Houghton Lake ZIP Code List — Roscommon County, MI

There is one unique ZIP code in Houghton Lake, Michigan and it is 48629. Area code: 989.
1
ZIP codes
77.48
sq mi land
3.55
sq mi water
989
area code
Houghton Lake, MI ZIP code map

About Houghton Lake, MI

Houghton Lake, Michigan, is a charming city located in Roscommon County. Known for its picturesque scenery and rich recreational opportunities, it is a popular destination for both residents and visitors alike. The city is especially famed for its large lake, which is a focal point for outdoor activities throughout the year.

Location & geography

Situated in central Michigan, Houghton Lake is approximately 30 miles from both Greyling and Mt. Pleasant, making it accessible for day trips and weekends. The city encompasses a land area of 77.48 square miles, complemented by a water area of 3.55 square miles, creating a lovely balance between land and water. The terrain around Houghton Lake is characterized by its flat landscape and the expansive waters of Houghton Lake, which cover nearly 20 square miles.

Community & economy

Houghton Lake has a close-knit community with a welcoming atmosphere that draws many families, retirees, and seasonal residents. The local economy is enriched by tourism, as visitors flock to the area for fishing, boating, and winter sports. Daily life in Houghton Lake reflects a blend of outdoor leisure and small-town charm, with various local businesses catering to both residents and tourists.

Transportation

Primary access to Houghton Lake is facilitated by the junction of several highways, including M-55 and M-18, making it easily reachable by car. The nearest airport is Roscommon County Airport, located a short drive away, providing regional air services. Public transportation options are limited, as the city primarily relies on personal vehicles for commuting.

History

Houghton Lake was founded in the late 19th century, initially growing as a resort town thanks to the allure of its water-based activities. Key industries in the area have historically revolved around tourism, with businesses developing to serve the recreational needs of visitors. Notable events, including the annual Houghton Lake Winterfest, celebrate the cultural richness and community spirit of the area.

Did you know?

A surprising fact about Houghton Lake is that it is home to the largest inland lake in Michigan, which attracts numerous anglers and boaters throughout the year. Additionally, the city has a vibrant summer community that swells with seasonal residents who enjoy the lake's recreational offerings.

ZIP codes for Houghton Lake, MI (1)
ZIP code City County Map
48629 Houghton Lake Roscommon View map

Demographics & statistics

7,691
Population
57.8
Median age
$50,948
Median household income
$32,546
Per capita income
$130,700
Median home value
$739
Median monthly rent
83.4%
Home ownership
17.7%
Poverty rate
5.2%
Unemployment
6,609
Housing units
15.9%
Bachelor's or higher

Age distribution

Male Female
114
Under 5
112
95
5–9
94
142
10–14
140
163
15–19
161
118
20–24
116
348
25–34
344
287
35–44
285
481
45–54
476
352
55–59
348
403
60–64
400
871
65–74
862
404
75–84
400
88
85+
87
← Male
Female →

Age summary

GroupCount%
Under 1894812.3%
18 and over6,74387.7%
65 and over2,71235.3%
Median age57.8 years

Race & ethnicity

White 93%
Two or more races 3.2%
Hispanic or Latino 2.7%
Asian 0.4%
Black or African American 0.4%
Other race 0.3%
American Indian / Alaska Native 0.1%
GroupCount%
White7,35193%
Two or more races2503.2%
Hispanic or Latino2152.7%
Asian320.4%
Black or African American280.4%
Other race250.3%
American Indian / Alaska Native50.1%

Household income

Under $10k 3.7%
$10k–$15k 8.1%
$15k–$25k 11.0%
$25k–$35k 14.3%
$35k–$50k 11.8%
$50k–$75k 23.3%
$75k–$100k 10.0%
$100k–$150k 10.7%
$150k–$200k 4.2%
$200k+ 2.8%
Range% of households
Under $10k3.7%
$10k–$15k8.1%
$15k–$25k11.0%
$25k–$35k14.3%
$35k–$50k11.8%
$50k–$75k23.3%
$75k–$100k10.0%
$100k–$150k10.7%
$150k–$200k4.2%
$200k+2.8%
Median income$50,948

Housing

Home values

Under $50k 13.0%
$50k–$100k 27.7%
$100k–$150k 16.2%
$150k–$200k 12.0%
$200k–$300k 14.7%
$300k–$500k 13.3%
$500k–$1M 2.1%
$1M+ 1.0%

Housing overview

MetricValue
Median home value$130,700
Median rent / month$739
Owner occupied83.4%
Renter occupied16.6%
Vacant47.9%
Single-family detached86.1%
Large apartment buildings0.1%
Mobile homes10.3%
Median rooms4.6
Avg household size (owned)2.02

Year built

Era%
2020 or later0.2%
2010–20194.4%
2000–200911.7%
1990–199913.5%
1980–198913.8%
1970–197922.9%
1960–196916.6%
1950–195910.4%
1940–19494.5%
1939 or earlier2.0%

Bedrooms

Size% of units
No bedroom (studio)1.2%
1 bedroom6.5%
2 bedrooms41.5%
3 bedrooms41.2%
4 bedrooms8.6%
5+ bedrooms1.1%

Vehicles per household

Vehicles% of households
No vehicle8.3%
1 vehicle33.4%
2 vehicles40.5%
3 or more17.9%

Heating fuel

Fuel type%
Utility gas75.7%
Electricity5.4%
Propane / LP gas12.1%
Wood3.6%
No fuel used0.4%

Households & families

Household typeCount%
Married-couple family1,77447.0%
Cohabiting couple2857.6%
Male householder, no spouse86522.9%
Female householder, no spouse84822.5%
Households with children under 1848012.7%
Households with seniors (65+)1,87849.8%
Average household size2.01

Marital status

StatusMaleFemale
Never married23.1%16.1%
Married51.6%54.2%
Separated2.0%1.2%
Widowed4.7%10.9%
Divorced18.5%17.6%

Education

Less than 9th grade 1.4%
Some HS, no diploma 8.9%
HS graduate 34.4%
Some college, no degree 28.8%
Associate's degree 10.6%
Bachelor's degree 9.6%
Graduate / professional 6.3%
Metric%
HS diploma or higher89.7%
Bachelor's or higher15.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool646.0%
Kindergarten363.4%
Elementary school36834.7%
High school30428.6%
College / grad school29027.3%

Employment

Industry of employment

Education & healthcare 18.8%
Retail trade 17.7%
Manufacturing 10.1%
Construction 8.1%
Other services 7.8%
Professional & management 7.6%
Public administration 7.5%
Arts, food & hospitality 6.7%
Finance & real estate 6.2%
Transportation & utilities 5.1%
Wholesale trade 2.4%
Agriculture & mining 1.5%
Information 0.5%

Occupation

Category%
Management, business & arts29.2%
Service21.2%
Sales & office24.4%
Natural resources & construction11.0%
Production & transportation14.2%

Employment type

Type%
Private sector77.4%
Government13.6%
Self-employed8.3%
Unpaid family workers0.7%

Commute

Method%
Drive alone70.5%
Carpool13.6%
Public transit0.1%
Walk1.8%
Other means0.7%
Avg commute (minutes)27.5

Poverty

All people 17.7%
Under 18 years 23.2%
18 and over 17.0%
Married-couple families 8.6%
Female-led households 34.2%

Income support

Source% of households
Social Security57.4%
Retirement income41.9%
Supplemental Security7.0%
Cash public assistance3.0%
Food stamps / SNAP15.6%

Health indicators

Condition%
High blood pressure42.5%
High cholesterol40.5%
Heart disease10.4%
Stroke4.7%
Asthma11.4%
Arthritis38.8%
Kidney disease4.2%
Pulmonary disease11.8%
Cancer9.3%
Behavior / access%
Binge drinking15.9%
No physical activity25.5%
Less than 7 hrs sleep33.6%
Fair or poor health19.5%
Poor mental health15.7%
Poor physical health14.3%
No health insurance10.1%
Visited doctor (checkup)77.0%
Visited dentist63.2%
Cholesterol screening92.6%
Teeth loss15.2%

Veterans & disability

VeteransCount%
Civilian veterans70110.4%
Disability%
Any disability26.5%
Under 185.0%
18–64 years23.1%
65 and over39.4%

Health insurance coverage

Type%
Private insurance62.0%
Public insurance61.2%
Uninsured under 192.3%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only7,46597.1%
Spanish901.2%
Other Indo-European60.1%
Asian & Pacific Islander380.5%
Other languages320.4%

Place of birth & citizenship

OriginCount%
Native born (US)7,55298.2%
Born in same state7,53598.0%
Born in different state6,57185.4%
Foreign born170.2%
Naturalized citizen1391.8%
Not a US citizen9971.2%

Ancestry

AncestryCount%
French1,13214.7%
Italian76910%
Arab3935.1%
German1972.6%
AncestryCount%
English1522%
Irish400.5%
Polish280.4%
Dutch260.3%

Technology access

Metric% of households
Computer access49.0%
Internet access90.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What is the ZIP code for Houghton Lake, MI?
Houghton Lake, MI has one ZIP code: 48629.
What is the main ZIP code for Houghton Lake, MI?
The primary ZIP code for Houghton Lake, MI is 48629. The city uses area code 989 for phone service.
What county is Houghton Lake, MI in?
Houghton Lake is located in Roscommon County, Michigan.
How many ZIP codes are in Houghton Lake, MI?
Houghton Lake, MI has 1 ZIP code.
What ZIP code covers the downtown area and lakefront district of Houghton Lake?
The downtown area and lakefront district of Houghton Lake are located in ZIP code 48629, which serves as the primary postal code for the city.
If I'm mailing something to a business on M-55 in Houghton Lake, what ZIP code should I use?
Businesses and residences along M-55 in Houghton Lake should use ZIP code 48629 for all mail delivery.
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