64074 ZIP Code — Napoleon, MO

Lafayette County, Missouri

ZIP code 64074 is located in Napoleon, Missouri, within Lafayette County. It covers approximately 20.75 square miles and serves a population of 741 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 816.

About ZIP code 64074

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $297,500. Owner-occupancy sits near the national average at 73%.

The gap between median ($70,000) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 67% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with public administration as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

741

population

20.75

sq mi land

Standard

ZIP type

Central (CT)

timezone

64074 ZIP code map

Cities in ZIP code 64074

Below are the cities the US Postal Service accepts for ZIP code 64074. Using any city not on this list may result in mail delivery delays.

City	Status
Napoleon	Preferred

Nearby ZIP codes

64097 Wellington (4.4 mi) 64075 Oak Grove (7.2 mi) 64016 Buckner (7.7 mi) 64088 Sibley (7.8 mi) 64011 Bates City (9.6 mi) 64077 Orrick (9.9 mi) 64036 Henrietta (10 mi) 64029 Grain Valley (11.2 mi) 64029 Grain Valley (11.2 mi) 64076 Odessa (11.5 mi) 64014 Blue Springs (11.9 mi) 64067 Lexington (12.6 mi)

Demographics updated 05/2026

Population
Total population	741
Population density	36 / sq mi
State FIPS	29
County FIPS	107

Geography
Land area	20.75 sq mi
Water area	0.23 sq mi
Latitude	39.0964
Longitude	-94.0645
Timezone	Central (CT)
Area code	816

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.3%	41.0%	43.8%
$50k – $100k	47.7%	32.0%	31.5%
$100k – $200k	13.3%	22.6%	19.5%
Over $200k	13.7%	4.5%	5.2%

Demographics & statistics

741

Population

People per sq mi

51.3

Median age

$70,000

Median household income

$42,630

Per capita income

$297,500

Median home value

$1,658

Median monthly rent

73.0%

Home ownership

2.8%

Poverty rate

0.8%

Unemployment

191

Housing units

25.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	205	27.7%
18 and over	536	72.3%
65 and over	194	26.2%
Median age	51.3 years

Race & ethnicity

White 95.1%

Native Hawaiian / Pacific Islander 2.1%

Hispanic or Latino 1.1%

Two or more races 1.1%

American Indian / Alaska Native 0.7%

Group	Count	%
White	712	95.1%
Native Hawaiian / Pacific Islander	16	2.1%
Hispanic or Latino	8	1.1%
Two or more races	8	1.1%
American Indian / Alaska Native	5	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.3%	41.0%	43.8%
$50k – $100k	47.7%	32.0%	31.5%
$100k – $200k	13.3%	22.6%	19.5%
Over $200k	13.7%	4.5%	5.2%

Under $10k 0.8%

$10k–$15k 2.4%

$15k–$25k 1.6%

$25k–$35k 8.5%

$35k–$50k 12.5%

$50k–$75k 27.0%

$75k–$100k 12.1%

$100k–$150k 14.5%

$150k–$200k 6.9%

$200k+ 13.7%

Range	% of households
Under $10k	0.8%
$10k–$15k	2.4%
$15k–$25k	1.6%
$25k–$35k	8.5%
$35k–$50k	12.5%
$50k–$75k	27.0%
$75k–$100k	12.1%
$100k–$150k	14.5%
$150k–$200k	6.9%
$200k+	13.7%
Median income	$70,000

Housing

Home values

Under $50k 1.7%

$50k–$100k 6.1%

$100k–$150k 21.0%

$150k–$200k 14.4%

$200k–$300k 7.2%

$300k–$500k 43.1%

$500k–$1M 6.6%

Housing overview

Metric	Value
Median home value	$297,500
Median rent / month	$1,658
Owner occupied	73.0%
Renter occupied	27.0%
Vacant	3.9%
Single-family detached	86.8%
Large apartment buildings	0.0%
Mobile homes	8.5%
Median rooms	6.4
Avg household size (owned)	2.08

Year built

Era	%
2020 or later	0.0%
2010–2019	3.1%
2000–2009	14.3%
1990–1999	17.8%
1980–1989	15.5%
1970–1979	18.6%
1960–1969	5.4%
1950–1959	1.9%
1940–1949	1.6%
1939 or earlier	21.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.5%
2 bedrooms	17.1%
3 bedrooms	30.6%
4 bedrooms	43.0%
5+ bedrooms	5.8%

Vehicles per household

Vehicles	% of households
No vehicle	1.2%
1 vehicle	35.5%
2 vehicles	35.1%
3 or more	28.2%

Heating fuel

Fuel type	%
Utility gas	10.1%
Electricity	44.4%
Propane / LP gas	36.7%
Wood	8.9%

Households & families

Household type	Count	%
Married-couple family	124	50.0%
Cohabiting couple	11	4.4%
Male householder, no spouse	63	25.4%
Female householder, no spouse	50	20.2%
Households with children under 18	55	22.2%
Households with seniors (65+)	133	53.6%
Average household size	2.99

Marital status

Status	Male	Female
Never married	13.1%	11.1%
Married	41.0%	60.2%
Separated	0.6%	0.0%
Widowed	4.3%	11.1%
Divorced	41.0%	17.7%

Education

Less than 9th grade 0.6%

Some HS, no diploma 4.6%

HS graduate 53.3%

Some college, no degree 12.0%

Associate's degree 4.4%

Bachelor's degree 17.1%

Graduate / professional 8.0%

Metric	%
HS diploma or higher	94.9%
Bachelor's or higher	25.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	104	82.5%
High school	18	14.3%
College / grad school	4	3.2%

Employment

Industry of employment

Transportation & utilities 20.3%

Public administration 15.9%

Construction 10.2%

Retail trade 9.3%

Education & healthcare 9.3%

Wholesale trade 8.1%

Manufacturing 7.3%

Professional & management 6.5%

Arts, food & hospitality 3.7%

Finance & real estate 3.3%

Information 2.8%

Other services 2.4%

Agriculture & mining 0.8%

Occupation

Category	%
Management, business & arts	29.7%
Service	13.4%
Sales & office	19.1%
Natural resources & construction	13.4%
Production & transportation	24.4%

Employment type

Type	%
Private sector	80.1%
Government	17.9%
Self-employed	2.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.7%
Carpool	6.1%
Public transit	0.0%
Walk	0.8%
Work from home	6.1%
Other means	7.3%
Avg commute (minutes)	29.6

Poverty

All people 2.8%

Under 18 years 0.0%

18 and over 3.9%

Married-couple families 3.2%

Female-led households 0.0%

Income support

Source	% of households
Social Security	66.5%
Retirement income	29.0%
Supplemental Security	12.5%
Cash public assistance	0.0%
Food stamps / SNAP	12.5%

Health indicators

Condition	%
Obesity	40.2%
High blood pressure	34.4%
High cholesterol	37.0%
Diabetes	11.7%
Heart disease	8.1%
Stroke	3.6%
Asthma	9.5%
Arthritis	29.9%
Kidney disease	3.2%
Pulmonary disease	9.3%
Cancer	7.5%

Behavior / access	%
Smoking	21.9%
Binge drinking	16.5%
No physical activity	30.1%
Less than 7 hrs sleep	32.9%
Depression	23.2%
Fair or poor health	17.4%
Poor mental health	15.2%
Poor physical health	12.7%
No health insurance	14.7%
Visited doctor (checkup)	73.7%
Visited dentist	57.2%
Cholesterol screening	88.9%
Teeth loss	19.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	22	4.1%

Disability	%
Any disability	18.4%
Under 18	0.0%
18–64 years	32.2%
65 and over	13.4%

Health insurance coverage

Type	%
Private insurance	57.6%
Public insurance	63.2%
No insurance	3.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	657	88.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	741	100.0%
Born in same state	741	100.0%
Born in different state	358	48.3%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	86	11.6%
Arab	40	5.4%
Italian	25	3.4%

Ancestry	Count	%
German	5	0.7%
Dutch	5	0.7%

Technology access

Metric	% of households
Computer access	33.5%
Internet access	90.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64074

What city is ZIP code 64074 in?

ZIP code 64074 is primarily assigned to Napoleon, Missouri.

What county is ZIP code 64074 in?

ZIP code 64074 falls within Lafayette County, Missouri.

Does ZIP code 64074 have a large retiree population?

67% of households in ZIP code 64074 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 64074 have an older population?

26% of residents in ZIP code 64074 are 65 or older, above the national average of ~17%.

What is the population of ZIP code 64074?

ZIP code 64074 has an estimated population of 741 residents, with a density of 36 people per square mile.

What is the typical home value in ZIP code 64074?

The median home value in ZIP code 64074 is $297,500.

What timezone is ZIP code 64074 in?

ZIP code 64074 observes the CST timezone.