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New Jersey ZIP Codes
Monmouth County
Little Silver, NJ
07739
07739 ZIP Code — Little Silver, NJ
Monmouth County, New Jersey
ZIP code 07739 is located in
Little Silver ,
New Jersey ,
within Monmouth County .
It covers approximately 2.70 square miles and serves a population of
6,104 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 732 .
About ZIP code 07739
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $817,200. Owner-occupancy is high at 96%, well above the national average.
The gap between median ($216,974) and mean household income suggests income inequality — a small number of higher earners pull the average up. 30% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with professional and management as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 25% of workers work from home.
Educational attainment is high — 78% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 07739 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.
07739 ZIP code map
View map of 07739
Cities in ZIP code 07739
Below are the cities the US Postal Service accepts for ZIP code 07739. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
6,104
Population density
2,261 / sq mi
State FIPS
34
County FIPS
025
Geography
Land area
2.70 sq mi
Water area
0.61 sq mi
Latitude
40.3366
Longitude
-74.0385
Timezone
Eastern (ET)
Area code
732
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
8.9%
24.4%
30.2%
$50k – $100k
13.1%
24.0%
26.7%
$100k – $200k
27.4%
31.1%
28.3%
Over $200k
50.6%
20.5%
14.8%
Demographics & statistics
$216,974
Median household income
$102,990
Per capita income
$817,200
Median home value
$3,501
Median monthly rent
77.7%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 1,443 23.6% 18 and over 4,661 76.4% 65 and over 1,090 17.9% Median age 46.3 years
Race & ethnicity
Native Hawaiian / Pacific Islander
0.5%
Group Count % White 6,075 99.5% Native Hawaiian / Pacific Islander 29 0.5%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
8.9%
24.4%
30.2%
$50k – $100k
13.1%
24.0%
26.7%
$100k – $200k
27.4%
31.1%
28.3%
Over $200k
50.6%
20.5%
14.8%
Range % of households Under $10k 0.5% $10k–$15k 0.9% $15k–$25k 0.9% $25k–$35k 2.6% $35k–$50k 3.5% $50k–$75k 4.0% $75k–$100k 9.3% $100k–$150k 13.7% $150k–$200k 9.5% $200k+ 55.1% Median income $216,974
Housing
Housing overview
Metric Value Median home value $817,200 Median rent / month $3,501 Owner occupied 96.2% Renter occupied 3.8% Vacant 3.8% Single-family detached 84.8% Large apartment buildings 0.0% Mobile homes 2.4% Median rooms 7.9 Avg household size (owned) 2.75
Year built
Era % 2020 or later 0.0% 2010–2019 3.1% 2000–2009 6.2% 1990–1999 7.1% 1980–1989 10.3% 1970–1979 7.1% 1960–1969 17.8% 1950–1959 26.0% 1940–1949 5.0% 1939 or earlier 17.5%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 0.0% 2 bedrooms 10.2% 3 bedrooms 36.0% 4 bedrooms 40.1% 5+ bedrooms 13.7%
Vehicles per household
Vehicles % of households No vehicle 0.9% 1 vehicle 17.3% 2 vehicles 58.6% 3 or more 23.3%
Heating fuel
Fuel type % Utility gas 88.1% Electricity 5.2% Propane / LP gas 0.8% Fuel oil 5.3%
Households & families
Household type Count % Married-couple family 1,628 72.4% Cohabiting couple 195 8.7% Male householder, no spouse 79 3.5% Female householder, no spouse 346 15.4% Households with children under 18 828 36.8% Households with seniors (65+) 738 32.8% Average household size 2.72
Marital status
Status Male Female Never married 21.4% 12.4% Married 67.4% 65.4% Separated 0.0% 0.8% Widowed 0.8% 8.4% Divorced 10.4% 13.0%
Education
Some college, no degree
9.1%
Graduate / professional
33.8%
Metric % HS diploma or higher 98.9% Bachelor's or higher 77.7%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 94 6.9% Kindergarten 62 4.5% Elementary school 715 52.4% High school 248 18.2% College / grad school 245 18.0%
Employment
Industry of employment
Finance & real estate
23.4%
Professional & management
22.9%
Education & healthcare
16.9%
Arts, food & hospitality
5.8%
Transportation & utilities
3.2%
Public administration
0.6%
Occupation
Category % Management, business & arts 62.7% Service 6.9% Sales & office 22.0% Natural resources & construction 5.7% Production & transportation 2.8%
Employment type
Type % Private sector 79.9% Government 11.0% Self-employed 9.1% Unpaid family workers 0.0%
Commute
Method % Drive alone 58.2% Carpool 2.0% Public transit 14.0% Walk 1.2% Work from home 24.6% Other means 0.0% Avg commute (minutes) 37.5
Poverty
Married-couple families
0.0%
Female-led households
9.6%
Income support
Source % of households Social Security 30.2% Retirement income 25.4% Supplemental Security 0.8% Cash public assistance 1.8% Food stamps / SNAP 0.0%
Health indicators
Condition % Obesity 19.2% High blood pressure 0.0% High cholesterol 0.0% Diabetes 7.1% Heart disease 5.1% Stroke 2.0% Asthma 8.4% Arthritis 21.0% Kidney disease 2.3% Pulmonary disease 3.9% Cancer 8.0%
Behavior / access % Smoking 7.4% Binge drinking 18.8% No physical activity 13.4% Less than 7 hrs sleep 30.3% Depression 16.4% Fair or poor health 6.9% Poor mental health 11.1% Poor physical health 6.4% No health insurance 6.4% Visited doctor (checkup) 76.0% Visited dentist 79.2% Cholesterol screening 0.0% Teeth loss 4.7%
Veterans & disability
Veterans Count % Civilian veterans 121 2.6%
Disability % Any disability 3.9% Under 18 1.3% 18–64 years 1.5% 65 and over 15.0%
Health insurance coverage
Type % Private insurance 92.8% Public insurance 19.6% No insurance 0.9% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 5,727 93.8% Spanish 37 0.6% Other Indo-European 0 0.0% Asian & Pacific Islander 37 0.6% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 5,814 95.2% Born in same state 5,796 95.0% Born in different state 3,795 62.2% Foreign born 18 0.3% Naturalized citizen 290 4.8% Not a US citizen 141 48.6%
Ancestry
Ancestry Count % Italian 1,965 32.2% French 720 11.8% Arab 161 2.6% Norwegian 96 1.6%
Ancestry Count % Polish 89 1.5% Dutch 80 1.3% English 38 0.6% Irish 28 0.5%
Technology access
Metric % of households Computer access 36.8% Internet access 97.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 07739
What city is ZIP code 07739 in?
ZIP code 07739 is primarily assigned to Little Silver, New Jersey.
What county is ZIP code 07739 in?
ZIP code 07739 falls within Monmouth County, New Jersey.
How educated is the population of ZIP code 07739?
78% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Is ZIP code 07739 mostly owner-occupied?
96% of occupied units in ZIP code 07739 are owner-occupied, well above the national average.
What is the median household income in ZIP code 07739?
The median household income in ZIP code 07739 is $216,974, above the national median of ~$75,000.
What is the typical home value in ZIP code 07739?
The median home value in ZIP code 07739 is $817,200.
What timezone is ZIP code 07739 in?
ZIP code 07739 observes the EST timezone.
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