07704 ZIP Code — Fair Haven, NJ

Monmouth County, New Jersey

ZIP code 07704 is located in Fair Haven, New Jersey, within Monmouth County. It covers approximately 1.60 square miles and serves a population of 6,221 residents. This is a po box ZIP code in the Eastern (ET) timezone, served by area code 732.

About ZIP code 07704

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $898,200. Owner-occupancy is high at 93%, well above the national average.

The gap between median ($229,643) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area.

Educational attainment is high — 79% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 07704 reflects a community defined by a highly educated population and high homeownership.

6,221

population

1.60

sq mi land

PO Box

ZIP type

Eastern (ET)

timezone

07704 ZIP code map

Cities in ZIP code 07704

Below are the cities the US Postal Service accepts for ZIP code 07704. Using any city not on this list may result in mail delivery delays.

City	Status
Fair Haven	Acceptable
Fair Haven	Preferred

Nearby ZIP codes

07739 Little Silver (1.6 mi) 07760 Rumson (1.7 mi) 07701 Red Bank (2 mi) 07702 Shrewsbury (2.5 mi) 07716 Atlantic Highlands (2.7 mi) 07799 Eatontown (3 mi) 07757 Oceanport (3.2 mi) 07750 Monmouth Beach (3.2 mi) 07737 Leonardo (3.8 mi) 07703 Fort Monmouth (3.9 mi) 07748 Middletown (4.5 mi) 07738 Lincroft (4.8 mi)

Demographics updated 05/2026

Population
Total population	6,221
Population density	3,888 / sq mi
State FIPS	34
County FIPS	025

Geography
Land area	1.60 sq mi
Water area	0.52 sq mi
Latitude	40.3594
Longitude	-74.0367
Timezone	Eastern (ET)
Area code	732

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	7.8%	24.4%	30.2%
$50k – $100k	11.1%	24.0%	26.7%
$100k – $200k	33.5%	31.1%	28.3%
Over $200k	47.6%	20.5%	14.8%

Demographics & statistics

6,221

Population

3,888

People per sq mi

40.5

Median age

$229,643

Median household income

$113,189

Per capita income

$898,200

Median home value

$3,501

Median monthly rent

92.8%

Home ownership

1.0%

Poverty rate

3.6%

Unemployment

1,964

Housing units

79.1%

Bachelor's or higher

Age distribution

Male Female

257

Under 5

250

251

5–9

244

311

10–14

302

256

15–19

250

20–24

172

25–34

167

513

35–44

499

511

45–54

498

230

55–59

223

218

60–64

213

207

65–74

202

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,942	31.2%
18 and over	4,279	68.8%
65 and over	693	11.1%
Median age	40.5 years

Race & ethnicity

White 90.9%

Black or African American 3.5%

Two or more races 2.7%

Hispanic or Latino 2.1%

Asian 0.5%

Other race 0.3%

Group	Count	%
White	5,778	90.9%
Black or African American	220	3.5%
Two or more races	171	2.7%
Hispanic or Latino	133	2.1%
Asian	30	0.5%
Other race	22	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	7.8%	24.4%	30.2%
$50k – $100k	11.1%	24.0%	26.7%
$100k – $200k	33.5%	31.1%	28.3%
Over $200k	47.6%	20.5%	14.8%

Under $10k 1.4%

$25k–$35k 0.5%

$35k–$50k 2.3%

$50k–$75k 4.4%

$75k–$100k 6.3%

$100k–$150k 21.7%

$150k–$200k 7.0%

$200k+ 56.3%

Range	% of households
Under $10k	1.4%
$25k–$35k	0.5%
$35k–$50k	2.3%
$50k–$75k	4.4%
$75k–$100k	6.3%
$100k–$150k	21.7%
$150k–$200k	7.0%
$200k+	56.3%
Median income	$229,643

Housing

Home values

$100k–$150k 1.3%

$300k–$500k 5.6%

$500k–$1M 58.4%

$1M+ 34.6%

Housing overview

Metric	Value
Median home value	$898,200
Median rent / month	$3,501
Owner occupied	92.8%
Renter occupied	7.2%
Vacant	0.5%
Single-family detached	97.3%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	7.8
Avg household size (owned)	2.96

Year built

Era	%
2020 or later	1.7%
2010–2019	11.4%
2000–2009	5.9%
1990–1999	7.1%
1980–1989	1.0%
1970–1979	3.0%
1960–1969	9.2%
1950–1959	31.9%
1940–1949	7.8%
1939 or earlier	20.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.4%
2 bedrooms	6.4%
3 bedrooms	33.4%
4 bedrooms	45.9%
5+ bedrooms	13.9%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	21.4%
2 vehicles	50.7%
3 or more	25.2%

Heating fuel

Fuel type	%
Utility gas	83.0%
Electricity	11.1%
Propane / LP gas	0.5%
Fuel oil	4.9%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,542	73.2%
Cohabiting couple	61	2.9%
Male householder, no spouse	195	9.3%
Female householder, no spouse	308	14.6%
Households with children under 18	972	46.2%
Households with seniors (65+)	453	21.5%
Average household size	2.95

Marital status

Status	Male	Female
Never married	26.4%	20.2%
Married	68.5%	66.8%
Separated	0.4%	0.8%
Widowed	0.3%	5.5%
Divorced	4.5%	6.7%

Education

Less than 9th grade 0.5%

Some HS, no diploma 2.4%

HS graduate 5.4%

Some college, no degree 9.4%

Associate's degree 3.2%

Bachelor's degree 49.9%

Graduate / professional 29.2%

Metric	%
HS diploma or higher	97.1%
Bachelor's or higher	79.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	298	15.3%
Kindergarten	55	2.8%
Elementary school	884	45.3%
High school	500	25.6%
College / grad school	214	11.0%

Employment

Industry of employment

Finance & real estate 26.3%

Education & healthcare 18.6%

Professional & management 18.0%

Arts, food & hospitality 7.8%

Manufacturing 6.4%

Retail trade 5.2%

Information 5.0%

Construction 3.5%

Wholesale trade 3.3%

Other services 2.8%

Public administration 1.6%

Transportation & utilities 1.4%

Occupation

Category	%
Management, business & arts	59.7%
Service	10.4%
Sales & office	26.7%
Natural resources & construction	1.6%
Production & transportation	1.6%

Employment type

Type	%
Private sector	88.2%
Government	7.3%
Self-employed	4.0%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	57.5%
Carpool	2.9%
Public transit	18.0%
Walk	0.4%
Work from home	18.8%
Other means	2.4%
Avg commute (minutes)	40.3

Poverty

All people 1.0%

Under 18 years 0.0%

18 and over 1.4%

Married-couple families 1.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	19.3%
Retirement income	24.3%
Supplemental Security	0.0%
Cash public assistance	1.7%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	20.7%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	6.9%
Heart disease	4.5%
Stroke	2.0%
Asthma	8.8%
Arthritis	19.3%
Kidney disease	2.1%
Pulmonary disease	4.0%
Cancer	6.6%

Behavior / access	%
Smoking	9.1%
Binge drinking	20.3%
No physical activity	14.3%
Less than 7 hrs sleep	32.2%
Depression	17.3%
Fair or poor health	7.5%
Poor mental health	12.1%
Poor physical health	6.7%
No health insurance	7.3%
Visited doctor (checkup)	74.3%
Visited dentist	76.6%
Cholesterol screening	0.0%
Teeth loss	5.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	161	3.8%

Disability	%
Any disability	3.7%
Under 18	0.9%
18–64 years	4.2%
65 and over	9.1%

Health insurance coverage

Type	%
Private insurance	95.6%
Public insurance	12.1%
No insurance	0.9%
Uninsured under 19	1.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,714	91.9%
Spanish	15	0.3%
Other Indo-European	5	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,967	95.9%
Born in same state	5,913	95.0%
Born in different state	3,514	56.5%
Foreign born	54	0.9%
Naturalized citizen	254	4.1%
Not a US citizen	176	69.3%

Ancestry

Ancestry	Count	%
Italian	2,307	37.1%
French	835	13.4%
Arab	201	3.2%
Irish	185	3%
English	80	1.3%

Ancestry	Count	%
Polish	58	0.9%
Norwegian	37	0.6%
Dutch	28	0.5%
German	18	0.3%

Technology access

Metric	% of households
Computer access	33.9%
Internet access	96.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 07704

What city is ZIP code 07704 in?

ZIP code 07704 is primarily assigned to Fair Haven, New Jersey.

What county is ZIP code 07704 in?

ZIP code 07704 falls within Monmouth County, New Jersey.

How educated is the population of ZIP code 07704?

79% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 07704 family-oriented?

31% of residents in ZIP code 07704 are under 18, reflecting a younger, family-oriented community.

Is ZIP code 07704 mostly owner-occupied?

93% of occupied units in ZIP code 07704 are owner-occupied, well above the national average.

What is the median household income in ZIP code 07704?

The median household income in ZIP code 07704 is $229,643, above the national median of ~$75,000.

What timezone is ZIP code 07704 in?

ZIP code 07704 observes the EST timezone.