48463 ZIP Code — Otisville, MI

Genesee County, Michigan

ZIP code 48463 is located in Otisville, Michigan, within Genesee County. It covers approximately 33.35 square miles and serves a population of 4,440 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 810.

About ZIP code 48463

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $175,900. Owner-occupancy is high at 90%, well above the national average.

Median household income is $69,600. The poverty rate of 7% is below the national average. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 48463 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

4,440

population

33.35

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48463 ZIP code map

Cities in ZIP code 48463

Below are the cities the US Postal Service accepts for ZIP code 48463. Using any city not on this list may result in mail delivery delays.

City	Status
Otisville	Preferred

Nearby ZIP codes

48464 Otter Lake (6.9 mi) 48421 Columbiaville (7.5 mi) 48506 Flint (8.1 mi) 48746 Millington (8.2 mi) 48458 Mount Morris (8.2 mi) 48423 Davison (8.3 mi) 48420 Clio (8.9 mi) 48509 Burton (10.1 mi) 48505 Flint (10.5 mi) 48435 Fostoria (10.9 mi) 48446 Lapeer (12.5 mi) 48519 Burton (12.8 mi)

Demographics updated 06/2026

Population
Total population	4,440
Population density	133 / sq mi
State FIPS	26
County FIPS	049

Geography
Land area	33.35 sq mi
Water area	0.42 sq mi
Latitude	43.1614
Longitude	-83.5299
Timezone	Eastern (ET)
Area code	810

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.7%	48.8%	42.6%
$50k – $100k	41.1%	30.0%	31.1%
$100k – $200k	24.0%	17.4%	20.6%
Over $200k	1.3%	3.8%	5.7%

Demographics & statistics

4,440

Population

133

People per sq mi

46.1

Median age

$69,600

Median household income

$33,073

Per capita income

$175,900

Median home value

$841

Median monthly rent

90.0%

Home ownership

7.2%

Poverty rate

4.8%

Unemployment

1,698

Housing units

19.9%

Bachelor's or higher

Age distribution

Male Female

119

Under 5

119

104

5–9

103

151

10–14

151

144

15–19

143

20–24

194

25–34

193

308

35–44

307

250

45–54

248

178

55–59

177

173

60–64

171

374

65–74

371

124

75–84

123

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	939	21.1%
18 and over	3,501	78.9%
65 and over	1,049	23.6%
Median age	46.1 years

Race & ethnicity

White 94.1%

Two or more races 1.9%

Asian 1.9%

Black or African American 1.1%

Hispanic or Latino 0.6%

Other race 0.4%

Group	Count	%
White	4,204	94.1%
Two or more races	86	1.9%
Asian	84	1.9%
Black or African American	47	1.1%
Hispanic or Latino	27	0.6%
Other race	19	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.7%	48.8%	42.6%
$50k – $100k	41.1%	30.0%	31.1%
$100k – $200k	24.0%	17.4%	20.6%
Over $200k	1.3%	3.8%	5.7%

Under $10k 1.1%

$10k–$15k 4.6%

$15k–$25k 6.7%

$25k–$35k 7.3%

$35k–$50k 10.6%

$50k–$75k 24.5%

$75k–$100k 12.1%

$100k–$150k 24.3%

$150k–$200k 5.8%

$200k+ 3.0%

Range	% of households
Under $10k	1.1%
$10k–$15k	4.6%
$15k–$25k	6.7%
$25k–$35k	7.3%
$35k–$50k	10.6%
$50k–$75k	24.5%
$75k–$100k	12.1%
$100k–$150k	24.3%
$150k–$200k	5.8%
$200k+	3.0%
Median income	$69,600

Housing

Home values

Under $50k 8.5%

$50k–$100k 12.7%

$100k–$150k 19.2%

$150k–$200k 26.0%

$200k–$300k 24.8%

$300k–$500k 6.9%

$500k–$1M 1.9%

Housing overview

Metric	Value
Median home value	$175,900
Median rent / month	$841
Owner occupied	90.0%
Renter occupied	10.0%
Vacant	6.8%
Single-family detached	87.1%
Large apartment buildings	0.3%
Mobile homes	7.6%
Median rooms	6.1
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	0.0%
2010–2019	1.9%
2000–2009	6.9%
1990–1999	15.1%
1980–1989	10.7%
1970–1979	21.6%
1960–1969	12.3%
1950–1959	11.3%
1940–1949	2.3%
1939 or earlier	17.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.3%
2 bedrooms	18.4%
3 bedrooms	68.1%
4 bedrooms	10.3%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.5%
1 vehicle	17.3%
2 vehicles	48.5%
3 or more	30.8%

Heating fuel

Fuel type	%
Utility gas	54.8%
Electricity	12.2%
Propane / LP gas	26.7%
Fuel oil	1.9%
Wood	3.9%

Households & families

Household type	Count	%
Married-couple family	1,086	62.2%
Cohabiting couple	83	4.8%
Male householder, no spouse	233	13.3%
Female householder, no spouse	344	19.7%
Households with children under 18	459	26.3%
Households with seniors (65+)	713	40.8%
Average household size	2.54

Marital status

Status	Male	Female
Never married	23.6%	21.3%
Married	61.0%	59.2%
Separated	2.4%	0.9%
Widowed	3.1%	10.9%
Divorced	9.9%	7.5%

Education

Less than 9th grade 0.5%

Some HS, no diploma 8.2%

HS graduate 33.5%

Some college, no degree 24.5%

Associate's degree 13.4%

Bachelor's degree 13.4%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	91.3%
Bachelor's or higher	19.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	44	5.3%
Kindergarten	40	4.8%
Elementary school	349	42.3%
High school	284	34.4%
College / grad school	108	13.1%

Employment

Industry of employment

Manufacturing 19.6%

Education & healthcare 18.2%

Professional & management 13.0%

Arts, food & hospitality 13.0%

Construction 12.6%

Retail trade 7.0%

Wholesale trade 4.4%

Transportation & utilities 3.7%

Finance & real estate 3.0%

Other services 2.6%

Public administration 1.4%

Information 0.9%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	30.7%
Service	14.4%
Sales & office	17.0%
Natural resources & construction	14.0%
Production & transportation	24.0%

Employment type

Type	%
Private sector	89.7%
Government	7.3%
Self-employed	3.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.5%
Carpool	4.4%
Public transit	0.0%
Walk	3.4%
Work from home	5.8%
Other means	0.9%
Avg commute (minutes)	32.9

Poverty

All people 7.2%

Under 18 years 11.2%

18 and over 6.2%

Married-couple families 0.6%

Female-led households 26.9%

Income support

Source	% of households
Social Security	51.1%
Retirement income	43.6%
Supplemental Security	6.1%
Cash public assistance	1.4%
Food stamps / SNAP	9.5%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	35.9%
High cholesterol	38.0%
Diabetes	11.8%
Heart disease	7.1%
Stroke	3.3%
Asthma	11.3%
Arthritis	32.8%
Kidney disease	3.0%
Pulmonary disease	8.5%
Cancer	7.2%

Behavior / access	%
Smoking	21.7%
Binge drinking	18.9%
No physical activity	22.9%
Less than 7 hrs sleep	37.3%
Depression	23.9%
Fair or poor health	15.7%
Poor mental health	16.8%
Poor physical health	11.9%
No health insurance	9.2%
Visited doctor (checkup)	74.6%
Visited dentist	70.7%
Cholesterol screening	92.0%
Teeth loss	12.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	237	6.8%

Disability	%
Any disability	17.0%
Under 18	3.3%
18–64 years	15.7%
65 and over	32.1%

Health insurance coverage

Type	%
Private insurance	77.8%
Public insurance	39.2%
No insurance	4.8%
Uninsured under 19	2.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,202	94.6%
Spanish	12	0.3%
Other Indo-European	7	0.2%
Asian & Pacific Islander	5	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,423	99.6%
Born in same state	4,406	99.2%
Born in different state	3,966	89.3%
Foreign born	17	0.4%
Naturalized citizen	17	0.4%
Not a US citizen	17	100.0%

Ancestry

Ancestry	Count	%
French	539	12.1%
Arab	528	11.9%
Italian	384	8.6%
German	70	1.6%
Irish	65	1.5%

Ancestry	Count	%
Polish	35	0.8%
English	23	0.5%
Dutch	14	0.3%
Norwegian	9	0.2%

Technology access

Metric	% of households
Computer access	39.3%
Internet access	93.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48463

What city is ZIP code 48463 in?

ZIP code 48463 is primarily assigned to Otisville, Michigan.

What county is ZIP code 48463 in?

ZIP code 48463 falls within Genesee County, Michigan.

Does ZIP code 48463 have a large retiree population?

51% of households in ZIP code 48463 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 48463 mostly owner-occupied?

90% of occupied units in ZIP code 48463 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 48463?

The median home value in ZIP code 48463 is $175,900.

What is the population of ZIP code 48463?

ZIP code 48463 has an estimated population of 4,440 residents, with a density of 133 people per square mile.

What timezone is ZIP code 48463 in?

ZIP code 48463 observes the EST timezone.