46128 ZIP Code — Fillmore, IN

Putnam County, Indiana

ZIP code 46128 is located in Fillmore, Indiana, within Putnam County. It covers approximately 33.57 square miles and serves a population of 2,277 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46128

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $182,700. Owner-occupancy is high at 91%, well above the national average.

Median household income is $89,148. The poverty rate of 3% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 35 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 46128 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

2,277

population

33.57

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46128 ZIP code map

Cities in ZIP code 46128

Below are the cities the US Postal Service accepts for ZIP code 46128. Using any city not on this list may result in mail delivery delays.

City	Status
Fillmore	Preferred

Nearby ZIP codes

46121 Coatesville (4.1 mi) 46135 Greencastle (6.3 mi) 46180 Stilesville (7.7 mi) 46105 Bainbridge (7.8 mi) 46120 Cloverdale (9.2 mi) 46118 Clayton (11.9 mi) 46172 Roachdale (12.3 mi) 46122 Danville (12.8 mi) 47456 Quincy (12.9 mi) 46157 Monrovia (13.7 mi) 46171 Reelsville (13.9 mi) 46165 North Salem (14.6 mi)

Demographics updated 05/2026

Population
Total population	2,277
Population density	68 / sq mi
State FIPS	18
County FIPS	133

Geography
Land area	33.57 sq mi
Water area	0.05 sq mi
Latitude	39.6533
Longitude	-86.7392
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.2%	38.9%	42.9%
$50k – $100k	44.0%	39.1%	32.7%
$100k – $200k	33.8%	19.8%	19.8%
Over $200k	0.0%	2.2%	4.5%

Demographics & statistics

2,277

Population

People per sq mi

49.2

Median age

$89,148

Median household income

$38,426

Per capita income

$182,700

Median home value

$1,061

Median monthly rent

91.1%

Home ownership

3.2%

Poverty rate

0.8%

Unemployment

960

Housing units

20.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

115

10–14

15–19

20–24

132

25–34

114

35–44

329

45–54

285

55–59

104

60–64

140

65–74

121

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	511	22.4%
18 and over	1,766	77.6%
65 and over	341	15.0%
Median age	49.2 years

Race & ethnicity

White 98.6%

Two or more races 0.9%

Black or African American 0.2%

Hispanic or Latino 0.2%

Other race 0.2%

Group	Count	%
White	2,248	98.6%
Two or more races	20	0.9%
Black or African American	5	0.2%
Hispanic or Latino	4	0.2%
Other race	4	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.2%	38.9%	42.9%
$50k – $100k	44.0%	39.1%	32.7%
$100k – $200k	33.8%	19.8%	19.8%
Over $200k	0.0%	2.2%	4.5%

Under $10k 1.5%

$10k–$15k 3.3%

$15k–$25k 2.0%

$25k–$35k 1.6%

$35k–$50k 4.2%

$50k–$75k 19.8%

$75k–$100k 22.4%

$100k–$150k 37.3%

$150k–$200k 1.5%

$200k+ 6.2%

Range	% of households
Under $10k	1.5%
$10k–$15k	3.3%
$15k–$25k	2.0%
$25k–$35k	1.6%
$35k–$50k	4.2%
$50k–$75k	19.8%
$75k–$100k	22.4%
$100k–$150k	37.3%
$150k–$200k	1.5%
$200k+	6.2%
Median income	$89,148

Housing

Home values

Under $50k 4.1%

$50k–$100k 11.3%

$100k–$150k 18.0%

$150k–$200k 30.0%

$200k–$300k 19.6%

$300k–$500k 13.9%

$500k–$1M 2.4%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$182,700
Median rent / month	$1,061
Owner occupied	91.1%
Renter occupied	8.9%
Vacant	5.2%
Single-family detached	92.4%
Large apartment buildings	0.0%
Mobile homes	1.9%
Median rooms	6.8
Avg household size (owned)	2.31

Year built

Era	%
2020 or later	0.0%
2010–2019	4.5%
2000–2009	2.4%
1990–1999	33.1%
1980–1989	11.2%
1970–1979	16.1%
1960–1969	9.6%
1950–1959	8.9%
1940–1949	0.6%
1939 or earlier	13.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.5%
2 bedrooms	14.0%
3 bedrooms	50.1%
4 bedrooms	29.5%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.3%
1 vehicle	14.3%
2 vehicles	55.0%
3 or more	30.4%

Heating fuel

Fuel type	%
Utility gas	1.4%
Electricity	47.2%
Propane / LP gas	44.8%
Fuel oil	0.8%
Wood	5.5%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	719	72.3%
Cohabiting couple	9	0.9%
Male householder, no spouse	133	13.4%
Female householder, no spouse	133	13.4%
Households with children under 18	241	24.2%
Households with seniors (65+)	265	26.7%
Average household size	2.29

Marital status

Status	Male	Female
Never married	20.7%	8.7%
Married	67.7%	80.6%
Separated	0.8%	0.0%
Widowed	2.5%	6.6%
Divorced	8.3%	4.0%

Education

Less than 9th grade 0.7%

Some HS, no diploma 3.3%

HS graduate 35.0%

Some college, no degree 32.2%

Associate's degree 8.8%

Bachelor's degree 17.6%

Graduate / professional 2.5%

Metric	%
HS diploma or higher	96.0%
Bachelor's or higher	20.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	0.9%
Kindergarten	22	4.7%
Elementary school	266	57.2%
High school	155	33.3%
College / grad school	18	3.9%

Employment

Industry of employment

Education & healthcare 22.7%

Manufacturing 20.1%

Transportation & utilities 17.6%

Construction 10.9%

Retail trade 7.7%

Other services 6.4%

Public administration 4.0%

Arts, food & hospitality 3.0%

Professional & management 2.5%

Wholesale trade 2.2%

Agriculture & mining 1.9%

Finance & real estate 1.2%

Occupation

Category	%
Management, business & arts	22.5%
Service	11.4%
Sales & office	22.9%
Natural resources & construction	16.3%
Production & transportation	26.9%

Employment type

Type	%
Private sector	75.0%
Government	20.6%
Self-employed	4.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	74.6%
Carpool	3.9%
Public transit	0.0%
Walk	0.0%
Work from home	21.3%
Other means	0.2%
Avg commute (minutes)	34.5

Poverty

All people 3.2%

Under 18 years 1.8%

18 and over 3.6%

Married-couple families 0.3%

Female-led households 11.9%

Income support

Source	% of households
Social Security	37.2%
Retirement income	25.6%
Supplemental Security	2.1%
Cash public assistance	0.3%
Food stamps / SNAP	2.0%

Health indicators

Condition	%
Obesity	38.4%
High blood pressure	33.7%
High cholesterol	34.3%
Diabetes	10.7%
Heart disease	6.3%
Stroke	2.8%
Asthma	9.8%
Arthritis	26.4%
Kidney disease	2.7%
Pulmonary disease	7.9%
Cancer	6.5%

Behavior / access	%
Smoking	21.1%
Binge drinking	16.2%
No physical activity	26.6%
Less than 7 hrs sleep	33.4%
Depression	24.2%
Fair or poor health	14.7%
Poor mental health	15.6%
Poor physical health	10.9%
No health insurance	12.0%
Visited doctor (checkup)	73.8%
Visited dentist	62.7%
Cholesterol screening	89.4%
Teeth loss	14.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	126	7.2%

Disability	%
Any disability	10.2%
Under 18	1.4%
18–64 years	8.3%
65 and over	31.1%

Health insurance coverage

Type	%
Private insurance	79.3%
Public insurance	31.0%
No insurance	1.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,221	97.5%
Spanish	1	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	1	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,172	95.4%
Born in same state	2,130	93.5%
Born in different state	1,802	79.1%
Foreign born	42	1.8%
Naturalized citizen	105	4.6%
Not a US citizen	105	100.0%

Ancestry

Ancestry	Count	%
French	389	17.1%
Italian	292	12.8%
Arab	228	10%

Ancestry	Count	%
English	15	0.7%
Polish	2	0.1%

Technology access

Metric	% of households
Computer access	43.7%
Internet access	98.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46128

What city is ZIP code 46128 in?

ZIP code 46128 is primarily assigned to Fillmore, Indiana.

What county is ZIP code 46128 in?

ZIP code 46128 falls within Putnam County, Indiana.

Is ZIP code 46128 mostly owner-occupied?

91% of occupied units in ZIP code 46128 are owner-occupied, well above the national average.

Does ZIP code 46128 have a large retiree population?

37% of households in ZIP code 46128 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 46128?

The median home value in ZIP code 46128 is $182,700.

What is the population of ZIP code 46128?

ZIP code 46128 has an estimated population of 2,277 residents, with a density of 68 people per square mile.

What timezone is ZIP code 46128 in?

ZIP code 46128 observes the EST timezone.