48629 ZIP Code — Houghton Lake, MI

Roscommon County, Michigan

ZIP code 48629 is located in Houghton Lake, Michigan, within Roscommon County. It covers approximately 77.48 square miles and serves a population of 7,691 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48629

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $130,700. Owner-occupancy is high at 83%, well above the national average.

Median household income is $50,948. Poverty affects 18% of residents, above the national average. 57% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 27%.

Overall, ZIP code 48629 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

7,691

population

77.48

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48629 ZIP code map

Cities in ZIP code 48629

Below are the cities the US Postal Service accepts for ZIP code 48629. Using any city not on this list may result in mail delivery delays.

City	Status
Houghton Lake	Preferred

Nearby ZIP codes

48651 Prudenville (6.9 mi) 49667 Merritt (10.9 mi) 49632 Falmouth (12.5 mi) 48653 Roscommon (13.9 mi) 48656 Saint Helen (14.7 mi) 49651 Lake City (19 mi) 48625 Harrison (19.3 mi)

Demographics updated 05/2026

Population
Total population	7,691
Population density	99 / sq mi
State FIPS	26
County FIPS	143

Geography
Land area	77.48 sq mi
Water area	3.55 sq mi
Latitude	44.2988
Longitude	-84.7341
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.9%	57.5%	42.6%
$50k – $100k	33.8%	29.5%	31.1%
$100k – $200k	9.2%	11.0%	20.6%
Over $200k	1.1%	2.0%	5.7%

Demographics & statistics

7,691

Population

People per sq mi

57.8

Median age

$50,948

Median household income

$32,546

Per capita income

$130,700

Median home value

$739

Median monthly rent

83.4%

Home ownership

17.7%

Poverty rate

5.2%

Unemployment

6,609

Housing units

15.9%

Bachelor's or higher

Age distribution

Male Female

114

Under 5

112

5–9

142

10–14

140

163

15–19

161

118

20–24

116

348

25–34

344

287

35–44

285

481

45–54

476

352

55–59

348

403

60–64

400

871

65–74

862

404

75–84

400

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	948	12.3%
18 and over	6,743	87.7%
65 and over	2,712	35.3%
Median age	57.8 years

Race & ethnicity

White 93%

Two or more races 3.2%

Hispanic or Latino 2.7%

Asian 0.4%

Black or African American 0.4%

Other race 0.3%

American Indian / Alaska Native 0.1%

Group	Count	%
White	7,351	93%
Two or more races	250	3.2%
Hispanic or Latino	215	2.7%
Asian	32	0.4%
Black or African American	28	0.4%
Other race	25	0.3%
American Indian / Alaska Native	5	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.9%	57.5%	42.6%
$50k – $100k	33.8%	29.5%	31.1%
$100k – $200k	9.2%	11.0%	20.6%
Over $200k	1.1%	2.0%	5.7%

Under $10k 3.7%

$10k–$15k 8.1%

$15k–$25k 11.0%

$25k–$35k 14.3%

$35k–$50k 11.8%

$50k–$75k 23.3%

$75k–$100k 10.0%

$100k–$150k 10.7%

$150k–$200k 4.2%

$200k+ 2.8%

Range	% of households
Under $10k	3.7%
$10k–$15k	8.1%
$15k–$25k	11.0%
$25k–$35k	14.3%
$35k–$50k	11.8%
$50k–$75k	23.3%
$75k–$100k	10.0%
$100k–$150k	10.7%
$150k–$200k	4.2%
$200k+	2.8%
Median income	$50,948

Housing

Home values

Under $50k 13.0%

$50k–$100k 27.7%

$100k–$150k 16.2%

$150k–$200k 12.0%

$200k–$300k 14.7%

$300k–$500k 13.3%

$500k–$1M 2.1%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$130,700
Median rent / month	$739
Owner occupied	83.4%
Renter occupied	16.6%
Vacant	47.9%
Single-family detached	86.1%
Large apartment buildings	0.1%
Mobile homes	10.3%
Median rooms	4.6
Avg household size (owned)	2.02

Year built

Era	%
2020 or later	0.2%
2010–2019	4.4%
2000–2009	11.7%
1990–1999	13.5%
1980–1989	13.8%
1970–1979	22.9%
1960–1969	16.6%
1950–1959	10.4%
1940–1949	4.5%
1939 or earlier	2.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	6.5%
2 bedrooms	41.5%
3 bedrooms	41.2%
4 bedrooms	8.6%
5+ bedrooms	1.1%

Vehicles per household

Vehicles	% of households
No vehicle	8.3%
1 vehicle	33.4%
2 vehicles	40.5%
3 or more	17.9%

Heating fuel

Fuel type	%
Utility gas	75.7%
Electricity	5.4%
Propane / LP gas	12.1%
Wood	3.6%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,774	47.0%
Cohabiting couple	285	7.6%
Male householder, no spouse	865	22.9%
Female householder, no spouse	848	22.5%
Households with children under 18	480	12.7%
Households with seniors (65+)	1,878	49.8%
Average household size	2.01

Marital status

Status	Male	Female
Never married	23.1%	16.1%
Married	51.6%	54.2%
Separated	2.0%	1.2%
Widowed	4.7%	10.9%
Divorced	18.5%	17.6%

Education

Less than 9th grade 1.4%

Some HS, no diploma 8.9%

HS graduate 34.4%

Some college, no degree 28.8%

Associate's degree 10.6%

Bachelor's degree 9.6%

Graduate / professional 6.3%

Metric	%
HS diploma or higher	89.7%
Bachelor's or higher	15.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	64	6.0%
Kindergarten	36	3.4%
Elementary school	368	34.7%
High school	304	28.6%
College / grad school	290	27.3%

Employment

Industry of employment

Education & healthcare 18.8%

Retail trade 17.7%

Manufacturing 10.1%

Construction 8.1%

Other services 7.8%

Professional & management 7.6%

Public administration 7.5%

Arts, food & hospitality 6.7%

Finance & real estate 6.2%

Transportation & utilities 5.1%

Wholesale trade 2.4%

Agriculture & mining 1.5%

Information 0.5%

Occupation

Category	%
Management, business & arts	29.2%
Service	21.2%
Sales & office	24.4%
Natural resources & construction	11.0%
Production & transportation	14.2%

Employment type

Type	%
Private sector	77.4%
Government	13.6%
Self-employed	8.3%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	70.5%
Carpool	13.6%
Public transit	0.1%
Walk	1.8%
Work from home	13.3%
Other means	0.7%
Avg commute (minutes)	27.5

Poverty

All people 17.7%

Under 18 years 23.2%

18 and over 17.0%

Married-couple families 8.6%

Female-led households 34.2%

Income support

Source	% of households
Social Security	57.4%
Retirement income	41.9%
Supplemental Security	7.0%
Cash public assistance	3.0%
Food stamps / SNAP	15.6%

Health indicators

Condition	%
Obesity	38.8%
High blood pressure	42.5%
High cholesterol	40.5%
Diabetes	14.9%
Heart disease	10.4%
Stroke	4.7%
Asthma	11.4%
Arthritis	38.8%
Kidney disease	4.2%
Pulmonary disease	11.8%
Cancer	9.3%

Behavior / access	%
Smoking	22.2%
Binge drinking	15.9%
No physical activity	25.5%
Less than 7 hrs sleep	33.6%
Depression	22.0%
Fair or poor health	19.5%
Poor mental health	15.7%
Poor physical health	14.3%
No health insurance	10.1%
Visited doctor (checkup)	77.0%
Visited dentist	63.2%
Cholesterol screening	92.6%
Teeth loss	15.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	701	10.4%

Disability	%
Any disability	26.5%
Under 18	5.0%
18–64 years	23.1%
65 and over	39.4%

Health insurance coverage

Type	%
Private insurance	62.0%
Public insurance	61.2%
No insurance	5.2%
Uninsured under 19	2.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,465	97.1%
Spanish	90	1.2%
Other Indo-European	6	0.1%
Asian & Pacific Islander	38	0.5%
Other languages	32	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,552	98.2%
Born in same state	7,535	98.0%
Born in different state	6,571	85.4%
Foreign born	17	0.2%
Naturalized citizen	139	1.8%
Not a US citizen	99	71.2%

Ancestry

Ancestry	Count	%
French	1,132	14.7%
Italian	769	10%
Arab	393	5.1%
German	197	2.6%

Ancestry	Count	%
English	152	2%
Irish	40	0.5%
Polish	28	0.4%
Dutch	26	0.3%

Technology access

Metric	% of households
Computer access	49.0%
Internet access	90.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48629

What city is ZIP code 48629 in?

ZIP code 48629 is primarily assigned to Houghton Lake, Michigan.

What county is ZIP code 48629 in?

ZIP code 48629 falls within Roscommon County, Michigan.

Does ZIP code 48629 have an older population?

35% of residents in ZIP code 48629 are 65 or older, above the national average of ~17%.

Does ZIP code 48629 have a large retiree population?

57% of households in ZIP code 48629 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 48629?

18% of residents in ZIP code 48629 live below the poverty line, above the national average.

Is ZIP code 48629 mostly owner-occupied?

83% of occupied units in ZIP code 48629 are owner-occupied, well above the national average.

What timezone is ZIP code 48629 in?

ZIP code 48629 observes the EST timezone.