64671 ZIP Code — Polo, MO

Caldwell County, Missouri

ZIP code 64671 is located in Polo, Missouri, within Caldwell County. It covers approximately 92.76 square miles and serves a population of 1,937 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660/816.

About ZIP code 64671

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $148,700. Owner-occupancy is high at 88%, well above the national average.

Median household income is $57,868. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 17% of civilians, above the national average of 7%.

Overall, ZIP code 64671 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,937

population

92.76

sq mi land

Standard

ZIP type

Central (CT)

timezone

64671 ZIP code map

Cities in ZIP code 64671

Below are the cities the US Postal Service accepts for ZIP code 64671. Using any city not on this list may result in mail delivery delays.

City	Status
Polo	Acceptable
Polo	Preferred

Nearby ZIP codes

64062 Lawson (7.4 mi) 64637 Cowgill (8.5 mi) 64650 Kingston (8.6 mi) 64084 Rayville (9.4 mi) 64465 Lathrop (11.3 mi) 64493 Turney (12.8 mi) 64085 Richmond (14.2 mi) 64644 Hamilton (14.8 mi) 64024 Excelsior Springs (16.1 mi) 64048 Holt (16.1 mi) 64624 Braymer (17.4 mi) 64649 Kidder (17.7 mi)

Demographics updated 05/2026

Population
Total population	1,937
Population density	21 / sq mi
State FIPS	29
County FIPS	025

Geography
Land area	92.76 sq mi
Water area	0.38 sq mi
Latitude	39.5258
Longitude	-94.0769
Timezone	Central (CT)
Area code	660/816

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.8%	48.7%	43.8%
$50k – $100k	44.1%	34.7%	31.5%
$100k – $200k	8.4%	15.0%	19.5%
Over $200k	3.7%	1.5%	5.2%

Demographics & statistics

1,937

Population

People per sq mi

44.5

Median age

$57,868

Median household income

$35,422

Per capita income

$148,700

Median home value

$658

Median monthly rent

87.6%

Home ownership

13.2%

Poverty rate

2.1%

Unemployment

1,001

Housing units

14.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

114

25–34

35–44

107

45–54

55–59

119

60–64

134

65–74

111

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	485	25.0%
18 and over	1,452	75.0%
65 and over	419	21.6%
Median age	44.5 years

Race & ethnicity

White 93.8%

Two or more races 2.9%

American Indian / Alaska Native 2.2%

Asian 0.5%

Hispanic or Latino 0.3%

Other race 0.2%

Black or African American 0.2%

Group	Count	%
White	1,821	93.8%
Two or more races	57	2.9%
American Indian / Alaska Native	43	2.2%
Asian	9	0.5%
Hispanic or Latino	5	0.3%
Other race	4	0.2%
Black or African American	3	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.8%	48.7%	43.8%
$50k – $100k	44.1%	34.7%	31.5%
$100k – $200k	8.4%	15.0%	19.5%
Over $200k	3.7%	1.5%	5.2%

Under $10k 8.0%

$10k–$15k 3.7%

$15k–$25k 7.7%

$25k–$35k 9.8%

$35k–$50k 11.4%

$50k–$75k 20.3%

$75k–$100k 18.5%

$100k–$150k 10.6%

$150k–$200k 4.4%

$200k+ 5.6%

Range	% of households
Under $10k	8.0%
$10k–$15k	3.7%
$15k–$25k	7.7%
$25k–$35k	9.8%
$35k–$50k	11.4%
$50k–$75k	20.3%
$75k–$100k	18.5%
$100k–$150k	10.6%
$150k–$200k	4.4%
$200k+	5.6%
Median income	$57,868

Housing

Home values

Under $50k 16.2%

$50k–$100k 13.8%

$100k–$150k 20.6%

$150k–$200k 19.3%

$200k–$300k 8.5%

$300k–$500k 16.1%

$500k–$1M 5.5%

Housing overview

Metric	Value
Median home value	$148,700
Median rent / month	$658
Owner occupied	87.6%
Renter occupied	12.4%
Vacant	26.5%
Single-family detached	76.6%
Large apartment buildings	0.0%
Mobile homes	20.8%
Median rooms	5.7
Avg household size (owned)	2.39

Year built

Era	%
2020 or later	2.7%
2010–2019	3.5%
2000–2009	18.1%
1990–1999	15.2%
1980–1989	11.4%
1970–1979	15.0%
1960–1969	8.9%
1950–1959	3.2%
1940–1949	3.8%
1939 or earlier	18.3%

Bedrooms

Size	% of units
No bedroom (studio)	3.5%
1 bedroom	4.4%
2 bedrooms	25.3%
3 bedrooms	48.0%
4 bedrooms	13.5%
5+ bedrooms	5.4%

Vehicles per household

Vehicles	% of households
No vehicle	5.1%
1 vehicle	24.0%
2 vehicles	35.8%
3 or more	35.1%

Heating fuel

Fuel type	%
Utility gas	7.3%
Electricity	25.5%
Propane / LP gas	54.4%
Wood	10.1%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	419	51.8%
Cohabiting couple	29	3.6%
Male householder, no spouse	224	27.7%
Female householder, no spouse	137	16.9%
Households with children under 18	242	29.9%
Households with seniors (65+)	314	38.8%
Average household size	2.38

Marital status

Status	Male	Female
Never married	22.7%	14.6%
Married	50.5%	61.0%
Separated	1.4%	2.7%
Widowed	6.6%	7.9%
Divorced	18.9%	13.7%

Education

Less than 9th grade 1.9%

Some HS, no diploma 8.1%

HS graduate 47.7%

Some college, no degree 21.1%

Associate's degree 6.4%

Bachelor's degree 10.8%

Graduate / professional 3.9%

Metric	%
HS diploma or higher	90.0%
Bachelor's or higher	14.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	38	9.4%
Kindergarten	8	2.0%
Elementary school	159	39.4%
High school	134	33.2%
College / grad school	65	16.1%

Employment

Industry of employment

Manufacturing 18.5%

Education & healthcare 15.3%

Transportation & utilities 14.4%

Retail trade 14.1%

Construction 8.0%

Other services 5.6%

Public administration 5.3%

Professional & management 5.1%

Wholesale trade 4.0%

Arts, food & hospitality 3.5%

Agriculture & mining 3.3%

Finance & real estate 2.9%

Information 0.1%

Occupation

Category	%
Management, business & arts	23.5%
Service	13.3%
Sales & office	22.5%
Natural resources & construction	19.0%
Production & transportation	21.7%

Employment type

Type	%
Private sector	79.5%
Government	12.8%
Self-employed	7.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	90.7%
Carpool	3.4%
Public transit	0.0%
Walk	0.7%
Work from home	5.2%
Other means	0.0%
Avg commute (minutes)	39.0

Poverty

All people 13.2%

Under 18 years 16.6%

18 and over 12.1%

Married-couple families 5.5%

Female-led households 23.9%

Income support

Source	% of households
Social Security	44.5%
Retirement income	31.5%
Supplemental Security	6.6%
Cash public assistance	6.6%
Food stamps / SNAP	8.5%

Health indicators

Condition	%
Obesity	41.0%
High blood pressure	35.7%
High cholesterol	37.3%
Diabetes	13.0%
Heart disease	8.8%
Stroke	4.0%
Asthma	9.9%
Arthritis	32.3%
Kidney disease	3.5%
Pulmonary disease	10.5%
Cancer	7.5%

Behavior / access	%
Smoking	23.3%
Binge drinking	16.2%
No physical activity	28.6%
Less than 7 hrs sleep	36.6%
Depression	24.2%
Fair or poor health	19.4%
Poor mental health	15.8%
Poor physical health	14.0%
No health insurance	16.1%
Visited doctor (checkup)	73.9%
Visited dentist	53.1%
Cholesterol screening	89.0%
Teeth loss	20.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	249	17.1%

Disability	%
Any disability	17.1%
Under 18	4.1%
18–64 years	16.2%
65 and over	34.4%

Health insurance coverage

Type	%
Private insurance	70.4%
Public insurance	37.8%
No insurance	6.1%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,762	91.0%
Spanish	1	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	1	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,927	99.5%
Born in same state	1,924	99.3%
Born in different state	1,421	73.4%
Foreign born	3	0.2%
Naturalized citizen	10	0.5%
Not a US citizen	7	70.0%

Ancestry

Ancestry	Count	%
Arab	337	17.4%
Italian	217	11.2%
French	204	10.5%

Ancestry	Count	%
English	45	2.3%
Polish	6	0.3%

Technology access

Metric	% of households
Computer access	41.8%
Internet access	88.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64671

What city is ZIP code 64671 in?

ZIP code 64671 is primarily assigned to Polo, Missouri.

What county is ZIP code 64671 in?

ZIP code 64671 falls within Caldwell County, Missouri.

Is ZIP code 64671 mostly owner-occupied?

88% of occupied units in ZIP code 64671 are owner-occupied, well above the national average.

Does ZIP code 64671 have a large retiree population?

45% of households in ZIP code 64671 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 64671?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 64671 have a large veteran population?

17% of civilians in ZIP code 64671 are veterans, above the national average of ~7%.

What timezone is ZIP code 64671 in?

ZIP code 64671 observes the CST timezone.