64637 ZIP Code — Cowgill, MO

Caldwell County, Missouri

ZIP code 64637 is located in Cowgill, Missouri, within Caldwell County. It covers approximately 72.85 square miles and serves a population of 559 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.

About ZIP code 64637

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $137,500. Owner-occupancy is high at 76%, well above the national average.

Median household income is $60,250. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 64637 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

559

population

72.85

sq mi land

Standard

ZIP type

Central (CT)

timezone

64637 ZIP code map

Cities in ZIP code 64637

Below are the cities the US Postal Service accepts for ZIP code 64637. Using any city not on this list may result in mail delivery delays.

City	Status
Cowgill	Preferred

Nearby ZIP codes

64671 Polo (8.5 mi) 64624 Braymer (9.1 mi) 64650 Kingston (10.6 mi) 64644 Hamilton (11.4 mi) 64656 Ludlow (13.5 mi) 64084 Rayville (14.1 mi) 64625 Breckenridge (14.9 mi) 64062 Lawson (15.5 mi) 64085 Richmond (15.6 mi) 64035 Hardin (16.9 mi) 64649 Kidder (18.1 mi) 64638 Dawn (18.9 mi)

Demographics updated 05/2026

Population
Total population	559
Population density	8 / sq mi
State FIPS	29
County FIPS	025

Geography
Land area	72.85 sq mi
Water area	0.31 sq mi
Latitude	39.5669
Longitude	-93.9272
Timezone	Central (CT)
Area code	660

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.8%	48.7%	43.8%
$50k – $100k	45.8%	34.7%	31.5%
$100k – $200k	6.5%	15.0%	19.5%
Over $200k	0.9%	1.5%	5.2%

Demographics & statistics

559

Population

People per sq mi

41.1

Median age

$60,250

Median household income

$26,609

Per capita income

$137,500

Median home value

$548

Median monthly rent

76.2%

Home ownership

16.8%

Poverty rate

7.0%

Unemployment

232

Housing units

13.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	148	26.5%
18 and over	411	73.5%
65 and over	130	23.3%
Median age	41.1 years

Race & ethnicity

White 86.4%

Two or more races 4.9%

Hispanic or Latino 4.8%

Other race 2%

Asian 1.2%

American Indian / Alaska Native 0.7%

Group	Count	%
White	507	86.4%
Two or more races	29	4.9%
Hispanic or Latino	28	4.8%
Other race	12	2%
Asian	7	1.2%
American Indian / Alaska Native	4	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.8%	48.7%	43.8%
$50k – $100k	45.8%	34.7%	31.5%
$100k – $200k	6.5%	15.0%	19.5%
Over $200k	0.9%	1.5%	5.2%

Under $10k 3.1%

$10k–$15k 9.9%

$15k–$25k 5.4%

$25k–$35k 7.2%

$35k–$50k 10.8%

$50k–$75k 28.7%

$75k–$100k 17.5%

$100k–$150k 12.1%

$150k–$200k 2.2%

$200k+ 3.1%

Range	% of households
Under $10k	3.1%
$10k–$15k	9.9%
$15k–$25k	5.4%
$25k–$35k	7.2%
$35k–$50k	10.8%
$50k–$75k	28.7%
$75k–$100k	17.5%
$100k–$150k	12.1%
$150k–$200k	2.2%
$200k+	3.1%
Median income	$60,250

Housing

Home values

Under $50k 20.6%

$50k–$100k 24.1%

$100k–$150k 5.9%

$150k–$200k 15.3%

$200k–$300k 26.5%

$300k–$500k 5.3%

$500k–$1M 1.8%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$137,500
Median rent / month	$548
Owner occupied	76.2%
Renter occupied	23.8%
Vacant	21.8%
Single-family detached	77.2%
Large apartment buildings	0.4%
Mobile homes	14.4%
Median rooms	5.6
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	1.8%
2010–2019	4.6%
2000–2009	18.6%
1990–1999	6.7%
1980–1989	10.2%
1970–1979	14.0%
1960–1969	7.0%
1950–1959	3.5%
1940–1949	4.2%
1939 or earlier	29.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	7.0%
2 bedrooms	29.5%
3 bedrooms	44.9%
4 bedrooms	14.4%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	8.1%
1 vehicle	18.4%
2 vehicles	36.3%
3 or more	37.2%

Heating fuel

Fuel type	%
Utility gas	0.4%
Electricity	37.2%
Propane / LP gas	52.9%
Fuel oil	0.4%
Wood	5.8%

Households & families

Household type	Count	%
Married-couple family	113	50.7%
Cohabiting couple	18	8.1%
Male householder, no spouse	57	25.6%
Female householder, no spouse	35	15.7%
Households with children under 18	73	32.7%
Households with seniors (65+)	88	39.5%
Average household size	2.51

Marital status

Status	Male	Female
Never married	26.5%	19.7%
Married	54.4%	55.4%
Separated	1.8%	0.0%
Widowed	4.9%	16.0%
Divorced	12.4%	8.9%

Education

Less than 9th grade 4.3%

Some HS, no diploma 5.1%

HS graduate 52.7%

Some college, no degree 19.3%

Associate's degree 5.6%

Bachelor's degree 8.0%

Graduate / professional 5.1%

Metric	%
HS diploma or higher	90.6%
Bachelor's or higher	13.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	1	0.8%
Kindergarten	3	2.5%
Elementary school	87	72.5%
High school	25	20.8%
College / grad school	4	3.3%

Employment

Industry of employment

Manufacturing 18.1%

Education & healthcare 12.8%

Agriculture & mining 11.9%

Retail trade 11.5%

Construction 9.7%

Professional & management 7.1%

Transportation & utilities 6.6%

Arts, food & hospitality 6.2%

Information 4.9%

Other services 4.0%

Finance & real estate 3.1%

Wholesale trade 2.2%

Public administration 1.8%

Occupation

Category	%
Management, business & arts	26.5%
Service	12.8%
Sales & office	22.1%
Natural resources & construction	24.3%
Production & transportation	14.2%

Employment type

Type	%
Private sector	84.1%
Government	7.5%
Self-employed	8.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	64.1%
Carpool	20.2%
Public transit	0.0%
Walk	4.0%
Work from home	7.6%
Other means	4.0%
Avg commute (minutes)	31.1

Poverty

All people 16.8%

Under 18 years 8.8%

18 and over 19.7%

Married-couple families 13.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	44.8%
Retirement income	31.4%
Supplemental Security	3.6%
Cash public assistance	6.3%
Food stamps / SNAP	8.5%

Health indicators

Condition	%
Obesity	41.0%
High blood pressure	36.5%
High cholesterol	37.8%
Diabetes	13.3%
Heart disease	9.1%
Stroke	4.0%
Asthma	9.5%
Arthritis	32.9%
Kidney disease	3.5%
Pulmonary disease	10.5%
Cancer	7.9%

Behavior / access	%
Smoking	22.8%
Binge drinking	16.2%
No physical activity	28.3%
Less than 7 hrs sleep	36.4%
Depression	23.5%
Fair or poor health	19.0%
Poor mental health	15.2%
Poor physical health	13.7%
No health insurance	16.1%
Visited doctor (checkup)	74.2%
Visited dentist	53.8%
Cholesterol screening	89.4%
Teeth loss	18.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	30	7.3%

Disability	%
Any disability	15.6%
Under 18	1.4%
18–64 years	9.6%
65 and over	44.6%

Health insurance coverage

Type	%
Private insurance	61.7%
Public insurance	51.9%
No insurance	12.9%
Uninsured under 19	12.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	532	95.2%
Spanish	5	0.9%
Other Indo-European	1	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	4	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	555	99.3%
Born in same state	555	99.3%
Born in different state	394	70.5%
Foreign born	0	0.0%
Naturalized citizen	4	0.7%
Not a US citizen	2	50.0%

Ancestry

Ancestry	Count	%
Arab	69	12.3%
Italian	63	11.3%
French	61	10.9%

Ancestry	Count	%
English	9	1.6%
Polish	7	1.3%

Technology access

Metric	% of households
Computer access	39.9%
Internet access	88.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64637

What city is ZIP code 64637 in?

ZIP code 64637 is primarily assigned to Cowgill, Missouri.

What county is ZIP code 64637 in?

ZIP code 64637 falls within Caldwell County, Missouri.

How educated is the population of ZIP code 64637?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 64637 have a large retiree population?

45% of households in ZIP code 64637 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 64637?

17% of residents in ZIP code 64637 live below the poverty line, above the national average.

What is the typical home value in ZIP code 64637?

The median home value in ZIP code 64637 is $137,500.

What timezone is ZIP code 64637 in?

ZIP code 64637 observes the CST timezone.