Spencer ZIP Codes — Owen County, IN

There is one unique ZIP code in Spencer, Indiana and it is 47460. Area code: 812.

ZIP codes

150.54

sq mi land

0.38

sq mi water

812

area code

Spencer, IN ZIP code map

About Spencer, IN

Spencer is a charming city located in Owen County, Indiana. Situated in the heart of the state, it serves as a hub for both residents and visitors alike. Known for its welcoming atmosphere, Spencer is a place where community ties run deep and the natural beauty of Indiana shines.

Location & geography

Spencer is strategically located in south-central Indiana, approximately 30 miles from Bloomington and 40 miles from Indianapolis. The city has a total land area of 150.54 square miles, with a minimal water area of 0.38 square miles, contributing to its predominantly rural landscape. Surrounded by lush forests and rolling hills, Spencer offers a picturesque view of Indiana's natural terrain.

Community & economy

The character of Spencer is defined by a close-knit community, where residents take pride in their small-town atmosphere. The local economy is supported by industries such as agriculture, manufacturing, and retail, which provide job opportunities for many inhabitants. Daily life in Spencer often includes participation in local events and gatherings, promoting a vibrant community spirit.

Transportation

Transportation in Spencer is facilitated by several highways, including Indiana State Road 67, which provides convenient access to neighboring towns and cities. The nearest major airport is Indianapolis International Airport, approximately 40 miles to the northeast, making regional and national travel accessible. Public transportation options are limited, so residents primarily rely on personal vehicles.

History

Founded in the mid-1800s, Spencer has evolved over the years into a key location within Owen County, with industry roots in agriculture and manufacturing. The city has experienced various transformations, particularly during significant events such as the establishment of railroads that boosted local commerce. Today, Spencer retains its historical charm while adapting to modern community needs.

Did you know?

One little-known fact about Spencer is its proximity to the scenic McCormick's Creek State Park, which offers a wealth of outdoor recreational activities. Additionally, Spencer is sometimes referred to as the 'Gateway to the West,' reflecting its role as a transit point in Indiana's history.

ZIP codes for Spencer, IN (1)

ZIP code	City	County	Map
47460	Spencer	Owen	View map

Demographics & statistics

11,442

Population

46.0

Median age

$59,427

Median household income

$30,717

Per capita income

$155,400

Median home value

$799

Median monthly rent

80.2%

Home ownership

9.5%

Poverty rate

5.2%

Unemployment

4,207

Housing units

17.1%

Bachelor's or higher

Age distribution

Male Female

289

Under 5

309

245

5–9

262

302

10–14

321

278

15–19

296

266

20–24

284

621

25–34

662

705

35–44

752

739

45–54

788

438

55–59

467

420

60–64

448

726

65–74

773

334

75–84

357

174

85+

186

← Male

Female →

Age summary

Group	Count	%
Under 18	2,156	18.8%
18 and over	9,286	81.2%
65 and over	2,550	22.3%
Median age	46.0 years

Race & ethnicity

White 93.9%

Two or more races 3.3%

Hispanic or Latino 1.5%

Asian 0.9%

Other race 0.2%

Black or African American 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	10,915	93.9%
Two or more races	379	3.3%
Hispanic or Latino	178	1.5%
Asian	100	0.9%
Other race	20	0.2%
Black or African American	19	0.2%
American Indian / Alaska Native	9	0.1%

Household income

Under $10k 4.4%

$10k–$15k 1.9%

$15k–$25k 11.5%

$25k–$35k 9.9%

$35k–$50k 13.6%

$50k–$75k 20.2%

$75k–$100k 16.4%

$100k–$150k 14.2%

$150k–$200k 5.3%

$200k+ 2.7%

Range	% of households
Under $10k	4.4%
$10k–$15k	1.9%
$15k–$25k	11.5%
$25k–$35k	9.9%
$35k–$50k	13.6%
$50k–$75k	20.2%
$75k–$100k	16.4%
$100k–$150k	14.2%
$150k–$200k	5.3%
$200k+	2.7%
Median income	$59,427

Housing

Home values

Under $50k 11.6%

$50k–$100k 12.1%

$100k–$150k 24.1%

$150k–$200k 17.6%

$200k–$300k 25.0%

$300k–$500k 7.3%

$500k–$1M 1.8%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$155,400
Median rent / month	$799
Owner occupied	80.2%
Renter occupied	19.8%
Vacant	8.7%
Single-family detached	75.2%
Large apartment buildings	1.1%
Mobile homes	16.7%
Median rooms	5.7
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	1.1%
2010–2019	7.8%
2000–2009	13.0%
1990–1999	15.6%
1980–1989	9.2%
1970–1979	14.8%
1960–1969	10.8%
1950–1959	6.2%
1940–1949	4.8%
1939 or earlier	16.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	10.6%
2 bedrooms	24.6%
3 bedrooms	50.5%
4 bedrooms	11.5%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	29.2%
2 vehicles	43.1%
3 or more	24.7%

Heating fuel

Fuel type	%
Utility gas	34.7%
Electricity	33.7%
Propane / LP gas	21.4%
Fuel oil	0.2%
Wood	9.4%

Households & families

Household type	Count	%
Married-couple family	2,363	50.4%
Cohabiting couple	412	8.8%
Male householder, no spouse	796	17.0%
Female householder, no spouse	1,120	23.9%
Households with children under 18	1,182	25.2%
Households with seniors (65+)	1,742	37.1%
Average household size	2.41

Marital status

Status	Male	Female
Never married	23.2%	18.0%
Married	53.9%	49.3%
Separated	0.8%	3.1%
Widowed	3.6%	11.2%
Divorced	18.5%	18.4%

Education

Less than 9th grade 2.3%

Some HS, no diploma 11.8%

HS graduate 40.5%

Some college, no degree 19.6%

Associate's degree 8.7%

Bachelor's degree 11.8%

Graduate / professional 5.3%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	17.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	66	3.4%
Kindergarten	169	8.8%
Elementary school	945	49.0%
High school	411	21.3%
College / grad school	338	17.5%

Employment

Industry of employment

Manufacturing 27.0%

Education & healthcare 22.0%

Construction 9.1%

Retail trade 6.8%

Public administration 5.9%

Arts, food & hospitality 5.0%

Professional & management 4.9%

Transportation & utilities 4.6%

Finance & real estate 4.6%

Other services 4.4%

Agriculture & mining 3.1%

Information 1.7%

Wholesale trade 1.1%

Occupation

Category	%
Management, business & arts	30.3%
Service	18.9%
Sales & office	11.2%
Natural resources & construction	14.3%
Production & transportation	25.3%

Employment type

Type	%
Private sector	77.1%
Government	14.0%
Self-employed	8.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.0%
Carpool	7.1%
Public transit	0.6%
Walk	1.1%
Other means	0.5%
Avg commute (minutes)	27.3

Poverty

All people 9.5%

Under 18 years 11.6%

18 and over 9.0%

Married-couple families 3.6%

Female-led households 23.5%

Income support

Source	% of households
Social Security	39.1%
Retirement income	27.6%
Supplemental Security	5.6%
Cash public assistance	1.8%
Food stamps / SNAP	8.8%

Health indicators

Condition	%
High blood pressure	37.8%
High cholesterol	36.1%
Heart disease	7.9%
Stroke	3.7%
Asthma	10.5%
Arthritis	29.4%
Kidney disease	3.3%
Pulmonary disease	10.1%
Cancer	7.2%

Behavior / access	%
Binge drinking	15.5%
No physical activity	29.3%
Less than 7 hrs sleep	37.0%
Fair or poor health	18.7%
Poor mental health	16.3%
Poor physical health	13.0%
No health insurance	13.9%
Visited doctor (checkup)	74.8%
Visited dentist	58.1%
Cholesterol screening	88.4%
Teeth loss	19.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	932	10.0%

Disability	%
Any disability	20.7%
Under 18	2.0%
18–64 years	19.0%
65 and over	41.6%

Health insurance coverage

Type	%
Private insurance	61.3%
Public insurance	43.3%
Uninsured under 19	7.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,844	94.8%
Spanish	36	0.3%
Other Indo-European	12	0.1%
Asian & Pacific Islander	19	0.2%
Other languages	5	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,367	99.3%
Born in same state	11,282	98.6%
Born in different state	9,203	80.4%
Foreign born	85	0.7%
Naturalized citizen	75	0.7%
Not a US citizen	51	68.0%

Ancestry

Ancestry	Count	%
French	1,475	12.9%
Italian	1,282	11.2%
Arab	1,072	9.4%
English	153	1.3%

Ancestry	Count	%
German	69	0.6%
Irish	23	0.2%
Polish	19	0.2%

Technology access

Metric	% of households
Computer access	41.0%
Internet access	88.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Spencer, IN have?

Spencer, IN has one ZIP code: 47460. Each ZIP code serves a distinct delivery area within the city and surrounding region.