46130 ZIP Code — Fountaintown, IN

Shelby County, Indiana

ZIP code 46130 is located in Fountaintown, Indiana, within Shelby County. It covers approximately 30.18 square miles and serves a population of 2,085 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 46130

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $257,100. Owner-occupancy is high at 96%, well above the national average.

Median household income is $89,643. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 46130 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,085

population

30.18

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

46130 ZIP code map

Cities in ZIP code 46130

Below are the cities the US Postal Service accepts for ZIP code 46130. Using any city not on this list may result in mail delivery delays.

City	Status
Fountaintown	Preferred

Nearby ZIP codes

46126 Fairland (3.6 mi) 46163 New Palestine (4.3 mi) 46161 Morristown (7.6 mi) 46259 Indianapolis (8.2 mi) 46110 Boggstown (8.4 mi) 46239 Indianapolis (9.1 mi) 46140 Greenfield (10.1 mi) 46229 Indianapolis (10.1 mi) 46176 Shelbyville (10.9 mi) 46237 Indianapolis (13.1 mi) 46219 Indianapolis (13.1 mi) 46107 Beech Grove (13.3 mi)

Demographics updated 05/2026

Population
Total population	2,085
Population density	69 / sq mi
State FIPS	18
County FIPS	145

Geography
Land area	30.18 sq mi
Water area	0.04 sq mi
Latitude	39.6759
Longitude	-85.8429
Timezone	Eastern (ET)
Area code	765

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.0%	40.8%	42.9%
$50k – $100k	36.0%	37.8%	32.7%
$100k – $200k	36.7%	18.3%	19.8%
Over $200k	2.3%	3.1%	4.5%

Demographics & statistics

2,085

Population

People per sq mi

43.4

Median age

$89,643

Median household income

$38,469

Per capita income

$257,100

Median home value

$1,188

Median monthly rent

95.8%

Home ownership

10.6%

Poverty rate

4.7%

Unemployment

759

Housing units

39.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

107

10–14

109

15–19

20–24

116

25–34

122

35–44

215

45–54

170

55–59

60–64

168

65–74

133

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	511	24.5%
18 and over	1,574	75.5%
65 and over	380	18.2%
Median age	43.4 years

Race & ethnicity

White 93.3%

Two or more races 5.6%

Black or African American 0.7%

Hispanic or Latino 0.2%

Other race 0.2%

Group	Count	%
White	1,950	93.3%
Two or more races	117	5.6%
Black or African American	14	0.7%
Hispanic or Latino	4	0.2%
Other race	4	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.0%	40.8%	42.9%
$50k – $100k	36.0%	37.8%	32.7%
$100k – $200k	36.7%	18.3%	19.8%
Over $200k	2.3%	3.1%	4.5%

Under $10k 9.1%

$10k–$15k 5.7%

$15k–$25k 1.9%

$25k–$35k 5.6%

$35k–$50k 8.4%

$50k–$75k 11.7%

$75k–$100k 10.1%

$100k–$150k 26.7%

$150k–$200k 14.7%

$200k+ 6.1%

Range	% of households
Under $10k	9.1%
$10k–$15k	5.7%
$15k–$25k	1.9%
$25k–$35k	5.6%
$35k–$50k	8.4%
$50k–$75k	11.7%
$75k–$100k	10.1%
$100k–$150k	26.7%
$150k–$200k	14.7%
$200k+	6.1%
Median income	$89,643

Housing

Home values

Under $50k 2.8%

$50k–$100k 3.9%

$100k–$150k 7.5%

$150k–$200k 23.0%

$200k–$300k 22.1%

$300k–$500k 26.1%

$500k–$1M 14.6%

Housing overview

Metric	Value
Median home value	$257,100
Median rent / month	$1,188
Owner occupied	95.8%
Renter occupied	4.2%
Vacant	1.0%
Single-family detached	98.5%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	7.2
Avg household size (owned)	2.70

Year built

Era	%
2020 or later	0.0%
2010–2019	1.3%
2000–2009	22.5%
1990–1999	18.6%
1980–1989	13.3%
1970–1979	14.1%
1960–1969	11.2%
1950–1959	10.2%
1940–1949	2.5%
1939 or earlier	6.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	15.8%
3 bedrooms	58.3%
4 bedrooms	16.3%
5+ bedrooms	9.6%

Vehicles per household

Vehicles	% of households
No vehicle	1.1%
1 vehicle	25.3%
2 vehicles	25.1%
3 or more	48.5%

Heating fuel

Fuel type	%
Utility gas	25.8%
Electricity	38.5%
Propane / LP gas	18.0%
Fuel oil	12.1%
Wood	2.6%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	480	61.2%
Cohabiting couple	29	3.7%
Male householder, no spouse	133	17.0%
Female householder, no spouse	142	18.1%
Households with children under 18	306	39.0%
Households with seniors (65+)	281	35.8%
Average household size	2.65

Marital status

Status	Male	Female
Never married	21.7%	28.0%
Married	64.0%	58.6%
Separated	0.0%	0.0%
Widowed	6.8%	8.4%
Divorced	7.5%	5.1%

Education

Less than 9th grade 1.9%

Some HS, no diploma 9.7%

HS graduate 30.3%

Some college, no degree 10.9%

Associate's degree 7.4%

Bachelor's degree 25.2%

Graduate / professional 14.5%

Metric	%
HS diploma or higher	88.4%
Bachelor's or higher	39.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	40	7.9%
Kindergarten	0	0.0%
Elementary school	257	50.5%
High school	157	30.8%
College / grad school	55	10.8%

Employment

Industry of employment

Manufacturing 20.2%

Education & healthcare 19.7%

Other services 10.0%

Construction 9.2%

Public administration 8.0%

Finance & real estate 7.5%

Transportation & utilities 6.9%

Retail trade 6.1%

Professional & management 5.3%

Arts, food & hospitality 4.7%

Agriculture & mining 1.2%

Wholesale trade 1.2%

Occupation

Category	%
Management, business & arts	36.0%
Service	20.6%
Sales & office	13.6%
Natural resources & construction	11.7%
Production & transportation	18.0%

Employment type

Type	%
Private sector	71.4%
Government	21.7%
Self-employed	7.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	91.5%
Carpool	2.8%
Public transit	0.0%
Walk	1.4%
Work from home	4.3%
Other means	0.0%
Avg commute (minutes)	37.4

Poverty

All people 10.6%

Under 18 years 7.6%

18 and over 11.6%

Married-couple families 4.2%

Female-led households 0.0%

Income support

Source	% of households
Social Security	35.5%
Retirement income	27.0%
Supplemental Security	1.5%
Cash public assistance	2.6%
Food stamps / SNAP	4.0%

Health indicators

Condition	%
Obesity	38.5%
High blood pressure	34.5%
High cholesterol	35.6%
Diabetes	10.6%
Heart disease	6.5%
Stroke	2.8%
Asthma	9.7%
Arthritis	27.2%
Kidney disease	2.7%
Pulmonary disease	7.6%
Cancer	6.8%

Behavior / access	%
Smoking	21.0%
Binge drinking	16.5%
No physical activity	23.7%
Less than 7 hrs sleep	33.1%
Depression	23.5%
Fair or poor health	14.2%
Poor mental health	14.9%
Poor physical health	10.6%
No health insurance	11.4%
Visited doctor (checkup)	74.9%
Visited dentist	66.2%
Cholesterol screening	90.5%
Teeth loss	14.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	103	6.5%

Disability	%
Any disability	15.2%
Under 18	3.9%
18–64 years	11.6%
65 and over	41.3%

Health insurance coverage

Type	%
Private insurance	78.5%
Public insurance	31.4%
No insurance	1.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,003	96.1%
Spanish	30	1.5%
Other Indo-European	17	0.8%
Asian & Pacific Islander	13	0.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,081	99.8%
Born in same state	2,081	99.8%
Born in different state	1,522	73.0%
Foreign born	0	0.0%
Naturalized citizen	4	0.2%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	310	14.9%
Polish	256	12.3%
Italian	117	5.6%
Arab	114	5.5%

Ancestry	Count	%
Irish	36	1.7%
Norwegian	11	0.5%
English	9	0.4%

Technology access

Metric	% of households
Computer access	37.6%
Internet access	93.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46130

What city is ZIP code 46130 in?

ZIP code 46130 is primarily assigned to Fountaintown, Indiana.

What county is ZIP code 46130 in?

ZIP code 46130 falls within Shelby County, Indiana.

Is ZIP code 46130 mostly owner-occupied?

96% of occupied units in ZIP code 46130 are owner-occupied, well above the national average.

Does ZIP code 46130 have a large retiree population?

36% of households in ZIP code 46130 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 46130?

ZIP code 46130 has an estimated population of 2,085 residents, with a density of 69 people per square mile.

What is the median household income in ZIP code 46130?

The median household income in ZIP code 46130 is $89,643, above the national median of ~$75,000.

What timezone is ZIP code 46130 in?

ZIP code 46130 observes the EST timezone.