48653 ZIP Code — Roscommon, MI

Roscommon County, Michigan

ZIP code 48653 is located in Roscommon, Michigan, within Roscommon County. It covers approximately 241.79 square miles and serves a population of 9,885 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48653

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $140,600. Owner-occupancy is high at 88%, well above the national average.

Median household income is $61,201. 54% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 48653 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

9,885

population

241.79

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48653 ZIP code map

Cities in ZIP code 48653

Below are the cities the US Postal Service accepts for ZIP code 48653. Using any city not on this list may result in mail delivery delays.

City	Status
Roscommon	Preferred

Nearby ZIP codes

48656 Saint Helen (10.7 mi) 49739 Grayling (13.5 mi) 48629 Houghton Lake (13.9 mi) 48651 Prudenville (15.8 mi) 49738 Grayling (16.2 mi) 49667 Merritt (18.4 mi) 48636 Luzerne (19.1 mi)

Demographics updated 05/2026

Population
Total population	9,885
Population density	41 / sq mi
State FIPS	26
County FIPS	143

Geography
Land area	241.79 sq mi
Water area	19.35 sq mi
Latitude	44.4804
Longitude	-84.6130
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.7%	57.5%	42.6%
$50k – $100k	34.2%	29.5%	31.1%
$100k – $200k	14.2%	11.0%	20.6%
Over $200k	2.9%	2.0%	5.7%

Demographics & statistics

9,885

Population

People per sq mi

56.0

Median age

$61,201

Median household income

$40,478

Per capita income

$140,600

Median home value

$751

Median monthly rent

88.4%

Home ownership

11.0%

Poverty rate

4.4%

Unemployment

9,208

Housing units

25.4%

Bachelor's or higher

Age distribution

Male Female

151

Under 5

144

232

5–9

221

189

10–14

180

230

15–19

220

226

20–24

217

365

25–34

349

437

35–44

417

617

45–54

590

503

55–59

480

584

60–64

559

956

65–74

914

417

75–84

399

147

85+

141

← Male

Female →

Age summary

Group	Count	%
Under 18	1,422	14.4%
18 and over	8,463	85.6%
65 and over	2,974	30.1%
Median age	56.0 years

Race & ethnicity

White 88.4%

Two or more races 6.3%

Hispanic or Latino 4%

Other race 0.5%

American Indian / Alaska Native 0.3%

Black or African American 0.3%

Asian 0.2%

Group	Count	%
White	9,097	88.4%
Two or more races	651	6.3%
Hispanic or Latino	408	4%
Other race	54	0.5%
American Indian / Alaska Native	31	0.3%
Black or African American	29	0.3%
Asian	23	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.7%	57.5%	42.6%
$50k – $100k	34.2%	29.5%	31.1%
$100k – $200k	14.2%	11.0%	20.6%
Over $200k	2.9%	2.0%	5.7%

Under $10k 6.0%

$10k–$15k 4.7%

$15k–$25k 8.3%

$25k–$35k 8.6%

$35k–$50k 13.2%

$50k–$75k 20.5%

$75k–$100k 13.9%

$100k–$150k 15.3%

$150k–$200k 4.3%

$200k+ 5.2%

Range	% of households
Under $10k	6.0%
$10k–$15k	4.7%
$15k–$25k	8.3%
$25k–$35k	8.6%
$35k–$50k	13.2%
$50k–$75k	20.5%
$75k–$100k	13.9%
$100k–$150k	15.3%
$150k–$200k	4.3%
$200k+	5.2%
Median income	$61,201

Housing

Home values

Under $50k 7.8%

$50k–$100k 26.6%

$100k–$150k 18.4%

$150k–$200k 19.4%

$200k–$300k 14.6%

$300k–$500k 6.0%

$500k–$1M 5.7%

$1M+ 1.4%

Housing overview

Metric	Value
Median home value	$140,600
Median rent / month	$751
Owner occupied	88.4%
Renter occupied	11.6%
Vacant	52.4%
Single-family detached	89.1%
Large apartment buildings	0.9%
Mobile homes	7.0%
Median rooms	4.7
Avg household size (owned)	2.15

Year built

Era	%
2020 or later	0.1%
2010–2019	2.2%
2000–2009	9.8%
1990–1999	16.1%
1980–1989	18.9%
1970–1979	19.4%
1960–1969	14.0%
1950–1959	10.8%
1940–1949	4.9%
1939 or earlier	3.8%

Bedrooms

Size	% of units
No bedroom (studio)	2.1%
1 bedroom	5.9%
2 bedrooms	35.9%
3 bedrooms	42.1%
4 bedrooms	10.4%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	6.5%
1 vehicle	35.0%
2 vehicles	40.9%
3 or more	17.7%

Heating fuel

Fuel type	%
Utility gas	46.6%
Electricity	9.4%
Propane / LP gas	30.4%
Fuel oil	0.6%
Wood	11.4%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	2,389	51.5%
Cohabiting couple	210	4.5%
Male householder, no spouse	1,007	21.7%
Female householder, no spouse	1,033	22.3%
Households with children under 18	749	16.1%
Households with seniors (65+)	2,119	45.7%
Average household size	2.10

Marital status

Status	Male	Female
Never married	22.5%	14.3%
Married	55.5%	60.7%
Separated	0.1%	1.0%
Widowed	5.4%	11.6%
Divorced	16.4%	12.4%

Education

Less than 9th grade 2.1%

Some HS, no diploma 4.5%

HS graduate 28.3%

Some college, no degree 24.2%

Associate's degree 15.4%

Bachelor's degree 14.4%

Graduate / professional 11.0%

Metric	%
HS diploma or higher	93.4%
Bachelor's or higher	25.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	55	4.4%
Kindergarten	56	4.4%
Elementary school	619	49.0%
High school	360	28.5%
College / grad school	173	13.7%

Employment

Industry of employment

Education & healthcare 27.4%

Arts, food & hospitality 10.2%

Manufacturing 10.0%

Public administration 9.7%

Retail trade 9.4%

Construction 8.2%

Other services 7.1%

Professional & management 5.5%

Transportation & utilities 4.2%

Finance & real estate 3.7%

Wholesale trade 1.9%

Agriculture & mining 1.6%

Information 1.1%

Occupation

Category	%
Management, business & arts	38.5%
Service	18.5%
Sales & office	18.9%
Natural resources & construction	11.3%
Production & transportation	12.8%

Employment type

Type	%
Private sector	72.3%
Government	19.3%
Self-employed	8.2%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	76.1%
Carpool	11.7%
Public transit	0.6%
Walk	2.3%
Work from home	8.9%
Other means	0.5%
Avg commute (minutes)	23.2

Poverty

All people 11.0%

Under 18 years 15.1%

18 and over 10.3%

Married-couple families 3.5%

Female-led households 31.4%

Income support

Source	% of households
Social Security	53.8%
Retirement income	42.2%
Supplemental Security	7.3%
Cash public assistance	2.8%
Food stamps / SNAP	12.1%

Health indicators

Condition	%
Obesity	37.2%
High blood pressure	41.5%
High cholesterol	40.5%
Diabetes	13.9%
Heart disease	9.7%
Stroke	4.3%
Asthma	10.9%
Arthritis	37.6%
Kidney disease	3.9%
Pulmonary disease	10.3%
Cancer	9.4%

Behavior / access	%
Smoking	19.7%
Binge drinking	16.1%
No physical activity	22.9%
Less than 7 hrs sleep	32.2%
Depression	21.1%
Fair or poor health	17.1%
Poor mental health	14.7%
Poor physical health	13.0%
No health insurance	8.7%
Visited doctor (checkup)	77.5%
Visited dentist	67.5%
Cholesterol screening	93.7%
Teeth loss	12.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,028	12.1%

Disability	%
Any disability	20.7%
Under 18	10.3%
18–64 years	17.1%
65 and over	32.5%

Health insurance coverage

Type	%
Private insurance	69.4%
Public insurance	51.7%
No insurance	5.4%
Uninsured under 19	0.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,590	97.0%
Spanish	35	0.4%
Other Indo-European	6	0.1%
Asian & Pacific Islander	6	0.1%
Other languages	23	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,751	98.6%
Born in same state	9,719	98.3%
Born in different state	8,380	84.8%
Foreign born	32	0.3%
Naturalized citizen	134	1.4%
Not a US citizen	99	73.9%

Ancestry

Ancestry	Count	%
French	1,523	15.4%
Italian	1,281	13%
Arab	907	9.2%
German	338	3.4%
English	224	2.3%

Ancestry	Count	%
Irish	156	1.6%
Dutch	93	0.9%
Polish	42	0.4%
Norwegian	15	0.2%

Technology access

Metric	% of households
Computer access	46.9%
Internet access	94.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48653

What city is ZIP code 48653 in?

ZIP code 48653 is primarily assigned to Roscommon, Michigan.

What county is ZIP code 48653 in?

ZIP code 48653 falls within Roscommon County, Michigan.

Does ZIP code 48653 have an older population?

30% of residents in ZIP code 48653 are 65 or older, above the national average of ~17%.

Does ZIP code 48653 have a large retiree population?

54% of households in ZIP code 48653 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 48653 mostly owner-occupied?

88% of occupied units in ZIP code 48653 are owner-occupied, well above the national average.

Does ZIP code 48653 have a large veteran population?

12% of civilians in ZIP code 48653 are veterans, above the national average of ~7%.

What timezone is ZIP code 48653 in?

ZIP code 48653 observes the EST timezone.