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Indiana ZIP Codes
Shelby County
Waldron, IN
46182
46182 ZIP Code — Waldron, IN
Shelby County, Indiana
ZIP code 46182 is located in
Waldron ,
Indiana ,
within Shelby County .
It covers approximately 35.91 square miles and serves a population of
1,638 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 765 .
About ZIP code 46182
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $176,300. Owner-occupancy is high at 89%, well above the national average.
Median household income is $66,023. 42% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.
College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (21%) compared to national benchmarks.
Overall, ZIP code 46182 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
46182 ZIP code map
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Cities in ZIP code 46182
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
1,638
Population density
46 / sq mi
State FIPS
18
County FIPS
145
Geography
Land area
35.91 sq mi
Water area
0.02 sq mi
Latitude
39.4583
Longitude
-85.6786
Timezone
Eastern (ET)
Area code
765
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.4%
40.8%
42.9%
$50k – $100k
35.6%
37.8%
32.7%
$100k – $200k
19.7%
18.3%
19.8%
Over $200k
2.3%
3.1%
4.5%
Demographics & statistics
$66,023
Median household income
$176,300
Median home value
$1,423
Median monthly rent
16.7%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 347 21.2%
18 and over 1,291 78.8%
65 and over 322 19.7%
Median age 47.4 years
Race & ethnicity
Group Count %
White 1,614 97.1%
Hispanic or Latino 24 1.4%
Two or more races 24 1.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.4%
40.8%
42.9%
$50k – $100k
35.6%
37.8%
32.7%
$100k – $200k
19.7%
18.3%
19.8%
Over $200k
2.3%
3.1%
4.5%
Range % of households
Under $10k 2.4%
$10k–$15k 5.9%
$15k–$25k 5.1%
$25k–$35k 13.3%
$35k–$50k 6.9%
$50k–$75k 20.7%
$75k–$100k 18.2%
$100k–$150k 20.7%
$150k–$200k 5.5%
$200k+ 1.1%
Median income $66,023
Housing
Housing overview
Metric Value
Median home value $176,300
Median rent / month $1,423
Owner occupied 89.2%
Renter occupied 10.8%
Vacant 6.7%
Single-family detached 94.5%
Large apartment buildings 0.0%
Mobile homes 1.8%
Median rooms 6.3
Avg household size (owned) 2.55
Year built
Era %
2020 or later 3.4%
2010–2019 2.4%
2000–2009 6.6%
1990–1999 12.1%
1980–1989 5.7%
1970–1979 5.1%
1960–1969 12.6%
1950–1959 8.8%
1940–1949 10.6%
1939 or earlier 32.5%
Bedrooms
Size % of units
No bedroom (studio) 2.7%
1 bedroom 1.3%
2 bedrooms 24.9%
3 bedrooms 55.9%
4 bedrooms 15.1%
5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households
No vehicle 0.0%
1 vehicle 26.4%
2 vehicles 37.1%
3 or more 36.5%
Heating fuel
Fuel type %
Utility gas 33.0%
Electricity 28.0%
Propane / LP gas 26.0%
Fuel oil 3.9%
Wood 9.2%
Households & families
Household type Count %
Married-couple family 356 57.2%
Cohabiting couple 44 7.1%
Male householder, no spouse 98 15.8%
Female householder, no spouse 124 19.9%
Households with children under 18 205 33.0%
Households with seniors (65+) 229 36.8%
Average household size 2.52
Marital status
Status Male Female
Never married 10.3% 21.3%
Married 64.7% 56.6%
Separated 0.0% 1.1%
Widowed 5.3% 5.7%
Divorced 19.7% 15.3%
Education
Some college, no degree
24.1%
Graduate / professional
8.0%
Metric %
HS diploma or higher 95.1%
Bachelor's or higher 16.7%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 15 5.8%
Kindergarten 0 0.0%
Elementary school 136 52.3%
High school 78 30.0%
College / grad school 31 11.9%
Employment
Industry of employment
Education & healthcare
18.0%
Arts, food & hospitality
7.3%
Agriculture & mining
7.2%
Professional & management
4.4%
Finance & real estate
3.6%
Public administration
3.2%
Transportation & utilities
2.1%
Occupation
Category %
Management, business & arts 26.3%
Service 13.4%
Sales & office 18.0%
Natural resources & construction 15.6%
Production & transportation 26.7%
Employment type
Type %
Private sector 79.6%
Government 9.1%
Self-employed 5.0%
Unpaid family workers 6.3%
Commute
Method %
Drive alone 78.4%
Carpool 16.8%
Public transit 0.0%
Walk 0.0%
Work from home 4.9%
Other means 0.0%
Avg commute (minutes) 23.1
Poverty
Married-couple families
1.7%
Female-led households
16.8%
Income support
Source % of households
Social Security 42.1%
Retirement income 29.6%
Supplemental Security 5.1%
Cash public assistance 2.9%
Food stamps / SNAP 12.1%
Health indicators
Condition %
Obesity 37.8%
High blood pressure 35.7%
High cholesterol 36.8%
Diabetes 11.0%
Heart disease 7.3%
Stroke 3.2%
Asthma 9.7%
Arthritis 28.8%
Kidney disease 3.0%
Pulmonary disease 8.2%
Cancer 7.7%
Behavior / access %
Smoking 20.9%
Binge drinking 15.9%
No physical activity 25.3%
Less than 7 hrs sleep 33.1%
Depression 23.4%
Fair or poor health 15.0%
Poor mental health 14.8%
Poor physical health 11.0%
No health insurance 12.3%
Visited doctor (checkup) 75.4%
Visited dentist 64.8%
Cholesterol screening 90.2%
Teeth loss 16.1%
Veterans & disability
Veterans Count %
Civilian veterans 138 10.7%
Disability %
Any disability 20.2%
Under 18 12.4%
18–64 years 19.2%
65 and over 32.8%
Health insurance coverage
Type %
Private insurance 66.3%
Public insurance 40.6%
No insurance 6.9%
Uninsured under 19 5.2%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 1,553 94.8%
Spanish 14 0.9%
Other Indo-European 0 0.0%
Asian & Pacific Islander 14 0.9%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 1,638 100.0%
Born in same state 1,638 100.0%
Born in different state 1,434 87.5%
Foreign born 0 0.0%
Naturalized citizen 0 0.0%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
Arab 204 12.5%
French 134 8.2%
Ancestry Count %
Italian 91 5.6%
English 27 1.6%
Technology access
Metric % of households
Computer access 38.0%
Internet access 87.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46182
What city is ZIP code 46182 in?
ZIP code 46182 is primarily assigned to Waldron, Indiana.
What county is ZIP code 46182 in?
ZIP code 46182 falls within Shelby County, Indiana.
Is ZIP code 46182 mostly owner-occupied?
89% of occupied units in ZIP code 46182 are owner-occupied, well above the national average.
Does ZIP code 46182 have a large retiree population?
42% of households in ZIP code 46182 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 46182 have a large veteran population?
11% of civilians in ZIP code 46182 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 46182?
The median home value in ZIP code 46182 is $176,300.
What timezone is ZIP code 46182 in?
ZIP code 46182 observes the EST timezone.
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