $10k | 5.0% |
| $10k–$15k | 2.5% |
| $15k–$25k | 5.2% |
| $25k–$35k | 7.7% |
| $35k–$50k | 11.2% |
| $50k–$75k | 15.5% |
| $75k–$100k | 17.1% |
| $100k–$150k | 17.8% |
| $150k–$200k | 10.5% |
| $200k+ | 7.6% |
| Median income | $79,234 |
Housing
Home values
Under $50k
5.2%
$50k–$100k
5.0%
$100k–$150k
15.3%
$150k–$200k
21.5%
$200k–$300k
29.6%
$300k–$500k
18.4%
$500k–$1M
3.8%
$1M+
1.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $209,700 |
| Median rent / month | $1,034 |
| Owner occupied | 73.8% |
| Renter occupied | 26.2% |
| Vacant | 6.4% |
| Single-family detached | 78.8% |
| Large apartment buildings | 3.5% |
| Mobile homes | 3.1% |
| Median rooms | 6.0 |
| Avg household size (owned) | 2.83 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.9% |
| 2010–2019 | 10.5% |
| 2000–2009 | 19.0% |
| 1990–1999 | 20.0% |
| 1980–1989 | 9.2% |
| 1970–1979 | 7.8% |
| 1960–1969 | 8.5% |
| 1950–1959 | 6.7% |
| 1940–1949 | 4.7% |
| 1939 or earlier | 12.7% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.1% |
| 1 bedroom | 4.6% |
| 2 bedrooms | 20.4% |
| 3 bedrooms | 48.6% |
| 4 bedrooms | 19.6% |
| 5+ bedrooms | 4.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.9% |
| 1 vehicle | 25.3% |
| 2 vehicles | 38.0% |
| 3 or more | 32.8% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 53.5% |
| Electricity | 37.0% |
| Propane / LP gas | 7.7% |
| Fuel oil | 0.1% |
| Wood | 0.6% |
| No fuel used | 0.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 6,565 | 54.4% |
| Cohabiting couple | 1,025 | 8.5% |
| Male householder, no spouse | 1,610 | 13.3% |
| Female householder, no spouse | 2,865 | 23.7% |
| Households with children under 18 | 4,647 | 38.5% |
| Households with seniors (65+) | 3,409 | 28.3% |
| Average household size | 2.76 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 30.9% | 30.2% |
| Married | 54.1% | 48.1% |
| Separated | 0.6% | 0.4% |
| Widowed | 1.6% | 10.0% |
| Divorced | 12.8% | 11.3% |
Education
Less than 9th grade
1.8%
Some HS, no diploma
6.5%
HS graduate
35.3%
Some college, no degree
20.6%
Associate's degree
12.2%
Bachelor's degree
15.4%
Graduate / professional
8.2%
| Metric | % |
|---|---|
| HS diploma or higher | 91.7% |
| Bachelor's or higher | 23.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 577 | 6.3% |
| Kindergarten | 294 | 3.2% |
| Elementary school | 4,095 | 44.9% |
| High school | 1,744 | 19.1% |
| College / grad school | 2,412 | 26.4% |
Employment
Industry of employment
Education & healthcare
24.2%
Manufacturing
14.4%
Retail trade
10.9%
Professional & management
9.9%
Arts, food & hospitality
7.1%
Construction
7.0%
Transportation & utilities
6.6%
Finance & real estate
5.6%
Public administration
4.7%
Other services
4.3%
Wholesale trade
2.8%
Agriculture & mining
2.2%
Information
0.4%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 38.5% |
| Service | 14.4% |
| Sales & office | 21.0% |
| Natural resources & construction | 9.5% |
| Production & transportation | 16.6% |
Employment type
| Type | % |
|---|---|
| Private sector | 82.0% |
| Government | 12.8% |
| Self-employed | 5.2% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 81.6% |
| Carpool | 7.8% |
| Public transit | 0.4% |
| Walk | 1.1% |
| Work from home | 8.5% |
| Other means | 0.6% |
| Avg commute (minutes) | 26.1 |
Poverty
All people
9.7%
Under 18 years
13.4%
18 and over
8.4%
Married-couple families
3.4%
Female-led households
23.2%
Income support
| Source | % of households |
|---|---|
| Social Security | 30.7% |
| Retirement income | 22.8% |
| Supplemental Security | 3.0% |
| Cash public assistance | 1.0% |
| Food stamps / SNAP | 6.6% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 33.1% |
| High blood pressure | 33.3% |
| High cholesterol | 33.6% |
| Diabetes | 10.4% |
| Heart disease | 6.6% |
| Stroke | 3.0% |
| Asthma | 9.7% |
| Arthritis | 26.4% |
| Kidney disease | 2.8% |
| Pulmonary disease | 7.7% |
| Cancer | 6.9% |
| Behavior / access | % |
|---|---|
| Smoking | 19.8% |
| Binge drinking | 17.0% |
| No physical activity | 23.9% |
| Less than 7 hrs sleep | 31.7% |
| Depression | 23.3% |
| Fair or poor health | 14.4% |
| Poor mental health | 15.8% |
| Poor physical health | 10.4% |
| No health insurance | 12.1% |
| Visited doctor (checkup) | 74.3% |
| Visited dentist | 63.4% |
| Cholesterol screening | 88.2% |
| Teeth loss | 15.7% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,481 | 5.7% |
| Disability | % |
|---|---|
| Any disability | 12.0% |
| Under 18 | 6.0% |
| 18–64 years | 10.3% |
| 65 and over | 31.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 75.4% |
| Public insurance | 31.1% |
| No insurance | 4.7% |
| Uninsured under 19 | 4.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 32,871 | 94.5% |
| Spanish | 302 | 0.9% |
| Other Indo-European | 73 | 0.2% |
| Asian & Pacific Islander | 67 | 0.2% |
| Other languages | 162 | 0.5% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 34,070 | 97.9% |
| Born in same state | 33,853 | 97.3% |
| Born in different state | 26,513 | 76.2% |
| Foreign born | 217 | 0.6% |
| Naturalized citizen | 731 | 2.1% |
| Not a US citizen | 450 | 61.6% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 4,778 | 13.7% |
| Italian | 3,355 | 9.6% |
| French | 3,320 | 9.5% |
| English | 207 | 0.6% |
| Polish | 197 | 0.6% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 152 | 0.4% |
| German | 104 | 0.3% |
| Dutch | 77 | 0.2% |
| Norwegian | 12 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 34.7% |
| Internet access | 91.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46131
What city is ZIP code 46131 in?
ZIP code 46131 is primarily assigned to Franklin, Indiana.
What county is ZIP code 46131 in?
ZIP code 46131 falls within Johnson County, Indiana.
What is the population of ZIP code 46131?
ZIP code 46131 has an estimated population of 34,801 residents, with a density of 276 people per square mile.
What is the typical home value in ZIP code 46131?
The median home value in ZIP code 46131 is $209,700.
What is the median household income in ZIP code 46131?
The median household income in ZIP code 46131 is $79,234, above the national median of ~$75,000.
What timezone is ZIP code 46131 in?
ZIP code 46131 observes the EST timezone.