Highlands ZIP Codes — Monmouth County, NJ

There is one unique ZIP code in Highlands, New Jersey and it is 07732. Area code: 732.

ZIP codes

3.77

sq mi land

2.20

sq mi water

732

area code

Highlands, NJ ZIP code map

About Highlands, NJ

Highlands, New Jersey, is a small and charming coastal borough located in Monmouth County. Known for its stunning views of the Raritan Bay, Highlands serves as both a residential community and a tourist destination. With a rich maritime history, the town attracts visitors with its scenic beauty and local culture.

Location & geography

Highlands is situated along the northern shore of the Jersey Shore, roughly 35 miles south of New York City. Neighboring cities include Atlantic Highlands, located just a mile north, and Sea Bright, about two miles to the south. The borough encompasses a total land area of 3.77 square miles, alongside a water area of 2.20 square miles, providing a striking landscape that blends land and sea.

Community & economy

The character of Highlands is largely shaped by its waterfront location, fostering a vibrant community atmosphere. Residents enjoy a relaxed lifestyle with access to recreational activities such as fishing, boating, and beach outings. The local economy benefits from tourism, owing to its proximity to the shore and various attractions.

Transportation

Highlands is accessible via Route 36, a major highway that connects it to other parts of New Jersey. The closest major airport is Newark Liberty International Airport, approximately 30 miles away, while local transit options include bus services that connect to nearby areas. This makes it relatively easy for both residents and tourists to navigate to and from the borough.

History

Highlands was founded in the early 19th century and quickly became known for its shipping and fishing industries. Over the years, the borough has seen development aimed at tourism, particularly during the summer months when visitors flock to its beaches. Notable events include the construction of the Highlands-Sea Bright Bridge, which has facilitated access to the waterfront.

Did you know?

One surprising fact about Highlands is that it is home to the historic Twin Lights lighthouse, which offers breathtaking panoramic views of the Atlantic Ocean. Additionally, the borough has been a popular spot for artists and musicians, contributing to its cultural richness.

ZIP codes for Highlands, NJ (1)

ZIP code	City	County	Map
07732	Highlands	Monmouth	View map

Demographics & statistics

4,740

Population

46.9

Median age

$87,039

Median household income

$72,384

Per capita income

$398,200

Median home value

$1,725

Median monthly rent

67.2%

Home ownership

6.0%

Poverty rate

6.3%

Unemployment

2,132

Housing units

50.2%

Bachelor's or higher

Age distribution

Male Female

123

Under 5

105

142

5–9

121

10–14

15–19

20–24

483

25–34

413

279

35–44

239

316

45–54

270

222

55–59

191

293

60–64

251

255

65–74

219

264

75–84

227

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	685	14.5%
18 and over	4,055	85.5%
65 and over	992	20.9%
Median age	46.9 years

Race & ethnicity

White 84.1%

Asian 7.2%

Two or more races 5.9%

Hispanic or Latino 2.1%

Black or African American 0.7%

Group	Count	%
White	4,071	84.1%
Asian	349	7.2%
Two or more races	286	5.9%
Hispanic or Latino	100	2.1%
Black or African American	34	0.7%

Household income

Under $10k 6.6%

$10k–$15k 1.6%

$15k–$25k 3.8%

$25k–$35k 8.3%

$35k–$50k 7.1%

$50k–$75k 11.2%

$75k–$100k 14.9%

$100k–$150k 16.9%

$150k–$200k 10.7%

$200k+ 18.8%

Range	% of households
Under $10k	6.6%
$10k–$15k	1.6%
$15k–$25k	3.8%
$25k–$35k	8.3%
$35k–$50k	7.1%
$50k–$75k	11.2%
$75k–$100k	14.9%
$100k–$150k	16.9%
$150k–$200k	10.7%
$200k+	18.8%
Median income	$87,039

Housing

Home values

Under $50k 1.5%

$50k–$100k 1.2%

$100k–$150k 2.3%

$150k–$200k 1.6%

$200k–$300k 13.1%

$300k–$500k 50.7%

$500k–$1M 26.7%

$1M+ 2.8%

Housing overview

Metric	Value
Median home value	$398,200
Median rent / month	$1,725
Owner occupied	67.2%
Renter occupied	32.8%
Vacant	14.4%
Single-family detached	38.9%
Large apartment buildings	14.6%
Mobile homes	2.0%
Median rooms	4.6
Avg household size (owned)	1.96

Year built

Era	%
2020 or later	0.5%
2010–2019	7.2%
2000–2009	4.9%
1990–1999	3.1%
1980–1989	16.7%
1970–1979	25.2%
1960–1969	5.3%
1950–1959	5.4%
1940–1949	4.3%
1939 or earlier	27.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	29.9%
2 bedrooms	34.2%
3 bedrooms	24.4%
4 bedrooms	9.4%
5+ bedrooms	2.1%

Vehicles per household

Vehicles	% of households
No vehicle	5.6%
1 vehicle	47.0%
2 vehicles	41.1%
3 or more	6.2%

Heating fuel

Fuel type	%
Utility gas	65.8%
Electricity	31.8%
Propane / LP gas	2.4%

Households & families

Household type	Count	%
Married-couple family	921	36.3%
Cohabiting couple	156	6.2%
Male householder, no spouse	866	34.1%
Female householder, no spouse	593	23.4%
Households with children under 18	457	18.0%
Households with seniors (65+)	878	34.6%
Average household size	1.87

Marital status

Status	Male	Female
Never married	44.0%	21.8%
Married	41.6%	56.7%
Separated	0.0%	0.0%
Widowed	3.9%	6.3%
Divorced	10.5%	15.2%

Education

Less than 9th grade 1.6%

Some HS, no diploma 7.1%

HS graduate 16.6%

Some college, no degree 15.2%

Associate's degree 9.3%

Bachelor's degree 26.4%

Graduate / professional 23.8%

Metric	%
HS diploma or higher	91.2%
Bachelor's or higher	50.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	107	16.2%
Kindergarten	19	2.9%
Elementary school	327	49.6%
High school	100	15.2%
College / grad school	106	16.1%

Employment

Industry of employment

Education & healthcare 21.7%

Professional & management 19.3%

Arts, food & hospitality 16.9%

Retail trade 10.1%

Finance & real estate 6.4%

Construction 6.1%

Information 5.8%

Public administration 4.1%

Other services 3.6%

Manufacturing 2.4%

Transportation & utilities 1.6%

Agriculture & mining 1.4%

Wholesale trade 0.5%

Occupation

Category	%
Management, business & arts	53.7%
Service	18.5%
Sales & office	19.1%
Natural resources & construction	5.5%
Production & transportation	3.3%

Employment type

Type	%
Private sector	80.2%
Government	12.0%
Self-employed	7.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	64.4%
Carpool	0.9%
Public transit	10.2%
Walk	1.4%
Other means	4.7%
Avg commute (minutes)	37.5

Poverty

All people 6.0%

Under 18 years 0.0%

18 and over 7.0%

Married-couple families 2.5%

Female-led households 0.0%

Income support

Source	% of households
Social Security	40.0%
Retirement income	24.2%
Supplemental Security	7.0%
Cash public assistance	0.0%
Food stamps / SNAP	6.9%

Health indicators

Condition	%
High blood pressure	0.0%
High cholesterol	0.0%
Heart disease	5.6%
Stroke	2.5%
Asthma	9.6%
Arthritis	21.6%
Kidney disease	2.4%
Pulmonary disease	6.0%
Cancer	6.4%

Behavior / access	%
Binge drinking	20.3%
No physical activity	19.6%
Less than 7 hrs sleep	35.5%
Fair or poor health	11.1%
Poor mental health	14.6%
Poor physical health	9.0%
No health insurance	11.5%
Visited doctor (checkup)	73.0%
Visited dentist	67.4%
Cholesterol screening	0.0%
Teeth loss	9.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	227	5.7%

Disability	%
Any disability	14.9%
Under 18	2.5%
18–64 years	14.5%
65 and over	24.5%

Health insurance coverage

Type	%
Private insurance	80.9%
Public insurance	34.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,512	95.2%
Spanish	159	3.5%
Other Indo-European	80	1.8%
Asian & Pacific Islander	10	0.2%
Other languages	57	1.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,052	85.5%
Born in same state	4,014	84.7%
Born in different state	2,729	57.6%
Foreign born	38	0.8%
Naturalized citizen	688	14.5%
Not a US citizen	377	54.8%

Ancestry

Ancestry	Count	%
Italian	860	18.1%
French	491	10.4%
Arab	90	1.9%

Ancestry	Count	%
Irish	79	1.7%
English	43	0.9%
Polish	38	0.8%

Technology access

Metric	% of households
Computer access	53.5%
Internet access	95.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Highlands, NJ have?

Highlands, NJ has one ZIP code: 07732. Each ZIP code serves a distinct delivery area within the city and surrounding region.