46160 ZIP Code — Morgantown, IN

Morgan County, Indiana

ZIP code 46160 is located in Morgantown, Indiana, within Morgan County. It covers approximately 87.22 square miles and serves a population of 6,102 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 812.

About ZIP code 46160

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $209,400. Owner-occupancy is high at 88%, well above the national average.

Median household income is $69,025. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 45 minutes suggests many residents work outside the immediate area.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 46160 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

6,102

population

87.22

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46160 ZIP code map

Cities in ZIP code 46160

Below are the cities the US Postal Service accepts for ZIP code 46160. Using any city not on this list may result in mail delivery delays.

City	Status
Morgantown	Acceptable
Morgantown	Preferred

Nearby ZIP codes

46181 Trafalgar (6.5 mi) 47468 Unionville (9 mi) 46164 Nineveh (10 mi) 46106 Bargersville (10.8 mi) 46151 Martinsville (11.4 mi) 47408 Bloomington (12.6 mi) 47448 Nashville (13.2 mi) 46131 Franklin (14.5 mi) 46158 Mooresville (15.5 mi) 46166 Paragon (16 mi) 46184 Whiteland (17.5 mi) 46142 Greenwood (17.7 mi)

Demographics updated 05/2026

Population
Total population	6,102
Population density	70 / sq mi
State FIPS	18
County FIPS	109

Geography
Land area	87.22 sq mi
Water area	0.56 sq mi
Latitude	39.3672
Longitude	-86.2835
Timezone	Eastern (ET)
Area code	812

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.9%	33.8%	42.9%
$50k – $100k	34.8%	36.8%	32.7%
$100k – $200k	20.5%	24.5%	19.8%
Over $200k	5.8%	4.9%	4.5%

Demographics & statistics

6,102

Population

People per sq mi

43.7

Median age

$69,025

Median household income

$33,881

Per capita income

$209,400

Median home value

$820

Median monthly rent

87.9%

Home ownership

10.8%

Poverty rate

4.7%

Unemployment

2,407

Housing units

16.8%

Bachelor's or higher

Age distribution

Male Female

165

Under 5

163

129

5–9

128

238

10–14

235

160

15–19

159

178

20–24

175

375

25–34

370

340

35–44

336

317

45–54

313

288

55–59

284

283

60–64

280

422

65–74

417

114

75–84

113

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,265	20.7%
18 and over	4,837	79.3%
65 and over	1,186	19.4%
Median age	43.7 years

Race & ethnicity

White 89.8%

Two or more races 4.2%

Hispanic or Latino 3.5%

Black or African American 1.2%

Other race 0.8%

Asian 0.4%

Group	Count	%
White	5,683	89.8%
Two or more races	264	4.2%
Hispanic or Latino	223	3.5%
Black or African American	77	1.2%
Other race	50	0.8%
Asian	28	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.9%	33.8%	42.9%
$50k – $100k	34.8%	36.8%	32.7%
$100k – $200k	20.5%	24.5%	19.8%
Over $200k	5.8%	4.9%	4.5%

Under $10k 2.8%

$10k–$15k 3.3%

$15k–$25k 7.5%

$25k–$35k 8.4%

$35k–$50k 14.2%

$50k–$75k 18.0%

$75k–$100k 18.4%

$100k–$150k 13.3%

$150k–$200k 9.5%

$200k+ 4.8%

Range	% of households
Under $10k	2.8%
$10k–$15k	3.3%
$15k–$25k	7.5%
$25k–$35k	8.4%
$35k–$50k	14.2%
$50k–$75k	18.0%
$75k–$100k	18.4%
$100k–$150k	13.3%
$150k–$200k	9.5%
$200k+	4.8%
Median income	$69,025

Housing

Home values

Under $50k 2.8%

$50k–$100k 4.9%

$100k–$150k 19.8%

$150k–$200k 18.4%

$200k–$300k 27.6%

$300k–$500k 19.9%

$500k–$1M 6.3%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$209,400
Median rent / month	$820
Owner occupied	87.9%
Renter occupied	12.1%
Vacant	11.4%
Single-family detached	92.1%
Large apartment buildings	0.1%
Mobile homes	5.6%
Median rooms	5.7
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	0.0%
2010–2019	5.0%
2000–2009	8.5%
1990–1999	13.4%
1980–1989	11.2%
1970–1979	15.3%
1960–1969	18.0%
1950–1959	8.2%
1940–1949	5.6%
1939 or earlier	14.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	5.5%
2 bedrooms	29.9%
3 bedrooms	47.6%
4 bedrooms	13.3%
5+ bedrooms	3.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.8%
1 vehicle	21.7%
2 vehicles	40.2%
3 or more	37.3%

Heating fuel

Fuel type	%
Utility gas	21.2%
Electricity	38.3%
Propane / LP gas	30.9%
Fuel oil	1.5%
Wood	7.2%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,587	66.4%
Cohabiting couple	108	4.5%
Male householder, no spouse	259	10.8%
Female householder, no spouse	435	18.2%
Households with children under 18	832	34.8%
Households with seniors (65+)	790	33.1%
Average household size	2.54

Marital status

Status	Male	Female
Never married	20.2%	14.5%
Married	64.4%	63.1%
Separated	0.1%	0.4%
Widowed	3.7%	7.5%
Divorced	11.6%	14.6%

Education

Less than 9th grade 2.0%

Some HS, no diploma 8.5%

HS graduate 40.8%

Some college, no degree 21.2%

Associate's degree 10.7%

Bachelor's degree 11.4%

Graduate / professional 5.3%

Metric	%
HS diploma or higher	89.5%
Bachelor's or higher	16.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	66	5.3%
Kindergarten	28	2.2%
Elementary school	677	54.0%
High school	292	23.3%
College / grad school	191	15.2%

Employment

Industry of employment

Education & healthcare 19.9%

Manufacturing 17.3%

Construction 14.5%

Retail trade 13.5%

Professional & management 6.4%

Other services 5.7%

Public administration 5.6%

Finance & real estate 5.5%

Transportation & utilities 4.2%

Arts, food & hospitality 4.1%

Agriculture & mining 1.9%

Wholesale trade 1.1%

Information 0.5%

Occupation

Category	%
Management, business & arts	34.5%
Service	12.4%
Sales & office	17.7%
Natural resources & construction	19.1%
Production & transportation	16.2%

Employment type

Type	%
Private sector	80.5%
Government	12.8%
Self-employed	6.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.3%
Carpool	6.7%
Public transit	0.6%
Walk	0.5%
Work from home	7.9%
Other means	0.0%
Avg commute (minutes)	44.6

Poverty

All people 10.8%

Under 18 years 20.6%

18 and over 8.3%

Married-couple families 5.4%

Female-led households 28.9%

Income support

Source	% of households
Social Security	38.0%
Retirement income	22.1%
Supplemental Security	4.5%
Cash public assistance	0.5%
Food stamps / SNAP	7.6%

Health indicators

Condition	%
Obesity	39.3%
High blood pressure	36.8%
High cholesterol	36.0%
Diabetes	11.8%
Heart disease	7.2%
Stroke	3.2%
Asthma	9.9%
Arthritis	28.4%
Kidney disease	3.0%
Pulmonary disease	8.7%
Cancer	7.2%

Behavior / access	%
Smoking	21.2%
Binge drinking	16.2%
No physical activity	25.8%
Less than 7 hrs sleep	33.2%
Depression	23.5%
Fair or poor health	16.0%
Poor mental health	15.4%
Poor physical health	11.5%
No health insurance	12.1%
Visited doctor (checkup)	74.6%
Visited dentist	62.4%
Cholesterol screening	90.0%
Teeth loss	15.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	504	10.4%

Disability	%
Any disability	10.9%
Under 18	3.8%
18–64 years	7.8%
65 and over	28.7%

Health insurance coverage

Type	%
Private insurance	72.7%
Public insurance	33.5%
No insurance	6.2%
Uninsured under 19	9.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,774	94.6%
Spanish	3	0.1%
Other Indo-European	3	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,984	98.1%
Born in same state	5,883	96.4%
Born in different state	4,678	76.7%
Foreign born	101	1.7%
Naturalized citizen	118	1.9%
Not a US citizen	118	100.0%

Ancestry

Ancestry	Count	%
Arab	936	15.3%
French	699	11.5%
Italian	581	9.5%

Ancestry	Count	%
English	115	1.9%
German	26	0.4%
Dutch	2	0%

Technology access

Metric	% of households
Computer access	39.2%
Internet access	93.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46160

What city is ZIP code 46160 in?

ZIP code 46160 is primarily assigned to Morgantown, Indiana.

What county is ZIP code 46160 in?

ZIP code 46160 falls within Brown County, Indiana.

Is ZIP code 46160 mostly owner-occupied?

88% of occupied units in ZIP code 46160 are owner-occupied, well above the national average.

Does ZIP code 46160 have a large retiree population?

38% of households in ZIP code 46160 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 46160 have a large veteran population?

10% of civilians in ZIP code 46160 are veterans, above the national average of ~7%.

What is the population of ZIP code 46160?

ZIP code 46160 has an estimated population of 6,102 residents, with a density of 70 people per square mile.

What timezone is ZIP code 46160 in?

ZIP code 46160 observes the EST timezone.