San Mateo ZIP Codes — Putnam County, FL

There is one unique ZIP code in San Mateo, Florida and it is 32187. Area code: 386.

ZIP codes

23.08

sq mi land

3.44

sq mi water

386

area code

San Mateo, FL ZIP code map

About San Mateo, FL

San Mateo is a quaint city located in the state of Florida, specifically in Putnam County. It is known for its serene environment and small-town charm, making it an inviting place for residents and visitors alike. With a strong community spirit, San Mateo offers a peaceful escape from the hustle and bustle of larger cities.

Location & geography

Geographically, San Mateo is situated in north-central Florida, providing easy access to both rural and semi-urban landscapes. The city is bordered by nearby communities such as Palatka, which is approximately 10 miles to the north, and Crescent City, located about 11 miles to the southeast. Covering a total land area of 23.08 square miles, San Mateo also contains 3.44 square miles of water, giving it a unique mix of terrain and aquatic resources.

Community & economy

The community in San Mateo is characterized by a close-knit atmosphere where neighbors often know one another. The local economy is supported by agriculture and small businesses, contributing to the unique lifestyle enjoyed by its residents. Daily life in San Mateo involves a blend of outdoor activities, local events, and community gatherings that reflect its cultural heritage.

Transportation

San Mateo is easily accessible via State Road 100, which connects the city to other parts of Putnam County and beyond. The nearest major airport is the Gainesville Regional Airport, located about 50 miles southwest, providing essential connectivity for air travel. Public transportation options may be limited, making personal vehicles the primary mode of transport for residents.

History

San Mateo's founding dates back to the late 19th century, with agriculture being a key industry that drove its early development. Throughout the years, the city has experienced growth and change, influenced by its rich natural resources and proximity to waterways. Notable events include the establishment of local festivals celebrating the community's heritage and its agricultural roots.

Did you know?

A surprising fact about San Mateo is its close proximity to the St. Johns River, which offers excellent opportunities for fishing, boating, and other water activities. Additionally, the city's peaceful surroundings make it a hidden gem for those seeking a quiet retreat in nature.

ZIP codes for San Mateo, FL (1)

ZIP code	City	County	Map
32187	San Mateo	Putnam	View map

Demographics & statistics

1,221

Population

56.3

Median age

$40,111

Median household income

$36,179

Per capita income

$119,000

Median home value

Median monthly rent

88.3%

Home ownership

14.7%

Poverty rate

2.5%

Unemployment

614

Housing units

13.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

15–19

20–24

25–34

35–44

45–54

55–59

60–64

189

65–74

184

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	75	6.1%
18 and over	1,146	93.9%
65 and over	494	40.5%
Median age	56.3 years

Race & ethnicity

White 87%

Black or African American 13%

Group	Count	%
White	1,062	87%
Black or African American	159	13%

Household income

Under $10k 2.3%

$10k–$15k 20.7%

$15k–$25k 7.6%

$25k–$35k 6.9%

$35k–$50k 26.3%

$50k–$75k 14.0%

$75k–$100k 14.2%

$100k–$150k 6.0%

$200k+ 1.9%

Range	% of households
Under $10k	2.3%
$10k–$15k	20.7%
$15k–$25k	7.6%
$25k–$35k	6.9%
$35k–$50k	26.3%
$50k–$75k	14.0%
$75k–$100k	14.2%
$100k–$150k	6.0%
$200k+	1.9%
Median income	$40,111

Housing

Home values

Under $50k 28.7%

$50k–$100k 3.9%

$100k–$150k 23.0%

$150k–$200k 15.3%

$200k–$300k 14.0%

$300k–$500k 13.0%

$1M+ 2.1%

Housing overview

Metric	Value
Median home value	$119,000
Median rent / month	$0
Owner occupied	88.3%
Renter occupied	11.7%
Vacant	0.0%
Single-family detached	47.5%
Large apartment buildings	0.0%
Mobile homes	52.5%
Median rooms	6.6
Avg household size (owned)	1.67

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	13.8%
1990–1999	26.3%
1980–1989	27.8%
1970–1979	9.9%
1960–1969	10.9%
1950–1959	6.0%
1940–1949	0.0%
1939 or earlier	5.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	41.0%
3 bedrooms	44.5%
4 bedrooms	14.5%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	13.5%
1 vehicle	29.4%
2 vehicles	33.1%
3 or more	24.0%

Heating fuel

Fuel type	%
Utility gas	19.6%
Electricity	71.8%
No fuel used	8.6%

Households & families

Household type	Count	%
Married-couple family	225	32.4%
Cohabiting couple	60	8.6%
Male householder, no spouse	166	23.9%
Female householder, no spouse	244	35.1%
Households with children under 18	60	8.6%
Households with seniors (65+)	366	52.7%
Average household size	1.75

Marital status

Status	Male	Female
Never married	26.9%	28.0%
Married	41.8%	39.1%
Separated	6.4%	0.0%
Widowed	4.4%	29.4%
Divorced	20.4%	3.5%

Education

Less than 9th grade 3.6%

Some HS, no diploma 9.1%

HS graduate 44.7%

Some college, no degree 22.9%

Associate's degree 6.7%

Bachelor's degree 10.2%

Graduate / professional 3.0%

Metric	%
HS diploma or higher	87.4%
Bachelor's or higher	13.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	34	36.2%
College / grad school	60	63.8%

Employment

Industry of employment

Construction 38.7%

Other services 15.9%

Education & healthcare 15.5%

Arts, food & hospitality 12.9%

Finance & real estate 8.0%

Manufacturing 6.2%

Professional & management 2.8%

Occupation

Category	%
Management, business & arts	8.0%
Service	22.8%
Sales & office	17.0%
Natural resources & construction	38.7%
Production & transportation	13.5%

Employment type

Type	%
Private sector	83.2%
Government	10.5%
Self-employed	6.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	97.2%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Other means	0.0%
Avg commute (minutes)	32.7

Poverty

All people 14.7%

Under 18 years 0.0%

18 and over 15.6%

Married-couple families 7.1%

Female-led households 0.0%

Income support

Source	% of households
Social Security	55.1%
Retirement income	29.5%
Supplemental Security	5.9%
Cash public assistance	0.0%
Food stamps / SNAP	14.5%

Health indicators

Condition	%
High blood pressure	39.5%
High cholesterol	37.8%
Heart disease	8.9%
Stroke	4.6%
Asthma	9.4%
Arthritis	29.7%
Kidney disease	3.8%
Pulmonary disease	11.6%
Cancer	7.8%

Behavior / access	%
Binge drinking	15.0%
No physical activity	31.1%
Less than 7 hrs sleep	37.8%
Fair or poor health	21.7%
Poor mental health	16.7%
Poor physical health	15.0%
No health insurance	22.2%
Visited doctor (checkup)	76.3%
Visited dentist	49.8%
Cholesterol screening	90.8%
Teeth loss	20.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	119	10.4%

Disability	%
Any disability	16.1%
Under 18	100.0%
18–64 years	2.5%
65 and over	21.3%

Health insurance coverage

Type	%
Private insurance	48.8%
Public insurance	55.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,146	93.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,219	99.8%
Born in same state	1,219	99.8%
Born in different state	860	70.4%
Foreign born	0	0.0%
Naturalized citizen	2	0.2%
Not a US citizen	2	100.0%

Ancestry

Ancestry	Count	%
Arab	205	16.8%
French	163	13.3%

Ancestry	Count	%
Italian	69	5.7%
Dutch	21	1.7%

Technology access

Metric	% of households
Computer access	56.9%
Internet access	87.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does San Mateo, FL have?

San Mateo, FL has one ZIP code: 32187. Each ZIP code serves a distinct delivery area within the city and surrounding region.