32187 ZIP Code — San Mateo, FL

Putnam County, Florida

ZIP code 32187 is located in San Mateo, Florida, within Putnam County. It covers approximately 23.08 square miles and serves a population of 1,221 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 386.

About ZIP code 32187

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $119,000. Owner-occupancy is high at 88%, well above the national average.

Median household income is $40,111. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with construction as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks. 17% of residents lack health insurance, above the national average.

Overall, ZIP code 32187 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,221

population

23.08

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32187 ZIP code map

Cities in ZIP code 32187

Below are the cities the US Postal Service accepts for ZIP code 32187. Using any city not on this list may result in mail delivery delays.

City	Status
San Mateo	Preferred

Nearby ZIP codes

32189 Satsuma (3.2 mi) 32181 Pomona Park (4.3 mi) 32181 Pomona Park (4.3 mi) 32131 East Palatka (8 mi) 32193 Welaka (8.5 mi) 32193 Welaka (8.5 mi) 32193 Welaka (8.5 mi) 32112 Crescent City (10.6 mi) 32112 Crescent City (10.6 mi) 32177 Palatka (10.9 mi) 32145 Hastings (12.9 mi) 32139 Georgetown (13.3 mi)

Demographics updated 05/2026

Population
Total population	1,221
Population density	53 / sq mi
State FIPS	12
County FIPS	107

Geography
Land area	23.08 sq mi
Water area	3.44 sq mi
Latitude	29.5656
Longitude	-81.5713
Timezone	Eastern (ET)
Area code	386

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.9%	60.0%	43.4%
$50k – $100k	25.8%	27.2%	30.8%
$100k – $200k	15.3%	10.9%	19.3%
Over $200k	0.0%	1.9%	6.4%

Demographics & statistics

1,221

Population

People per sq mi

56.3

Median age

$40,111

Median household income

$36,179

Per capita income

$119,000

Median home value

Median monthly rent

88.3%

Home ownership

14.7%

Poverty rate

2.5%

Unemployment

614

Housing units

13.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

15–19

20–24

25–34

35–44

45–54

55–59

60–64

189

65–74

184

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	75	6.1%
18 and over	1,146	93.9%
65 and over	494	40.5%
Median age	56.3 years

Race & ethnicity

White 87%

Black or African American 13%

Group	Count	%
White	1,062	87%
Black or African American	159	13%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.9%	60.0%	43.4%
$50k – $100k	25.8%	27.2%	30.8%
$100k – $200k	15.3%	10.9%	19.3%
Over $200k	0.0%	1.9%	6.4%

Under $10k 2.3%

$10k–$15k 20.7%

$15k–$25k 7.6%

$25k–$35k 6.9%

$35k–$50k 26.3%

$50k–$75k 14.0%

$75k–$100k 14.2%

$100k–$150k 6.0%

$200k+ 1.9%

Range	% of households
Under $10k	2.3%
$10k–$15k	20.7%
$15k–$25k	7.6%
$25k–$35k	6.9%
$35k–$50k	26.3%
$50k–$75k	14.0%
$75k–$100k	14.2%
$100k–$150k	6.0%
$200k+	1.9%
Median income	$40,111

Housing

Home values

Under $50k 28.7%

$50k–$100k 3.9%

$100k–$150k 23.0%

$150k–$200k 15.3%

$200k–$300k 14.0%

$300k–$500k 13.0%

$1M+ 2.1%

Housing overview

Metric	Value
Median home value	$119,000
Median rent / month	$0
Owner occupied	88.3%
Renter occupied	11.7%
Vacant	0.0%
Single-family detached	47.5%
Large apartment buildings	0.0%
Mobile homes	52.5%
Median rooms	6.6
Avg household size (owned)	1.67

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	13.8%
1990–1999	26.3%
1980–1989	27.8%
1970–1979	9.9%
1960–1969	10.9%
1950–1959	6.0%
1940–1949	0.0%
1939 or earlier	5.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	41.0%
3 bedrooms	44.5%
4 bedrooms	14.5%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	13.5%
1 vehicle	29.4%
2 vehicles	33.1%
3 or more	24.0%

Heating fuel

Fuel type	%
Utility gas	19.6%
Electricity	71.8%
No fuel used	8.6%

Households & families

Household type	Count	%
Married-couple family	225	32.4%
Cohabiting couple	60	8.6%
Male householder, no spouse	166	23.9%
Female householder, no spouse	244	35.1%
Households with children under 18	60	8.6%
Households with seniors (65+)	366	52.7%
Average household size	1.75

Marital status

Status	Male	Female
Never married	26.9%	28.0%
Married	41.8%	39.1%
Separated	6.4%	0.0%
Widowed	4.4%	29.4%
Divorced	20.4%	3.5%

Education

Less than 9th grade 3.6%

Some HS, no diploma 9.1%

HS graduate 44.7%

Some college, no degree 22.9%

Associate's degree 6.7%

Bachelor's degree 10.2%

Graduate / professional 3.0%

Metric	%
HS diploma or higher	87.4%
Bachelor's or higher	13.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	34	36.2%
College / grad school	60	63.8%

Employment

Industry of employment

Construction 38.7%

Other services 15.9%

Education & healthcare 15.5%

Arts, food & hospitality 12.9%

Finance & real estate 8.0%

Manufacturing 6.2%

Professional & management 2.8%

Occupation

Category	%
Management, business & arts	8.0%
Service	22.8%
Sales & office	17.0%
Natural resources & construction	38.7%
Production & transportation	13.5%

Employment type

Type	%
Private sector	83.2%
Government	10.5%
Self-employed	6.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	97.2%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	2.8%
Other means	0.0%
Avg commute (minutes)	32.7

Poverty

All people 14.7%

Under 18 years 0.0%

18 and over 15.6%

Married-couple families 7.1%

Female-led households 0.0%

Income support

Source	% of households
Social Security	55.1%
Retirement income	29.5%
Supplemental Security	5.9%
Cash public assistance	0.0%
Food stamps / SNAP	14.5%

Health indicators

Condition	%
Obesity	35.2%
High blood pressure	39.5%
High cholesterol	37.8%
Diabetes	13.5%
Heart disease	8.9%
Stroke	4.6%
Asthma	9.4%
Arthritis	29.7%
Kidney disease	3.8%
Pulmonary disease	11.6%
Cancer	7.8%

Behavior / access	%
Smoking	25.0%
Binge drinking	15.0%
No physical activity	31.1%
Less than 7 hrs sleep	37.8%
Depression	20.1%
Fair or poor health	21.7%
Poor mental health	16.7%
Poor physical health	15.0%
No health insurance	22.2%
Visited doctor (checkup)	76.3%
Visited dentist	49.8%
Cholesterol screening	90.8%
Teeth loss	20.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	119	10.4%

Disability	%
Any disability	16.1%
Under 18	100.0%
18–64 years	2.5%
65 and over	21.3%

Health insurance coverage

Type	%
Private insurance	48.8%
Public insurance	55.3%
No insurance	17.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,146	93.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,219	99.8%
Born in same state	1,219	99.8%
Born in different state	860	70.4%
Foreign born	0	0.0%
Naturalized citizen	2	0.2%
Not a US citizen	2	100.0%

Ancestry

Ancestry	Count	%
Arab	205	16.8%
French	163	13.3%

Ancestry	Count	%
Italian	69	5.7%
Dutch	21	1.7%

Technology access

Metric	% of households
Computer access	56.9%
Internet access	87.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32187

What city is ZIP code 32187 in?

ZIP code 32187 is primarily assigned to San Mateo, Florida.

What county is ZIP code 32187 in?

ZIP code 32187 falls within Putnam County, Florida.

Does ZIP code 32187 have an older population?

41% of residents in ZIP code 32187 are 65 or older, above the national average of ~17%.

Does ZIP code 32187 have a large retiree population?

55% of households in ZIP code 32187 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 32187 mostly owner-occupied?

88% of occupied units in ZIP code 32187 are owner-occupied, well above the national average.

How educated is the population of ZIP code 32187?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 32187 in?

ZIP code 32187 observes the EST timezone.