48435 ZIP Code — Fostoria, MI

Tuscola County, Michigan

ZIP code 48435 is located in Fostoria, Michigan, within Tuscola County. It covers approximately 26.09 square miles and serves a population of 2,589 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48435

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $140,100. Owner-occupancy is high at 94%, well above the national average.

Median household income is $82,083. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. An above-average commute of 42 minutes suggests many residents work outside the immediate area.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 48435 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

2,589

population

26.09

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48435 ZIP code map

Cities in ZIP code 48435

Below are the cities the US Postal Service accepts for ZIP code 48435. Using any city not on this list may result in mail delivery delays.

City	Status
Fostoria	Preferred

Nearby ZIP codes

48464 Otter Lake (4 mi) 48760 Silverwood (5.7 mi) 48461 North Branch (6 mi) 48421 Columbiaville (6.4 mi) 48744 Mayville (8.2 mi) 48463 Otisville (10.9 mi) 48727 Clifford (11.3 mi) 48746 Millington (11.4 mi) 48446 Lapeer (12.4 mi) 48741 Kingston (13.4 mi) 48768 Vassar (14.5 mi) 48412 Attica (14.6 mi)

Demographics updated 06/2026

Population
Total population	2,589
Population density	99 / sq mi
State FIPS	26
County FIPS	157

Geography
Land area	26.09 sq mi
Water area	0.16 sq mi
Latitude	43.2342
Longitude	-83.3371
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.0%	47.8%	42.6%
$50k – $100k	38.9%	34.2%	31.1%
$100k – $200k	23.1%	15.9%	20.6%
Over $200k	1.0%	2.1%	5.7%

Demographics & statistics

2,589

Population

People per sq mi

36.7

Median age

$82,083

Median household income

$31,051

Per capita income

$140,100

Median home value

$1,241

Median monthly rent

94.2%

Home ownership

9.4%

Poverty rate

6.4%

Unemployment

860

Housing units

9.7%

Bachelor's or higher

Age distribution

Male Female

115

Under 5

109

145

5–9

136

10–14

15–19

20–24

129

25–34

122

205

35–44

193

118

45–54

112

129

55–59

122

60–64

152

65–74

143

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	647	25.0%
18 and over	1,942	75.0%
65 and over	392	15.1%
Median age	36.7 years

Race & ethnicity

White 94.2%

Two or more races 3.1%

Hispanic or Latino 2.4%

Asian 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	2,500	94.2%
Two or more races	81	3.1%
Hispanic or Latino	64	2.4%
Asian	5	0.2%
American Indian / Alaska Native	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.0%	47.8%	42.6%
$50k – $100k	38.9%	34.2%	31.1%
$100k – $200k	23.1%	15.9%	20.6%
Over $200k	1.0%	2.1%	5.7%

Under $10k 4.3%

$10k–$15k 0.7%

$15k–$25k 4.1%

$25k–$35k 8.9%

$35k–$50k 11.2%

$50k–$75k 11.5%

$75k–$100k 28.7%

$100k–$150k 22.3%

$150k–$200k 6.6%

$200k+ 1.6%

Range	% of households
Under $10k	4.3%
$10k–$15k	0.7%
$15k–$25k	4.1%
$25k–$35k	8.9%
$35k–$50k	11.2%
$50k–$75k	11.5%
$75k–$100k	28.7%
$100k–$150k	22.3%
$150k–$200k	6.6%
$200k+	1.6%
Median income	$82,083

Housing

Home values

Under $50k 4.6%

$50k–$100k 15.9%

$100k–$150k 35.1%

$150k–$200k 21.6%

$200k–$300k 14.2%

$300k–$500k 1.3%

$500k–$1M 6.1%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$140,100
Median rent / month	$1,241
Owner occupied	94.2%
Renter occupied	5.8%
Vacant	4.0%
Single-family detached	91.5%
Large apartment buildings	0.0%
Mobile homes	7.8%
Median rooms	6.1
Avg household size (owned)	3.02

Year built

Era	%
2020 or later	0.0%
2010–2019	0.3%
2000–2009	7.8%
1990–1999	32.5%
1980–1989	6.7%
1970–1979	10.9%
1960–1969	6.5%
1950–1959	4.6%
1940–1949	12.6%
1939 or earlier	18.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.2%
2 bedrooms	18.4%
3 bedrooms	54.2%
4 bedrooms	24.9%
5+ bedrooms	0.2%

Vehicles per household

Vehicles	% of households
No vehicle	1.8%
1 vehicle	14.3%
2 vehicles	35.2%
3 or more	48.7%

Heating fuel

Fuel type	%
Utility gas	26.6%
Electricity	3.4%
Propane / LP gas	58.6%
Fuel oil	5.6%
Wood	4.9%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	536	61.3%
Cohabiting couple	115	13.1%
Male householder, no spouse	157	17.9%
Female householder, no spouse	67	7.7%
Households with children under 18	260	29.7%
Households with seniors (65+)	266	30.4%
Average household size	2.96

Marital status

Status	Male	Female
Never married	22.3%	35.8%
Married	56.4%	53.4%
Separated	0.2%	1.9%
Widowed	5.2%	5.0%
Divorced	16.0%	3.9%

Education

Less than 9th grade 0.7%

Some HS, no diploma 7.2%

HS graduate 54.7%

Some college, no degree 23.6%

Associate's degree 4.2%

Bachelor's degree 8.1%

Graduate / professional 1.6%

Metric	%
HS diploma or higher	92.1%
Bachelor's or higher	9.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	55	8.1%
Kindergarten	29	4.3%
Elementary school	292	43.2%
High school	79	11.7%
College / grad school	221	32.7%

Employment

Industry of employment

Education & healthcare 20.6%

Manufacturing 19.5%

Retail trade 13.9%

Construction 10.2%

Professional & management 9.3%

Finance & real estate 7.3%

Transportation & utilities 6.0%

Other services 4.8%

Agriculture & mining 3.9%

Wholesale trade 2.2%

Public administration 1.8%

Information 0.6%

Occupation

Category	%
Management, business & arts	21.6%
Service	23.4%
Sales & office	21.9%
Natural resources & construction	14.3%
Production & transportation	18.9%

Employment type

Type	%
Private sector	84.5%
Government	4.0%
Self-employed	10.2%
Unpaid family workers	1.2%

Commute

Method	%
Drive alone	89.1%
Carpool	4.9%
Public transit	1.7%
Walk	1.2%
Work from home	3.1%
Other means	0.0%
Avg commute (minutes)	41.6

Poverty

All people 9.4%

Under 18 years 7.3%

18 and over 10.1%

Married-couple families 4.3%

Female-led households 34.6%

Income support

Source	% of households
Social Security	34.6%
Retirement income	36.6%
Supplemental Security	1.7%
Cash public assistance	0.5%
Food stamps / SNAP	9.0%

Health indicators

Condition	%
Obesity	37.4%
High blood pressure	34.5%
High cholesterol	34.9%
Diabetes	11.0%
Heart disease	7.0%
Stroke	3.2%
Asthma	10.9%
Arthritis	30.7%
Kidney disease	2.9%
Pulmonary disease	8.4%
Cancer	6.8%

Behavior / access	%
Smoking	22.3%
Binge drinking	19.4%
No physical activity	22.6%
Less than 7 hrs sleep	35.8%
Depression	22.5%
Fair or poor health	15.2%
Poor mental health	16.9%
Poor physical health	11.6%
No health insurance	10.0%
Visited doctor (checkup)	73.6%
Visited dentist	67.6%
Cholesterol screening	90.9%
Teeth loss	13.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	105	5.4%

Disability	%
Any disability	16.3%
Under 18	0.6%
18–64 years	15.5%
65 and over	45.2%

Health insurance coverage

Type	%
Private insurance	62.5%
Public insurance	49.4%
No insurance	9.7%
Uninsured under 19	0.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,365	91.3%
Spanish	5	0.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	5	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,585	99.8%
Born in same state	2,577	99.5%
Born in different state	2,396	92.5%
Foreign born	8	0.3%
Naturalized citizen	4	0.2%
Not a US citizen	4	100.0%

Ancestry

Ancestry	Count	%
Arab	300	11.6%
Italian	221	8.5%
French	213	8.2%
German	93	3.6%

Ancestry	Count	%
English	61	2.4%
Polish	21	0.8%
Dutch	21	0.8%
Irish	8	0.3%

Technology access

Metric	% of households
Computer access	33.8%
Internet access	94.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48435

What city is ZIP code 48435 in?

ZIP code 48435 is primarily assigned to Fostoria, Michigan.

What county is ZIP code 48435 in?

ZIP code 48435 falls within Tuscola County, Michigan.

Is ZIP code 48435 mostly owner-occupied?

94% of occupied units in ZIP code 48435 are owner-occupied, well above the national average.

How educated is the population of ZIP code 48435?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 48435?

The median home value in ZIP code 48435 is $140,100.

What is the population of ZIP code 48435?

ZIP code 48435 has an estimated population of 2,589 residents, with a density of 99 people per square mile.

What timezone is ZIP code 48435 in?

ZIP code 48435 observes the EST timezone.