46157 ZIP Code — Monrovia, IN

Morgan County, Indiana

ZIP code 46157 is located in Monrovia, Indiana, within Morgan County. It covers approximately 30.58 square miles and serves a population of 3,579 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 317.

About ZIP code 46157

The housing stock consists of predominantly single-family detached homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $184,100. Owner-occupancy is high at 87%, well above the national average.

Median household income is $80,521.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 46157 reflects a community defined by a trades-oriented workforce and high homeownership.

3,579

population

30.58

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46157 ZIP code map

Cities in ZIP code 46157

Below are the cities the US Postal Service accepts for ZIP code 46157. Using any city not on this list may result in mail delivery delays.

City	Status
Monrovia	Preferred

Nearby ZIP codes

46180 Stilesville (6 mi) 46118 Clayton (6.7 mi) 46151 Martinsville (7.4 mi) 46158 Mooresville (8.4 mi) 46166 Paragon (9 mi) 46168 Plainfield (10.8 mi) 46121 Coatesville (11 mi) 46113 Camby (12.6 mi) 46120 Cloverdale (13.6 mi) 46128 Fillmore (13.7 mi) 47456 Quincy (13.8 mi) 46231 Indianapolis (15.2 mi)

Demographics updated 05/2026

Population
Total population	3,579
Population density	117 / sq mi
State FIPS	18
County FIPS	109

Geography
Land area	30.58 sq mi
Water area	0.14 sq mi
Latitude	39.5507
Longitude	-86.5200
Timezone	Eastern (ET)
Area code	317

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	21.4%	33.8%	42.9%
$50k – $100k	42.4%	36.8%	32.7%
$100k – $200k	33.5%	24.5%	19.8%
Over $200k	2.7%	4.9%	4.5%

Demographics & statistics

3,579

Population

117

People per sq mi

40.2

Median age

$80,521

Median household income

$35,768

Per capita income

$184,100

Median home value

$789

Median monthly rent

87.0%

Home ownership

10.8%

Poverty rate

2.0%

Unemployment

1,263

Housing units

18.8%

Bachelor's or higher

Age distribution

Male Female

139

Under 5

154

121

5–9

134

102

10–14

112

15–19

20–24

203

25–34

225

208

35–44

231

265

45–54

294

149

55–59

166

60–64

101

171

65–74

189

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	849	23.7%
18 and over	2,730	76.3%
65 and over	539	15.1%
Median age	40.2 years

Race & ethnicity

White 92.3%

Two or more races 4%

Black or African American 1.4%

Hispanic or Latino 1%

Other race 0.8%

Asian 0.4%

Group	Count	%
White	3,339	92.3%
Two or more races	144	4%
Black or African American	52	1.4%
Hispanic or Latino	37	1%
Other race	28	0.8%
Asian	16	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	21.4%	33.8%	42.9%
$50k – $100k	42.4%	36.8%	32.7%
$100k – $200k	33.5%	24.5%	19.8%
Over $200k	2.7%	4.9%	4.5%

Under $10k 5.6%

$10k–$15k 1.1%

$15k–$25k 5.6%

$25k–$35k 7.6%

$35k–$50k 8.6%

$50k–$75k 18.3%

$75k–$100k 13.7%

$100k–$150k 15.7%

$150k–$200k 16.0%

$200k+ 7.8%

Range	% of households
Under $10k	5.6%
$10k–$15k	1.1%
$15k–$25k	5.6%
$25k–$35k	7.6%
$35k–$50k	8.6%
$50k–$75k	18.3%
$75k–$100k	13.7%
$100k–$150k	15.7%
$150k–$200k	16.0%
$200k+	7.8%
Median income	$80,521

Housing

Home values

Under $50k 1.9%

$50k–$100k 0.7%

$100k–$150k 18.5%

$150k–$200k 40.6%

$200k–$300k 25.6%

$300k–$500k 9.7%

$500k–$1M 3.1%

Housing overview

Metric	Value
Median home value	$184,100
Median rent / month	$789
Owner occupied	87.0%
Renter occupied	13.0%
Vacant	7.2%
Single-family detached	95.0%
Large apartment buildings	0.0%
Mobile homes	3.9%
Median rooms	6.5
Avg household size (owned)	2.74

Year built

Era	%
2020 or later	1.4%
2010–2019	19.2%
2000–2009	18.2%
1990–1999	8.4%
1980–1989	7.2%
1970–1979	9.7%
1960–1969	6.7%
1950–1959	9.5%
1940–1949	3.8%
1939 or earlier	15.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	0.6%
2 bedrooms	16.5%
3 bedrooms	58.1%
4 bedrooms	20.5%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	26.5%
2 vehicles	42.9%
3 or more	30.6%

Heating fuel

Fuel type	%
Utility gas	13.8%
Electricity	51.5%
Propane / LP gas	27.9%
Fuel oil	1.6%
Wood	3.8%

Households & families

Household type	Count	%
Married-couple family	708	53.2%
Cohabiting couple	103	7.7%
Male householder, no spouse	253	19.0%
Female householder, no spouse	268	20.1%
Households with children under 18	458	34.4%
Households with seniors (65+)	375	28.2%
Average household size	2.69

Marital status

Status	Male	Female
Never married	19.8%	17.8%
Married	56.5%	56.3%
Separated	0.4%	0.4%
Widowed	0.9%	9.1%
Divorced	22.3%	16.5%

Education

Less than 9th grade 1.8%

Some HS, no diploma 6.1%

HS graduate 37.2%

Some college, no degree 20.3%

Associate's degree 15.9%

Bachelor's degree 11.6%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	92.1%
Bachelor's or higher	18.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	23	3.4%
Kindergarten	75	11.0%
Elementary school	339	49.9%
High school	113	16.6%
College / grad school	130	19.1%

Employment

Industry of employment

Education & healthcare 19.2%

Construction 17.0%

Transportation & utilities 12.6%

Manufacturing 12.2%

Retail trade 9.3%

Professional & management 6.4%

Finance & real estate 5.5%

Arts, food & hospitality 5.4%

Public administration 4.4%

Wholesale trade 3.3%

Other services 3.1%

Agriculture & mining 1.1%

Information 0.4%

Occupation

Category	%
Management, business & arts	27.0%
Service	11.7%
Sales & office	20.9%
Natural resources & construction	17.4%
Production & transportation	23.1%

Employment type

Type	%
Private sector	85.9%
Government	8.7%
Self-employed	4.9%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	84.3%
Carpool	6.4%
Public transit	0.0%
Walk	0.4%
Work from home	8.6%
Other means	0.3%
Avg commute (minutes)	33.0

Poverty

All people 10.8%

Under 18 years 11.2%

18 and over 10.7%

Married-couple families 2.7%

Female-led households 26.4%

Income support

Source	% of households
Social Security	28.7%
Retirement income	26.7%
Supplemental Security	1.6%
Cash public assistance	1.1%
Food stamps / SNAP	1.4%

Health indicators

Condition	%
Obesity	42.7%
High blood pressure	33.1%
High cholesterol	31.5%
Diabetes	10.7%
Heart disease	5.8%
Stroke	2.7%
Asthma	9.9%
Arthritis	24.9%
Kidney disease	2.5%
Pulmonary disease	7.4%
Cancer	6.1%

Behavior / access	%
Smoking	21.3%
Binge drinking	18.1%
No physical activity	25.5%
Less than 7 hrs sleep	34.0%
Depression	23.8%
Fair or poor health	14.6%
Poor mental health	15.9%
Poor physical health	10.5%
No health insurance	12.4%
Visited doctor (checkup)	72.6%
Visited dentist	61.3%
Cholesterol screening	88.9%
Teeth loss	15.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	247	9.1%

Disability	%
Any disability	17.8%
Under 18	9.2%
18–64 years	16.7%
65 and over	36.0%

Health insurance coverage

Type	%
Private insurance	73.0%
Public insurance	33.4%
No insurance	3.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,286	91.8%
Spanish	2	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	2	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,548	99.1%
Born in same state	3,476	97.1%
Born in different state	2,865	80.1%
Foreign born	72	2.0%
Naturalized citizen	31	0.9%
Not a US citizen	28	90.3%

Ancestry

Ancestry	Count	%
French	429	12%
Italian	391	10.9%
Arab	379	10.6%

Ancestry	Count	%
Polish	32	0.9%
Dutch	32	0.9%
English	26	0.7%

Technology access

Metric	% of households
Computer access	37.2%
Internet access	95.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46157

What city is ZIP code 46157 in?

ZIP code 46157 is primarily assigned to Monrovia, Indiana.

What county is ZIP code 46157 in?

ZIP code 46157 falls within Morgan County, Indiana.

Is ZIP code 46157 mostly owner-occupied?

87% of occupied units in ZIP code 46157 are owner-occupied, well above the national average.

Does ZIP code 46157 have a large veteran population?

9% of civilians in ZIP code 46157 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 46157?

The median home value in ZIP code 46157 is $184,100.

What is the population of ZIP code 46157?

ZIP code 46157 has an estimated population of 3,579 residents, with a density of 117 people per square mile.

What timezone is ZIP code 46157 in?

ZIP code 46157 observes the EST timezone.