48651 ZIP Code — Prudenville, MI

Roscommon County, Michigan

ZIP code 48651 is located in Prudenville, Michigan, within Roscommon County. It covers approximately 71.01 square miles and serves a population of 4,369 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48651

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $152,000. Owner-occupancy sits near the national average at 74%.

The gap between median ($41,990) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 23% of residents, above the national average. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (22%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 48651 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, and a significant Social Security-dependent population.

4,369

population

71.01

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48651 ZIP code map

Cities in ZIP code 48651

Below are the cities the US Postal Service accepts for ZIP code 48651. Using any city not on this list may result in mail delivery delays.

City	Status
Prudenville	Preferred

Nearby ZIP codes

48629 Houghton Lake (6.9 mi) 48656 Saint Helen (11.4 mi) 48624 Gladwin (14.4 mi) 48653 Roscommon (15.8 mi) 49667 Merritt (17.8 mi) 49632 Falmouth (17.9 mi) 48625 Harrison (19.1 mi)

Demographics updated 06/2026

Population
Total population	4,369
Population density	62 / sq mi
State FIPS	26
County FIPS	143

Geography
Land area	71.01 sq mi
Water area	2.68 sq mi
Latitude	44.2511
Longitude	-84.6119
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	66.7%	57.5%	42.6%
$50k – $100k	17.3%	29.5%	31.1%
$100k – $200k	12.9%	11.0%	20.6%
Over $200k	3.0%	2.0%	5.7%

Demographics & statistics

4,369

Population

People per sq mi

46.7

Median age

$41,990

Median household income

$31,798

Per capita income

$152,000

Median home value

$821

Median monthly rent

74.4%

Home ownership

23.0%

Poverty rate

5.3%

Unemployment

3,324

Housing units

18.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

181

5–9

169

142

10–14

133

15–19

141

20–24

132

25–34

362

35–44

338

166

45–54

155

123

55–59

116

183

60–64

172

366

65–74

343

220

75–84

206

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	892	20.4%
18 and over	3,477	79.6%
65 and over	1,314	30.1%
Median age	46.7 years

Race & ethnicity

White 91.2%

Two or more races 4.9%

Hispanic or Latino 1.8%

Black or African American 1%

Asian 0.6%

American Indian / Alaska Native 0.4%

Group	Count	%
White	4,061	91.2%
Two or more races	216	4.9%
Hispanic or Latino	82	1.8%
Black or African American	46	1%
Asian	26	0.6%
American Indian / Alaska Native	20	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	66.7%	57.5%	42.6%
$50k – $100k	17.3%	29.5%	31.1%
$100k – $200k	12.9%	11.0%	20.6%
Over $200k	3.0%	2.0%	5.7%

Under $10k 6.3%

$10k–$15k 8.4%

$15k–$25k 13.2%

$25k–$35k 9.4%

$35k–$50k 19.7%

$50k–$75k 13.7%

$75k–$100k 10.3%

$100k–$150k 9.3%

$150k–$200k 6.1%

$200k+ 3.8%

Range	% of households
Under $10k	6.3%
$10k–$15k	8.4%
$15k–$25k	13.2%
$25k–$35k	9.4%
$35k–$50k	19.7%
$50k–$75k	13.7%
$75k–$100k	10.3%
$100k–$150k	9.3%
$150k–$200k	6.1%
$200k+	3.8%
Median income	$41,990

Housing

Home values

Under $50k 8.0%

$50k–$100k 17.2%

$100k–$150k 24.1%

$150k–$200k 16.2%

$200k–$300k 22.2%

$300k–$500k 9.5%

$500k–$1M 1.9%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$152,000
Median rent / month	$821
Owner occupied	74.4%
Renter occupied	25.6%
Vacant	47.2%
Single-family detached	84.8%
Large apartment buildings	0.3%
Mobile homes	10.2%
Median rooms	4.8
Avg household size (owned)	1.87

Year built

Era	%
2020 or later	0.6%
2010–2019	1.4%
2000–2009	8.9%
1990–1999	10.2%
1980–1989	18.9%
1970–1979	27.5%
1960–1969	15.9%
1950–1959	8.2%
1940–1949	4.0%
1939 or earlier	4.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	3.0%
2 bedrooms	41.0%
3 bedrooms	43.2%
4 bedrooms	11.5%
5+ bedrooms	0.5%

Vehicles per household

Vehicles	% of households
No vehicle	12.5%
1 vehicle	42.9%
2 vehicles	32.0%
3 or more	12.6%

Heating fuel

Fuel type	%
Utility gas	74.6%
Electricity	8.4%
Propane / LP gas	12.1%
Wood	3.5%

Households & families

Household type	Count	%
Married-couple family	849	41.8%
Cohabiting couple	136	6.7%
Male householder, no spouse	584	28.8%
Female householder, no spouse	460	22.7%
Households with children under 18	433	21.3%
Households with seniors (65+)	942	46.4%
Average household size	2.15

Marital status

Status	Male	Female
Never married	24.2%	23.4%
Married	51.8%	51.5%
Separated	2.6%	1.2%
Widowed	5.1%	7.6%
Divorced	16.3%	16.3%

Education

Less than 9th grade 1.8%

Some HS, no diploma 4.2%

HS graduate 36.8%

Some college, no degree 27.9%

Associate's degree 10.6%

Bachelor's degree 9.6%

Graduate / professional 9.1%

Metric	%
HS diploma or higher	94.0%
Bachelor's or higher	18.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	57	5.6%
Kindergarten	61	6.0%
Elementary school	493	48.6%
High school	174	17.2%
College / grad school	229	22.6%

Employment

Industry of employment

Education & healthcare 24.6%

Arts, food & hospitality 19.3%

Retail trade 14.5%

Professional & management 13.0%

Transportation & utilities 7.2%

Manufacturing 5.1%

Construction 5.0%

Public administration 3.5%

Other services 2.7%

Finance & real estate 2.6%

Wholesale trade 1.6%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	25.9%
Service	31.6%
Sales & office	23.5%
Natural resources & construction	6.7%
Production & transportation	12.3%

Employment type

Type	%
Private sector	75.6%
Government	14.5%
Self-employed	9.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	69.4%
Carpool	17.6%
Public transit	0.3%
Walk	4.9%
Work from home	5.7%
Other means	2.1%
Avg commute (minutes)	23.7

Poverty

All people 23.0%

Under 18 years 46.0%

18 and over 17.5%

Married-couple families 13.2%

Female-led households 28.2%

Income support

Source	% of households
Social Security	52.8%
Retirement income	35.4%
Supplemental Security	6.5%
Cash public assistance	2.4%
Food stamps / SNAP	13.7%

Health indicators

Condition	%
Obesity	38.8%
High blood pressure	43.8%
High cholesterol	41.9%
Diabetes	15.6%
Heart disease	10.9%
Stroke	4.9%
Asthma	11.4%
Arthritis	40.2%
Kidney disease	4.4%
Pulmonary disease	12.1%
Cancer	9.8%

Behavior / access	%
Smoking	21.6%
Binge drinking	15.0%
No physical activity	25.7%
Less than 7 hrs sleep	33.3%
Depression	21.8%
Fair or poor health	19.8%
Poor mental health	15.3%
Poor physical health	14.5%
No health insurance	9.8%
Visited doctor (checkup)	77.9%
Visited dentist	63.8%
Cholesterol screening	93.2%
Teeth loss	15.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	471	13.5%

Disability	%
Any disability	21.0%
Under 18	1.8%
18–64 years	17.9%
65 and over	39.1%

Health insurance coverage

Type	%
Private insurance	56.0%
Public insurance	62.2%
No insurance	5.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,183	95.7%
Spanish	1	0.0%
Other Indo-European	1	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,252	97.3%
Born in same state	4,250	97.3%
Born in different state	3,734	85.5%
Foreign born	2	0.0%
Naturalized citizen	117	2.7%
Not a US citizen	44	37.6%

Ancestry

Ancestry	Count	%
Italian	517	11.8%
French	502	11.5%
German	405	9.3%
English	261	6%
Arab	165	3.8%

Ancestry	Count	%
Norwegian	65	1.5%
Irish	57	1.3%
Dutch	34	0.8%
Polish	1	0%

Technology access

Metric	% of households
Computer access	46.4%
Internet access	89.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48651

What city is ZIP code 48651 in?

ZIP code 48651 is primarily assigned to Prudenville, Michigan.

What county is ZIP code 48651 in?

ZIP code 48651 falls within Roscommon County, Michigan.

Does ZIP code 48651 have an older population?

30% of residents in ZIP code 48651 are 65 or older, above the national average of ~17%.

Does ZIP code 48651 have a large retiree population?

53% of households in ZIP code 48651 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 48651?

23% of residents in ZIP code 48651 live below the poverty line, above the national average.

Does ZIP code 48651 have a large veteran population?

14% of civilians in ZIP code 48651 are veterans, above the national average of ~7%.

What timezone is ZIP code 48651 in?

ZIP code 48651 observes the EST timezone.