64085 ZIP Code — Richmond, MO

Ray County, Missouri

ZIP code 64085 is located in Richmond, Missouri, within Ray County. It covers approximately 160.40 square miles and serves a population of 8,372 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 816.

About ZIP code 64085

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $152,000. Owner-occupancy sits near the national average at 68%.

Median household income is $65,361. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 64085 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

8,372

population

160.40

sq mi land

Standard

ZIP type

Central (CT)

timezone

64085 ZIP code map

Cities in ZIP code 64085

Below are the cities the US Postal Service accepts for ZIP code 64085. Using any city not on this list may result in mail delivery delays.

City	Status
Richmond	Preferred

Nearby ZIP codes

64084 Rayville (6.4 mi) 64035 Hardin (6.6 mi) 64036 Henrietta (10.2 mi) 64077 Orrick (13.4 mi) 64062 Lawson (13.6 mi) 64024 Excelsior Springs (14.1 mi) 64671 Polo (14.2 mi) 64067 Lexington (14.7 mi) 64637 Cowgill (15.6 mi) 64097 Wellington (16.2 mi) 64668 Norborne (16.9 mi) 64074 Napoleon (17.9 mi)

Demographics updated 05/2026

Population
Total population	8,372
Population density	52 / sq mi
State FIPS	29
County FIPS	177

Geography
Land area	160.40 sq mi
Water area	0.68 sq mi
Latitude	39.3416
Longitude	-93.9572
Timezone	Central (CT)
Area code	816

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.1%	38.7%	43.8%
$50k – $100k	33.4%	37.0%	31.5%
$100k – $200k	21.1%	20.4%	19.5%
Over $200k	1.4%	3.9%	5.2%

Demographics & statistics

8,372

Population

People per sq mi

42.8

Median age

$65,361

Median household income

$34,728

Per capita income

$152,000

Median home value

$800

Median monthly rent

67.5%

Home ownership

15.9%

Poverty rate

3.2%

Unemployment

2,836

Housing units

13.8%

Bachelor's or higher

Age distribution

Male Female

311

Under 5

319

138

5–9

141

315

10–14

325

252

15–19

259

219

20–24

225

447

25–34

459

481

35–44

494

457

45–54

471

308

55–59

317

365

60–64

376

450

65–74

463

244

75–84

251

140

85+

145

← Male

Female →

Age summary

Group	Count	%
Under 18	1,903	22.7%
18 and over	6,469	77.3%
65 and over	1,693	20.2%
Median age	42.8 years

Race & ethnicity

White 91%

Two or more races 2.5%

Hispanic or Latino 2.2%

Black or African American 2%

American Indian / Alaska Native 1.4%

Other race 0.5%

Asian 0.3%

Group	Count	%
White	7,795	91%
Two or more races	215	2.5%
Hispanic or Latino	192	2.2%
Black or African American	174	2%
American Indian / Alaska Native	119	1.4%
Other race	47	0.5%
Asian	22	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.1%	38.7%	43.8%
$50k – $100k	33.4%	37.0%	31.5%
$100k – $200k	21.1%	20.4%	19.5%
Over $200k	1.4%	3.9%	5.2%

Under $10k 4.7%

$10k–$15k 5.7%

$15k–$25k 7.9%

$25k–$35k 10.3%

$35k–$50k 8.4%

$50k–$75k 20.2%

$75k–$100k 14.1%

$100k–$150k 17.7%

$150k–$200k 6.5%

$200k+ 4.7%

Range	% of households
Under $10k	4.7%
$10k–$15k	5.7%
$15k–$25k	7.9%
$25k–$35k	10.3%
$35k–$50k	8.4%
$50k–$75k	20.2%
$75k–$100k	14.1%
$100k–$150k	17.7%
$150k–$200k	6.5%
$200k+	4.7%
Median income	$65,361

Housing

Home values

Under $50k 6.3%

$50k–$100k 22.2%

$100k–$150k 20.9%

$150k–$200k 10.7%

$200k–$300k 24.8%

$300k–$500k 14.1%

$500k–$1M 0.8%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$152,000
Median rent / month	$800
Owner occupied	67.5%
Renter occupied	32.5%
Vacant	12.7%
Single-family detached	79.0%
Large apartment buildings	0.6%
Mobile homes	2.5%
Median rooms	5.6
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	0.2%
2010–2019	3.9%
2000–2009	11.4%
1990–1999	12.7%
1980–1989	12.7%
1970–1979	8.9%
1960–1969	15.0%
1950–1959	17.7%
1940–1949	6.5%
1939 or earlier	11.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	7.5%
2 bedrooms	29.9%
3 bedrooms	47.4%
4 bedrooms	11.9%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	33.5%
2 vehicles	36.8%
3 or more	26.5%

Heating fuel

Fuel type	%
Utility gas	51.6%
Electricity	30.0%
Propane / LP gas	13.0%
Wood	3.1%
Solar	1.4%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	1,608	46.5%
Cohabiting couple	334	9.7%
Male householder, no spouse	574	16.6%
Female householder, no spouse	941	27.2%
Households with children under 18	1,096	31.7%
Households with seniors (65+)	1,148	33.2%
Average household size	2.38

Marital status

Status	Male	Female
Never married	31.6%	20.5%
Married	52.5%	48.4%
Separated	1.0%	0.6%
Widowed	2.9%	14.0%
Divorced	12.0%	16.5%

Education

Less than 9th grade 4.6%

Some HS, no diploma 6.9%

HS graduate 44.8%

Some college, no degree 24.1%

Associate's degree 5.8%

Bachelor's degree 9.5%

Graduate / professional 4.3%

Metric	%
HS diploma or higher	88.5%
Bachelor's or higher	13.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	110	6.8%
Kindergarten	39	2.4%
Elementary school	654	40.6%
High school	588	36.5%
College / grad school	219	13.6%

Employment

Industry of employment

Education & healthcare 24.4%

Manufacturing 17.6%

Retail trade 12.1%

Transportation & utilities 11.5%

Finance & real estate 6.6%

Professional & management 6.1%

Public administration 5.9%

Other services 4.9%

Construction 4.8%

Agriculture & mining 3.0%

Wholesale trade 1.7%

Arts, food & hospitality 1.0%

Information 0.4%

Occupation

Category	%
Management, business & arts	27.8%
Service	14.9%
Sales & office	19.2%
Natural resources & construction	9.4%
Production & transportation	28.7%

Employment type

Type	%
Private sector	81.8%
Government	13.5%
Self-employed	4.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.8%
Carpool	5.0%
Public transit	3.1%
Walk	2.2%
Work from home	5.7%
Other means	0.3%
Avg commute (minutes)	28.1

Poverty

All people 15.9%

Under 18 years 21.7%

18 and over 14.2%

Married-couple families 5.5%

Female-led households 36.6%

Income support

Source	% of households
Social Security	35.1%
Retirement income	29.6%
Supplemental Security	7.3%
Cash public assistance	2.0%
Food stamps / SNAP	9.5%

Health indicators

Condition	%
Obesity	39.6%
High blood pressure	33.3%
High cholesterol	35.6%
Diabetes	11.1%
Heart disease	8.0%
Stroke	3.7%
Asthma	9.8%
Arthritis	29.8%
Kidney disease	3.2%
Pulmonary disease	9.5%
Cancer	7.5%

Behavior / access	%
Smoking	23.2%
Binge drinking	16.5%
No physical activity	29.7%
Less than 7 hrs sleep	34.8%
Depression	24.8%
Fair or poor health	18.1%
Poor mental health	16.1%
Poor physical health	13.0%
No health insurance	17.0%
Visited doctor (checkup)	73.0%
Visited dentist	53.4%
Cholesterol screening	87.9%
Teeth loss	19.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	569	8.8%

Disability	%
Any disability	14.6%
Under 18	2.4%
18–64 years	11.4%
65 and over	39.4%

Health insurance coverage

Type	%
Private insurance	71.7%
Public insurance	36.4%
No insurance	10.1%
Uninsured under 19	2.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,742	92.5%
Spanish	56	0.7%
Other Indo-European	38	0.5%
Asian & Pacific Islander	0	0.0%
Other languages	18	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,312	99.3%
Born in same state	8,209	98.1%
Born in different state	6,248	74.6%
Foreign born	103	1.2%
Naturalized citizen	60	0.7%
Not a US citizen	60	100.0%

Ancestry

Ancestry	Count	%
Arab	915	10.9%
Italian	757	9%
French	645	7.7%
English	44	0.5%

Ancestry	Count	%
Polish	26	0.3%
Dutch	17	0.2%
Norwegian	16	0.2%

Technology access

Metric	% of households
Computer access	41.3%
Internet access	94.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64085

What city is ZIP code 64085 in?

ZIP code 64085 is primarily assigned to Richmond, Missouri.

What county is ZIP code 64085 in?

ZIP code 64085 falls within Ray County, Missouri.

How educated is the population of ZIP code 64085?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 64085?

16% of residents in ZIP code 64085 live below the poverty line, above the national average.

What is the typical home value in ZIP code 64085?

The median home value in ZIP code 64085 is $152,000.

Does ZIP code 64085 have a large retiree population?

35% of households in ZIP code 64085 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 64085 in?

ZIP code 64085 observes the CST timezone.