12154 ZIP Code — Schaghticoke, NY

Rensselaer County, New York

ZIP code 12154 is located in Schaghticoke, New York, within Rensselaer County. It covers approximately 42.73 square miles and serves a population of 2,820 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518/838.

About ZIP code 12154

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $239,600. Owner-occupancy is high at 89%, well above the national average.

Median household income is $110,833. The poverty rate of 7% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 31% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12154 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,820

population

42.73

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12154 ZIP code map

Cities in ZIP code 12154

Below are the cities the US Postal Service accepts for ZIP code 12154. Using any city not on this list may result in mail delivery delays.

City	Status
Schaghticoke	Acceptable
Schaghticoke	Preferred

Nearby ZIP codes

12185 Valley Falls (4.8 mi) 12170 Stillwater (5 mi) 12121 Melrose (6.1 mi) 12118 Mechanicville (6.5 mi) 12094 Johnsonville (7.4 mi) 12151 Round Lake (9 mi) 12188 Waterford (9.3 mi) 12182 Troy (10.2 mi) 12866 Saratoga Springs (10.6 mi) 12871 Schuylerville (10.8 mi) 12065 Clifton Park (11.5 mi) 12834 Greenwich (11.8 mi)

Demographics updated 05/2026

Population
Total population	2,820
Population density	66 / sq mi
State FIPS	36
County FIPS	083

Geography
Land area	42.73 sq mi
Water area	1.27 sq mi
Latitude	42.9399
Longitude	-73.6080
Timezone	Eastern (ET)
Area code	518/838

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.0%	35.2%	37.0%
$50k – $100k	30.3%	31.4%	27.0%
$100k – $200k	33.8%	27.6%	24.4%
Over $200k	6.9%	5.8%	11.5%

Demographics & statistics

2,820

Population

People per sq mi

40.8

Median age

$110,833

Median household income

$53,093

Per capita income

$239,600

Median home value

$844

Median monthly rent

89.4%

Home ownership

6.5%

Poverty rate

3.1%

Unemployment

1,156

Housing units

30.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

138

25–34

136

317

35–44

314

195

45–54

193

55–59

60–64

132

65–74

130

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	431	15.3%
18 and over	2,389	84.7%
65 and over	525	18.6%
Median age	40.8 years

Race & ethnicity

White 96.9%

Two or more races 1.6%

Hispanic or Latino 0.8%

Black or African American 0.6%

Asian 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	2,753	96.9%
Two or more races	45	1.6%
Hispanic or Latino	22	0.8%
Black or African American	16	0.6%
Asian	3	0.1%
American Indian / Alaska Native	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.0%	35.2%	37.0%
$50k – $100k	30.3%	31.4%	27.0%
$100k – $200k	33.8%	27.6%	24.4%
Over $200k	6.9%	5.8%	11.5%

Under $10k 2.6%

$10k–$15k 1.4%

$15k–$25k 4.5%

$25k–$35k 3.4%

$35k–$50k 9.3%

$50k–$75k 15.7%

$75k–$100k 9.9%

$100k–$150k 26.1%

$150k–$200k 16.8%

$200k+ 10.2%

Range	% of households
Under $10k	2.6%
$10k–$15k	1.4%
$15k–$25k	4.5%
$25k–$35k	3.4%
$35k–$50k	9.3%
$50k–$75k	15.7%
$75k–$100k	9.9%
$100k–$150k	26.1%
$150k–$200k	16.8%
$200k+	10.2%
Median income	$110,833

Housing

Home values

Under $50k 1.4%

$50k–$100k 3.1%

$100k–$150k 8.5%

$150k–$200k 16.9%

$200k–$300k 46.2%

$300k–$500k 21.0%

$500k–$1M 0.9%

$1M+ 2.0%

Housing overview

Metric	Value
Median home value	$239,600
Median rent / month	$844
Owner occupied	89.4%
Renter occupied	10.6%
Vacant	6.4%
Single-family detached	90.2%
Large apartment buildings	0.5%
Mobile homes	2.0%
Median rooms	6.1
Avg household size (owned)	2.39

Year built

Era	%
2020 or later	0.5%
2010–2019	4.5%
2000–2009	7.9%
1990–1999	18.4%
1980–1989	10.5%
1970–1979	24.5%
1960–1969	5.1%
1950–1959	5.3%
1940–1949	4.8%
1939 or earlier	18.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	5.3%
2 bedrooms	11.0%
3 bedrooms	62.9%
4 bedrooms	11.0%
5+ bedrooms	9.7%

Vehicles per household

Vehicles	% of households
No vehicle	4.9%
1 vehicle	14.9%
2 vehicles	51.2%
3 or more	29.0%

Heating fuel

Fuel type	%
Utility gas	0.2%
Electricity	5.9%
Propane / LP gas	17.5%
Fuel oil	67.6%
Wood	8.7%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	758	63.1%
Cohabiting couple	88	7.3%
Male householder, no spouse	130	10.8%
Female householder, no spouse	226	18.8%
Households with children under 18	277	23.0%
Households with seniors (65+)	395	32.9%
Average household size	2.35

Marital status

Status	Male	Female
Never married	24.1%	23.0%
Married	65.7%	61.4%
Separated	0.6%	0.5%
Widowed	2.0%	10.4%
Divorced	7.6%	4.6%

Education

Less than 9th grade 0.4%

Some HS, no diploma 7.7%

HS graduate 33.7%

Some college, no degree 20.9%

Associate's degree 6.8%

Bachelor's degree 16.1%

Graduate / professional 14.4%

Metric	%
HS diploma or higher	91.9%
Bachelor's or higher	30.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	0.4%
Kindergarten	18	3.9%
Elementary school	231	50.4%
High school	140	30.6%
College / grad school	67	14.6%

Employment

Industry of employment

Education & healthcare 27.9%

Public administration 11.2%

Construction 11.1%

Arts, food & hospitality 10.1%

Manufacturing 8.4%

Transportation & utilities 7.8%

Professional & management 6.7%

Finance & real estate 5.4%

Retail trade 5.1%

Other services 2.2%

Agriculture & mining 2.1%

Information 1.2%

Wholesale trade 0.8%

Occupation

Category	%
Management, business & arts	39.1%
Service	18.9%
Sales & office	16.5%
Natural resources & construction	11.2%
Production & transportation	14.2%

Employment type

Type	%
Private sector	74.8%
Government	20.8%
Self-employed	4.4%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	85.9%
Carpool	4.0%
Public transit	0.9%
Walk	0.7%
Work from home	8.6%
Other means	0.0%
Avg commute (minutes)	27.1

Poverty

All people 6.5%

Under 18 years 20.2%

18 and over 4.0%

Married-couple families 1.7%

Female-led households 15.6%

Income support

Source	% of households
Social Security	36.3%
Retirement income	26.5%
Supplemental Security	0.2%
Cash public assistance	0.0%
Food stamps / SNAP	1.6%

Health indicators

Condition	%
Obesity	26.9%
High blood pressure	28.9%
High cholesterol	31.5%
Diabetes	8.0%
Heart disease	5.8%
Stroke	2.5%
Asthma	10.0%
Arthritis	23.1%
Kidney disease	2.5%
Pulmonary disease	6.2%
Cancer	6.8%

Behavior / access	%
Smoking	16.6%
Binge drinking	20.5%
No physical activity	21.1%
Less than 7 hrs sleep	34.0%
Depression	21.4%
Fair or poor health	10.3%
Poor mental health	13.8%
Poor physical health	8.8%
No health insurance	9.2%
Visited doctor (checkup)	78.4%
Visited dentist	68.8%
Cholesterol screening	91.6%
Teeth loss	11.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	174	7.3%

Disability	%
Any disability	8.0%
Under 18	0.0%
18–64 years	3.7%
65 and over	29.5%

Health insurance coverage

Type	%
Private insurance	84.8%
Public insurance	25.2%
No insurance	2.3%
Uninsured under 19	0.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,722	96.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,787	98.8%
Born in same state	2,787	98.8%
Born in different state	2,503	88.8%
Foreign born	0	0.0%
Naturalized citizen	33	1.2%
Not a US citizen	11	33.3%

Ancestry

Ancestry	Count	%
Italian	1,075	38.1%
French	304	10.8%
Arab	112	4%
Polish	72	2.6%
English	71	2.5%

Ancestry	Count	%
Dutch	48	1.7%
German	35	1.2%
Irish	11	0.4%
Norwegian	10	0.4%

Technology access

Metric	% of households
Computer access	42.6%
Internet access	94.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12154

What city is ZIP code 12154 in?

ZIP code 12154 is primarily assigned to Schaghticoke, New York.

What county is ZIP code 12154 in?

ZIP code 12154 falls within Rensselaer County, New York.

Is ZIP code 12154 mostly owner-occupied?

89% of occupied units in ZIP code 12154 are owner-occupied, well above the national average.

Does ZIP code 12154 have a large retiree population?

36% of households in ZIP code 12154 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 12154?

The median household income in ZIP code 12154 is $110,833, above the national median of ~$75,000.

What is the population of ZIP code 12154?

ZIP code 12154 has an estimated population of 2,820 residents, with a density of 66 people per square mile.

What timezone is ZIP code 12154 in?

ZIP code 12154 observes the EST timezone.