12170 ZIP Code — Stillwater, NY
Saratoga County, New York
ZIP code 12170 is located in Stillwater, New York, within Saratoga County. It covers approximately 31.57 square miles and serves a population of 5,225 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.
About ZIP code 12170
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $252,200. Owner-occupancy is high at 81%, well above the national average.
Median household income is $97,975.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.
Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.
5,225
population
31.57
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
12170 ZIP code map
Cities in ZIP code 12170
Below are the cities the US Postal Service accepts for ZIP code 12170. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Stillwater | Acceptable |
| Stillwater | Preferred |
Nearby ZIP codes
12154 Schaghticoke (5 mi)
12866 Saratoga Springs (5.9 mi)
12871 Schuylerville (6.8 mi)
12118 Mechanicville (7 mi)
12151 Round Lake (8.4 mi)
12185 Valley Falls (9.6 mi)
12834 Greenwich (10.3 mi)
12020 Ballston Spa (10.6 mi)
12121 Melrose (10.8 mi)
12094 Johnsonville (12.1 mi)
12188 Waterford (12.5 mi)
12065 Clifton Park (12.7 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 5,225 |
| Population density | 166 / sq mi |
| State FIPS | 36 |
| County FIPS | 091 |
| Geography | |
|---|---|
| Land area | 31.57 sq mi |
| Water area | 0.69 sq mi |
| Latitude | 43.0018 |
| Longitude | -73.6589 |
| Timezone | Eastern (ET) |
| Area code | 518 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 23.1% | 27.6% | 37.0% |
| $50k – $100k | 37.8% | 30.1% | 27.0% |
| $100k – $200k | 33.2% | 32.0% | 24.4% |
| Over $200k | 5.9% | 10.3% | 11.5% |
Demographics & statistics
5,225
Population
166
People per sq mi
42.5
Median age
$97,975
Median household income
$45,837
Per capita income
$252,200
Median home value
$1,175
Median monthly rent
80.7%
Home ownership
11.8%
Poverty rate
5.6%
Unemployment
1,958
Housing units
23.6%
Bachelor's or higher
Age distribution
Male
Female
155
Under 5
179
94
5–9
109
137
10–14
158
119
15–19
138
134
20–24
155
388
25–34
447
284
35–44
327
327
45–54
377
228
55–59
262
253
60–64
292
221
65–74
255
66
75–84
75
21
85+
24
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 1,042 | 19.9% |
| 18 and over | 4,183 | 80.1% |
| 65 and over | 662 | 12.7% |
| Median age | 42.5 years | |
Race & ethnicity
White
85.6%
Hispanic or Latino
6.5%
Two or more races
5%
Other race
1.7%
Black or African American
1%
Asian
0.2%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 4,783 | 85.6% |
| Hispanic or Latino | 365 | 6.5% |
| Two or more races | 279 | 5% |
| Other race | 96 | 1.7% |
| Black or African American | 54 | 1% |
| Asian | 9 | 0.2% |
| American Indian / Alaska Native | 4 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 23.1% | 27.6% | 37.0% |
| $50k – $100k | 37.8% | 30.1% | 27.0% |
| $100k – $200k | 33.2% | 32.0% | 24.4% |
| Over $200k | 5.9% | 10.3% | 11.5% |
Under $10k
5.9%
$10k–$15k
4.8%
$15k–$25k
4.3%
$25k–$35k
2.5%
$35k–$50k
3.0%
$50k–$75k
17.0%
$75k–$100k
17.4%
$100k–$150k
18.3%
$150k–$200k
16.4%
$200k+
10.3%
| Range | % of households |
|---|---|
| Under $10k | 5.9% |
| $10k–$15k | 4.8% |
| $15k–$25k | 4.3% |
| $25k–$35k | 2.5% |
| $35k–$50k | 3.0% |
| $50k–$75k | 17.0% |
| $75k–$100k | 17.4% |
| $100k–$150k | 18.3% |
| $150k–$200k | 16.4% |
| $200k+ | 10.3% |
| Median income | $97,975 |
Housing
Home values
Under $50k
8.5%
$50k–$100k
4.0%
$100k–$150k
3.6%
$150k–$200k
13.4%
$200k–$300k
39.4%
$300k–$500k
21.9%
$500k–$1M
8.5%
$1M+
0.6%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $252,200 |
| Median rent / month | $1,175 |
| Owner occupied | 80.7% |
| Renter occupied | 19.3% |
| Vacant | 10.9% |
| Single-family detached | 72.4% |
| Large apartment buildings | 0.5% |
| Mobile homes | 11.0% |
| Median rooms | 6.5 |
| Avg household size (owned) | 2.54 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 6.3% |
| 2000–2009 | 8.0% |
| 1990–1999 | 17.9% |
| 1980–1989 | 17.0% |
| 1970–1979 | 19.1% |
| 1960–1969 | 3.6% |
| 1950–1959 | 5.8% |
| 1940–1949 | 2.4% |
| 1939 or earlier | 20.1% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.5% |
| 1 bedroom | 2.5% |
| 2 bedrooms | 17.5% |
| 3 bedrooms | 49.5% |
| 4 bedrooms | 23.3% |
| 5+ bedrooms | 4.9% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.4% |
| 1 vehicle | 28.5% |
| 2 vehicles | 42.1% |
| 3 or more | 26.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 2.0% |
| Electricity | 17.5% |
| Propane / LP gas | 31.3% |
| Fuel oil | 44.0% |
| Wood | 2.5% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 1,219 | 57.9% |
| Cohabiting couple | 206 | 9.8% |
| Male householder, no spouse | 197 | 9.3% |
| Female householder, no spouse | 485 | 23.0% |
| Households with children under 18 | 637 | 30.2% |
| Households with seniors (65+) | 495 | 23.5% |
| Average household size | 2.48 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 30.5% | 28.9% |
| Married | 60.2% | 55.3% |
| Separated | 1.5% | 1.4% |
| Widowed | 2.7% | 7.6% |
| Divorced | 5.2% | 6.8% |
Education
Less than 9th grade
1.5%
Some HS, no diploma
5.7%
HS graduate
36.0%
Some college, no degree
17.0%
Associate's degree
16.2%
Bachelor's degree
17.6%
Graduate / professional
6.0%
| Metric | % |
|---|---|
| HS diploma or higher | 92.8% |
| Bachelor's or higher | 23.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 189 | 16.1% |
| Kindergarten | 59 | 5.0% |
| Elementary school | 412 | 35.2% |
| High school | 243 | 20.8% |
| College / grad school | 268 | 22.9% |
Employment
Industry of employment
Education & healthcare
22.6%
Retail trade
15.5%
Professional & management
10.7%
Manufacturing
9.9%
Public administration
8.7%
Transportation & utilities
7.2%
Wholesale trade
6.5%
Construction
5.8%
Finance & real estate
4.8%
Other services
3.9%
Arts, food & hospitality
2.0%
Information
1.5%
Agriculture & mining
0.8%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 37.6% |
| Service | 11.2% |
| Sales & office | 23.9% |
| Natural resources & construction | 11.0% |
| Production & transportation | 16.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 75.5% |
| Government | 19.9% |
| Self-employed | 4.2% |
| Unpaid family workers | 0.4% |
Commute
| Method | % |
|---|---|
| Drive alone | 81.2% |
| Carpool | 3.4% |
| Public transit | 0.5% |
| Walk | 1.9% |
| Work from home | 13.0% |
| Other means | 0.0% |
| Avg commute (minutes) | 27.8 |
Poverty
All people
11.8%
Under 18 years
15.2%
18 and over
11.0%
Married-couple families
2.5%
Female-led households
31.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 29.0% |
| Retirement income | 23.3% |
| Supplemental Security | 4.3% |
| Cash public assistance | 0.9% |
| Food stamps / SNAP | 10.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 28.4% |
| High blood pressure | 30.2% |
| High cholesterol | 32.2% |
| Diabetes | 7.6% |
| Heart disease | 5.6% |
| Stroke | 2.5% |
| Asthma | 9.9% |
| Arthritis | 22.3% |
| Kidney disease | 2.5% |
| Pulmonary disease | 6.2% |
| Cancer | 6.6% |
| Behavior / access | % |
|---|---|
| Smoking | 18.7% |
| Binge drinking | 19.4% |
| No physical activity | 21.8% |
| Less than 7 hrs sleep | 32.9% |
| Depression | 20.3% |
| Fair or poor health | 10.5% |
| Poor mental health | 13.8% |
| Poor physical health | 9.1% |
| No health insurance | 9.9% |
| Visited doctor (checkup) | 77.2% |
| Visited dentist | 68.5% |
| Cholesterol screening | 91.1% |
| Teeth loss | 11.3% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 344 | 8.2% |
| Disability | % |
|---|---|
| Any disability | 7.8% |
| Under 18 | 3.5% |
| 18–64 years | 5.1% |
| 65 and over | 28.9% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 80.5% |
| Public insurance | 31.3% |
| No insurance | 2.8% |
| Uninsured under 19 | 0.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 4,891 | 93.6% |
| Spanish | 0 | 0.0% |
| Other Indo-European | 0 | 0.0% |
| Asian & Pacific Islander | 0 | 0.0% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 5,046 | 96.6% |
| Born in same state | 5,003 | 95.8% |
| Born in different state | 4,184 | 80.1% |
| Foreign born | 43 | 0.8% |
| Naturalized citizen | 179 | 3.4% |
| Not a US citizen | 78 | 43.6% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 956 | 18.3% |
| Arab | 813 | 15.6% |
| French | 725 | 13.9% |
| German | 153 | 2.9% |
| Ancestry | Count | % |
|---|---|---|
| English | 100 | 1.9% |
| Irish | 47 | 0.9% |
| Dutch | 16 | 0.3% |
| Polish | 12 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 40.3% |
| Internet access | 96.2% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12170
What city is ZIP code 12170 in?
ZIP code 12170 is primarily assigned to Stillwater, New York.
What county is ZIP code 12170 in?
ZIP code 12170 falls within Saratoga County, New York.
Is ZIP code 12170 mostly owner-occupied?
81% of occupied units in ZIP code 12170 are owner-occupied, well above the national average.
What is the population of ZIP code 12170?
ZIP code 12170 has an estimated population of 5,225 residents, with a density of 165 people per square mile.
What is the median household income in ZIP code 12170?
The median household income in ZIP code 12170 is $97,975, above the national median of ~$75,000.
What is the typical home value in ZIP code 12170?
The median home value in ZIP code 12170 is $252,200.
What timezone is ZIP code 12170 in?
ZIP code 12170 observes the EST timezone.