46181 ZIP Code — Trafalgar, IN

Johnson County, Indiana

ZIP code 46181 is located in Trafalgar, Indiana, within Johnson County. It covers approximately 45.45 square miles and serves a population of 5,186 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 317.

About ZIP code 46181

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $280,400. Owner-occupancy is high at 90%, well above the national average.

The gap between median ($86,836) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 46181 reflects a community defined by high homeownership and a significant Social Security-dependent population.

5,186

population

45.45

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46181 ZIP code map

Cities in ZIP code 46181

Below are the cities the US Postal Service accepts for ZIP code 46181. Using any city not on this list may result in mail delivery delays.

City	Status
Trafalgar	Acceptable
Trafalgar	Preferred

Nearby ZIP codes

46164 Nineveh (4.7 mi) 46160 Morgantown (6.5 mi) 46131 Franklin (9.4 mi) 46106 Bargersville (9.4 mi) 46124 Edinburgh (12.3 mi) 47448 Nashville (13.8 mi) 46184 Whiteland (13.8 mi) 47468 Unionville (14.5 mi) 47201 Columbus (14.5 mi) 46143 Greenwood (15.5 mi) 46142 Greenwood (16.4 mi) 46151 Martinsville (17.2 mi)

Demographics updated 05/2026

Population
Total population	5,186
Population density	114 / sq mi
State FIPS	18
County FIPS	081

Geography
Land area	45.45 sq mi
Water area	0.51 sq mi
Latitude	39.3733
Longitude	-86.1623
Timezone	Eastern (ET)
Area code	317

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.8%	31.9%	42.9%
$50k – $100k	40.1%	35.5%	32.7%
$100k – $200k	24.7%	26.1%	19.8%
Over $200k	11.4%	6.5%	4.5%

Demographics & statistics

5,186

Population

114

People per sq mi

43.7

Median age

$86,836

Median household income

$45,161

Per capita income

$280,400

Median home value

$1,161

Median monthly rent

90.2%

Home ownership

5.0%

Poverty rate

2.4%

Unemployment

1,807

Housing units

31.6%

Bachelor's or higher

Age distribution

Male Female

127

Under 5

132

145

5–9

152

197

10–14

205

259

15–19

271

152

20–24

159

135

25–34

141

326

35–44

341

492

45–54

513

117

55–59

123

113

60–64

117

290

65–74

302

136

75–84

142

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,374	26.5%
18 and over	3,812	73.5%
65 and over	969	18.7%
Median age	43.7 years

Race & ethnicity

White 96.6%

Two or more races 1.4%

Hispanic or Latino 0.7%

Other race 0.7%

Asian 0.6%

Group	Count	%
White	5,046	96.6%
Two or more races	72	1.4%
Hispanic or Latino	36	0.7%
Other race	36	0.7%
Asian	32	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.8%	31.9%	42.9%
$50k – $100k	40.1%	35.5%	32.7%
$100k – $200k	24.7%	26.1%	19.8%
Over $200k	11.4%	6.5%	4.5%

Under $10k 1.4%

$10k–$15k 2.0%

$15k–$25k 7.9%

$25k–$35k 4.5%

$35k–$50k 7.6%

$50k–$75k 13.8%

$75k–$100k 24.6%

$100k–$150k 18.2%

$150k–$200k 7.1%

$200k+ 13.0%

Range	% of households
Under $10k	1.4%
$10k–$15k	2.0%
$15k–$25k	7.9%
$25k–$35k	4.5%
$35k–$50k	7.6%
$50k–$75k	13.8%
$75k–$100k	24.6%
$100k–$150k	18.2%
$150k–$200k	7.1%
$200k+	13.0%
Median income	$86,836

Housing

Home values

Under $50k 2.4%

$50k–$100k 3.4%

$100k–$150k 9.6%

$150k–$200k 13.6%

$200k–$300k 26.5%

$300k–$500k 31.1%

$500k–$1M 13.5%

Housing overview

Metric	Value
Median home value	$280,400
Median rent / month	$1,161
Owner occupied	90.2%
Renter occupied	9.8%
Vacant	3.5%
Single-family detached	92.9%
Large apartment buildings	1.0%
Mobile homes	2.7%
Median rooms	6.4
Avg household size (owned)	2.77

Year built

Era	%
2020 or later	1.4%
2010–2019	13.7%
2000–2009	15.0%
1990–1999	18.7%
1980–1989	10.5%
1970–1979	10.6%
1960–1969	5.5%
1950–1959	6.8%
1940–1949	1.7%
1939 or earlier	16.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	8.0%
2 bedrooms	18.2%
3 bedrooms	50.9%
4 bedrooms	18.8%
5+ bedrooms	3.8%

Vehicles per household

Vehicles	% of households
No vehicle	6.6%
1 vehicle	21.2%
2 vehicles	25.9%
3 or more	46.3%

Heating fuel

Fuel type	%
Utility gas	44.9%
Electricity	26.8%
Propane / LP gas	17.7%
Fuel oil	1.9%
Wood	6.4%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	1,177	61.1%
Cohabiting couple	38	2.0%
Male householder, no spouse	325	16.9%
Female householder, no spouse	387	20.1%
Households with children under 18	738	38.3%
Households with seniors (65+)	697	36.2%
Average household size	2.69

Marital status

Status	Male	Female
Never married	24.6%	20.4%
Married	61.9%	59.8%
Separated	0.6%	2.8%
Widowed	2.8%	9.9%
Divorced	10.1%	7.1%

Education

Less than 9th grade 2.4%

Some HS, no diploma 2.0%

HS graduate 37.1%

Some college, no degree 20.3%

Associate's degree 6.6%

Bachelor's degree 20.6%

Graduate / professional 11.0%

Metric	%
HS diploma or higher	95.6%
Bachelor's or higher	31.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	43	3.1%
Kindergarten	87	6.3%
Elementary school	539	39.2%
High school	476	34.6%
College / grad school	231	16.8%

Employment

Industry of employment

Education & healthcare 28.1%

Manufacturing 20.5%

Construction 11.9%

Retail trade 8.7%

Arts, food & hospitality 7.0%

Professional & management 6.1%

Public administration 4.9%

Transportation & utilities 3.6%

Wholesale trade 2.7%

Other services 2.6%

Agriculture & mining 1.8%

Finance & real estate 1.7%

Information 0.4%

Occupation

Category	%
Management, business & arts	37.2%
Service	19.7%
Sales & office	20.2%
Natural resources & construction	12.6%
Production & transportation	10.3%

Employment type

Type	%
Private sector	80.0%
Government	11.0%
Self-employed	9.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.9%
Carpool	4.7%
Public transit	0.3%
Walk	1.0%
Work from home	9.4%
Other means	0.8%
Avg commute (minutes)	31.1

Poverty

All people 5.0%

Under 18 years 5.6%

18 and over 4.7%

Married-couple families 0.9%

Female-led households 35.5%

Income support

Source	% of households
Social Security	39.8%
Retirement income	32.5%
Supplemental Security	2.9%
Cash public assistance	2.5%
Food stamps / SNAP	6.1%

Health indicators

Condition	%
Obesity	34.3%
High blood pressure	33.9%
High cholesterol	34.9%
Diabetes	10.4%
Heart disease	6.3%
Stroke	2.7%
Asthma	9.4%
Arthritis	26.6%
Kidney disease	2.6%
Pulmonary disease	7.5%
Cancer	6.8%

Behavior / access	%
Smoking	20.3%
Binge drinking	17.2%
No physical activity	22.9%
Less than 7 hrs sleep	32.1%
Depression	23.0%
Fair or poor health	13.6%
Poor mental health	15.1%
Poor physical health	10.2%
No health insurance	11.2%
Visited doctor (checkup)	74.4%
Visited dentist	65.7%
Cholesterol screening	90.1%
Teeth loss	13.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	208	5.5%

Disability	%
Any disability	11.1%
Under 18	2.2%
18–64 years	7.2%
65 and over	35.0%

Health insurance coverage

Type	%
Private insurance	79.4%
Public insurance	26.1%
No insurance	3.4%
Uninsured under 19	1.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,927	95.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,151	99.3%
Born in same state	5,151	99.3%
Born in different state	4,365	84.2%
Foreign born	0	0.0%
Naturalized citizen	35	0.7%
Not a US citizen	28	80.0%

Ancestry

Ancestry	Count	%
Arab	894	17.2%
French	707	13.6%
Italian	195	3.8%

Ancestry	Count	%
English	27	0.5%
Dutch	14	0.3%
German	3	0.1%

Technology access

Metric	% of households
Computer access	37.2%
Internet access	96.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46181

What city is ZIP code 46181 in?

ZIP code 46181 is primarily assigned to Trafalgar, Indiana.

What county is ZIP code 46181 in?

ZIP code 46181 falls within Johnson County, Indiana.

Is ZIP code 46181 mostly owner-occupied?

90% of occupied units in ZIP code 46181 are owner-occupied, well above the national average.

Does ZIP code 46181 have a large retiree population?

40% of households in ZIP code 46181 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 46181?

ZIP code 46181 has an estimated population of 5,186 residents, with a density of 114 people per square mile.

What is the typical home value in ZIP code 46181?

The median home value in ZIP code 46181 is $280,400.

What timezone is ZIP code 46181 in?

ZIP code 46181 observes the EST timezone.