64089 ZIP Code — Smithville, MO
Clay County, Missouri
ZIP code 64089 is located in Smithville, Missouri, within Clay County. It covers approximately 60.91 square miles and serves a population of 13,818 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 816.
About ZIP code 64089
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $277,900. Owner-occupancy is high at 85%, well above the national average.
Median household income is $94,007. The poverty rate of 6% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.
Educational attainment is near the national average, with 31% of residents holding a bachelor's degree or higher.
13,818
population
60.91
sq mi land
Standard
ZIP type
Central (CT)
timezone
64089 ZIP code map
Cities in ZIP code 64089
Below are the cities the US Postal Service accepts for ZIP code 64089. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Smithville | Acceptable |
| Smithville | Preferred |
Nearby ZIP codes
64165 Kansas City (5 mi)
64492 Trimble (5.7 mi)
64164 Kansas City (6 mi)
64166 Kansas City (6 mi)
64167 Kansas City (7 mi)
64155 Kansas City (7.2 mi)
64444 Edgerton (7.5 mi)
64163 Kansas City (8.1 mi)
64156 Kansas City (8.5 mi)
64154 Kansas City (8.6 mi)
64018 Camden Point (9.1 mi)
64157 Kansas City (9.8 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 13,818 |
| Population density | 227 / sq mi |
| State FIPS | 29 |
| County FIPS | 047 |
| Geography | |
|---|---|
| Land area | 60.91 sq mi |
| Water area | 5.46 sq mi |
| Latitude | 39.3940 |
| Longitude | -94.5734 |
| Timezone | Central (CT) |
| Area code | 816 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 22.0% | 33.6% | 43.8% |
| $50k – $100k | 40.6% | 34.3% | 31.5% |
| $100k – $200k | 31.3% | 26.4% | 19.5% |
| Over $200k | 6.1% | 5.7% | 5.2% |
Demographics & statistics
13,818
Population
227
People per sq mi
38.0
Median age
$94,007
Median household income
$42,476
Per capita income
$277,900
Median home value
$1,115
Median monthly rent
85.2%
Home ownership
6.0%
Poverty rate
0.5%
Unemployment
4,454
Housing units
31.2%
Bachelor's or higher
Age distribution
Male
Female
624
Under 5
660
445
5–9
470
391
10–14
413
505
15–19
533
350
20–24
370
609
25–34
643
981
35–44
1,036
733
45–54
775
624
55–59
660
494
60–64
522
580
65–74
614
294
75–84
311
88
85+
93
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,829 | 27.7% |
| 18 and over | 9,989 | 72.3% |
| 65 and over | 1,980 | 14.3% |
| Median age | 38.0 years | |
Race & ethnicity
White
92.8%
Two or more races
4.3%
Hispanic or Latino
1.4%
Asian
0.7%
Black or African American
0.4%
Other race
0.3%
American Indian / Alaska Native
0.2%
| Group | Count | % |
|---|---|---|
| White | 13,004 | 92.8% |
| Two or more races | 600 | 4.3% |
| Hispanic or Latino | 198 | 1.4% |
| Asian | 97 | 0.7% |
| Black or African American | 51 | 0.4% |
| Other race | 42 | 0.3% |
| American Indian / Alaska Native | 24 | 0.2% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 22.0% | 33.6% | 43.8% |
| $50k – $100k | 40.6% | 34.3% | 31.5% |
| $100k – $200k | 31.3% | 26.4% | 19.5% |
| Over $200k | 6.1% | 5.7% | 5.2% |
Under $10k
2.6%
$10k–$15k
1.2%
$15k–$25k
5.4%
$25k–$35k
1.4%
$35k–$50k
7.2%
$50k–$75k
16.6%
$75k–$100k
18.8%
$100k–$150k
25.2%
$150k–$200k
12.0%
$200k+
9.7%
| Range | % of households |
|---|---|
| Under $10k | 2.6% |
| $10k–$15k | 1.2% |
| $15k–$25k | 5.4% |
| $25k–$35k | 1.4% |
| $35k–$50k | 7.2% |
| $50k–$75k | 16.6% |
| $75k–$100k | 18.8% |
| $100k–$150k | 25.2% |
| $150k–$200k | 12.0% |
| $200k+ | 9.7% |
| Median income | $94,007 |
Housing
Home values
Under $50k
2.9%
$50k–$100k
0.5%
$100k–$150k
4.6%
$150k–$200k
13.3%
$200k–$300k
35.3%
$300k–$500k
30.1%
$500k–$1M
11.0%
$1M+
2.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $277,900 |
| Median rent / month | $1,115 |
| Owner occupied | 85.2% |
| Renter occupied | 14.8% |
| Vacant | 4.2% |
| Single-family detached | 85.4% |
| Large apartment buildings | 0.0% |
| Mobile homes | 0.1% |
| Median rooms | 6.6 |
| Avg household size (owned) | 2.81 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 11.3% |
| 2000–2009 | 22.6% |
| 1990–1999 | 29.3% |
| 1980–1989 | 9.1% |
| 1970–1979 | 6.8% |
| 1960–1969 | 7.5% |
| 1950–1959 | 6.7% |
| 1940–1949 | 3.3% |
| 1939 or earlier | 3.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.2% |
| 1 bedroom | 2.3% |
| 2 bedrooms | 16.0% |
| 3 bedrooms | 46.5% |
| 4 bedrooms | 29.3% |
| 5+ bedrooms | 5.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.0% |
| 1 vehicle | 16.8% |
| 2 vehicles | 46.5% |
| 3 or more | 33.7% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 34.5% |
| Electricity | 50.3% |
| Propane / LP gas | 13.3% |
| Wood | 0.5% |
| Solar | 0.8% |
| No fuel used | 0.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 3,309 | 66.6% |
| Cohabiting couple | 257 | 5.2% |
| Male householder, no spouse | 476 | 9.6% |
| Female householder, no spouse | 930 | 18.7% |
| Households with children under 18 | 2,046 | 41.2% |
| Households with seniors (65+) | 1,305 | 26.2% |
| Average household size | 2.77 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 25.4% | 21.1% |
| Married | 66.1% | 60.5% |
| Separated | 0.2% | 0.5% |
| Widowed | 2.7% | 6.8% |
| Divorced | 5.7% | 11.1% |
Education
Less than 9th grade
0.8%
Some HS, no diploma
2.7%
HS graduate
30.9%
Some college, no degree
21.5%
Associate's degree
13.0%
Bachelor's degree
21.4%
Graduate / professional
9.8%
| Metric | % |
|---|---|
| HS diploma or higher | 96.6% |
| Bachelor's or higher | 31.2% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 257 | 7.7% |
| Kindergarten | 174 | 5.2% |
| Elementary school | 1,359 | 40.9% |
| High school | 986 | 29.7% |
| College / grad school | 543 | 16.4% |
Employment
Industry of employment
Education & healthcare
20.9%
Retail trade
16.5%
Manufacturing
14.5%
Professional & management
9.2%
Finance & real estate
7.7%
Transportation & utilities
6.2%
Construction
5.6%
Wholesale trade
4.8%
Arts, food & hospitality
4.8%
Public administration
3.5%
Other services
3.4%
Information
1.7%
Agriculture & mining
1.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 37.6% |
| Service | 12.4% |
| Sales & office | 20.6% |
| Natural resources & construction | 9.5% |
| Production & transportation | 19.9% |
Employment type
| Type | % |
|---|---|
| Private sector | 87.5% |
| Government | 8.5% |
| Self-employed | 3.8% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 82.4% |
| Carpool | 5.2% |
| Public transit | 0.0% |
| Walk | 1.5% |
| Work from home | 10.3% |
| Other means | 0.6% |
| Avg commute (minutes) | 28.1 |
Poverty
All people
6.0%
Under 18 years
7.7%
18 and over
5.4%
Married-couple families
4.1%
Female-led households
2.8%
Income support
| Source | % of households |
|---|---|
| Social Security | 29.5% |
| Retirement income | 26.0% |
| Supplemental Security | 1.4% |
| Cash public assistance | 0.3% |
| Food stamps / SNAP | 2.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 32.9% |
| High blood pressure | 27.8% |
| High cholesterol | 32.3% |
| Diabetes | 8.6% |
| Heart disease | 5.6% |
| Stroke | 2.5% |
| Asthma | 9.2% |
| Arthritis | 24.8% |
| Kidney disease | 2.4% |
| Pulmonary disease | 6.3% |
| Cancer | 6.3% |
| Behavior / access | % |
|---|---|
| Smoking | 18.5% |
| Binge drinking | 19.1% |
| No physical activity | 20.6% |
| Less than 7 hrs sleep | 32.7% |
| Depression | 23.5% |
| Fair or poor health | 12.1% |
| Poor mental health | 14.7% |
| Poor physical health | 9.8% |
| No health insurance | 12.5% |
| Visited doctor (checkup) | 73.4% |
| Visited dentist | 67.0% |
| Cholesterol screening | 90.2% |
| Teeth loss | 13.0% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 980 | 9.9% |
| Disability | % |
|---|---|
| Any disability | 9.2% |
| Under 18 | 1.1% |
| 18–64 years | 6.4% |
| 65 and over | 36.2% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 86.2% |
| Public insurance | 18.1% |
| No insurance | 5.5% |
| Uninsured under 19 | 10.7% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 12,534 | 90.7% |
| Spanish | 45 | 0.4% |
| Other Indo-European | 7 | 0.1% |
| Asian & Pacific Islander | 18 | 0.1% |
| Other languages | 20 | 0.2% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 13,714 | 99.2% |
| Born in same state | 13,712 | 99.2% |
| Born in different state | 8,972 | 64.9% |
| Foreign born | 2 | 0.0% |
| Naturalized citizen | 104 | 0.8% |
| Not a US citizen | 95 | 91.3% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 3,131 | 22.7% |
| Italian | 1,578 | 11.4% |
| Arab | 1,083 | 7.8% |
| Polish | 255 | 1.8% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 62 | 0.4% |
| German | 53 | 0.4% |
| English | 35 | 0.3% |
| Irish | 20 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 36.0% |
| Internet access | 98.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 64089
What city is ZIP code 64089 in?
ZIP code 64089 is primarily assigned to Smithville, Missouri.
What county is ZIP code 64089 in?
ZIP code 64089 falls within Clay County, Missouri.
Is ZIP code 64089 mostly owner-occupied?
85% of occupied units in ZIP code 64089 are owner-occupied, well above the national average.
Does ZIP code 64089 have a large veteran population?
10% of civilians in ZIP code 64089 are veterans, above the national average of ~7%.
What is the population of ZIP code 64089?
ZIP code 64089 has an estimated population of 13,818 residents, with a density of 227 people per square mile.
What is the median household income in ZIP code 64089?
The median household income in ZIP code 64089 is $94,007, above the national median of ~$75,000.
What timezone is ZIP code 64089 in?
ZIP code 64089 observes the CST timezone.