07760 ZIP Code — Rumson, NJ

Monmouth County, New Jersey

ZIP code 07760 is located in Rumson, New Jersey, within Monmouth County. It covers approximately 8.47 square miles and serves a population of 9,613 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 732.

About ZIP code 07760

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $1,178,200. Owner-occupancy is high at 87%, well above the national average.

The gap between median ($201,534) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 44 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 22% of workers work from home.

Educational attainment is high — 75% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 07760 reflects a community defined by a highly educated population, high homeownership, and a high rate of remote workers.

9,613

population

8.47

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

07760 ZIP code map

Cities in ZIP code 07760

Below are the cities the US Postal Service accepts for ZIP code 07760. Using any city not on this list may result in mail delivery delays.

City	Status
Rumson	Acceptable
Rumson	Preferred

Nearby ZIP codes

07704 Fair Haven (1.7 mi) 07716 Atlantic Highlands (2.6 mi) 07750 Monmouth Beach (2.8 mi) 07739 Little Silver (2.8 mi) 07701 Red Bank (3.6 mi) 07757 Oceanport (3.9 mi) 07737 Leonardo (3.9 mi) 07702 Shrewsbury (4 mi) 07732 Highlands (4.2 mi) 07799 Eatontown (4.2 mi) 07718 Belford (5.3 mi) 07703 Fort Monmouth (5.3 mi)

Demographics updated 05/2026

Population
Total population	9,613
Population density	1,135 / sq mi
State FIPS	34
County FIPS	025

Geography
Land area	8.47 sq mi
Water area	3.47 sq mi
Latitude	40.3709
Longitude	-74.0086
Timezone	Eastern (ET)
Area code	732

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	13.6%	24.4%	30.2%
$50k – $100k	17.8%	24.0%	26.7%
$100k – $200k	22.9%	31.1%	28.3%
Over $200k	45.7%	20.5%	14.8%

Demographics & statistics

9,613

Population

1,135

People per sq mi

45.8

Median age

$201,534

Median household income

$130,326

Per capita income

$1,178,200

Median home value

$1,891

Median monthly rent

86.9%

Home ownership

4.3%

Poverty rate

5.7%

Unemployment

3,448

Housing units

75.1%

Bachelor's or higher

Age distribution

Male Female

152

Under 5

131

336

5–9

291

430

10–14

373

458

15–19

398

393

20–24

341

257

25–34

223

498

35–44

432

972

45–54

843

563

55–59

489

316

60–64

274

438

65–74

380

280

75–84

242

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,294	23.9%
18 and over	7,319	76.1%
65 and over	1,443	15.0%
Median age	45.8 years

Race & ethnicity

White 94.3%

Two or more races 2.2%

Hispanic or Latino 1.6%

Asian 1.1%

Other race 0.6%

Native Hawaiian / Pacific Islander 0.1%

Black or African American 0.1%

Group	Count	%
White	9,209	94.3%
Two or more races	218	2.2%
Hispanic or Latino	152	1.6%
Asian	106	1.1%
Other race	58	0.6%
Native Hawaiian / Pacific Islander	13	0.1%
Black or African American	8	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	13.6%	24.4%	30.2%
$50k – $100k	17.8%	24.0%	26.7%
$100k – $200k	22.9%	31.1%	28.3%
Over $200k	45.7%	20.5%	14.8%

Under $10k 1.2%

$10k–$15k 1.4%

$15k–$25k 2.1%

$25k–$35k 2.3%

$35k–$50k 3.7%

$50k–$75k 8.2%

$75k–$100k 5.5%

$100k–$150k 15.0%

$150k–$200k 10.2%

$200k+ 50.4%

Range	% of households
Under $10k	1.2%
$10k–$15k	1.4%
$15k–$25k	2.1%
$25k–$35k	2.3%
$35k–$50k	3.7%
$50k–$75k	8.2%
$75k–$100k	5.5%
$100k–$150k	15.0%
$150k–$200k	10.2%
$200k+	50.4%
Median income	$201,534

Housing

Home values

Under $50k 1.0%

$100k–$150k 0.5%

$200k–$300k 2.6%

$300k–$500k 5.0%

$500k–$1M 34.5%

$1M+ 56.5%

Housing overview

Metric	Value
Median home value	$1,178,200
Median rent / month	$1,891
Owner occupied	86.9%
Renter occupied	13.1%
Vacant	11.0%
Single-family detached	77.2%
Large apartment buildings	4.8%
Mobile homes	0.0%
Median rooms	7.8
Avg household size (owned)	2.91

Year built

Era	%
2020 or later	0.3%
2010–2019	7.9%
2000–2009	13.8%
1990–1999	2.4%
1980–1989	11.3%
1970–1979	14.5%
1960–1969	10.2%
1950–1959	14.0%
1940–1949	4.1%
1939 or earlier	21.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	7.0%
2 bedrooms	17.3%
3 bedrooms	21.4%
4 bedrooms	30.8%
5+ bedrooms	22.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.6%
1 vehicle	22.7%
2 vehicles	42.4%
3 or more	32.3%

Heating fuel

Fuel type	%
Utility gas	82.2%
Electricity	15.0%
Propane / LP gas	0.3%
Fuel oil	2.4%

Households & families

Household type	Count	%
Married-couple family	2,149	61.9%
Cohabiting couple	288	8.3%
Male householder, no spouse	515	14.8%
Female householder, no spouse	519	15.0%
Households with children under 18	1,168	33.7%
Households with seniors (65+)	996	28.7%
Average household size	2.76

Marital status

Status	Male	Female
Never married	36.1%	26.9%
Married	53.9%	60.0%
Separated	1.2%	0.4%
Widowed	1.0%	4.2%
Divorced	7.7%	8.5%

Education

Less than 9th grade 0.1%

Some HS, no diploma 0.8%

HS graduate 7.0%

Some college, no degree 11.7%

Associate's degree 5.3%

Bachelor's degree 43.5%

Graduate / professional 31.6%

Metric	%
HS diploma or higher	99.0%
Bachelor's or higher	75.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	130	4.8%
Kindergarten	167	6.1%
Elementary school	1,100	40.4%
High school	812	29.8%
College / grad school	517	19.0%

Employment

Industry of employment

Finance & real estate 26.7%

Education & healthcare 18.8%

Professional & management 16.0%

Retail trade 9.7%

Arts, food & hospitality 6.1%

Manufacturing 5.4%

Public administration 5.2%

Information 3.6%

Other services 2.5%

Construction 2.2%

Wholesale trade 1.6%

Agriculture & mining 1.1%

Transportation & utilities 1.0%

Occupation

Category	%
Management, business & arts	61.0%
Service	11.8%
Sales & office	20.7%
Natural resources & construction	2.8%
Production & transportation	3.7%

Employment type

Type	%
Private sector	79.1%
Government	11.5%
Self-employed	8.6%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	48.6%
Carpool	3.2%
Public transit	19.3%
Walk	4.2%
Work from home	22.4%
Other means	2.3%
Avg commute (minutes)	44.3

Poverty

All people 4.3%

Under 18 years 0.8%

18 and over 5.4%

Married-couple families 0.0%

Female-led households 7.0%

Income support

Source	% of households
Social Security	26.0%
Retirement income	25.1%
Supplemental Security	1.0%
Cash public assistance	2.0%
Food stamps / SNAP	2.4%

Health indicators

Condition	%
Obesity	20.2%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	7.0%
Heart disease	4.8%
Stroke	2.0%
Asthma	8.7%
Arthritis	19.9%
Kidney disease	2.1%
Pulmonary disease	4.1%
Cancer	7.0%

Behavior / access	%
Smoking	8.7%
Binge drinking	19.8%
No physical activity	14.2%
Less than 7 hrs sleep	31.6%
Depression	17.1%
Fair or poor health	7.4%
Poor mental health	11.9%
Poor physical health	6.7%
No health insurance	7.2%
Visited doctor (checkup)	74.7%
Visited dentist	77.1%
Cholesterol screening	0.0%
Teeth loss	5.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	301	4.1%

Disability	%
Any disability	5.2%
Under 18	0.0%
18–64 years	3.9%
65 and over	18.6%

Health insurance coverage

Type	%
Private insurance	89.8%
Public insurance	17.9%
No insurance	1.8%
Uninsured under 19	2.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,330	97.1%
Spanish	90	1.0%
Other Indo-European	71	0.8%
Asian & Pacific Islander	4	0.0%
Other languages	15	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,199	95.7%
Born in same state	9,152	95.2%
Born in different state	5,030	52.3%
Foreign born	47	0.5%
Naturalized citizen	414	4.3%
Not a US citizen	345	83.3%

Ancestry

Ancestry	Count	%
Italian	2,431	25.3%
Arab	679	7.1%
French	620	6.4%
Irish	242	2.5%

Ancestry	Count	%
English	81	0.8%
Polish	37	0.4%
Norwegian	20	0.2%
Dutch	7	0.1%

Technology access

Metric	% of households
Computer access	36.1%
Internet access	98.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 07760

What city is ZIP code 07760 in?

ZIP code 07760 is primarily assigned to Rumson, New Jersey.

What county is ZIP code 07760 in?

ZIP code 07760 falls within Monmouth County, New Jersey.

How educated is the population of ZIP code 07760?

75% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 07760 mostly owner-occupied?

87% of occupied units in ZIP code 07760 are owner-occupied, well above the national average.

What is the median household income in ZIP code 07760?

The median household income in ZIP code 07760 is $201,534, above the national median of ~$75,000.

What is the typical home value in ZIP code 07760?

The median home value in ZIP code 07760 is $1,178,200.

What timezone is ZIP code 07760 in?

ZIP code 07760 observes the EST timezone.