64048 ZIP Code — Holt, MO

Clay County, Missouri

ZIP code 64048 is located in Holt, Missouri, within Clay County. It covers approximately 45.77 square miles and serves a population of 4,461 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 816.

About ZIP code 64048

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $289,100. Owner-occupancy is high at 91%, well above the national average.

The gap between median ($96,149) and mean household income suggests income inequality — a small number of higher earners pull the average up. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

Educational attainment is near the national average, with 28% of residents holding a bachelor's degree or higher.

Overall, ZIP code 64048 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,461

population

45.77

sq mi land

Standard

ZIP type

Central (CT)

timezone

64048 ZIP code map

Cities in ZIP code 64048

Below are the cities the US Postal Service accepts for ZIP code 64048. Using any city not on this list may result in mail delivery delays.

City	Status
Holt	Preferred

Nearby ZIP codes

64060 Kearney (4.5 mi) 64465 Lathrop (8 mi) 64062 Lawson (9.9 mi) 64492 Trimble (10.1 mi) 64167 Kansas City (10.5 mi) 64024 Excelsior Springs (11 mi) 64477 Plattsburg (11.9 mi) 64089 Smithville (12 mi) 64068 Liberty (12 mi) 64166 Kansas City (12.1 mi) 64157 Kansas City (12.6 mi) 64493 Turney (13.3 mi)

Demographics updated 05/2026

Population
Total population	4,461
Population density	97 / sq mi
State FIPS	29
County FIPS	047

Geography
Land area	45.77 sq mi
Water area	0.09 sq mi
Latitude	39.4396
Longitude	-94.3569
Timezone	Central (CT)
Area code	816

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	12.3%	33.6%	43.8%
$50k – $100k	49.7%	34.3%	31.5%
$100k – $200k	32.0%	26.4%	19.5%
Over $200k	6.0%	5.7%	5.2%

Demographics & statistics

4,461

Population

People per sq mi

37.3

Median age

$96,149

Median household income

$39,070

Per capita income

$289,100

Median home value

$920

Median monthly rent

91.1%

Home ownership

1.5%

Poverty rate

2.1%

Unemployment

1,481

Housing units

28.3%

Bachelor's or higher

Age distribution

Male Female

146

Under 5

126

116

5–9

101

181

10–14

157

211

15–19

182

189

20–24

163

252

25–34

218

254

35–44

221

409

45–54

354

115

55–59

100

204

60–64

176

169

65–74

147

122

75–84

105

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,032	23.1%
18 and over	3,429	76.9%
65 and over	586	13.1%
Median age	37.3 years

Race & ethnicity

White 93.8%

Two or more races 4%

Hispanic or Latino 0.9%

Black or African American 0.6%

American Indian / Alaska Native 0.3%

Other race 0.3%

Asian 0.1%

Group	Count	%
White	4,223	93.8%
Two or more races	181	4%
Hispanic or Latino	41	0.9%
Black or African American	28	0.6%
American Indian / Alaska Native	13	0.3%
Other race	13	0.3%
Asian	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	12.3%	33.6%	43.8%
$50k – $100k	49.7%	34.3%	31.5%
$100k – $200k	32.0%	26.4%	19.5%
Over $200k	6.0%	5.7%	5.2%

Under $10k 0.9%

$10k–$15k 2.1%

$15k–$25k 3.3%

$25k–$35k 0.7%

$35k–$50k 8.5%

$50k–$75k 14.2%

$75k–$100k 24.6%

$100k–$150k 12.9%

$150k–$200k 24.0%

$200k+ 8.9%

Range	% of households
Under $10k	0.9%
$10k–$15k	2.1%
$15k–$25k	3.3%
$25k–$35k	0.7%
$35k–$50k	8.5%
$50k–$75k	14.2%
$75k–$100k	24.6%
$100k–$150k	12.9%
$150k–$200k	24.0%
$200k+	8.9%
Median income	$96,149

Housing

Home values

Under $50k 0.7%

$50k–$100k 1.5%

$100k–$150k 5.3%

$150k–$200k 14.8%

$200k–$300k 32.0%

$300k–$500k 37.4%

$500k–$1M 6.5%

$1M+ 1.8%

Housing overview

Metric	Value
Median home value	$289,100
Median rent / month	$920
Owner occupied	91.1%
Renter occupied	8.9%
Vacant	14.1%
Single-family detached	96.8%
Large apartment buildings	0.2%
Mobile homes	0.2%
Median rooms	6.5
Avg household size (owned)	3.31

Year built

Era	%
2020 or later	0.7%
2010–2019	4.9%
2000–2009	6.0%
1990–1999	25.1%
1980–1989	16.1%
1970–1979	26.5%
1960–1969	8.9%
1950–1959	4.1%
1940–1949	5.0%
1939 or earlier	2.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	2.4%
2 bedrooms	9.9%
3 bedrooms	53.8%
4 bedrooms	24.4%
5+ bedrooms	9.2%

Vehicles per household

Vehicles	% of households
No vehicle	0.5%
1 vehicle	10.3%
2 vehicles	30.9%
3 or more	58.3%

Heating fuel

Fuel type	%
Utility gas	13.8%
Electricity	35.9%
Propane / LP gas	46.1%
Wood	3.4%

Households & families

Household type	Count	%
Married-couple family	1,026	74.5%
Cohabiting couple	43	3.1%
Male householder, no spouse	166	12.1%
Female householder, no spouse	142	10.3%
Households with children under 18	470	34.1%
Households with seniors (65+)	371	26.9%
Average household size	3.24

Marital status

Status	Male	Female
Never married	36.3%	26.3%
Married	56.3%	64.1%
Separated	0.3%	0.0%
Widowed	0.8%	3.8%
Divorced	6.3%	5.8%

Education

Less than 9th grade 1.0%

Some HS, no diploma 1.3%

HS graduate 36.9%

Some college, no degree 25.6%

Associate's degree 6.9%

Bachelor's degree 21.5%

Graduate / professional 6.8%

Metric	%
HS diploma or higher	97.7%
Bachelor's or higher	28.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	69	5.3%
Kindergarten	50	3.8%
Elementary school	454	34.7%
High school	449	34.3%
College / grad school	286	21.9%

Employment

Industry of employment

Education & healthcare 19.8%

Manufacturing 14.4%

Retail trade 13.9%

Construction 10.2%

Transportation & utilities 8.4%

Arts, food & hospitality 7.9%

Professional & management 7.1%

Other services 5.9%

Wholesale trade 4.1%

Public administration 4.1%

Finance & real estate 3.0%

Agriculture & mining 0.7%

Information 0.4%

Occupation

Category	%
Management, business & arts	30.5%
Service	11.9%
Sales & office	25.1%
Natural resources & construction	11.2%
Production & transportation	21.3%

Employment type

Type	%
Private sector	77.2%
Government	11.0%
Self-employed	11.7%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	85.7%
Carpool	2.6%
Public transit	0.0%
Walk	0.1%
Work from home	9.8%
Other means	1.8%
Avg commute (minutes)	31.3

Poverty

All people 1.5%

Under 18 years 1.0%

18 and over 1.6%

Married-couple families 0.1%

Female-led households 5.7%

Income support

Source	% of households
Social Security	30.9%
Retirement income	29.2%
Supplemental Security	1.2%
Cash public assistance	0.1%
Food stamps / SNAP	3.3%

Health indicators

Condition	%
Obesity	34.8%
High blood pressure	30.3%
High cholesterol	35.2%
Diabetes	9.7%
Heart disease	6.3%
Stroke	2.7%
Asthma	9.1%
Arthritis	26.9%
Kidney disease	2.6%
Pulmonary disease	7.0%
Cancer	6.9%

Behavior / access	%
Smoking	18.9%
Binge drinking	17.9%
No physical activity	21.9%
Less than 7 hrs sleep	32.5%
Depression	23.0%
Fair or poor health	13.1%
Poor mental health	14.3%
Poor physical health	10.4%
No health insurance	12.6%
Visited doctor (checkup)	75.2%
Visited dentist	67.4%
Cholesterol screening	91.2%
Teeth loss	12.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	299	8.7%

Disability	%
Any disability	11.1%
Under 18	0.9%
18–64 years	10.4%
65 and over	32.6%

Health insurance coverage

Type	%
Private insurance	88.4%
Public insurance	17.7%
No insurance	3.1%
Uninsured under 19	0.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,189	93.9%
Spanish	1	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	1	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,379	98.2%
Born in same state	4,322	96.9%
Born in different state	3,073	68.9%
Foreign born	57	1.3%
Naturalized citizen	82	1.8%
Not a US citizen	78	95.1%

Ancestry

Ancestry	Count	%
Arab	511	11.5%
French	501	11.2%
Italian	300	6.7%
English	144	3.2%

Ancestry	Count	%
Polish	36	0.8%
Irish	8	0.2%
Dutch	8	0.2%

Technology access

Metric	% of households
Computer access	30.9%
Internet access	92.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64048

What city is ZIP code 64048 in?

ZIP code 64048 is primarily assigned to Holt, Missouri.

What county is ZIP code 64048 in?

ZIP code 64048 falls within Clay County, Missouri.

Is ZIP code 64048 mostly owner-occupied?

91% of occupied units in ZIP code 64048 are owner-occupied, well above the national average.

What is the population of ZIP code 64048?

ZIP code 64048 has an estimated population of 4,461 residents, with a density of 97 people per square mile.

What is the median household income in ZIP code 64048?

The median household income in ZIP code 64048 is $96,149, above the national median of ~$75,000.

What is the typical home value in ZIP code 64048?

The median home value in ZIP code 64048 is $289,100.

What timezone is ZIP code 64048 in?

ZIP code 64048 observes the CST timezone.