ZipCodesToGo
Missouri ZIP Codes
Livingston County
Ludlow, MO
64656
64656 ZIP Code — Ludlow, MO
Livingston County, Missouri
ZIP code 64656 is located in
Ludlow ,
Missouri ,
within Livingston County .
It covers approximately 21.42 square miles and serves a population of
222 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 660 .
About ZIP code 64656
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $94,500. Owner-occupancy sits near the national average at 71%.
Median household income is $51,667. Poverty affects 20% of residents, above the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.
College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.
Notable community characteristics include disability rates above the national average at 23%.
Overall, ZIP code 64656 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and a significant Social Security-dependent population.
64656 ZIP code map
View map of 64656
Cities in ZIP code 64656
Below are the cities the US Postal Service accepts for ZIP code 64656. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
222
Population density
10 / sq mi
State FIPS
29
County FIPS
117
Geography
Land area
21.42 sq mi
Water area
0.00 sq mi
Latitude
39.6554
Longitude
-93.7002
Timezone
Central (CT)
Area code
660
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
56.7%
48.5%
43.8%
$50k – $100k
22.0%
35.3%
31.5%
$100k – $200k
21.3%
13.0%
19.5%
Over $200k
0.0%
3.2%
5.2%
Demographics & statistics
$51,667
Median household income
17.3%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 48 21.6% 18 and over 174 78.4% 65 and over 36 16.2% Median age 40.9 years
Race & ethnicity
Group Count % White 220 98.7% Two or more races 2 0.9% Hispanic or Latino 1 0.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
56.7%
48.5%
43.8%
$50k – $100k
22.0%
35.3%
31.5%
$100k – $200k
21.3%
13.0%
19.5%
Over $200k
0.0%
3.2%
5.2%
Range % of households Under $10k 6.0% $10k–$15k 18.0% $15k–$25k 13.0% $25k–$35k 7.0% $35k–$50k 2.0% $50k–$75k 24.0% $75k–$100k 11.0% $100k–$150k 19.0% Median income $51,667
Housing
Housing overview
Metric Value Median home value $94,500 Median rent / month $589 Owner occupied 71.0% Renter occupied 29.0% Vacant 30.1% Single-family detached 76.2% Large apartment buildings 0.0% Mobile homes 12.6% Median rooms 5.5 Avg household size (owned) 2.11
Year built
Era % 2020 or later 0.0% 2010–2019 9.8% 2000–2009 9.1% 1990–1999 7.0% 1980–1989 0.7% 1970–1979 11.2% 1960–1969 21.0% 1950–1959 2.8% 1940–1949 0.0% 1939 or earlier 38.5%
Bedrooms
Size % of units No bedroom (studio) 7.7% 1 bedroom 4.9% 2 bedrooms 23.8% 3 bedrooms 52.4% 4 bedrooms 9.8% 5+ bedrooms 1.4%
Vehicles per household
Vehicles % of households No vehicle 3.0% 1 vehicle 33.0% 2 vehicles 45.0% 3 or more 19.0%
Heating fuel
Fuel type % Utility gas 9.0% Electricity 29.0% Propane / LP gas 51.0% Wood 11.0%
Households & families
Household type Count % Married-couple family 55 55.0% Cohabiting couple 6 6.0% Male householder, no spouse 24 24.0% Female householder, no spouse 15 15.0% Households with children under 18 33 33.0% Households with seniors (65+) 31 31.0% Average household size 2.22
Marital status
Status Male Female Never married 25.2% 4.0% Married 60.7% 70.7% Separated 0.0% 0.0% Widowed 0.9% 13.3% Divorced 13.1% 12.0%
Education
Some HS, no diploma
19.1%
Some college, no degree
4.9%
Graduate / professional
4.3%
Metric % HS diploma or higher 76.5% Bachelor's or higher 17.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 19 57.6% High school 11 33.3% College / grad school 3 9.1%
Employment
Industry of employment
Education & healthcare
62.8%
Public administration
7.7%
Transportation & utilities
2.6%
Occupation
Category % Management, business & arts 50.0% Service 14.1% Sales & office 16.7% Natural resources & construction 14.1% Production & transportation 5.1%
Employment type
Type % Private sector 59.0% Government 35.9% Self-employed 5.1% Unpaid family workers 0.0%
Commute
Method % Drive alone 55.1% Carpool 43.6% Public transit 0.0% Walk 0.0% Work from home 1.3% Other means 0.0% Avg commute (minutes) 27.4
Poverty
Married-couple families
9.1%
Female-led households
100.0%
Income support
Source % of households Social Security 32.0% Retirement income 20.0% Supplemental Security 19.0% Cash public assistance 3.0% Food stamps / SNAP 14.0%
Health indicators
Condition % Obesity 36.4% High blood pressure 34.6% High cholesterol 37.0% Diabetes 11.2% Heart disease 8.6% Stroke 3.6% Asthma 9.2% Arthritis 30.2% Kidney disease 3.2% Pulmonary disease 9.0% Cancer 8.1%
Behavior / access % Smoking 19.8% Binge drinking 17.1% No physical activity 26.3% Less than 7 hrs sleep 33.0% Depression 22.9% Fair or poor health 16.6% Poor mental health 14.9% Poor physical health 11.9% No health insurance 15.0% Visited doctor (checkup) 74.8% Visited dentist 58.2% Cholesterol screening 88.8% Teeth loss 18.3%
Veterans & disability
Veterans Count % Civilian veterans 15 8.6%
Disability % Any disability 23.0% Under 18 0.0% 18–64 years 26.1% 65 and over 41.7%
Health insurance coverage
Type % Private insurance 71.2% Public insurance 53.2% No insurance 3.2% Uninsured under 19 2.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 207 93.2% Spanish 1 0.5% Other Indo-European 1 0.5% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 212 95.5% Born in same state 212 95.5% Born in different state 163 73.4% Foreign born 0 0.0% Naturalized citizen 10 4.5% Not a US citizen 10 100.0%
Ancestry
Ancestry Count % Arab 30 13.5% French 14 6.3% German 9 4.1%
Ancestry Count % Italian 7 3.2% English 4 1.8% Polish 3 1.4%
Technology access
Metric % of households Computer access 45.0% Internet access 78.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 64656
What city is ZIP code 64656 in?
ZIP code 64656 is primarily assigned to Ludlow, Missouri.
What county is ZIP code 64656 in?
ZIP code 64656 falls within Livingston County, Missouri.
What is the poverty rate in ZIP code 64656?
20% of residents in ZIP code 64656 live below the poverty line, above the national average.
What is the typical home value in ZIP code 64656?
The median home value in ZIP code 64656 is $94,500.
What is the population of ZIP code 64656?
ZIP code 64656 has an estimated population of 222 residents, with a density of 10 people per square mile.
What is the median household income in ZIP code 64656?
The median household income in ZIP code 64656 is $51,667, below the national median of ~$75,000.
What timezone is ZIP code 64656 in?
ZIP code 64656 observes the CST timezone.
Need the complete ZIP code database?
Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →
