46166 ZIP Code — Paragon, IN

Morgan County, Indiana

ZIP code 46166 is located in Paragon, Indiana, within Morgan County. It covers approximately 38.90 square miles and serves a population of 2,719 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46166

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $147,300. Owner-occupancy is high at 85%, well above the national average.

Median household income is $78,750. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 46166 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

2,719

population

38.90

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46166 ZIP code map

Cities in ZIP code 46166

Below are the cities the US Postal Service accepts for ZIP code 46166. Using any city not on this list may result in mail delivery delays.

City	Status
Paragon	Preferred

Nearby ZIP codes

46151 Martinsville (5.9 mi) 47433 Gosport (7.3 mi) 46157 Monrovia (9 mi) 47456 Quincy (10.1 mi) 47429 Ellettsville (10.8 mi) 47404 Bloomington (12.4 mi) 46180 Stilesville (12.4 mi) 46120 Cloverdale (12.6 mi) 47468 Unionville (14 mi) 47408 Bloomington (14.1 mi) 47460 Spencer (15.1 mi) 46158 Mooresville (15.3 mi)

Demographics updated 05/2026

Population
Total population	2,719
Population density	70 / sq mi
State FIPS	18
County FIPS	109

Geography
Land area	38.90 sq mi
Water area	0.15 sq mi
Latitude	39.4273
Longitude	-86.5721
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.2%	33.8%	42.9%
$50k – $100k	46.1%	36.8%	32.7%
$100k – $200k	18.6%	24.5%	19.8%
Over $200k	3.1%	4.9%	4.5%

Demographics & statistics

2,719

Population

People per sq mi

38.6

Median age

$78,750

Median household income

$28,426

Per capita income

$147,300

Median home value

$883

Median monthly rent

84.8%

Home ownership

8.0%

Poverty rate

6.6%

Unemployment

983

Housing units

11.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

111

15–19

108

118

20–24

116

147

25–34

144

209

35–44

203

167

45–54

162

118

55–59

116

60–64

128

65–74

124

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	555	20.4%
18 and over	2,164	79.6%
65 and over	419	15.4%
Median age	38.6 years

Race & ethnicity

White 97.2%

Two or more races 1.4%

Hispanic or Latino 1.3%

Group	Count	%
White	2,680	97.2%
Two or more races	39	1.4%
Hispanic or Latino	37	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.2%	33.8%	42.9%
$50k – $100k	46.1%	36.8%	32.7%
$100k – $200k	18.6%	24.5%	19.8%
Over $200k	3.1%	4.9%	4.5%

Under $10k 2.4%

$10k–$15k 3.3%

$15k–$25k 3.3%

$25k–$35k 11.3%

$35k–$50k 12.4%

$50k–$75k 12.7%

$75k–$100k 23.3%

$100k–$150k 23.4%

$150k–$200k 2.0%

$200k+ 5.9%

Range	% of households
Under $10k	2.4%
$10k–$15k	3.3%
$15k–$25k	3.3%
$25k–$35k	11.3%
$35k–$50k	12.4%
$50k–$75k	12.7%
$75k–$100k	23.3%
$100k–$150k	23.4%
$150k–$200k	2.0%
$200k+	5.9%
Median income	$78,750

Housing

Home values

Under $50k 8.5%

$50k–$100k 19.9%

$100k–$150k 23.2%

$150k–$200k 14.2%

$200k–$300k 19.1%

$300k–$500k 15.2%

Housing overview

Metric	Value
Median home value	$147,300
Median rent / month	$883
Owner occupied	84.8%
Renter occupied	15.2%
Vacant	17.2%
Single-family detached	81.3%
Large apartment buildings	0.0%
Mobile homes	16.6%
Median rooms	6.2
Avg household size (owned)	2.94

Year built

Era	%
2020 or later	0.3%
2010–2019	6.7%
2000–2009	18.8%
1990–1999	25.0%
1980–1989	5.2%
1970–1979	4.1%
1960–1969	4.3%
1950–1959	4.2%
1940–1949	3.4%
1939 or earlier	28.2%

Bedrooms

Size	% of units
No bedroom (studio)	2.8%
1 bedroom	2.2%
2 bedrooms	21.2%
3 bedrooms	53.3%
4 bedrooms	19.6%
5+ bedrooms	0.9%

Vehicles per household

Vehicles	% of households
No vehicle	4.5%
1 vehicle	14.2%
2 vehicles	40.7%
3 or more	40.7%

Heating fuel

Fuel type	%
Utility gas	6.7%
Electricity	51.0%
Propane / LP gas	26.3%
Fuel oil	5.8%
Wood	9.1%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	596	63.9%
Cohabiting couple	66	7.1%
Male householder, no spouse	133	14.3%
Female householder, no spouse	137	14.7%
Households with children under 18	320	34.3%
Households with seniors (65+)	344	36.9%
Average household size	2.92

Marital status

Status	Male	Female
Never married	30.2%	23.0%
Married	52.5%	60.7%
Separated	1.0%	0.5%
Widowed	5.2%	6.2%
Divorced	11.1%	9.6%

Education

Less than 9th grade 2.4%

Some HS, no diploma 7.6%

HS graduate 56.6%

Some college, no degree 16.7%

Associate's degree 5.1%

Bachelor's degree 8.2%

Graduate / professional 3.5%

Metric	%
HS diploma or higher	90.1%
Bachelor's or higher	11.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	40	7.2%
Kindergarten	32	5.8%
Elementary school	279	50.3%
High school	182	32.8%
College / grad school	22	4.0%

Employment

Industry of employment

Education & healthcare 21.0%

Construction 20.7%

Transportation & utilities 11.4%

Professional & management 10.5%

Retail trade 8.9%

Manufacturing 6.4%

Other services 6.1%

Wholesale trade 4.5%

Arts, food & hospitality 3.6%

Public administration 2.7%

Agriculture & mining 1.6%

Finance & real estate 1.3%

Information 1.2%

Occupation

Category	%
Management, business & arts	31.4%
Service	11.9%
Sales & office	11.3%
Natural resources & construction	19.1%
Production & transportation	26.3%

Employment type

Type	%
Private sector	73.7%
Government	12.5%
Self-employed	13.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.8%
Carpool	15.2%
Public transit	0.7%
Walk	2.2%
Work from home	5.2%
Other means	0.0%
Avg commute (minutes)	39.2

Poverty

All people 8.0%

Under 18 years 15.8%

18 and over 6.1%

Married-couple families 2.7%

Female-led households 22.2%

Income support

Source	% of households
Social Security	39.9%
Retirement income	21.6%
Supplemental Security	6.4%
Cash public assistance	0.2%
Food stamps / SNAP	6.3%

Health indicators

Condition	%
Obesity	42.3%
High blood pressure	33.5%
High cholesterol	32.8%
Diabetes	10.8%
Heart disease	6.0%
Stroke	2.7%
Asthma	10.0%
Arthritis	25.6%
Kidney disease	2.6%
Pulmonary disease	7.7%
Cancer	6.3%

Behavior / access	%
Smoking	21.4%
Binge drinking	17.7%
No physical activity	25.7%
Less than 7 hrs sleep	34.0%
Depression	24.1%
Fair or poor health	14.9%
Poor mental health	16.1%
Poor physical health	10.8%
No health insurance	12.7%
Visited doctor (checkup)	72.9%
Visited dentist	61.4%
Cholesterol screening	88.7%
Teeth loss	15.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	267	12.6%

Disability	%
Any disability	18.6%
Under 18	10.6%
18–64 years	12.4%
65 and over	53.9%

Health insurance coverage

Type	%
Private insurance	58.8%
Public insurance	39.5%
No insurance	12.0%
Uninsured under 19	15.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,620	96.4%
Spanish	6	0.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,711	99.7%
Born in same state	2,689	98.9%
Born in different state	2,197	80.8%
Foreign born	22	0.8%
Naturalized citizen	8	0.3%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	457	16.8%
French	394	14.5%
Italian	124	4.6%

Ancestry	Count	%
English	14	0.5%
Irish	6	0.2%

Technology access

Metric	% of households
Computer access	34.3%
Internet access	88.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46166

What city is ZIP code 46166 in?

ZIP code 46166 is primarily assigned to Paragon, Indiana.

What county is ZIP code 46166 in?

ZIP code 46166 falls within Morgan County, Indiana.

How educated is the population of ZIP code 46166?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 46166 mostly owner-occupied?

85% of occupied units in ZIP code 46166 are owner-occupied, well above the national average.

Does ZIP code 46166 have a large retiree population?

40% of households in ZIP code 46166 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 46166 have a large veteran population?

13% of civilians in ZIP code 46166 are veterans, above the national average of ~7%.

What timezone is ZIP code 46166 in?

ZIP code 46166 observes the EST timezone.