32189 ZIP Code — Satsuma, FL

Putnam County, Florida

ZIP code 32189 is located in Satsuma, Florida, within Putnam County. It covers approximately 29.27 square miles and serves a population of 5,108 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 386.

About ZIP code 32189

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $112,300. Owner-occupancy sits near the national average at 63%.

Median household income is $42,212. Poverty affects 19% of residents, above the national average. SNAP benefit usage at 27% of households reflects economic stress in the area. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (26%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%; and disability rates above the national average at 26%.

Overall, ZIP code 32189 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, a significant Social Security-dependent population, and elevated reliance on food assistance.

5,108

population

29.27

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32189 ZIP code map

Cities in ZIP code 32189

Below are the cities the US Postal Service accepts for ZIP code 32189. Using any city not on this list may result in mail delivery delays.

City	Status
Satsuma	Preferred

Nearby ZIP codes

32181 Pomona Park (2.3 mi) 32181 Pomona Park (2.3 mi) 32187 San Mateo (3.2 mi) 32193 Welaka (5.8 mi) 32193 Welaka (5.8 mi) 32193 Welaka (5.8 mi) 32112 Crescent City (8.8 mi) 32112 Crescent City (8.8 mi) 32131 East Palatka (9.9 mi) 32177 Palatka (10.8 mi) 32139 Georgetown (11.5 mi) 32148 Interlachen (12.7 mi)

Demographics updated 06/2026

Population
Total population	5,108
Population density	175 / sq mi
State FIPS	12
County FIPS	107

Geography
Land area	29.27 sq mi
Water area	2.80 sq mi
Latitude	29.5418
Longitude	-81.6169
Timezone	Eastern (ET)
Area code	386

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.8%	60.0%	43.4%
$50k – $100k	32.5%	27.2%	30.8%
$100k – $200k	1.7%	10.9%	19.3%
Over $200k	0.0%	1.9%	6.4%

Demographics & statistics

5,108

Population

175

People per sq mi

55.8

Median age

$42,212

Median household income

$22,956

Per capita income

$112,300

Median home value

$735

Median monthly rent

62.8%

Home ownership

18.9%

Poverty rate

12.5%

Unemployment

2,424

Housing units

13.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

112

5–9

124

10–14

190

15–19

209

20–24

228

25–34

250

186

35–44

204

317

45–54

348

261

55–59

287

257

60–64

282

482

65–74

529

222

75–84

244

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	857	16.8%
18 and over	4,251	83.2%
65 and over	1,558	30.5%
Median age	55.8 years

Race & ethnicity

White 87.4%

Black or African American 7.4%

Two or more races 2.3%

Hispanic or Latino 2.1%

Other race 0.7%

Group	Count	%
White	4,561	87.4%
Black or African American	387	7.4%
Two or more races	121	2.3%
Hispanic or Latino	110	2.1%
Other race	39	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.8%	60.0%	43.4%
$50k – $100k	32.5%	27.2%	30.8%
$100k – $200k	1.7%	10.9%	19.3%
Over $200k	0.0%	1.9%	6.4%

Under $10k 5.1%

$10k–$15k 1.3%

$15k–$25k 20.3%

$25k–$35k 14.5%

$35k–$50k 24.4%

$50k–$75k 15.5%

$75k–$100k 13.6%

$100k–$150k 3.9%

$200k+ 1.4%

Range	% of households
Under $10k	5.1%
$10k–$15k	1.3%
$15k–$25k	20.3%
$25k–$35k	14.5%
$35k–$50k	24.4%
$50k–$75k	15.5%
$75k–$100k	13.6%
$100k–$150k	3.9%
$200k+	1.4%
Median income	$42,212

Housing

Home values

Under $50k 28.0%

$50k–$100k 13.9%

$100k–$150k 26.6%

$150k–$200k 5.7%

$200k–$300k 5.1%

$300k–$500k 18.1%

$500k–$1M 2.7%

Housing overview

Metric	Value
Median home value	$112,300
Median rent / month	$735
Owner occupied	62.8%
Renter occupied	37.2%
Vacant	27.8%
Single-family detached	25.6%
Large apartment buildings	0.4%
Mobile homes	73.0%
Median rooms	5.4
Avg household size (owned)	2.13

Year built

Era	%
2020 or later	0.0%
2010–2019	1.3%
2000–2009	11.0%
1990–1999	28.8%
1980–1989	31.3%
1970–1979	12.4%
1960–1969	14.3%
1950–1959	0.8%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	1.2%
2 bedrooms	40.5%
3 bedrooms	52.5%
4 bedrooms	5.1%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	10.0%
1 vehicle	40.7%
2 vehicles	36.9%
3 or more	12.4%

Heating fuel

Fuel type	%
Utility gas	3.4%
Electricity	85.5%
Propane / LP gas	7.5%
Wood	1.2%
No fuel used	2.4%

Households & families

Household type	Count	%
Married-couple family	880	36.8%
Cohabiting couple	173	7.2%
Male householder, no spouse	715	29.9%
Female householder, no spouse	626	26.1%
Households with children under 18	513	21.4%
Households with seniors (65+)	1,097	45.8%
Average household size	2.13

Marital status

Status	Male	Female
Never married	33.6%	18.5%
Married	45.4%	43.2%
Separated	0.7%	0.0%
Widowed	5.7%	16.8%
Divorced	14.6%	21.5%

Education

Less than 9th grade 5.3%

Some HS, no diploma 17.6%

HS graduate 31.6%

Some college, no degree 26.4%

Associate's degree 6.0%

Bachelor's degree 11.2%

Graduate / professional 1.8%

Metric	%
HS diploma or higher	77.0%
Bachelor's or higher	13.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	13	1.6%
Kindergarten	93	11.7%
Elementary school	211	26.6%
High school	410	51.7%
College / grad school	66	8.3%

Employment

Industry of employment

Education & healthcare 27.9%

Manufacturing 12.9%

Retail trade 12.7%

Construction 11.9%

Arts, food & hospitality 8.7%

Transportation & utilities 7.3%

Public administration 6.7%

Agriculture & mining 3.9%

Other services 2.9%

Professional & management 1.8%

Wholesale trade 1.7%

Finance & real estate 1.6%

Occupation

Category	%
Management, business & arts	22.8%
Service	17.8%
Sales & office	18.3%
Natural resources & construction	19.1%
Production & transportation	22.1%

Employment type

Type	%
Private sector	73.3%
Government	22.8%
Self-employed	3.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.0%
Carpool	19.5%
Public transit	0.0%
Walk	0.5%
Work from home	4.8%
Other means	5.2%
Avg commute (minutes)	26.3

Poverty

All people 18.9%

Under 18 years 34.7%

18 and over 15.7%

Married-couple families 3.1%

Female-led households 56.5%

Income support

Source	% of households
Social Security	51.8%
Retirement income	25.2%
Supplemental Security	9.2%
Cash public assistance	3.3%
Food stamps / SNAP	26.7%

Health indicators

Condition	%
Obesity	35.1%
High blood pressure	43.8%
High cholesterol	41.7%
Diabetes	16.0%
Heart disease	11.9%
Stroke	5.8%
Asthma	9.6%
Arthritis	34.9%
Kidney disease	4.8%
Pulmonary disease	15.3%
Cancer	9.4%

Behavior / access	%
Smoking	26.3%
Binge drinking	13.2%
No physical activity	34.7%
Less than 7 hrs sleep	35.9%
Depression	20.8%
Fair or poor health	26.1%
Poor mental health	16.6%
Poor physical health	17.8%
No health insurance	23.9%
Visited doctor (checkup)	77.5%
Visited dentist	46.6%
Cholesterol screening	90.9%
Teeth loss	24.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	532	12.5%

Disability	%
Any disability	25.5%
Under 18	2.1%
18–64 years	26.5%
65 and over	36.8%

Health insurance coverage

Type	%
Private insurance	44.4%
Public insurance	62.4%
No insurance	12.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,965	97.2%
Spanish	41	0.8%
Other Indo-European	41	0.8%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,059	99.0%
Born in same state	5,041	98.7%
Born in different state	2,137	41.8%
Foreign born	18	0.4%
Naturalized citizen	49	1.0%
Not a US citizen	9	18.4%

Ancestry

Ancestry	Count	%
French	1,826	35.7%
Italian	558	10.9%
Arab	512	10%

Ancestry	Count	%
English	163	3.2%
Polish	28	0.5%
Dutch	16	0.3%

Technology access

Metric	% of households
Computer access	46.9%
Internet access	90.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32189

What city is ZIP code 32189 in?

ZIP code 32189 is primarily assigned to Satsuma, Florida.

What county is ZIP code 32189 in?

ZIP code 32189 falls within Putnam County, Florida.

Does ZIP code 32189 have an older population?

31% of residents in ZIP code 32189 are 65 or older, above the national average of ~17%.

Does ZIP code 32189 have a large retiree population?

52% of households in ZIP code 32189 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 32189?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 32189?

19% of residents in ZIP code 32189 live below the poverty line, above the national average.

What timezone is ZIP code 32189 in?

ZIP code 32189 observes the EST timezone.