Palatka ZIP Codes — Putnam County, FL

There are 2 unique ZIP codes in Palatka, Florida. Area code: 386.

ZIP codes

226.83

sq mi land

18.42

sq mi water

386

area code

Palatka, FL ZIP code map

About Palatka, FL

Palatka is a charming city located in the northeastern part of Florida, serving as the county seat of Putnam County. Known for its rich history and natural beauty, Palatka sits along the St. Johns River, offering picturesque views and recreational opportunities. This city is not only a vital economic hub but also a vibrant community with a welcoming atmosphere and a blend of southern hospitality.

Location & geography

Palatka is positioned in the heart of Putnam County, approximately 20 miles from neighboring cities such as Gainesville and St. Augustine. The city spans a total land area of 226.83 square miles and has a water area of 18.42 square miles, contributing to its scenic waterfront landscape. The terrain is characterized by rolling hills and lush vegetation typical of Florida's natural environment, making it a picturesque setting for residents and visitors alike.

Community & economy

The community of Palatka is characterized by a small-town feel, where residents often gather for local events and festivals that celebrate the city's heritage. Key industries in the area include agriculture, retail, and tourism, which play a significant role in the local economy. Daily life in Palatka includes a mix of outdoor activities, cultural events, and a strong sense of community involvement.

Transportation

Palatka is accessible via several major roadways, including U.S. Route 17, which connects to nearby cities and other parts of Florida. The nearest named airports include the Gainesville Regional Airport and the Northeast Florida Regional Airport in St. Augustine, providing travelers with convenient flight options. Public transit services are also available, enhancing mobility for residents throughout the city.

History

Founded in the 19th century, Palatka was originally established as a trading post and has grown into a pivotal center for commerce in Putnam County. The city has a rich history tied to the timber and agriculture industries, with events such as the annual Blue Crab Festival showcasing its maritime heritage. Over the years, Palatka has continued to evolve, embracing tourism and cultural events that highlight its historical significance.

Did you know?

One surprising fact about Palatka is that it was once known as the 'Gateway to the St. Johns River,' a title reflecting its vital role in regional transportation and trade. Additionally, Palatka hosts several historic sites, including the old Putnam County Courthouse, adding to its appeal as a destination for history enthusiasts.

ZIP codes for Palatka, FL (2)

ZIP code	City	County	Map
32177	Palatka	Putnam	View map
32178	Palatka	Putnam	View map

Demographics & statistics

26,290

Population

41.5

Median age

$45,455

Median household income

$25,841

Per capita income

$150,700

Median home value

$840

Median monthly rent

63.7%

Home ownership

22.4%

Poverty rate

9.7%

Unemployment

7,769

Housing units

12.0%

Bachelor's or higher

Age distribution

Male Female

706

Under 5

764

906

5–9

980

964

10–14

1,043

652

15–19

706

690

20–24

747

1,556

25–34

1,684

1,264

35–44

1,369

1,593

45–54

1,723

852

55–59

923

751

60–64

813

1,623

65–74

1,756

802

75–84

867

267

85+

289

← Male

Female →

Age summary

Group	Count	%
Under 18	6,151	23.4%
18 and over	20,139	76.6%
65 and over	5,604	21.3%
Median age	41.5 years

Race & ethnicity

White 65.1%

Black or African American 24.9%

Two or more races 4.6%

Hispanic or Latino 3.7%

Asian 0.9%

Other race 0.4%

American Indian / Alaska Native 0.3%

Group	Count	%
White	17,782	65.1%
Black or African American	6,808	24.9%
Two or more races	1,265	4.6%
Hispanic or Latino	1,020	3.7%
Asian	257	0.9%
Other race	99	0.4%
American Indian / Alaska Native	79	0.3%

Household income

Under $10k 9.9%

$10k–$15k 5.5%

$15k–$25k 13.7%

$25k–$35k 12.4%

$35k–$50k 13.6%

$50k–$75k 14.4%

$75k–$100k 10.8%

$100k–$150k 13.3%

$150k–$200k 2.6%

$200k+ 3.8%

Range	% of households
Under $10k	9.9%
$10k–$15k	5.5%
$15k–$25k	13.7%
$25k–$35k	12.4%
$35k–$50k	13.6%
$50k–$75k	14.4%
$75k–$100k	10.8%
$100k–$150k	13.3%
$150k–$200k	2.6%
$200k+	3.8%
Median income	$45,455

Housing

Home values

Under $50k 14.8%

$50k–$100k 20.4%

$100k–$150k 14.6%

$150k–$200k 22.0%

$200k–$300k 15.0%

$300k–$500k 9.2%

$500k–$1M 3.2%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$150,700
Median rent / month	$840
Owner occupied	63.7%
Renter occupied	36.3%
Vacant	9.7%
Single-family detached	59.8%
Large apartment buildings	3.6%
Mobile homes	20.5%
Median rooms	5.8
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	0.4%
2010–2019	4.2%
2000–2009	10.0%
1990–1999	12.2%
1980–1989	18.5%
1970–1979	16.8%
1960–1969	15.3%
1950–1959	9.2%
1940–1949	2.5%
1939 or earlier	10.9%

Bedrooms

Size	% of units
No bedroom (studio)	2.3%
1 bedroom	9.6%
2 bedrooms	26.6%
3 bedrooms	49.9%
4 bedrooms	10.1%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	10.1%
1 vehicle	38.4%
2 vehicles	34.1%
3 or more	17.4%

Heating fuel

Fuel type	%
Utility gas	11.8%
Electricity	83.3%
Propane / LP gas	2.0%
Wood	0.4%
Solar	0.5%
No fuel used	1.9%

Households & families

Household type	Count	%
Married-couple family	3,588	34.4%
Cohabiting couple	785	7.5%
Male householder, no spouse	2,078	19.9%
Female householder, no spouse	3,989	38.2%
Households with children under 18	2,912	27.9%
Households with seniors (65+)	4,165	39.9%
Average household size	2.45

Marital status

Status	Male	Female
Never married	36.9%	33.6%
Married	42.7%	35.7%
Separated	3.2%	2.6%
Widowed	2.9%	14.8%
Divorced	14.3%	13.3%

Education

Less than 9th grade 2.9%

Some HS, no diploma 12.0%

HS graduate 44.7%

Some college, no degree 20.4%

Associate's degree 8.0%

Bachelor's degree 7.8%

Graduate / professional 4.1%

Metric	%
HS diploma or higher	85.1%
Bachelor's or higher	12.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	528	8.7%
Kindergarten	445	7.3%
Elementary school	2,610	42.9%
High school	1,517	24.9%
College / grad school	989	16.2%

Employment

Industry of employment

Education & healthcare 27.1%

Retail trade 13.9%

Manufacturing 10.5%

Construction 9.7%

Transportation & utilities 7.4%

Public administration 6.8%

Arts, food & hospitality 6.7%

Professional & management 5.7%

Other services 4.1%

Finance & real estate 3.6%

Agriculture & mining 2.0%

Wholesale trade 1.3%

Information 1.2%

Occupation

Category	%
Management, business & arts	29.3%
Service	16.2%
Sales & office	24.1%
Natural resources & construction	12.3%
Production & transportation	18.0%

Employment type

Type	%
Private sector	77.3%
Government	18.7%
Self-employed	4.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.0%
Carpool	9.0%
Public transit	0.5%
Walk	1.8%
Other means	0.4%
Avg commute (minutes)	26.0

Poverty

All people 22.4%

Under 18 years 31.6%

18 and over 19.6%

Married-couple families 8.0%

Female-led households 29.9%

Income support

Source	% of households
Social Security	44.6%
Retirement income	28.5%
Supplemental Security	8.3%
Cash public assistance	1.4%
Food stamps / SNAP	25.6%

Health indicators

Condition	%
High blood pressure	39.1%
High cholesterol	35.4%
Heart disease	8.7%
Stroke	4.9%
Asthma	10.2%
Arthritis	28.4%
Kidney disease	4.0%
Pulmonary disease	12.1%
Cancer	6.9%

Behavior / access	%
Binge drinking	14.8%
No physical activity	34.2%
Less than 7 hrs sleep	39.4%
Fair or poor health	24.8%
Poor mental health	18.3%
Poor physical health	16.1%
No health insurance	25.5%
Visited doctor (checkup)	76.0%
Visited dentist	44.5%
Cholesterol screening	88.5%
Teeth loss	25.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,405	7.0%

Disability	%
Any disability	18.7%
Under 18	6.5%
18–64 years	16.0%
65 and over	40.1%

Health insurance coverage

Type	%
Private insurance	43.3%
Public insurance	53.4%
Uninsured under 19	2.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	24,820	94.4%
Spanish	615	2.5%
Other Indo-European	462	1.9%
Asian & Pacific Islander	108	0.4%
Other languages	45	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	25,418	96.7%
Born in same state	25,037	95.2%
Born in different state	17,416	66.2%
Foreign born	381	1.4%
Naturalized citizen	872	3.3%
Not a US citizen	424	48.6%

Ancestry

Ancestry	Count	%
French	5,617	21.4%
Arab	2,670	10.2%
Italian	2,409	9.2%
English	112	0.4%
Irish	100	0.4%

Ancestry	Count	%
German	94	0.4%
Dutch	19	0.1%
Norwegian	15	0.1%
Polish	11	0%

Technology access

Metric	% of households
Computer access	39.7%
Internet access	87.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Palatka, FL have?

Palatka, FL has one ZIP code: 32177. Each ZIP code serves a distinct delivery area within the city and surrounding region.