46118 ZIP Code — Clayton, IN

Hendricks County, Indiana

ZIP code 46118 is located in Clayton, Indiana, within Hendricks County. It covers approximately 54.50 square miles and serves a population of 4,440 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 317/463.

About ZIP code 46118

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $233,700. Owner-occupancy is high at 82%, well above the national average.

Median household income is $75,938. The poverty rate of 5% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Overall, ZIP code 46118 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,440

population

54.50

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46118 ZIP code map

Cities in ZIP code 46118

Below are the cities the US Postal Service accepts for ZIP code 46118. Using any city not on this list may result in mail delivery delays.

City	Status
Clayton	Acceptable
Clayton	Preferred

Nearby ZIP codes

46180 Stilesville (5.8 mi) 46168 Plainfield (6.1 mi) 46157 Monrovia (6.7 mi) 46121 Coatesville (7.9 mi) 46122 Danville (8.8 mi) 46158 Mooresville (9.2 mi) 46231 Indianapolis (11 mi) 46113 Camby (11.1 mi) 46128 Fillmore (11.9 mi) 46151 Martinsville (13.8 mi) 46241 Indianapolis (14.3 mi) 46234 Indianapolis (14.7 mi)

Demographics updated 05/2026

Population
Total population	4,440
Population density	81 / sq mi
State FIPS	18
County FIPS	063

Geography
Land area	54.50 sq mi
Water area	0.16 sq mi
Latitude	39.6479
Longitude	-86.5160
Timezone	Eastern (ET)
Area code	317/463

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.9%	25.2%	42.9%
$50k – $100k	42.2%	34.7%	32.7%
$100k – $200k	22.2%	33.0%	19.8%
Over $200k	4.7%	7.1%	4.5%

Demographics & statistics

4,440

Population

People per sq mi

40.4

Median age

$75,938

Median household income

$38,780

Per capita income

$233,700

Median home value

$859

Median monthly rent

81.8%

Home ownership

4.8%

Poverty rate

1.7%

Unemployment

1,707

Housing units

25.0%

Bachelor's or higher

Age distribution

Male Female

136

Under 5

120

116

5–9

102

129

10–14

114

129

15–19

114

131

20–24

115

413

25–34

362

227

35–44

199

270

45–54

238

197

55–59

173

117

60–64

102

308

65–74

270

172

75–84

151

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	828	18.6%
18 and over	3,612	81.4%
65 and over	936	21.1%
Median age	40.4 years

Race & ethnicity

White 95.9%

Black or African American 1.9%

Two or more races 1.2%

Asian 0.4%

Hispanic or Latino 0.3%

American Indian / Alaska Native 0.2%

Group	Count	%
White	4,270	95.9%
Black or African American	85	1.9%
Two or more races	54	1.2%
Asian	18	0.4%
Hispanic or Latino	13	0.3%
American Indian / Alaska Native	11	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.9%	25.2%	42.9%
$50k – $100k	42.2%	34.7%	32.7%
$100k – $200k	22.2%	33.0%	19.8%
Over $200k	4.7%	7.1%	4.5%

Under $10k 4.2%

$10k–$15k 1.6%

$15k–$25k 3.5%

$25k–$35k 5.7%

$35k–$50k 12.1%

$50k–$75k 22.7%

$75k–$100k 16.6%

$100k–$150k 18.2%

$150k–$200k 7.1%

$200k+ 8.2%

Range	% of households
Under $10k	4.2%
$10k–$15k	1.6%
$15k–$25k	3.5%
$25k–$35k	5.7%
$35k–$50k	12.1%
$50k–$75k	22.7%
$75k–$100k	16.6%
$100k–$150k	18.2%
$150k–$200k	7.1%
$200k+	8.2%
Median income	$75,938

Housing

Home values

Under $50k 0.7%

$50k–$100k 4.5%

$100k–$150k 12.7%

$150k–$200k 19.0%

$200k–$300k 36.7%

$300k–$500k 22.3%

$500k–$1M 4.2%

Housing overview

Metric	Value
Median home value	$233,700
Median rent / month	$859
Owner occupied	81.8%
Renter occupied	18.2%
Vacant	8.8%
Single-family detached	91.5%
Large apartment buildings	0.6%
Mobile homes	1.2%
Median rooms	6.2
Avg household size (owned)	2.42

Year built

Era	%
2020 or later	0.0%
2010–2019	5.8%
2000–2009	16.1%
1990–1999	10.4%
1980–1989	5.9%
1970–1979	18.2%
1960–1969	10.0%
1950–1959	10.4%
1940–1949	4.3%
1939 or earlier	19.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.4%
2 bedrooms	12.2%
3 bedrooms	65.8%
4 bedrooms	13.2%
5+ bedrooms	1.4%

Vehicles per household

Vehicles	% of households
No vehicle	0.3%
1 vehicle	22.2%
2 vehicles	40.3%
3 or more	37.3%

Heating fuel

Fuel type	%
Utility gas	2.6%
Electricity	57.6%
Propane / LP gas	34.9%
Fuel oil	2.1%
Wood	1.7%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	1,071	57.4%
Cohabiting couple	138	7.4%
Male householder, no spouse	345	18.5%
Female householder, no spouse	311	16.7%
Households with children under 18	436	23.4%
Households with seniors (65+)	716	38.4%
Average household size	2.38

Marital status

Status	Male	Female
Never married	33.1%	15.9%
Married	55.3%	64.5%
Separated	0.7%	0.0%
Widowed	3.7%	10.3%
Divorced	7.2%	9.3%

Education

Less than 9th grade 1.9%

Some HS, no diploma 5.5%

HS graduate 40.1%

Some college, no degree 17.0%

Associate's degree 10.4%

Bachelor's degree 21.0%

Graduate / professional 4.1%

Metric	%
HS diploma or higher	92.5%
Bachelor's or higher	25.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	44	5.8%
Kindergarten	27	3.6%
Elementary school	372	49.4%
High school	134	17.8%
College / grad school	176	23.4%

Employment

Industry of employment

Education & healthcare 18.4%

Construction 17.5%

Transportation & utilities 9.2%

Professional & management 8.3%

Manufacturing 8.1%

Finance & real estate 8.0%

Retail trade 7.7%

Arts, food & hospitality 7.7%

Wholesale trade 4.4%

Public administration 4.1%

Other services 3.1%

Information 2.2%

Agriculture & mining 1.3%

Occupation

Category	%
Management, business & arts	45.5%
Service	13.4%
Sales & office	13.5%
Natural resources & construction	15.7%
Production & transportation	12.0%

Employment type

Type	%
Private sector	82.1%
Government	13.5%
Self-employed	4.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	74.6%
Carpool	12.4%
Public transit	0.0%
Walk	0.1%
Work from home	10.7%
Other means	2.2%
Avg commute (minutes)	29.2

Poverty

All people 4.8%

Under 18 years 4.9%

18 and over 4.7%

Married-couple families 2.3%

Female-led households 26.3%

Income support

Source	% of households
Social Security	33.1%
Retirement income	27.5%
Supplemental Security	2.8%
Cash public assistance	0.7%
Food stamps / SNAP	1.6%

Health indicators

Condition	%
Obesity	35.8%
High blood pressure	34.5%
High cholesterol	35.0%
Diabetes	10.4%
Heart disease	6.3%
Stroke	2.7%
Asthma	9.2%
Arthritis	25.9%
Kidney disease	2.6%
Pulmonary disease	7.4%
Cancer	6.8%

Behavior / access	%
Smoking	19.9%
Binge drinking	16.9%
No physical activity	23.3%
Less than 7 hrs sleep	35.2%
Depression	22.2%
Fair or poor health	13.4%
Poor mental health	15.0%
Poor physical health	9.9%
No health insurance	11.7%
Visited doctor (checkup)	73.3%
Visited dentist	67.4%
Cholesterol screening	89.9%
Teeth loss	12.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	216	6.0%

Disability	%
Any disability	11.0%
Under 18	5.7%
18–64 years	6.0%
65 and over	29.9%

Health insurance coverage

Type	%
Private insurance	78.0%
Public insurance	27.9%
No insurance	7.0%
Uninsured under 19	6.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,184	94.2%
Spanish	32	0.8%
Other Indo-European	25	0.6%
Asian & Pacific Islander	7	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,381	98.7%
Born in same state	4,366	98.3%
Born in different state	3,686	83.0%
Foreign born	15	0.3%
Naturalized citizen	59	1.3%
Not a US citizen	37	62.7%

Ancestry

Ancestry	Count	%
Arab	1,198	27%
French	573	12.9%
Italian	208	4.7%
English	36	0.8%

Ancestry	Count	%
Dutch	35	0.8%
Irish	17	0.4%
Polish	14	0.3%

Technology access

Metric	% of households
Computer access	42.0%
Internet access	98.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46118

What city is ZIP code 46118 in?

ZIP code 46118 is primarily assigned to Clayton, Indiana.

What county is ZIP code 46118 in?

ZIP code 46118 falls within Hendricks County, Indiana.

Is ZIP code 46118 mostly owner-occupied?

82% of occupied units in ZIP code 46118 are owner-occupied, well above the national average.

What is the population of ZIP code 46118?

ZIP code 46118 has an estimated population of 4,440 residents, with a density of 81 people per square mile.

What is the typical home value in ZIP code 46118?

The median home value in ZIP code 46118 is $233,700.

What is the median household income in ZIP code 46118?

The median household income in ZIP code 46118 is $75,938, above the national median of ~$75,000.

What timezone is ZIP code 46118 in?

ZIP code 46118 observes the EST timezone.